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Enforcement, you may be able to have those penalties dismissed. Please call the Community <br /> Forum for Economic Justice at 574-222-4966 to get help. <br /> Emmanuel Cannady, 311 E. Colfax Street, stated, I want to thank Regina for having me and it <br /> has been very powerful to hear some of the stories you have shared. I've been in South Bend for <br /> five (5) years but am from Wisconsin. I am used to the environment that has been described and <br /> I've asked myself how I can give back and how I can use my degree to embolden communities to <br /> get the retributive justice they deserve. This conversation can't be stopped and will not be <br /> stopped. It is up to us as a community to drive the message home that we matter. When I do this <br /> work I don't only do it with my mind, I do it with my heart. Our survey is titled `South Bend's <br /> neglected neighborhoods: A study on environmental inequities and the affects of perceptions of <br /> self.' It is a two (2) or three (3)part survey. We are first going to go to each individual <br /> community and ask individuals to take surveys, and then have focus groups after that. My <br /> favorite part is that this survey will be distributed by members of that specific community. The <br /> focus groups are intended to get to the core of the community structure and how that has an <br /> impact on physical and mental health. This really relies on the community and please let us know <br /> what more we can do to help. <br /> Anne Mannix, 724 W. Washington Street, stated, I live about three (3) blocks from here and my <br /> background is in city planning. My goal is to look at the neighborhoods as a whole and look at <br /> what is needed. I've always been in favor of low-income people. I worked in housing for about <br /> thirty (3 0) years doing different things in housing. If you try to build a house with new <br /> construction, it could cost upward of$175,000 to build when it would only sell for$70,000 or <br /> $80,000 on the market. It is hard to make these affordable and you would have to find a way to <br /> reduce the mortgage costs on that home if you want to keep it owner-occupied. Affordable <br /> housing needs to be available for those making $35,000-$40,000. Individuals making any less <br /> than that have difficulty owning a home because things break and they don't have cash on hand <br /> right away to fix it. Individuals making less than$30,000 need affordable options as well. There <br /> is a project I worked on that is a land cooperative where all the homeowners own them all <br /> together, and that model works. All federal housing programs have income limits. One (1)thing <br /> a neighborhood needs is a range of incomes. We asked the City to construct the new houses but <br /> write down the mortgages and ask for what the houses are going to be appraised for. We <br /> proposed that to the City and they have not said yes or no. We said one hundred (100) houses to <br /> make it big. The idea is to match incomes with mortgage values and to keep homeowners in the <br /> neighborhoods. We are also waiting for the market study to be done by the City. <br /> Committee Chair Williams-Preston stated, The City gave $5 million to one (1) developer for <br /> luxury apartments. We are only asking for$6 million to help one hundred(100) families. I don't <br /> think that is too much to ask for. <br /> Josh Ar6valo, 104 E. Jefferson Boulevard, stated, Rehabilitation is expensive only because a <br /> contractor says a price and the City pays it. What we want is development without displacement. <br /> We need intelligent and green rehabilitation. That means when the rehabilitation is happening, <br /> the family remains in the home. There are major components to rehabilitation. The roof, siding, <br /> windows, ceilings, air systems, electrical, plumbing, foundation and landscaping are all the basic <br /> components to rehabilitation and can be done in a green and intelligent way, without <br /> 6 <br />