1. 13546 Brick Road_COA 2025-0805 PACKET

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Erie Insurance Group April 22, 2025 Page 4 entry porch. At our site inspection, portions of the tree and tree limbs were removed from the house and garage, portions of the large mature tree remained in the west yard, some tree limb debris was at the site and along the roof slopes, and a tarpaulin covered portions of the south- and west-facing roof slopes at the second story. During the course of our site visit, we noted isolated damage to the asphalt composition shingles at the second story, and the first story roof slopes of the house and attached garage, detached soffit boards at the south and west second story overhangs, partially detached gutters at the west eaves, and a detached wood decorative cornice from the south overhang. The tree limbs did not impact the walls, windows, roof slopes, or roof covering at the turret. Cracks and separations were present in the west, south, and east CMU walls of the attached garage. A long horizontal crack was present across the west garage wall at its mid-height, stair-stepped cracks were present at the southeast and southwest corners of the garage, the top of the south garage wall was displaced toward the south approximately 3 inches, and the top of the east wall of the garage was displaced toward the east 2 feet at the northeast corner. The concrete slab foundation of the garage did not contain recent cracks or separations consistent with the tree impact. We noted no cracks or separations in the mortar joints of the stone foundation from the tree impact. The stone basement window lintel at the west side of the building was cracked through its thickness, the exposed crack edges were worn and weathered, and the progressive fractures of the stone was evidence of long-term movement and cracks in the lintel. No pieces of fractured stone from the lintel were noted on the ground and adjacent to the window. We noted the mortar joint at the top of the window lintel was separated, the south side of the window opening contained mortar joint repairs at the west foundation wall, and the movement, cracks, and displacement in the west stone foundation wall and window lintel did not have the appearances of recent damage. We noted no damage to the master bathroom window in the west exterior wall above the basement window lintel, and no cracks in the brick between the windows to indicate vertical forces transferred down the west wall to fracture the stone lintel. We noted no cracks and separations in the bricks of the south, north, east, and west exterior walls for the house, no stair-stepped cracks or separation in the corners of the residential building, and no leaning or displacements in the exterior walls of the house to indicate shifting, racking, or general leaning of the building in its entirety due to the tree impact. The top of the southern patio post at the east side of the house and at the east entry door was leaning toward the east approximately 1 inch. We noted the 4 inches by 4 inches posts were enclosed with 1 inch thick wood members to form a 6 inches by 6 inches posts. The top of the southernmost 4 inches by 4 inches posts was exposed, the wood post was twisted at the top, and the exposed wood at the 4 inches by 4 inches post was covered with white paint. The displacements in the porch posts were unrelated to the tree impact. No recent cracks or separations were noted in the stone foundation walls and mortar joints to indicate recent movement occurred as a result