HomeMy WebLinkAbout13546 Brick Road_COA 2025-0805Sarah Andrews,
President
HISTORIC
PRESERVATION
COMMISSION
OF
SOUTH BEND
AND
ST. JOSEPH
COUNTY
CERTIFICATE
OF
APPROPRIATENESS
The Historic Preservation Commission of South Bend and St.
Joseph County has approved the following work:
(Retroactive) Demolish the storm-damaged garage and rebuild a
new garage with same footprint as previous garage. Siding to be
LP SmartSide, service door to be steel, garage door to be
aluminum, and two windows to be anodized aluminum.
Repair of main roof with new asphalt shingles as needed,
replace sections of soffit and fascia with LP material (instead of
current quarter inch plywood), repair and repaint corbels
damaged in storm, repaint as needed. Pour new concrete
sidewalk in from where existing sidewalk was damaged by
uprooted trees. Repair front fence and gate.
13546 BRICK RD
Granger, IN, 46530
Application No. 2025-0805
in the County of St. Joseph; State of Indiana; which is:
Located in a Local Historic District
A Local Historic Landmark
and found this application to be appropriate according to the Standards
pertaining to Local Historic Landmarks and/or Local Historic Districts.
Regulations pertaining to the Historic Preservation Commission are
found in Chapter 21 (Zoning), South Bend Municipal Code and Chapter
26 of the St. Joseph County Code.
The issuance of this certificate does NOT in any manner, release
the recipient from the responsibility of complying with the requirements
of the zoning ordinances, building codes, safety codes, ADA or other
requirements of the City of South Bend, the County of St. Joseph, the
State of Indiana, or the United States Federal Government.
This certificate is good for one year from the date of issuance and
is effective from the date entered herein. Plans are on file and open for
public inspection at the office of the Historic Preservation Commission of
South Bend and St. Joseph County, 227 West Jefferson Blvd., Suite 1400
S, South Bend, Indiana, during normal business hours.
THIS CERTIFICATE IS NOT TRANSFERABLE
NAME OF APPLICANT:Natalie and Zander Horvath
CERTIFICATE ISSUED BY:
Kate Himick
Historic Preservation Specialist
POST IN A CONSPICUOUS PLACE ON THE STREET SIDE
OF THE PROJECT UNTIL COMPLETION OF ALL WORK.
Phone: (574) 235-9371
E-mail: SBSJCHPC@southbendin.gov
ROSS VAN OVERBERGHE
Historic Preservation
Administrator
8/19/2025DATE CERTIFICATE
TAKES FORCE:8/19/2026DATE CERTIFICATE
EXPIRES:
RETROACTIVE
HISTORIC PRESERVATION COMMISSION OF SOUTH BEND AND ST. JOSEPH COUNTY
Phone: 574/235.9371 Fax: 574/235.9021 Email: hpcsbsjc@southbendin.gov
STAFF REPORT
CONCERNING APPLICATION FOR A
CERTIFICATE OF APPROPRIATENESS
Date: August 8, 2025
Application Number: 2025-0805
Property Location:13546 Brick Road
Architectural Style/Date/Architect or Builder:
Italianate / c. 1870
Property Owner: Alexander Horvath and Natalie Winters
Landmark or District Designation: St. Joseph County Local His-
toric Landmark, Ordinance #42-1976
Rating:Outstanding
DESCRIPTION OF STRUCTURE/SITE: This is a two story, red brick Italianate farm house with original
architectural details such as the wood cornice with brackets and frieze, a bracketed rectangular cupola, and stone
windowsill and lintels. The foundation is of dressed coursed stone, and the red brick walls are in English bond.
The roof is hipped, and the front porch is open with square posts. The main door has ful side lights and transoml
and the windows are 6 over 6 sashes. There is an added brick wing on the back of the house, a block garage (now
demolished), and at the back of the site sit a historic brick milkhouse and brick outhouse. In October of 2024, COA
2024-0909 was issued, permitting the deconstruction of the brick outhouse and reuse of its bricks. In mid-2025, the
rear of the house and the garage sustained storm damage due to falling tree limbs.
DESCRIPTION OF PROPOSED PROJECT: The applicant has requested approval to:
1. Demolish the storm-damaged garage and rebuild a new garage with the same footprint as the pre-
vious garage. Siding to be white LP SmartSide, service door to be steel, garage overhead door to be aluminum, and
two windows (one on rear and one on side) to be anodized aluminum.
-
rial (instead of the quarter inch plywood as is currently there), repair and repaint corbels that were damaged in the
storm, and repaint areas as needed.
3. Pour a new concrete front sidewalk where existing one was damaged by uprooted trees and repair front fence and
gate.
STANDARDS AND GUIDELINES:
SITE VISIT REPORT: N/A.
STAFF RECOMMENDATION:
reconstruction with the materials listed above constitute a threat to the integrity of the home’s historic character or
value. All repair work is in line with recommendations made in the Standards and Guidelines. Based on the infor-
mation provided prior to this public hearing, Staff make a FAVORABLE RECOMMENDATION.
Prepared by: Kate Himick, Historic Preservation Specialist
HISTORIC PRESERVATION COMMISSION OF SOUTH BEND AND ST. JOSEPH COUNTY
Phone: 574/235.9371 Fax: 574/235.9021 Email: hpcsbsjc@southbendin.gov
HISTORIC PRESERVATION COMMISSION OF SOUTH BEND AND ST. JOSEPH COUNTY
Phone: 574/235.9371 Fax: 574/235.9021 Email: hpcsbsjc@southbendin.gov
T. Lee Engineering, Inc.
Post Office Box 1260
Greenwood, Indiana 46142-1260
Phone: 317-502-9634
April 22, 2025
Ms. Christina Bracken
Erie Insurance Group
7609 West Jefferson Street, Suite 200
Fort Wayne, Indiana 46804
Re: Residential Property Structural Evaluation
Claim No: A00006677171
Insured: Mr. Alexander Horvath
Subject: Report of Findings
File No: L03205
Dear Ms. Bracken:
Mr. Alexander Horvath reported that his property was damaged by a tree and tree
limbs impacts on March 30, 2025. The residential property was located at 13546
Brick Road in Granger, Indiana.
T. Lee Engineering, Inc. was retained by Erie Insurance Group to evaluate the
reported damage to the residential structure. We were specifically asked to
determine the extent of damage to the building caused by tree and tree limbs
impacts. Mr. Timothy A. Lee, P.E. performed our study of the property on April 5,
2025. Mr. and Mrs. Horvath were present during the site study to provide first-
hand information.
CONCLUSIONS
1. The physical evidence observed at the property indicated the tree and tree
limbs impacts resulted in localized damage to the south
and west-facing roof slopes, the west-facing roof slope of the first story,
the asphalt composition shingles, and the gypsum wallboard ceiling of the
master bedroom and kitchen.
2. The physical evidence observed at the attached garage indicated the tree
and tree limbs impacts resulted in widespread damage to the east and
west-facing roof slopes, the wood framing of the roof structure, asphalt
composition shingles, the entry door and overhead garage door, and the
south and east concrete masonry unit (CMU) exterior walls, and the upper
half of the west CMU exterior wall.
Erie Insurance Group
April 22, 2025
Page 2
3. The physical evidence observed at the property indicated the tree and tree
limbs impacts did not result in damage to the foundation, the
floor structures, the turret, the exterior walls of the house, the windows
and doors of the house, the east porch, the CMU at the southwest corner
in the attached garage, the lower half of the CMU west wall at the attached
garage, and the concrete slab of the garage.
4. In order to repair the damage to the building associated with the tree and
tree limbs impacta, we recommend the following repairs as part of a
reconstruction project:
a) Remove, replace or repair the fractured wood framing of the roof
structure at the second story: replace approximately 30 square
feet 1-inch in thickness decking, sister repair the hip rafter at the
southwest corner, 8 feet both sides, 2 inches by 6 inches, replace
2 each 2 inches by 4 inches rafters approximately 6 feet in length,
remove and replace approximately 1 square asphalt composition
shingles and underlayment, replace approximately 15 linear feet
of 1 inch by 6 inches fascia, replace approximately 20 square feet
of wood soffit panels, reset detached decorative wood cornice,
and paint affected surfaces of approximately 40 square feet.
b) Remove and replace the fractured section of roof decking first
story at west-facing roof slope: 20 square feet of 1-inch in
thickness deck boards, 300 square feet of underlayment, 3
squares of asphalt composition shingles covering the west-facing
roof slope, and install 20 linear feet of 6 inches gutter and 1
downspout.
c) Remove and replace the wood framing of the
roof structure; 40 each 2 inches by 6 inches rafter with 14 feet in
length at 16-inches on-center, 24 linear feet of 2 inches by 8
inches ridge beam, 600 square feet of 1-inch in thickness
decking, 600 square feet of underlayment, 6 squares of asphalt
composition shingles, replace wood fascias and overhangs, and
install 24 linear feet of 6 inches gutter and 1 downspout.
d) Reconstruct the west CMU wall of the attached garage; replace
150 square feet of 8 inches in thickness hollow core CMU (upper
half of the wall), remove and reset two west-facing windows, and
paint the affected surfaces of the west wall 150 square feet.
e) Reconstruct the south CMU wall of the attached garage; replace
160 square feet of 8 inches in thickness hollow core CMU,
remove and reset south-facing window, replace 60 square feet of
Erie Insurance Group
April 22, 2025
Page 3
vinyl siding at south-facing gable end, and paint the affected
surfaces of the south wall 160 square feet.
f) Reconstruct the east CMU wall of the attached garage; replace
16 square feet of 8 inches in thickness hollow core CMU, remove
and replace east-facing entry door, replace 16 feet wide
overhead garage door, replace the overhead garage door
header, replace the overhead garage door trim, and paint the
affected surfaces of the east wall 200 square feet.
g) Repair the gypsum wallboard cracks in the ceiling and west wall
of the master bathroom and the ceiling of the kitchen;
approximately 100 linear feet.
h) Repaint the ceilings and wall repair areas at the master bathroom
and kitchen, approximately 400 square feet.
OBSERVATIONS
The residence was a two-story wood-framed structure building over a stone and
masonry basement foundation. The dwelling s exterior walls were brick, and the
south-facing gable ends were covered with vinyl siding. The roof slopes of the
building were covered with asphalt composition shingles. A turret was at the
second story of the house, and the roof slopes of the turret were covered with
EPDM. For the purposes of this report, the residence was assumed to face north.
An attached two-car garage was located along the south side of the residential
building, the exterior walls of the garage were hollow core CMU, and the roof
slopes of the garage were covered with asphalt composition shingles. An overhead
garage door and entry door were in the east wall of the garage. According to Mr.
Horvath, they have owned the property since 2024, and the residential building
was constructed in 1875. Mr. Horvath stated a large, mature tree fell on the
property and struck the west side of the building, the southwest corner of the
second story, the west-facing roof slope of the first story, and the west-facing roof
slope of the attached garage. The impact from the tree limbs did not result in
structural damage to the east, west, and north exterior walls, the floor framing, the
windows, and doors of the residential building, did not produce shifting walls or
result in fractured door and window frames in the house. Mr. Horvath believed the
impact from the tree limb resulted in potential damage to the foundation walls,
racking of the building in its entirety, fractured the wood framing of the roof
structure, shifting of the house, shifting in the attached garage, and cracks in the
ceilings and walls throughout the building. Mr. Horvath was concerned about
racking of the building, cracks in the window header of the basement, potential
damage to the building foundation, and movement in the wood posts of the east
Erie Insurance Group
April 22, 2025
Page 4
entry porch.
At our site inspection, portions of the tree and tree limbs were removed from the
house and garage, portions of the large mature tree remained in the west yard,
some tree limb debris was at the site and along the roof slopes, and a tarpaulin
covered portions of the south- and west-facing roof slopes at the second story.
During the course of our site visit, we noted isolated damage to the asphalt
composition shingles at the second story, and the first story roof slopes of the
house and attached garage, detached soffit boards at the south and west second
story overhangs, partially detached gutters at the west eaves, and a detached
wood decorative cornice from the south overhang. The tree limbs did not impact
the walls, windows, roof slopes, or roof covering at the turret. Cracks and
separations were present in the west, south, and east CMU walls of the attached
garage. A long horizontal crack was present across the west garage wall at its
mid-height, stair-stepped cracks were present at the southeast and southwest
corners of the garage, the top of the south garage wall was displaced toward the
south approximately 3 inches, and the top of the east wall of the garage was
displaced toward the east 2 feet at the northeast corner. The concrete slab
foundation of the garage did not contain recent cracks or separations consistent
with the tree impact. We noted no cracks or separations in the mortar joints of the
stone foundation from the tree impact. The stone basement window lintel at the
west side of the building was cracked through its thickness, the exposed crack
edges were worn and weathered, and the progressive fractures of the stone was
evidence of long-term movement and cracks in the lintel. No pieces of fractured
stone from the lintel were noted on the ground and adjacent to the window. We
noted the mortar joint at the top of the window lintel was separated, the south side
of the window opening contained mortar joint repairs at the west foundation wall,
and the movement, cracks, and displacement in the west stone foundation wall
and window lintel did not have the appearances of recent damage. We noted no
damage to the master bathroom window in the west exterior wall above the
basement window lintel, and no cracks in the brick between the windows to
indicate vertical forces transferred down the west wall to fracture the stone lintel.
We noted no cracks and separations in the bricks of the south, north, east, and
west exterior walls for the house, no stair-stepped cracks or separation in the
corners of the residential building, and no leaning or displacements in the exterior
walls of the house to indicate shifting, racking, or general leaning of the building in
its entirety due to the tree impact. The top of the southern patio post at the east
side of the house and at the east entry door was leaning toward the east
approximately 1 inch. We noted the 4 inches by 4 inches posts were enclosed
with 1 inch thick wood members to form a 6 inches by 6 inches posts. The top of
the southernmost 4 inches by 4 inches posts was exposed, the wood post was
twisted at the top, and the exposed wood at the 4 inches by 4 inches post was
covered with white paint. The displacements in the porch posts were unrelated to
the tree impact. No recent cracks or separations were noted in the stone
foundation walls and mortar joints to indicate recent movement occurred as a result
Erie Insurance Group
April 22, 2025
Page 5
of the tree impact. The cracks in the stone lintel and mortar joints of the west wall
were filled with accumulated dirt and debris, did not have the appearance of being
recently formed, and no stone lintel pieces were noted on the ground and at the
basement window.
We observed no evidence around the building exterior to indicate racking of the
residential building, specifically in the corners of the house, or evidence of
movement and shifting of the roof structure toward the north and east associated
with the tree impacts or high wind forces. We noted the entry doors in the east
and south walls of the residential building were not binding in their frames, and the
windows of the building opened and closed without dragging and without being
forced. The interior doors were noted to open and close without rubbing and were
not bound in their frames. The windows around the perimeter of the building did
not contain fractured or broken glass panes, the window frames were not
damaged, and the windows opened and closed when operated. The exterior walls
contained no fractured bricks from tree limb impacts. The tree and tree limbs
impacted the second story roof slope, the first story west-facing roof slope above
the master bathroom, and the west-facing roof slope and west eave of the attached
garage. At the attached garage, widespread evidence of racking, twisting, and
leaning of the garage in its entirety was noted at the southwest and southeast
corners.
,
and the measurements taken indicated that the north, west, east, and south
exterior walls of the house were plumb in the locations measured. No cracks and
separations were noted in the south, east, and north exterior wall finishes to
indicate northward and eastward movements in the tops of the exterior
walls associated with tree impact. The lathe and plaster, and gypsum wallboard
throughout the building interior, specifically the wallboard and plaster on walls
parallel to the tree impact or installed in the east-west plane, did not contain cracks
or separations above door and window openings to indicate movement of the
structure toward the east, except for the west wall and north interior wall at the
master bathroom. We observed hairline wallboard cracks in the ceilings of the
master bathroom and kitchen associated with elastic deformation in the wood
framing of the building resulting from the tree impact. The hairline ceiling cracks
were in line with the tree impacting the west eave of the first story, and the cracks
were noted in the tape seams of the wallboard. We did not note broken
windowpanes in the south- and west-facing windows, or damage to the entry
doors. The floor
observed to the humped or sloped to indicate displacements in the floor structure,
perimeter foundation walls, or interior support posts and beams. The tops of the
south, east, and west exterior CMU walls of the attached garage were displaced
toward the east from the tree impact at the west eave and west-facing roof slope
of the garage.
The roof structure revealed indications of distress and movement consistent with
Erie Insurance Group
April 22, 2025
Page 6
the effects of . Evidence was found during the site inspection that
the forces from the impact damaged individual structural framing members of the
roof structure at the southwest corner of the second story. The forces from the
tree impact damaged the decking and rafter extensions of the southwest hip ridge
and the south- and west-facing roof slopes, broke the fascia boards, separated the
wood overhangs, and detached a decorative wood cornice piece. The tree impact
fractured the decking of the west-facing roof slope above the master bathroom and
detached the gutter from the west eave. We noted no fractured wood framing of
the first story rafters above the master bathroom, and no indication of fractured
ceiling joists were noted across the first and second story ceilings. In the family
room, master bedroom, staircase, second story hallway, the living room, second
story bedrooms, and the main level hallway, we noted no recent wall and ceiling
cracks at locations of openings in the walls, at interior door openings, or at the
intersection of walls. Individual plaster cracks were noted on the walls of the
master bedroom and first level hallway that were covered with paint and did not
have the appearances of being from a recent event. We noted no wallboard cracks
at the lower-level staircase or the building corners to indicate racking and twisting
of the building in its entirety. The wood framing of the garage s roof structure
sustained widespread and significant damage necessitating the removal and
replacement of the rafters, ridge beam, decking, and asphalt composition shingles.
Mr. Alexander Horvath believes damage occurred to the wood framing of the
building, the interior wallboard and plaster finishes, the roof slopes, possibly
racking of the entire building, and potential damage to the foundation and attached
garage.
ANALYSIS
When a tree strikes a building, a transfer of energy takes place between the tree
and the structure it strikes. The rules of physics are such that the softer the
material being struck, the greater amount of the tree's total energy is transferred
into the object being struck, and therefore the greater potential damage to that
object. In addition, the greater the velocity of the moving object, the greater the
energy available to be imparted into the receiving structure. A building and
attached components generally have large masses and require being struck by
another object of sufficient kinetic energy to break and fracture the individual
building components. The tree had sufficient mass to damage the building in
localized and specific areas, and the physical evidence observed at the property
indicated that the tree was moving at a low speed resulting in damage to hip rafter
end at the second story roof slope, the west and east-facing roof slopes at the
attached garage, fractured the ridge beam at the garage, gouged the shingles of
the west roof slopes, displaced the walls in the attached garage, fractured rafters
at the , and to resulted in wallboard cracks in the
master bathroom and kitchen ceiling.
Erie Insurance Group
April 22, 2025
Page 7
There was no evidence of structural damage to the masonry framing for the
exterior walls, the floor structures of the residential building, or the
fenestrations from a one-time event such as the tree impact. The force of the tree
impact did not result in permanent shifting, twisting, or racking of the house or
displacement of the entire structure. The lateral forces from the tree impacting the
west side of the attached garage resulted in the racking and movements in the
tops of the east, west, and south garage walls toward the east. The damage to
the structure was readily replaceable and repairable on a spot and individual basis.
Repairs of the fractured hip rafters of the second story at the tree impact location
should be completed. The repairs should include wallboard ceiling repairs in the
master bathroom and kitchen, repairs to the damaged shingles of the west and
south-facing roof slopes, replacement of the wood roof structure at the attached
garage, and reconstruction of the displaced and fractured CMU exterior walls in
the attached garage.
The tree stone
foundation, the exterior walls, the concrete slab of the garage, the east entry patio
and posts, or the floor structures. We observed no recent cracks or displacement
in the foundation of the building and no evidence of damage to the foundation walls
from a recent event.
Scope of Repairs
In order to repair the structural damage to the subject building caused by the tree
and tree limbs impacts on March 30, 2025, we recommend that the damaged
framing of the garage s roof structure be removed and replaced, the fractured
decking be replaced, the damaged asphalt composition shingles and gutters be
replaced with the same sized members, and the isolated interior wallboard cracks
be repaired. All repairs should be performed by qualified contractors and in
accordance with all applicable state and local building codes and standards. We
recommended the following repairs as part of a reconstruction project to address
the recent damage:
In order to repair the damage to the building associated with the tree impact we
recommend the following repairs as part of a reconstruction project:
A. Remove, replace or repair the fractured wood framing of the roof structure
at the second story: replace approximately 30 square feet 1-inch in
thickness decking, sister repair the hip rafter at the southwest corner, 8 feet
both sides, 2 inches by 6 inches, replace 2 each 2 inches by 4 inches rafters
approximately 6 feet in length, remove and replace approximately 1 square
asphalt composition shingles and underlayment, replace approximately 15
linear feet of 1 inch by 6 inches fascia, replace approximately 20 square
Erie Insurance Group
April 22, 2025
Page 8
feet of wood soffit panels, reset detached decorative wood cornice, and
paint affected surfaces of approximately 40 square feet.
B. Remove and replace the fractured section of roof decking first story at west-
facing roof slope: 20 square feet of 1-inch in thickness deck boards, 300
square feet of underlayment, 3 squares of asphalt composition shingles
covering the west-facing roof slope, and install 20 linear feet of 6 inches
gutter and 1 downspout.
C. Remove and replace the wood framing of the
structure; 40 each 2 inches by 6 inches rafter with 14 feet in length at 16-
inches on-center, 24 linear feet of 2 inches by 8 inches ridge beam, 600
square feet of 1-inch in thickness decking, 600 square feet of underlayment,
6 squares of asphalt composition shingles, replace wood fascias and
overhangs, and install 24 linear feet of 6 inches gutter and 1 downspout.
D. Reconstruct the west CMU wall of the attached garage; replace 150 square
feet of 8 inches in thickness hollow core CMU (upper half of the wall),
remove and reset two west-facing windows, and paint the affected surfaces
of the west wall 150 square feet.
E. Reconstruct the south CMU wall of the attached garage; replace 160 square
feet of 8 inches in thickness hollow core CMU, remove and reset south-
facing window, replace 60 square feet of vinyl siding at south-facing gable
end, and paint the affected surfaces of the south wall 160 square feet.
F. Reconstruct the east CMU wall of the attached garage; replace 16 square
feet of 8 inches in thickness hollow core CMU, remove and replace east-
facing entry door, replace 16 feet wide overhead garage door, replace the
overhead garage door header, replace the overhead garage door trim, and
paint the affected surfaces of the east wall 200 square feet.
G. Repair the gypsum wallboard cracks in the ceiling and west wall of the
master bathroom and the ceiling of the kitchen; approximately 100 linear
feet.
H. Repaint the ceilings and wall repair areas at the master bathroom and
kitchen, approximately 400 square feet.
This report was prepared for the exclusive use of Erie Insurance Group and was
not intended for any other purpose. Our report was based on information made
available to us at the time. Should additional information become available, we
reserve the right to determine the impact, if any, the new information may have on
our opinions and conclusions, and to revise our opinions and conclusions if
necessary.
Erie Insurance Group
April 22, 2025
Page 9
Thank you for allowing us to provide this service. If you have any questions or need
additional assistance, please call.
Sincerely,
T. LEE ENGINEERING, INC.
Timothy A. Lee, P.E., M.B.A.
Civil Engineer
Attachments: Photographs
Erie Insurance Group
April 22, 2025
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Photograph 1
View of the Horvath property from the north looking toward the south.
Photograph 2
View of the east side of the building.
Erie Insurance Group
April 22, 2025
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Photograph 3
View of the west side of the building.
Photograph 4
View of the west side of the building and the tree impact locations.
Erie Insurance Group
April 22, 2025
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Photograph 5
View of the south side of the building.
Photograph 6
View of the horizontal crack in the west CMU garage wall.
Erie Insurance Group
April 22, 2025
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Photograph 7
View of the horizontal crack in the west CMU garage wall.
Photograph 8
View of the horizontal and stair-stepped cracks in the south CMU garage wall.
Erie Insurance Group
April 22, 2025
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Photograph 9
View of the displacement in the east garage wall.
Photograph 10
View of the fractured wood framing of the roof structure at the garage.
Erie Insurance Group
April 22, 2025
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Photograph 11
View of the fractured wood framing of the roof structure at the garage.
Photograph 12
View of the fractured wood framing of the roof structure at the garage.
Erie Insurance Group
April 22, 2025
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Photograph 13
View of the east-facing roof slope of the second story.
Photograph 14
View of the south roof slope of the second story.
Erie Insurance Group
April 22, 2025
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Photograph 15
View of the south roof slope of the second story.
Photograph 16
View of the west roof slope of the second story.
Erie Insurance Group
April 22, 2025
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Photograph 17
View of the tarpaulins at the southwest corner of the second story.
Photograph 18
View of the tarpaulins at the southwest corner of the second story.
Erie Insurance Group
April 22, 2025
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Photograph 19
View of the tarpaulins covering the south-facing roof slope.
Photograph 20
View of the gouges in the hip ridge cap shingles.
Erie Insurance Group
April 22, 2025
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Photograph 21
View of the temporary repairs to the second story hip.
Photograph 22
View of the west-facing roof slope.
Erie Insurance Group
April 22, 2025
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Photograph 23
View of the west-facing roof slope.
Photograph 24
View of the rotted fascia with west exposure.
Erie Insurance Group
April 22, 2025
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Photograph 25
View of the EPDM roofing at the turret.
Photograph 26
View of the EPDM roofing at the turret.
Erie Insurance Group
April 22, 2025
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Photograph 27
View of the EPDM roofing at the turret.
Photograph 28
View of the deflected hip roof slope at the southwest corner of the second story.
Erie Insurance Group
April 22, 2025
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Photograph 29
View of the impact to the west eave of the first story.
Photograph 30
View of the southern post at the east entry and patio.
Erie Insurance Group
April 22, 2025
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Photograph 31
View of the twisted 4 inches by 4 inches post and the painted wood top.
Photograph 32
View of the rotted wood soffit at the south overhang.
Erie Insurance Group
April 22, 2025
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Photograph 33
View of the south overhang and the rotted wood boards.
Photograph 34
View of the south overhang and fractured fascia and overhang at the tree impact
location.
Erie Insurance Group
April 22, 2025
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Photograph 35
View of the south overhang and fractured fascia and overhang at the tree impact
location.
Photograph 36
View of the south overhang and fractured fascia and overhang at the tree impact
location.
Erie Insurance Group
April 22, 2025
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Photograph 37
View of the tree debris at the first story.
Photograph 38
View of the tree debris at the first story.
Erie Insurance Group
April 22, 2025
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Photograph 39
View of the south exterior wall for the second story.
Photograph 40
View of the improper flashing between the south wall and the first story roof
slope.
Erie Insurance Group
April 22, 2025
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Photograph 41
View of the improper flashing between the south wall and the first story roof
slope.
Photograph 42
View of the improper flashing between the south wall and the first story roof
slope.
Erie Insurance Group
April 22, 2025
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Photograph 43
View of the improper flashing between the south wall and the first story roof
slope.
Photograph 44
View of the gouges in the shingles of the first story.
Erie Insurance Group
April 22, 2025
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Photograph 45
View of the west side of the house and attached garage.
Photograph 46
View of the fractured lintel at the basement window.
Erie Insurance Group
April 22, 2025
Page 33
Photograph 47
View of the progressive fractures of the crack edges in the lintel.
Photograph 48
View of the stone lintel cracks and the missing mortar.
Erie Insurance Group
April 22, 2025
Page 34
Photograph 49
View of the stone lintel cracks and the missing mortar.
Photograph 50
View of the deteriorated support for the south end of the lintel.
Erie Insurance Group
April 22, 2025
Page 35
Photograph 51
View of the stone foundation along the west side of the building.
Photograph 52
View of the stone foundation along the west side of the building.
Erie Insurance Group
April 22, 2025
Page 36
Photograph 53
View of the masonry basement foundation.
Photograph 54
View of the masonry basement foundation.
Erie Insurance Group
April 22, 2025
Page 37
Photograph 55
View of the masonry and stone basement foundation.
Photograph 56
View of the masonry and stone basement foundation.
Erie Insurance Group
April 22, 2025
Page 38
Photograph 57
View of the masonry repairs at the west basement window.
Photograph 58
View of the masonry repairs at the west basement window.
Erie Insurance Group
April 22, 2025
Page 39
Photograph 59
View of the stone foundation.
Photograph 60
View of the cathedral ceiling in the first story at the west-facing roof slope.
Erie Insurance Group
April 22, 2025
Page 40
Photograph 61
View of the cathedral ceiling in the first story at the west-facing roof slope.
Photograph 62
View of the cathedral ceiling in the first story at the west-facing roof slope. Note
the absence of cracks and separations.
Erie Insurance Group
April 22, 2025
Page 41
Photograph 63
View of the cathedral ceiling in the first story at the west-facing roof slope.
Photograph 64
View of the rafters of the west-facing roof slope.
Erie Insurance Group
April 22, 2025
Page 42
Photograph 65
View of the rafters of the west-facing roof slope.
Photograph 66
View of the rafters of the west-facing roof slope.
Erie Insurance Group
April 22, 2025
Page 43
Photograph 67
View of the rafters of the west-facing roof slope.
Photograph 68
View of the rafters of the west-facing roof slope.
Erie Insurance Group
April 22, 2025
Page 44
Photograph 69
View of the cathedral ceiling in the first story at the west-facing roof slope. Note
the absence of cracks and separations.
Photograph 70
View of the cathedral ceiling in the first story at the west-facing roof slope. Note
the absence of cracks and separations.
Erie Insurance Group
April 22, 2025
Page 45
Photograph 71
View of the second story bedroom.
Photograph 72
View of the interior door of the second story bedroom.
Erie Insurance Group
April 22, 2025
Page 46
Photograph 73
View of the west wall and the absence of pronounced cracks and separations.
Photograph 74
View of the west wall and window.
Erie Insurance Group
April 22, 2025
Page 47
Photograph 75
View of the west wall and corner, and the absence of pronounced separations.
Photograph 76
View of the west wall and the absence of pronounced cracks and separations.
Erie Insurance Group
April 22, 2025
Page 48
Photograph 77
View of the interior wall and ceiling, and the absence of pronounced cracks and
separations.
Photograph 78
View of the master bedroom interior north wall.
Erie Insurance Group
April 22, 2025
Page 49
Photograph 79
View of the plaster crack covered with paint.
Photograph 80
View of the plaster crack covered with paint.
Erie Insurance Group
April 22, 2025
Page 50
Photograph 81
View of the trim at the interior wall and the absence of separations.
Photograph 82
View of the trim at the interior wall and the absence of separations.
Erie Insurance Group
April 22, 2025
Page 51
Photograph 83
View of the hallway at the east side of the building.
Photograph 84
View of the plaster crack with accumulated paint above the door opening.
Erie Insurance Group
April 22, 2025
Page 52
Photograph 85
View of the plaster crack with accumulated paint above the door opening.
Photograph 86
View of the plaster crack with accumulated paint above the door opening.
Erie Insurance Group
April 22, 2025
Page 53
Photograph 87
View of the rafters at the second story and the south-facing roof slope. Note the
secondary framing of the rafter extensions.
Photograph 88
View of the rafters at the second story and the south-facing roof slope. Note the
secondary framing of the rafter extensions.
Erie Insurance Group
April 22, 2025
Page 54
Photograph 89
View of the hip rafter for the southwest corner at the second story.
Photograph 90
View of the rafters at the second story and the west-facing roof slope. Note the
secondary framing of the rafter extensions.
Erie Insurance Group
April 22, 2025
Page 55
Photograph 91
View of the rafters at the second story and the west-facing roof slope. Note the
secondary framing of the rafter extensions.
Photograph 92
View of the fractured decking and rafter ends.
Erie Insurance Group
April 22, 2025
Page 56
Photograph 93
View of the fractured decking and rafter ends.
Photograph 94
View of the hip rafter.
Erie Insurance Group
April 22, 2025
Page 57
Photograph 95
View of the decking.
Photograph 96
View of the south-facing roof slope and the rafters.
Erie Insurance Group
April 22, 2025
Page 58
Photograph 97
View of the south-facing roof slope and the rafters.
Photograph 98
View of the gypsum wallboard of the kitchen ceiling.
Erie Insurance Group
April 22, 2025
Page 59
Photograph 99
View of the gypsum wallboard of the kitchen ceiling and the hairline cracks in the
seam tape.
Photograph 100
View of the gypsum wallboard of the kitchen ceiling and the hairline cracks in the
seam tape.
Erie Insurance Group
April 22, 2025
Page 60
Photograph 101
View of the gypsum wallboard of the kitchen ceiling and the hairline cracks in the
seam tape.
Photograph 102
View of the gypsum wallboard of the kitchen ceiling and the hairline cracks in the
seam tape.
Erie Insurance Group
April 22, 2025
Page 61
Photograph 103
View of the gypsum wallboard of the kitchen ceiling and the hairline cracks in the
seam tape.
Photograph 104
View of the west exterior wall of the master bathroom.
Erie Insurance Group
April 22, 2025
Page 62
Photograph 105
View of the gypsum wallboard of the master bathroom and the hairline cracks in
the seam tape.
Photograph 106
View of the gypsum wallboard of the master bathroom and the hairline cracks in
the seam tape.
Erie Insurance Group
April 22, 2025
Page 63
Photograph 107
View of the gypsum wallboard of the master bathroom and the hairline cracks in
the seam tape.
Photograph 108
View of the door operating in the opening.
T. Lee Engineering, Inc.
Mr. Alexander Horvath
13546 Brick Road
Granger, Indiana 46530
Claim No. A00006677171
Project No. L03205
PREPARED FOR:
Ms. Christina Bracken
Erie Insurance Group
7609 West Jefferson Street, Suite 200
Fort Wayne, Indiana 46804
PREPARED BY:
Timothy A. Lee, PE, MBA
T. Lee Engineering, Inc.
POST OFFICE BOX 1260
GREENWOOD, INDIANA 46142-1260
April 22 , 2025 Timothy A. Lee, PE, MBA
Civil Engineer