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FY 2025-2029 Five-Year Consolidated Plan City of South Bend, IN <br /> 80%-100% of Area Median Income <br /> Severe Housing Problems* Has one or more Has none of the Household has <br /> of four housing four housing no/negative <br /> problems problems income, but none <br /> of the other <br /> housing problems <br /> Jurisdiction as a whole 277 9,559 0 <br /> White 111 7,864 0 <br /> Black/African American 75 904 0 <br /> Asian 0 85 0 <br /> American Indian,Alaska Native 0 8 0 <br /> Pacific Islander 0 0 0 <br /> Hispanic 65 508 0 <br /> Table 20—Severe Housing Problems 80- 100%AMI <br /> Data 2016-2020 CHAS <br /> Source: <br /> *The four severe housing problems are: <br /> 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per <br /> room, 4. Cost Burden over 50% <br /> Discussion <br /> The racial composition of households in St. Joseph County, according to the 2016-2020 American <br /> Community Survey, was 80.9% White; 11.9% African American/Black; 2.2% Asian; 0.4% American <br /> Indian and Alaskan Natives; and 0.01% Native Hawaiian or Pacific Islander. The Hispanic or Latino <br /> population was 5.4%. In the 0%-30% and 80%-100% of Area Median Income categories, the African <br /> American/Black ethnic group has a disproportionate need in terms of severe housing problems at 29.6% <br /> and 27.1%of the total households in that income category,respectively.The Hispanic or Latino population <br /> also has a disproportionate need in terms of severe housing problems in the 80-100% of Area Median <br /> Income categories at 23.5%of total households in that category. <br /> OMB Control No:2506-0117(exp.07/31/2025) 75 <br />