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interest thereon, and any Non - Payment Lien on the Parcel. To defray general administrative expenses and to compensate Declarant for discharging its obligations under this Declaration, the Gross Common Access Way Expenses, the Common Utility Expenses, the Common Irrigation Expenses, the Common Drainage Expenses, the Sign Expenses and the Common Security Costs shall include an additional amount equal to 10% of the other costs and expenses included therein. Section 4. Architectural Compatibility. No Owner shall build, construct, erect, or install a building, structure, sign, other Surface Improvement, or any other improvement (collectively, the "Improvement(s) ") on its Parcel, or alter any of the existing Improvements on its Parcel (including, without limitation, reducing the number of parking spaces on the Parcel), until all of the following conditions are satisfied: (i) The Owner submits to an architectural review board established by Declarant (the "Architectural Review Board ") all plans, designs, and specifications for the proposed Improvement or the proposed alteration of an existing Improvement (including, without limitation, a site plan of the proposed Improvement or the proposed alteration of an existing Improvement) (the "Construction Plans "); (ii) The Owner submits to the Architectural Review Board samples of any construction and finishing materials that Declarant or the Architectural Review Board, as applicable, may request (the "Construction Materials "); (iii) The Architectural Review Board determines that the Improvements (as shown in the Construction Plans) appear to comply with, and will not cause a violation of: (A) any and all applicable zoning ordinances, building codes, and other state and local regulations; (B) the Architectural and Site Design Guidelines established by Declarant, as amended from time to time; and (C) any and all other reasonable rules, regulations, and directions that Declarant may promulgate from time to time concerning construction, erection, installation, and alteration of Improvements; (iv) The Architectural Review Board further determines that the Improvements and the Construction Materials are of a quality and nature that are compatible with Declarant's plans for the Project and any existing Improvements in and on the Project and the Adjacent Real Estate; and (v) The Architectural Review Board approves the Construction Plans in writing. Determinations by the Architectural Review Board pursuant to this Section shall be made reasonably, and approvals of the Architectural Review Board required by this Section shall not be withheld unreasonably. Determinations by the Architectural Review Board pursuant to this Section shall not bind the Executive Director of the Area Plan Commission or the Building Commissioner of the City of South Bend, Indiana. ARTICLE III General Provisions -19-