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Erie Insurance Group <br />April 22, 2025 <br />Page 3 <br /> <br /> <br />vinyl siding at south-facing gable end, and paint the affected <br />surfaces of the south wall 160 square feet. <br />f) Reconstruct the east CMU wall of the attached garage; replace <br />16 square feet of 8 inches in thickness hollow core CMU, remove <br />and replace east-facing entry door, replace 16 feet wide <br />overhead garage door, replace the overhead garage door <br />header, replace the overhead garage door trim, and paint the <br />affected surfaces of the east wall 200 square feet. <br />g) Repair the gypsum wallboard cracks in the ceiling and west wall <br />of the master bathroom and the ceiling of the kitchen; <br />approximately 100 linear feet. <br />h) Repaint the ceilings and wall repair areas at the master bathroom <br />and kitchen, approximately 400 square feet. <br /> <br />OBSERVATIONS <br />The residence was a two-story wood-framed structure building over a stone and <br />masonry basement foundation. The dwelling s exterior walls were brick, and the <br />south-facing gable ends were covered with vinyl siding. The roof slopes of the <br />building were covered with asphalt composition shingles. A turret was at the <br />second story of the house, and the roof slopes of the turret were covered with <br />EPDM. For the purposes of this report, the residence was assumed to face north. <br />An attached two-car garage was located along the south side of the residential <br />building, the exterior walls of the garage were hollow core CMU, and the roof <br />slopes of the garage were covered with asphalt composition shingles. An overhead <br />garage door and entry door were in the east wall of the garage. According to Mr. <br />Horvath, they have owned the property since 2024, and the residential building <br />was constructed in 1875. Mr. Horvath stated a large, mature tree fell on the <br />property and struck the west side of the building, the southwest corner of the <br />second story, the west-facing roof slope of the first story, and the west-facing roof <br />slope of the attached garage. The impact from the tree limbs did not result in <br />structural damage to the east, west, and north exterior walls, the floor framing, the <br />windows, and doors of the residential building, did not produce shifting walls or <br />result in fractured door and window frames in the house. Mr. Horvath believed the <br />impact from the tree limb resulted in potential damage to the foundation walls, <br />racking of the building in its entirety, fractured the wood framing of the roof <br />structure, shifting of the house, shifting in the attached garage, and cracks in the <br />ceilings and walls throughout the building. Mr. Horvath was concerned about <br />racking of the building, cracks in the window header of the basement, potential <br />damage to the building foundation, and movement in the wood posts of the east