Contract - Indiana Housing and Community Development Authority - DCI

Home Browse Search

counseling services. Contractor may charge a nominal fee for pulling credit reports if the cost does not deter clients from seeking counseling. 60. Conflicts of Interest. The Contractor must ensure that staff and volunteers who provide foreclosure intervention counseling services under IFPN do not have any conflicts of interest due to relationships with servicers, real estate agencies, mortgage lenders, and/or other entities (including itself) that may stand to benefit from particular assistance outcomes. 61. Good Standing. The Contractor must be currently authorized to do business in all states where it proposes to provide counseling services and the Contractor has current certificates of good standing in all states in which it operates. 62. Duplicate Client Reset. Any client who received counseling services prior to January 1, 2016 will be eligible to be counseled again by the Contractor on or after January 1, 2016 at any level. The duplicate reset only applies to level 1 and 2 clients. Contractor will be required to document that the client received the appropriate level of service again, after January 1, 2016 and all current required documentation is maintained in the client file, with the new intake date. In order for a client to be uploaded into the Data Collection System for payment, the homeowners must have received a new counseling session after January 1, 2016 and all required documentation must be updated as of the new intake date and recorded in the client file. The Contractor cannot submit subordinate liens for a homeowner whose primary lien was already serviced by the counselor previously and where this is not a change in circumstance for the borrower or change in workout options available to the borrower, nor should the Contractor resubmit clients who have on -going cases without any substantial change in circumstances and that have already been filled in a previous round of funding. 63. Client Rights. In order to keep as many options as possible available to clients, the Contractor must not engage in exclusivity agreements with clients .seeking foreclosure or delinquency counseling or interested parties such as servicers or lenders, not shall they otherwise engage in practices which exclude other counseling agencies from working with its clients or its clients' servicers or lenders, should the client willingly seek assistance from another organization. 64. Indirect Cost Rate. According to 2 CFR 200.414(f), the Contractor may charge a de minimis rate of 10% of modified total direct costs (MTDC). As described in 2 CFR 200.403, Factors affecting allowability of costs, costs must be consistently charged as either indirect or direct costs, but may not be double charged or inconsistently charged as both. If chosen, this methodology once elected must be used consistently for all Federal awards until such time as the Contractor chooses to negotiate a rate, which the Contractor may apply to do at any time. A proposal to establish a cost allocation plan or an indirect (F&A) cost rate, whether submitted to a Federal cognizant agency for indirect costs or maintained on file by the Contractor, must be certified (00024811-1) Page 19 of 39