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HAZARDOUS MATERIALS AND LIMITING CONDITIONS <br /> Unless otherwise stated in this report, the existence of hazardous material, which may or may not be <br /> present on the property, was not observed by the Appraiser. The Appraiser has no knowledge of the <br /> existence of such materials on or in the property. The Appraiser, however, is not qualified to detect <br /> such substances. The presence of substances such as asbestos, urea-formaldehyde foam insulation, or <br /> other potentially hazardous materials may affect the value of the property. The value estimate is <br /> predicated on the assumption that there is no such material on or in the property that would cause a loss <br /> in value. No responsibility is assumed for any such conditions, or for any expertise or engineering <br /> knowledge required to discover them. The client is urged to retain an expert in this field,if desired. <br /> TOXIC WASTE AND ENVIRONMENTAL COMPLIANCE <br /> The Appraiser assumes no responsibility or liability whatsoever for the identification or discovery of <br /> any hazardous substances as defined by the Comprehensive Environmental Response Compensation <br /> and Liability Act of 1980 ("CERLA"), 42 USC 9601 (14), pollutants of contaminants as defined in <br /> CERLA,42 USC 9601 (14),or hazardous wastes defined by the Resource Conversation and Recovery <br /> { Act(RCRA),42 USC 6903(5),or other similar applicable feral or state laws and regulations including, <br /> but not limited to, asbestos, oil and petroleum products, PBC's and urea formaldehyde, which may <br /> have been generated, released, stored or deposited over, beneath, in, or on the property under <br /> appraisement. The inspections of the property made by this Appraiser during the course of this <br /> appraisal assignment were made solely to estimate the age and condition of the improvements. <br /> It is strongly recommended that a separate inspection be ordered by the appraisal customer from a <br /> qualified environmental engineer or consultant who would address matters of toxic waste and <br /> } environmental compliance. <br /> 39 <br />