St. Joseph County Housing Consortium

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FY 2025-2029 Five-Year Consolidated Plan City of South Bend, IN 2. Summary of the objectives and outcomes identified in the Plan's Needs Assessment Overview The purpose of City of South Bend's FY 2025-2029 Five-Year Consolidated Plan is to serve as a consolidated planning document, an application, and a strategic plan for the City. The following are the priority needs and goals that have been identified for the five-year period of FY 2025 through FY 2029: HOUSING PRIORITY-HS St. Joseph County, including the Cities of South Bend and Mishawaka, has been experiencing a growth in population. This has created demand for housing and has strained the existing housing stock. This has resulted in an increase in the sale price of homes and rental costs in the County. Low-and moderate-income households have been severely impacted and are unable to find decent, safe,sanitary,and affordable housing because they can no longer pay the increase in housing costs. This has been identified as the top priority for St. Joseph Housing Consortium. The following goals are presented to address this Housing Priority: • HS-1 Housing Development — Increase the number of decent safe, sanitary, accessible, and affordable housing units in the County, both for owner-occupied and rental-occupied housing. • HS-2 Homeownership — Increase the opportunities for homeownership for low- and moderate-income households through downpayment/closing cost assistance, and housing counseling services. • HS-3 Housing Rehabilitation—Promote and assist in the preservation of existing owner- occupied and renter-occupied housing in the County. • HS-4 Lead-Based Paint—Promote and educate property owners on the dangers of lead- based paint and safe work practices to abate lead-based paint in their residences. • HS-5 Housing Assistance — Promote and provide housing stability through mortgage assistance tax payments, rental assistance, deposits, and utility payments for low- and moderate-income households who are at risk of homelessness. • HS-6 Fair Housing — Affirmatively further fair housing by promoting and informing households on their rights,and by educating landlords,realtors,mortgage brokers,financial institutions, and sellers on fair housing practices which will reduce discrimination in the sale and rental of housing. • HS-7 Housing Supportive Services — Promote and assist low- and moderate-income households in the purchase, maintenance and upkeep of their homes through housing and financial counseling to avoid eviction proceedings. HOMELESS PRIORITY—HO OMB Control No:2506-0117(exp.07/31/2025) 28