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second would require an ongoing monitoring of loans made within the area, in accordance <br />with the provisions of the Community Reinvestment Act. Members of WWCRP could be <br />• trained in evaluation techniques. <br />o Neighborhood Clean-ups and Property Maintenance <br />A neighborhood clean-up and property maintenance program has been initiated through <br />the community organization and participation process, and should be continued on a <br />regular basis. Clean-up efforts should be matched by assistance from the City of South <br />Bend, local institutions and businesses, and private benefactors to remove trash and <br />debris from vacant lots, get barren areas sodded and/or seeded, cut weeds, remove junk <br />cars, repair and paint damaged fences, encourage landscaping, etc. 'The clean-up and <br />maintenance program should be established as an ongoing activity designed to improve <br />the image and appearance of the area, and to promote community pride and participation. <br />Housing <br />o Maintain Sound Housing <br />Continued high level of maintenance of basically sound buildings is required to stabilize <br />residential property values and to prevent the creation or spread of deterioration. The City <br />should develop a targeted code enforcement program to address problem properties and <br />owners. <br />o Market Vacant Buildings <br />• Housing abandonment and demolition has resulted in the loss of a substantial number of <br />residential buildings in the past. The extent to which this trend can be stopped and reversed <br />will affect the potential for revitalization of the neighborhood and the amount of time <br />required to return the area to a long-term sound condition. Every effort should be made to <br />protect existing vacant buildings from further deterioration, and to market these properties <br />for rehabilitation and re-use. Vacant buildings that are seriously deteriorated and represent a <br />threat to health and safety should be demolished. <br />o Rehabilitate Deteriorating Buildings <br />Existing housing rehabilitation efforts should be continued and intensified to upgrade <br />existing buildings to a long-term sound condition and to improve the living conditions <br />residing in the area. As previously noted, recent surveys indicate that approximately 450 <br />residential buildings are in need of minor or major rehabilitation. Many of the buildings are <br />owned and occupied by low- and moderate-income households with limited ability to <br />finance needed home improvements. The low value of buildings, together with the high cost <br />of rehabilitation presents financial feasibility questions in many cases. <br />o Market Vacant Sites for New Housing <br />New housing on vacated parcels is needed to augment the supply of housing available to <br />low- and moderate-income families, to restore the continuity of residential frontages, and to <br />strengthen the appearance and quality of the area as a complete neighborhood. It is <br />a <br />27 <br />