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Hartford Fire Insurance Company <br />Detroit Regional Office Bond Department <br />5445 Corporate Drive Suite 300 <br />Troy, MI 48098 <br />March 14, 2019 <br />RE: Hardman Construction, Inc. <br />Ludington, Michigan <br />To Whom It May Concern: <br />It has been the privilege of Hartford Fire Insurance Company (Hartford) to provide surety bonds <br />on behalf of Hardman Construction, Inc. since 1990, during which time Hardman has performed <br />and we have issued performance and payment bonds for contracts valued in the range of $30 <br />million. In our opinion, Hardman Construction, Inc. remains properly financed, well equipped <br />and capably managed. <br />At the present time, Hartford provides a $30 million single job/$50 million aggregate surety <br />program to Hardman Construction, Inc. Rates are $4.50 per thousand of contract price. As <br />always, Hartford reserves the right to perform normal underwriting at the time of any bond <br />request, including, without limitation, prior review and approval of relevant contract documents, <br />bond forms and project financing. We assume no liability if for any reason we do not execute <br />such bonds. <br />Hartford Fire Insurance Company is listed on the U.S. Treasury Department's Listing of <br />Approved Sureties (2014 Department Circular 570), with an underwriting limitation of <br />$991,602,000 and is rated A+ XV by A.M. Best Company. <br />If you have any questions, please contact me at (248) 822-6451. <br />HARTFORD FIRE INSURANCE COMPANY <br />Mark J. Mulville <br />Contract Bond Manager <br />