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City of South Bend Disparity Study 2020 <br />Source: CHA calculations from Survey of Business Owners <br />Table 5-3: Disparity Ratios of Firm Utilization Measures <br />All Industries, 2012 <br />Source: CHA calculations from Survey of Business Owners <br />75 0 2020 Colette Holt & Associates, All Rights Reserved. <br />o of Sales to <br />of Firms <br />Firms) <br />Ratio. <br />Number of Firms <br />(EmployerNumber <br />of Payroll <br />to Number of <br />Panel A: Disparity Ratios <br />(All <br />for Non -White Firms <br />Black <br />7.67% <br />36.97% <br />69.91% <br />Latino <br />10.43% <br />16.76% <br />59.47% <br />Native American <br />9.17% <br />14.66% <br />67.86% <br />Asian <br />34.91% <br />22.75% <br />69.84% <br />Panel B: Disparity Ratios <br />for All Firms <br />Non -Whites <br />13.95% <br />23.50% <br />67.16% <br />White Women <br />13.95% <br />22.22% <br />75.44% <br />Not Non-White/Nat <br />156.93% <br />122.52% <br />102.91% <br />White Women <br />All Firms <br />100.0% <br />100.0% <br />100.0% <br />Source: CHA calculations from Survey of Business Owners <br />75 0 2020 Colette Holt & Associates, All Rights Reserved. <br />