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18 | For more information, contact City of South Bend Business License Administrator, Michelle Adams | madams@southbendin.gov | 574.235.5912 A HANDBOOK FOR STARTING A SMALL BUSINESS IN SOUTH BENDSMALL BUSINESS <br />FEDERAL CITIZEN INFORMATION CENTER <br />800.333.4636 or 800.688.9889 <br />usa.gov <br />LOCAL AND FEDERALREGULATIONS <br />Cities and counties in Indiana have jurisdiction over many areas, which can affect small businesses. <br />Zoning regulations and signage issues are almost always local issues. Contractor licensing (for <br />contractors other than plumbers) is also a local option. Some areas also have a “transient merchant” <br />license or some other regulation of those doing business without an established business location. <br />Since regulations vary from city to city and county to county, it is always necessary to contact the <br />local government wherever the work is being done. Consult a local telephone directory for contact <br />information regarding local government offices. For general information regarding the federal <br />government agency contact: