2018 CDBG Fourth Year Action Plan

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The 2018 CDBG funding plan follows the basic parameters of previous plans, with emphasis on the , physical nature of revitalization activities as they relate to affordable housing and strong communities. An emphasis on neighborhood revitalization through partnerships with community development , corporations, rehabilitation of owner-occupied homes, homeownership opportunities, public facility improvements, and public services will occur. ' The HOME Program is receiving$1,030,317 for housing programs that include tenant-based rental assistance, new home construction, housing acquisition-rehab, and homeownership , opportunities throughout St.Joseph County in 2018. The HOME program will exceed the 25 percent match requirements through private funding, project sponsors and banked match. The ESG Program in the City of South Bend is receiving$212,959 in 2018 for emergency shelter and ' rapid rehousing activities that serve the community's homeless population. ESG grant matching requirements will be satisfied using funds from other federal, state, and private dollars. Numerous sources of funding are expected to be available to supplement the federal dollars for Supporting Homeowners and Helping Renters become Homeowners. In addition to annual CDBG and HOME funds, private local financial institution support, and general community donations are anticipated.A consortium of six local financial institutions will continue to pool resources to provide mortgage assistance to new homeowners through the Community Homebuyers Corporation (CHC) program. Rebuilding Together will rehab homes with CDBG dollars and local labor and material donations. South Bend Home Improvement Program (SBHIP) will rehab owner-occupied homes with CDBG. Housing counseling will be made available through CDBG, South Bend city resources and state dollars via ' the Indiana Foreclosure Prevention Network. Additionally, in 2011, the Hardest Hit Funds Program was added to the pool of assistance to those facing foreclosure.These sources fund the counseling activity that supports the efforts to asssist homeownership. Over 200 households are expected to attend a counseling session and or class in 2018. 3. Evaluation of past performance This is an evaluation of past performance that helped lead the grantee to choose its goals or projects. The City has a long history of successfully partnering with Community Development Corporations (CDCs)to create affordable housing, both rental and owner-occupied.This partnership also provided the means to create community meeting spaces and improve public facilities in low-mod income , neighborhoods. In addition, the City administers an owner-occupied home rehab program, and annually provides additional homeowner assistance with CDBG funds to Rebuilding Together and REAL Services, , Inc.for home rehabs. Direct homeownership assistance was provided to low-mod income first-time homebuyers through the Community Homebuyers Corporation homebuyer assistance program. Annual Action Plan 2 2018 OMB Control No:2506-0117(exp.06/30/2018) '