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For more information, contact City of South Bend Business License Administrator, Michelle Adams | madams@southbendin.gov | 574.235.5912 | 19 <br />RESOURCE GUIDE <br />PERSONAL CREDIT <br />Before approaching a bank or investor for a <br />loan, it is advisable to know the condition of <br />your credit report. For your free annual <br />personal credit report, go to <br />freecreditreport.com. <br />INSURANCE <br />For the necessary insurance coverage, bonding, <br />or liability insurance, check with your local <br />insurance agent or broker. Performance bonds <br />may be required for jobs of $1,000 or more. <br />Financial statements or tax returns may also be <br />needed. Licensing bonds and performance <br />bonds sell for $50 and up. <br />TRAFFIC INFORMATION <br />For information regarding traffic counts, <br />streets, or access roads, contact: <br />MICHIANA AREA COUNCIL OF <br />GOVERNMENT (MACOG) <br />227 West Jefferson Boulevard, 11th <br />Floor South Bend, IN 46601 <br />574.287.1829 <br />macog.com <br />e: macogdir@macog.com <br />BUILDING AND ZONING <br />The Building Department reviews and issues all <br />permits for construction, demolition, <br />remodeling, and occupancy of structures (i.e. <br />electrical, plumbing, HVAC, windows, and <br />roofing). The Zoning Ordinance establishes the <br />allowed uses and development standards (i.e. <br />required setbacks, allowed signage, and <br />landscaping) for a site. For more information <br />contact: <br />ST. JOSEPH COUNTY/SOUTH BEND <br />BUILDING DEPARTMENT / ZONING <br />125 South Lafayette Boulevard, Suite 100 <br />South Bend, IN 46601 <br />574.235.9554 / 574.235-9451 <br />southbendin.gov <br />MISHAWAKA CITY <br />PLANNING DEPARTMENT <br />600 East 3rd Street <br />Mishawaka, IN 46544 <br />574.258.1625 <br />mishawaka.in.gov