St. Joseph County Housing Consortium

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FY 2025-2029 Five-Year Consolidated Plan City of South Bend, IN NA-15 Disproportionately Greater Need: Housing Problems - 91.405, 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction During the planning process for the preparation of the City of South Bend and St. Joseph County Housing Consortium's Five-Year Consolidated Plan, an evaluation and comparison was made to determine if any racial or ethnic group has a greater disproportionate need in the County. Disproportionately greater need is defined as a group having at least 10 percentage points higher than the percentage of persons as a whole. The total number of White Households in St.Joseph County is 84,426 households(80.9%); the number of Black/African American Households is 12,464 households (11.9%); the number of American Indian and Alaskan Natives is 457 households (0.4%), the number of Asian Households is 2,274 households (2.2%); the number of Native Hawaiian and Other Pacific Islander is 27 households (0.01%), and the number of Hispanic Households is 5,684 households(5.4%). 0%-30% of Area Median Income Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income,but none of the other housing problems Jurisdiction as a whole 8,359 1,704 1,971 White 4,859 1,050 936 Black/African American 2,490 500 845 Asian 179 30 155 American Indian,Alaska Native 60 8 4 Pacific Islander 0 0 0 Hispanic 610 85 34 Table 13-Disproportionally Greater Need 0-30%AMI Data 2016-2020 CHAS Source: *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% OMB Control No:2506-0117(exp.07/31/2025) 70