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related to the household's income. The rate of denial for Blacks and Asians remains higher than <br /> the rate for Whites. Hispanic households were also challenged as their denial rate has increased. <br /> In 2024, the City of South Bend and the St.Joseph County Housing Consortium began the 2025-2029 <br /> Consolidated Planning process which includes the completion of an Analysis of Impediment to Fair <br /> Housing Choice. <br /> CAPER 40 <br /> OMB Control No:2506-0117(exp.09/30/2021) <br />