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Home My WebLink About844 Park Avenue_AA 2025-1112Sarah Andrews, President HISTORIC PRESERVATION COMMISSION OF SOUTH BEND AND ST. JOSEPH COUNTY CERTIFICATE OF APPROPRIATENESS The Historic Preservation Commission of South Bend and St. Joseph County has approved the following work: Replace flat roof on rear porch with new membrane and drip edge. Repair of wood corner and repair of replacement of shingle siding in-kind to allow for new membrane to run up house wall. Install new 5' k-style gutters on rear porch. Repair rotted fascia on front and north sides of house with epoxy and wood to replicate trim profile. RELIABLE ROOFING & CONSTRUCTION, Contractor for the following location: 844 PARK AVE South Bend, IN, 46616 Chapin Park Application No. 2025-1112 in the County of St. Joseph; State of Indiana; which is: Located in a Local Historic District A Local Historic Landmark and found this application to be appropriate according to the Standards pertaining to Local Historic Landmarks and/or Local Historic Districts. Regulations pertaining to the Historic Preservation Commission are found in Chapter 21 (Zoning), South Bend Municipal Code and Chapter 26 of the St. Joseph County Code. The issuance of this certificate does NOT in any manner, release the recipient from the responsibility of complying with the requirements of the zoning ordinances, building codes, safety codes, ADA or other requirements of the City of South Bend, the County of St. Joseph, the State of Indiana, or the United States Federal Government. This certificate is good for one year from the date of issuance and is effective from the date entered herein. Plans are on file and open for public inspection at the office of the Historic Preservation Commission of South Bend and St. Joseph County, 227 West Jefferson Blvd., Suite 1400 S, South Bend, Indiana, during normal business hours. THIS CERTIFICATE IS NOT TRANSFERABLE NAME OF APPLICANT:Andrew & Bridget Hoyt CERTIFICATE ISSUED BY: Ross Van Overberghe Historic Preservation Administrator POST IN A CONSPICUOUS PLACE ON THE STREET SIDE OF THE PROJECT UNTIL COMPLETION OF ALL WORK. Phone: (574) 235-9371 E-mail: SBSJCHPC@southbendin.gov ROSS VAN OVERBERGHE Historic Preservation Administrator 11/14/2025DATE CERTIFICATE TAKES FORCE:11/14/2026DATE CERTIFICATE EXPIRES: Ord No. 9574-05 Chapin Park ADMINISTRATIVE APPROVAL Wednesday, November 12, 2025 Application for Cer tificate of Appropriateness Important Information Regarding this Request REQUIRED DOCUMENTATION AND SITE PLANS The Historic Preservation Commission of South Bend and St. Joseph County cannot process an Application without required documentation. Comprehensive documentation provides a complete understanding of the project. Problems often occur during a project review or during the execution of the project when the property owner, staff or commissioners are unclear as to project specifics. Applications will NOT be processed without required documentation. Photographs may be submitted in digital format or in photographic print. When a project involves blueprints and/or site plans, one (1) set shall be submitted with the Application. Any documentation submitted to this office cannot be returned to the applicant. APPLICATION FEE The application processing fee for any Application for a Certificate Of Appropriateness is $20 Payment must accompany the application at the time of submission. For an electronically submitted application, payment must reach the HPC office within 48 hours following transmission. Payment can be made by credit card by contacting Business License Administrator Michelle Adams at (574) 235-5912; by cash in person in the Department of Community Investment on the 14th floor of the County City Building; or by check made out to City of South Bend. Applications will NOT be processed without the required fee. MEETING ATTENDANCE When an Application has been scheduled for any meeting, the owner, architect or contractor(s) retained for the project shall attend the meeting where their project will be reviewed and a decision rendered. Failure by the owner, architect, or contractor to attend such meetings may result in denial of the Application due to insufficient representation. CERTIFICATE ISSUANCE Certificates of Appropriateness will be filed with the Building Department of South Bend and St. Joseph County. A copy of the Certificate will be emailed directly to the owner and/or contractor(s) listed on the application. INSPECTION AUTHORITY All projects will be inspected during and following execution for compliance with the decision(s) rendered by the Historic Preservation Commission of South Bend and St. Joseph County. 1 Owner acknowledges that while the Historic Preservation Commission only considers Certificates of Appropriateness for exterior features, under certain circumstances it may be necessary for the Commission Staff to have access to the interior of the building in order to accurately assess the condition of the exterior feature and that the lack of access to the interior may prevent the Commission Staff from making a favorable recommendation. Any work performed on a historic landmark or in an historic district which does not conform to the Certificate of Appropriateness certificate shall be immediately halted by the Historic Preservation Commission and the Building Department of South Bend and St. Joseph County. Fines may be levied for projects not in compliance. I read and understand the information above:Yes, Continue Date Wednesday, November 12, 2025 2 Property Information Property Address for Proposed Work:844 Park Avenue Property City South Bend Property Zip Code 46616 Property Owner Information:Bridget & Andrew Hoyt Owner Email Owner Address 844 Park Avenue, South Bend, IN 46616 Proposed Work and Project Information All projects must comply with applicable building and zoning codes. South Bend Zoning Ordinance St. Joseph County Zoning Ordinance Does your project involve any of the following? (Check all that apply):Roofs Contractor Information Reliable Roofing & Construction General Construction Maddy Weber Contractor Phone Number (574) 302-7977 Contractor Email maddy@reliableroofingonline.com Description of Proposed Work: Scope of Work – Back Porch Roof Repair, Gutter Installation, and Wood Repair The existing flat roof over the back porch (approximately 20x7 feet) is compromised and allowing water penetration. The project will begin with the removal of the existing flat roof membrane, drip edge, and gutter to expose the roof deck. Once opened, the decking will be inspected for damage—some wood repair is expected due to visible deterioration near the corner, though the full extent cannot be determined until the roof is exposed. After inspection, new Fiber/ISO board insulation and a fully adhered roofing membrane will be installed, wrapping the membrane around all edges and sealing it with new drip edge and cover tape for a watertight finish. Because the roof ties into the house wall, the bottom layer of cedar shake siding will be cut to allow the membrane to run up the wall, ensuring proper waterproofing. Depending on how the siding responds, additional work may be required, potentially affecting the price. Any necessary decking repair or siding adjustment will be reviewed with the homeowner before proceeding. In addition, new seamless 5-inch K-style gutters with downspouts will be professionally installed, including all required brackets, hangers, and hardware for proper drainage. Gutter guards will also be added to prevent debris buildup and maintain consistent water flow. Minor wood repairs will be completed on the front and left (north) sides of the house. On the front, rotted fascia trim will be cut out, treated, rebuilt with high-strength wood epoxy, sanded, and painted white to match existing trim. On the left side, a new 1x6 fascia board will be installed under the gutter, caulked, and painted to ensure a uniform appearance. Paint color will be matched as closely as possible, though slight 3 variations may occur due to weathering. Finally, a 10-yard dumpster will be provided for debris removal, covering up to three tons of material. If debris exceeds this weight, an additional charge of $40 per ton will apply. Specification of Material via Manufacture Brochure:PDF markate_invoice_….pdf File Upload Site Plans, Aerial Views, and/or Blueprints: One (1) set shall be submitted with the Application. Uploaded documentation must show existing property lines, buildings, structures, and proposed project location(s). Hand Drawn Plans/Elevations are ok Photographs to include: each area affected by project, close up detail of project areas. Windows, Siding, and/or Door projects must include photographs of each window/door/siding affected by the project and detailed close up of condition Applications will not be processed if the required photographs and/or documentation are not included. Any documentation submitted to this office cannot be returned to the applicant. Project Type - List:Roofs Overhead View of Proposed Project Location(s):PDF markate_invoice_5242112_2313.pdf Photographs: 5.21 MB 6.32 MB 4 6.21 MB 4.87 MB 7.87 MB 7.02 MB 5.47 MB 4.14 MB 5 5.09 MB 4.38 MB 4.29 MB 5.31 MB 6 3.21 MB 3.51 MB 4.36 MB Payment Invoice ID # INV-000210 Payment Method Pay via Card or PayPal 7 FROM: Reliable Roofing & Construction License: 5148-23 EIN # 93-4655473 2048 East Ireland Road, Suite A South Bend, IN, 46614 Email: Maddy@reliableroofingonline.com Phone: (574) 302-7977 INVOICE # INV-001496 Date Issued:Nov 10, 2025 Date Due:Due on Receipt Type:Final Payment Check Payable To:Reliable Roofing & Construction Balance Due:$1,572.00 TO: Bridget Hoyt JOB LOCATION: 844 Park Avenue South Bend, IN, 46616 JOB: New Flat Roof & Minor Wood Repair #Services Qty Price Discount Tax Total 1 Back Porch Roof Repair 2.00 $950.00 $0.00 No Tax $1,900.00 #Services Qty Price Discount Tax Total Description: The existing flat roof over the back porch approx (20x7) is compromised and allowing water to penetrate. We’ll begin by carefully removing the existing flat roof membrane, drip edge, and gutter to expose the underlying roof deck. Once opened, we’ll inspect the deck for damage — given the age of the home and visible deterioration near the corner, some wood repair will likely be required. The exact amount of repair needed can’t be determined until the roof is opened. After inspection, we’ll install new Fiber/ISO board insulation and a fully adhered roofing membrane, wrapping the membrane around all edges and sealing with new drip edge and cover tape for a watertight finish. Because the roof ties into the house wall, we’ll also cut the bottom layer of cedar shake siding to allow the membrane to run up the wall, ensuring proper waterproofing. Depending on how the siding reacts during this process, additional work may be needed which could affect the price. • Final price may change depending on the extent of wood damage or how the siding reacts during the membrane installation. Any necessary decking repair or siding adjustment will be reviewed with the homeowner before proceeding. Work Scope: • Remove existing flat roof membrane, drip edge, and gutter • Inspect roof decking for water damage and replace as needed • Install new Fiber/ISO board insulation and glue down new membrane • Wrap membrane around edges and seal with new drip edge • Install cover tape at seams and edges for full waterproof seal • Cut bottom course of cedar siding to extend membrane up the wall for protection 2 Gutters (K5 style 5") Seamless & Downspouts Installation 20.00 $9.75 $0.00 No Tax $195.00 Description: This line item covers the professional installation of new 5-inch K-style gutters. Installation includes all necessary brackets, hangers, and connections to ensure a secure and functional system. With downspouts will be included if applicable. Followed by a thorough clean up. Approx Scope; • XX Lft of 5" K-style Gutters (Color: TBD) • XX Lft of Installation of necessary downspouts (if applicable) • Secure fastening to structure with appropriate hardware • Proper drainage setup at all termination points 3 Gutters (K5 Style 5") Guard/Cover Installation 20.00 $6.75 $0.00 No Tax $135.00 Description: This line item is for the complete installation of gutter guards/covers designed to protect the gutter system from debris buildup while maintaining proper water flow. Installation includes securing the guards over existing gutters, ensuring a tight and effective fit for long-term performance. Approx Scope; • XX Lft of 5" Gutter Guards 4 Minor Wood Repair – Front and Left (North) Sides of House 1.00 $1,300.00 $0.00 No Tax $1,300.00 #Services Qty Price Discount Tax Total Description: There are small areas of wood rot and deterioration on the front and left sides of the home that need attention. On the front, the bottom edge of the fascia trim has rotted away. We’ll carefully cut out the affected wood, clean the area, and apply a high-strength wood epoxy to rebuild the damaged section, shaping it to match the existing trim profile. Once cured and smoothed, we’ll paint the repaired area white to blend with the surrounding trim. On the left (north) side of the house, the fascia trim beneath the gutter has a gap and missing section. We’ll install a new 1x6 trim board, properly secured and sealed, then paint it white to match the rest of the home’s trim for a uniform appearance. • Paint color and sheen will be matched as closely as possible, but due to age and sun exposure, there may be slight differences in tone. Additional hidden damage may be uncovered once the rot is removed, which could affect the repair scope or cost. Work Scope: • Cut out rotted trim at bottom of front fascia • Apply and shape wood epoxy to match existing trim • Sand, prep, and paint repaired area white • Install new 1x6 fascia board on left (north) side under gutter • Caulk seams and paint new board white to match existing trim 5 Disposal(m) - Dumpster 10yd 1.00 $400.00 $0.00 No Tax $400.00 Cost to load and haul away old materials, installation waste and associated debris for up to (3tons) If the debris goes over on weight it's an extra $40 per ton. Subtotal $3,930.00 Grand Total ($)$3,930.00 Payment Fee $141.48 Payment via PayPal on Nov 10, 2025 (-) $2,499.48 Balance Due $1,572.00 Payment Schedule Deposit (60.00%)Paid on Nov 10, 2025 $2,358.00 Accepted payment methods Credit Card, Check, Cash, ACH Bank Transfer, PayPal Message Thank you for supporting your local contractors! Terms Terms and Conditions – Financing: Financing up to $50,000 is available for all residential projects and provides multiple term options for customers. Monthly payments are approximated without review of customer credit and may be subject to change following a soft credit pull from the outside lender. Financing is approximated to be approved for all consumers with a minimum credit score of 500. Scope of Work: Company will provide services as described in the attached estimate. The company will provide all services, materials, labor, tools, and equipment needed for completion of services unless requested from customer to use specific materials purchased by the customer. Payment Terms: For projects over $20,000, a draw schedule will be in place: 60% due upon acceptance of estimate and prior to scheduling of work Balance due upon project completion Unless otherwise agreed upon in writing by the project consultant and customer. Credit card payments are subject to a 5% price increase due to processing fees. Financing agreements are subject to a 3% price increase due to processing fees. A $35.00 fee applies for each dishonored bank check. Late Payment Fees: Past due balances are subject to a 5% late charge for the first 15 days, plus a $5.00 per calendar day late fee beginning on the first day after the invoice due date. These fees will continue to accrue until the balance is paid in full. If full payment is not received within 60 days of project completion, a lien will be placed on the property in accordance with Indiana law. The customer will also be responsible for all legal, court, and collection costs. The date of project completion is defined as the date on which Reliable Roofing & Construction issues the final invoice. Change Orders: Any deviation from the original scope of work or cost must be documented with a written change order signed by both Reliable Roofing & Construction and the Customer. Work performed by unauthorized subcontractors without company approval will void the warranty. Changed Conditions: Any hidden, unforeseen, or regulatory changes requiring additional work not covered in the original scope will be subject to a change order and full payment by the Customer. Warranty: Company warrants all work to be performed in a good and workmanlike manner. All materials are subject to the manufacturer’s warranty terms. Extended warranties are available for an additional cost. Claims must be submitted in writing. Company will respond in writing within 21 days with a resolution or dispute. Proposal Validity: This proposal is valid for 4 weeks. If not accepted within this period, Reliable Roofing & Construction reserves the right to revise or withdraw the proposal. Accessories & Liabilities: We are not liable for loss of satellite signal due to roof work. We are not responsible for pre-existing gutter damage. We cannot guarantee salvageability of gutters when multiple roof layers are present. We are not liable for job site debris such as nails that may cause harm. Roof drain replacement requires the customer to have their plumbing inspected prior to installation. Reliable Roofing & Construction is not responsible for subsequent plumbing issues. Customer Responsibilities: Homeowner must maintain appropriate insurance coverage (fire, tornado, etc.). Unless explicitly refused, Customer consents to the use of photos/videos of their home or property for marketing purposes. Safety and Conduct: Reliable Roofing & Construction reserves the right to terminate or suspend work if a Customer, their representative, or anyone on their behalf exhibits threatening, abusive, or harassing behavior (verbal or physical) toward any employee or subcontractor. In such cases, Reliable Roofing & Construction may seek legal remedies and recover any unpaid balances due under the contract. Weather Delays: Reliable Roofing & Construction is not responsible for project delays caused by inclement weather, natural disasters, or other events beyond our control. In such cases, the project schedule will be adjusted accordingly, and no penalties will be applied to either party. Permits and Approvals: The Customer is responsible for securing any necessary HOA, municipal, or zoning approvals unless otherwise specified in writing. Reliable Roofing & Construction will assist with permit applications if agreed upon but is not responsible for permit delays or denials unless otherwise stated. Right to Photograph Completed Work: Reliable Roofing & Construction reserves the right to take photos/videos of completed work for documentation and marketing purposes. Customers may opt out by providing written notice prior to project start. Material Availability: In the event that specified materials are unavailable due to manufacturer delays or supply chain issues, Reliable Roofing & Construction reserves the right to substitute with materials of equal or greater quality, with Customer approval. Dispute Resolution: Any disputes not resolved through mutual agreement shall be subject to mediation in St. Joseph County, Indiana, before any legal proceedings are initiated. Both parties agree to share the cost of mediation equally. Please make checks payable to Reliable Roofing and Construction. Business powered by Markate.com City of South Bend and St. JoSeph County HISTORIC PRESERVATION COMMISSION Sarah Andrews President A Certified Local Government of the National Park Service www.southbendin.gov/hpc Ross Van Overberghe Historic Preservation Administrator 227 West Jefferson Blvd., Suite 1400S | Ph: 574-235-9371 | Fx: 574-235-9021 | hpcsbsjc@southbendin.gov Certificate of Appropriateness Contractor Release Form If you are a contractor, sales representative, or office manager for a construction company and wish to apply for a Certificate of Appropriateness (COA) on behalf of a homeowner, please complete this form and attach it to the online application for a Certificate of Appropriateness. This process ensures smooth communication between Staff, contractors, and homeowners. I, the property owner(s), grant the below-mentioned contractor or company permission to submit this application for a Certificate of Appropriateness on my behalf. I certify that I understand and am aware of all the proposed works included on this application. Property Address for Proposed Work Street Number Street Name City Zip Code Primary Property Owner(s) Name Phone # Primary E-mail Address (if different than above) Signature Date Contractor Applying for COA Company Name Phone # E-mail Signature Date FROM: Reliable Roofing & Construction License: 5148-23 EIN # 93-4655473 2048 East Ireland Road, Suite A South Bend, IN, 46614 Email: Maddy@reliableroofingonline.com Phone: (574) 302-7977 INVOICE # INV-001496 Date Issued:Nov 10, 2025 Date Due:Due on Receipt Type:Final Payment Check Payable To:Reliable Roofing & Construction Balance Due:$1,572.00 TO: Bridget Hoyt JOB LOCATION: 844 Park Avenue South Bend, IN, 46616 JOB: New Flat Roof & Minor Wood Repair #Services Qty Price Discount Tax Total 1 Back Porch Roof Repair 2.00 $950.00 $0.00 No Tax $1,900.00 #Services Qty Price Discount Tax Total Description: The existing flat roof over the back porch approx (20x7) is compromised and allowing water to penetrate. We’ll begin by carefully removing the existing flat roof membrane, drip edge, and gutter to expose the underlying roof deck. Once opened, we’ll inspect the deck for damage — given the age of the home and visible deterioration near the corner, some wood repair will likely be required. The exact amount of repair needed can’t be determined until the roof is opened. After inspection, we’ll install new Fiber/ISO board insulation and a fully adhered roofing membrane, wrapping the membrane around all edges and sealing with new drip edge and cover tape for a watertight finish. Because the roof ties into the house wall, we’ll also cut the bottom layer of cedar shake siding to allow the membrane to run up the wall, ensuring proper waterproofing. Depending on how the siding reacts during this process, additional work may be needed which could affect the price. • Final price may change depending on the extent of wood damage or how the siding reacts during the membrane installation. Any necessary decking repair or siding adjustment will be reviewed with the homeowner before proceeding. Work Scope: • Remove existing flat roof membrane, drip edge, and gutter • Inspect roof decking for water damage and replace as needed • Install new Fiber/ISO board insulation and glue down new membrane • Wrap membrane around edges and seal with new drip edge • Install cover tape at seams and edges for full waterproof seal • Cut bottom course of cedar siding to extend membrane up the wall for protection 2 Gutters (K5 style 5") Seamless & Downspouts Installation 20.00 $9.75 $0.00 No Tax $195.00 Description: This line item covers the professional installation of new 5-inch K-style gutters. Installation includes all necessary brackets, hangers, and connections to ensure a secure and functional system. With downspouts will be included if applicable. Followed by a thorough clean up. Approx Scope; • XX Lft of 5" K-style Gutters (Color: TBD) • XX Lft of Installation of necessary downspouts (if applicable) • Secure fastening to structure with appropriate hardware • Proper drainage setup at all termination points 3 Gutters (K5 Style 5") Guard/Cover Installation 20.00 $6.75 $0.00 No Tax $135.00 Description: This line item is for the complete installation of gutter guards/covers designed to protect the gutter system from debris buildup while maintaining proper water flow. Installation includes securing the guards over existing gutters, ensuring a tight and effective fit for long-term performance. Approx Scope; • XX Lft of 5" Gutter Guards 4 Minor Wood Repair – Front and Left (North) Sides of House 1.00 $1,300.00 $0.00 No Tax $1,300.00 #Services Qty Price Discount Tax Total Description: There are small areas of wood rot and deterioration on the front and left sides of the home that need attention. On the front, the bottom edge of the fascia trim has rotted away. We’ll carefully cut out the affected wood, clean the area, and apply a high-strength wood epoxy to rebuild the damaged section, shaping it to match the existing trim profile. Once cured and smoothed, we’ll paint the repaired area white to blend with the surrounding trim. On the left (north) side of the house, the fascia trim beneath the gutter has a gap and missing section. We’ll install a new 1x6 trim board, properly secured and sealed, then paint it white to match the rest of the home’s trim for a uniform appearance. • Paint color and sheen will be matched as closely as possible, but due to age and sun exposure, there may be slight differences in tone. Additional hidden damage may be uncovered once the rot is removed, which could affect the repair scope or cost. Work Scope: • Cut out rotted trim at bottom of front fascia • Apply and shape wood epoxy to match existing trim • Sand, prep, and paint repaired area white • Install new 1x6 fascia board on left (north) side under gutter • Caulk seams and paint new board white to match existing trim 5 Disposal(m) - Dumpster 10yd 1.00 $400.00 $0.00 No Tax $400.00 Cost to load and haul away old materials, installation waste and associated debris for up to (3tons) If the debris goes over on weight it's an extra $40 per ton. Subtotal $3,930.00 Grand Total ($)$3,930.00 Payment Fee $141.48 Payment via PayPal on Nov 10, 2025 (-) $2,499.48 Balance Due $1,572.00 Payment Schedule Deposit (60.00%)Paid on Nov 10, 2025 $2,358.00 Accepted payment methods Credit Card, Check, Cash, ACH Bank Transfer, PayPal Message Thank you for supporting your local contractors! Terms Terms and Conditions – Financing: Financing up to $50,000 is available for all residential projects and provides multiple term options for customers. Monthly payments are approximated without review of customer credit and may be subject to change following a soft credit pull from the outside lender. Financing is approximated to be approved for all consumers with a minimum credit score of 500. Scope of Work: Company will provide services as described in the attached estimate. The company will provide all services, materials, labor, tools, and equipment needed for completion of services unless requested from customer to use specific materials purchased by the customer. Payment Terms: For projects over $20,000, a draw schedule will be in place: 60% due upon acceptance of estimate and prior to scheduling of work Balance due upon project completion Unless otherwise agreed upon in writing by the project consultant and customer. Credit card payments are subject to a 5% price increase due to processing fees. Financing agreements are subject to a 3% price increase due to processing fees. A $35.00 fee applies for each dishonored bank check. Late Payment Fees: Past due balances are subject to a 5% late charge for the first 15 days, plus a $5.00 per calendar day late fee beginning on the first day after the invoice due date. These fees will continue to accrue until the balance is paid in full. If full payment is not received within 60 days of project completion, a lien will be placed on the property in accordance with Indiana law. The customer will also be responsible for all legal, court, and collection costs. The date of project completion is defined as the date on which Reliable Roofing & Construction issues the final invoice. Change Orders: Any deviation from the original scope of work or cost must be documented with a written change order signed by both Reliable Roofing & Construction and the Customer. Work performed by unauthorized subcontractors without company approval will void the warranty. Changed Conditions: Any hidden, unforeseen, or regulatory changes requiring additional work not covered in the original scope will be subject to a change order and full payment by the Customer. Warranty: Company warrants all work to be performed in a good and workmanlike manner. All materials are subject to the manufacturer’s warranty terms. Extended warranties are available for an additional cost. Claims must be submitted in writing. Company will respond in writing within 21 days with a resolution or dispute. Proposal Validity: This proposal is valid for 4 weeks. If not accepted within this period, Reliable Roofing & Construction reserves the right to revise or withdraw the proposal. Accessories & Liabilities: We are not liable for loss of satellite signal due to roof work. We are not responsible for pre-existing gutter damage. We cannot guarantee salvageability of gutters when multiple roof layers are present. We are not liable for job site debris such as nails that may cause harm. Roof drain replacement requires the customer to have their plumbing inspected prior to installation. Reliable Roofing & Construction is not responsible for subsequent plumbing issues. Customer Responsibilities: Homeowner must maintain appropriate insurance coverage (fire, tornado, etc.). Unless explicitly refused, Customer consents to the use of photos/videos of their home or property for marketing purposes. Safety and Conduct: Reliable Roofing & Construction reserves the right to terminate or suspend work if a Customer, their representative, or anyone on their behalf exhibits threatening, abusive, or harassing behavior (verbal or physical) toward any employee or subcontractor. In such cases, Reliable Roofing & Construction may seek legal remedies and recover any unpaid balances due under the contract. Weather Delays: Reliable Roofing & Construction is not responsible for project delays caused by inclement weather, natural disasters, or other events beyond our control. In such cases, the project schedule will be adjusted accordingly, and no penalties will be applied to either party. Permits and Approvals: The Customer is responsible for securing any necessary HOA, municipal, or zoning approvals unless otherwise specified in writing. Reliable Roofing & Construction will assist with permit applications if agreed upon but is not responsible for permit delays or denials unless otherwise stated. Right to Photograph Completed Work: Reliable Roofing & Construction reserves the right to take photos/videos of completed work for documentation and marketing purposes. Customers may opt out by providing written notice prior to project start. Material Availability: In the event that specified materials are unavailable due to manufacturer delays or supply chain issues, Reliable Roofing & Construction reserves the right to substitute with materials of equal or greater quality, with Customer approval. Dispute Resolution: Any disputes not resolved through mutual agreement shall be subject to mediation in St. Joseph County, Indiana, before any legal proceedings are initiated. Both parties agree to share the cost of mediation equally. Please make checks payable to Reliable Roofing and Construction. Business powered by Markate.com