1. 13546 Brick Road_COA 2025-0805 PACKET

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Erie Insurance Group April 22, 2025 Page 5 of the tree impact. The cracks in the stone lintel and mortar joints of the west wall were filled with accumulated dirt and debris, did not have the appearance of being recently formed, and no stone lintel pieces were noted on the ground and at the basement window. We observed no evidence around the building exterior to indicate racking of the residential building, specifically in the corners of the house, or evidence of movement and shifting of the roof structure toward the north and east associated with the tree impacts or high wind forces. We noted the entry doors in the east and south walls of the residential building were not binding in their frames, and the windows of the building opened and closed without dragging and without being forced. The interior doors were noted to open and close without rubbing and were not bound in their frames. The windows around the perimeter of the building did not contain fractured or broken glass panes, the window frames were not damaged, and the windows opened and closed when operated. The exterior walls contained no fractured bricks from tree limb impacts. The tree and tree limbs impacted the second story roof slope, the first story west-facing roof slope above the master bathroom, and the west-facing roof slope and west eave of the attached garage. At the attached garage, widespread evidence of racking, twisting, and leaning of the garage in its entirety was noted at the southwest and southeast corners. , and the measurements taken indicated that the north, west, east, and south exterior walls of the house were plumb in the locations measured. No cracks and separations were noted in the south, east, and north exterior wall finishes to indicate northward and eastward movements in the tops of the exterior walls associated with tree impact. The lathe and plaster, and gypsum wallboard throughout the building interior, specifically the wallboard and plaster on walls parallel to the tree impact or installed in the east-west plane, did not contain cracks or separations above door and window openings to indicate movement of the structure toward the east, except for the west wall and north interior wall at the master bathroom. We observed hairline wallboard cracks in the ceilings of the master bathroom and kitchen associated with elastic deformation in the wood framing of the building resulting from the tree impact. The hairline ceiling cracks were in line with the tree impacting the west eave of the first story, and the cracks were noted in the tape seams of the wallboard. We did not note broken windowpanes in the south- and west-facing windows, or damage to the entry doors. The floor observed to the humped or sloped to indicate displacements in the floor structure, perimeter foundation walls, or interior support posts and beams. The tops of the south, east, and west exterior CMU walls of the attached garage were displaced toward the east from the tree impact at the west eave and west-facing roof slope of the garage. The roof structure revealed indications of distress and movement consistent with