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SECOND AMENDMENT TO LEASE AGREEMENT <br />This Second Amendment to the Lease Agreement is made effective as of November 24, <br />2025 (the “Effective Date”) by the City of South Bend, Indiana, Department of Redevelopment, <br />acting by and through its governing body, the South Bend Redevelopment Commission (the <br />“Landlord”) and YMCA of Greater Michiana, a Michigan nonprofit corporation (“Tenant”), <br />with offices at 905 North Front St., Niles, MI 49120 (each a “Party” and together, the “Parties”). <br />Recitals <br />A.The Parties entered into a certain Lease Agreement dated April 25, 2024, as <br />amended by a First Amendment to Lease Agreement dated July 25, 2024 (together <br />the “Lease”), in which the Landlord agreed to lease the Leased Premises to the <br />Tenant for the purposes of operating a health and fitness center. <br />B.Tenant desires to also offer a full-service daycare facility at the Leased Premises in <br />2026. <br />C.The Parties now desire to modify certain portions of the Lease as set forth herein. <br />NOW, THEREFORE, in consideration of the foregoing and the mutual covenants and <br />promises contained in this Second Amendment and the Lease and for other good and valuable <br />consideration, the receipt of which is hereby acknowledged, the Parties agree as follows: <br />1.The first sentence of Section 1 shall be deleted in its entirely and replaced with <br />the following: <br />Landlord hereby leases to Tenant and Tenant hereby leases from Landlord <br />all of the 3rd, 4th, and 5th Floors of the Property, and, effective as of May 1, <br />2026 (or earlier if written notice is provided from Landlord that the space is <br />available for occupancy sooner), a portion of the 1st Floor of the Property, <br />comprising approximately nine thousand five hundred (9,500) square feet <br />in size, all as further depicted in the attached Exhibit 2 (the “Leased <br />Premises”). <br />2.Section 4 of the Lease shall be deleted in its entirety and replaced with the <br />following: <br />Tenant covenants and agrees to pay one-third (1/3) of all existing utility <br />expenses associated with operating the Property for calendar years 2024 and <br />2025 of the Lease Term, including, but not limited to, expenses stemming <br />from the Property’s electricity, water, and gas utility accounts (collectively, <br />the “Utility Expenses”). For calendar years 2026 through 2031, Tenant <br />agrees to pay one-half (1/2) of the Utility Expenses. Landlord will provide <br />copies of invoices for all Utility Expenses incurred during the previous <br />twelve (12) months of operation to Tenant on an annual basis, which will <br />be delivered to Tenant on or before January 31st of each year, and Tenant <br />shall pay its required share of the sum of all utility invoices presented to <br />Tenant to Landlord on or before February 28th of each year until Tenant’s