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Page 3 <br />In Summary <br />1. We feel the commission would be placing an undue financial burden on us by requiring us to side our <br />house with cedar siding at an additional cost of $9,144.00. Plus the upkeep of the painting/staining will be <br />at a minimum cost of $1,212.50 every 3-5 years. <br />2. With the value of our house having only appreciating 1.85% annually it will take 36.37 years to break <br />even on the additional cost. <br />3. The average house in the South Bend/Mishawaka has appreciated 5-70%, ours has not. We will not <br />receive any financial benefit from the increased cost of the investment. We want to invest in our home <br />and make it look attractive but not at a financial burden. <br />4. We have other projects to complete where this extra $9,144.00 can be more effectively spent. The <br />potential hardship that the denial of the Certificate of Appropriateness would cause us, would be the <br />hardship of undue financial burden. <br />0 <br />