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11 <br />employees, officers, directors, agents or stockholders in <br />connection with or resulting from any claim made or threatened <br />against the Indemnitee as a result of or in connection with any <br />such claim that relates to or arises out of the Client's actions or <br />inactions, unless the claim was caused by the willful misconduct or <br />gross negligence of the Administrator. <br />Section 12. Notices. All notices required to be given under <br />this Agreement shall be given by personal delivery or by certified <br />mail or registered mail, return receipt requested, postage <br />prepared, addressed as follows: <br />If to the Client: <br />City of South Bend <br />Attn: Legal Department <br />731 S. Lafayette Blvd <br />South Bend, IN 46601 <br />If to the Administrator: <br />Thomas C. Dickman <br />J.W.F. Specialty Company <br />600 E. 96th St., Ste 425 <br />Indianapolis, IN 46240 <br />Notices shall be effective upon actual receipt if given by <br />personal delivery or three days after mailing, if mailed. <br />Section 13. Counterparts; Entire Agreement. This Agreement may <br />be executed in any number of counterparts and each shall be <br />considered an original and together they shall constitute one <br />agreement. This Agreement constitutes the entire Agreement among <br />