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The South Bend Fire Department will be required to provide fire protection <br />services to annexed territory. These services will need to be provided in a <br />comparable manner as presently provided throughout the City. Fire <br />suppression services undoubtedly will be the primary fire protection concern <br />for property owners and residents in the annexed territory. It should not be <br />overlooked, however, that other fire protection and safety services, including <br />arson investigations, code inspections and public education, will need to be <br />extended to the annexed territory and that these services are important for <br />the overall welfare and benefit of the citizenry. <br />What constitutes comparable fire suppression services? It is obvious that <br />new, fully equipped and staffed fire stations will probably be needed to <br />provide fire suppression services if a major expansion of the corporate limits <br />does occur through annexation. Where such fire stations should be located is <br />linked directly to the specific annexation area and, thus, cannot be identified <br />at this time. The criteria for locating and equipping these future stations, <br />however, can be established by determining what constitutes comparable fire <br />suppression service. <br />The best available tool for determining comparable fire suppression service <br />is the Public Protection Classification that is established by Insurance Services <br />Office (ISO) and used as an element to develop fire insurance rates for <br />individual properties. To be eligible for the ISO rating, a fire department <br />must meet certain basic requirements for organization, firefighters, training, <br />alarm notification and apparatus housing. Eligible fire departments are rated <br />on a relative classification scale from 1 to 10, with 10 being the lowest Public <br />Protection Classification. A fire department that does not have at least one <br />piece of apparatus with a pump capacity of 50 gpm at 150 psi, and at least a <br />300-gallon water reservoir, is automatically rated Class 10. <br />If a fire department satisfies the above minimum pump capacity and water <br />reservoir criteria, additional evaluation is performed for three elements. <br />These three elements and their respective evaluation factors are 1) how fire <br />alarms are received and handled, including telephone service, operators and <br />dispatch circuit factors; 2) fire departments, including engine company, <br />reserve pumper, pump capacity, ladder service, reserve ladder and service <br />truck, distribution, company personnel and company training factors; and, 3) <br />water supply, including supply system, hydrants and inspection and <br />condition of hydrant factors. A wide range of additional criteria ranging <br />from immediate playback devices for emergency calls to the quantity, type <br />and size of ladders for evaluating the rating factors are also used. <br />A fire department that satisfied the minimum pump capacity and water <br />reservoir criteria, but does not meet other basic criteria involving records <br />and equipment, is automatically rated Class 9. Generally, this rating is due to <br />the absence of fire hydrants within 1,000 feet of built-up area. <br />46 <br />