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COMMUNITY & ECONOMIC DEVELOPMENT
Je.~~raF:v V. Gistiev
February 6, 2009 ~~~~ ~~,~~' l);r,r~ ~,~,i<
To: Redevelopment Commissioners
From: Kaye Trowbridge, Community Development
RE: Type of Loan
Amount of Loan Request
Grant
Loan Client
Property Street Address
Property City, State, Zip Code
South Bend Home Improvement Program
$4,100.00
$17,000.00
Eugene E. and Mary F. Paczkowski
4561 S. Ironwood Road
South Bend, IN 46614
We are submitting for your review and approval the above application. This transmittal includes
the following:
1. Final Application
2. Contractor's Bids- Ashton Construction
3. Contractor's Bids- Gnoth Naragon
4. Contractor's Bids- Momper
5. Agreement for Supervision
If you have any questions, please contact me at 235-9475.
APPROVED
Donald hilts
Director
Department of Redevelopment
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COMMUNITY ~ ECONOMIC DF,VELOPMENT
len~rz~~v v. G,I~,~ty
Community Development
SOUTH BEND HOME IMPROVEMEN"f PROGRAM
Loan Application
Applicant's Name Eugene E. Paczkowski 4561 S. Ironwood Road South Bend, 1N 46614 SS
Name Address City/State/Zip Age
Co-Applicant's Name Marv E. Paczkowski 4561 S. Ironwood Road South Bend, 1N 46614 83
Name Address City/State/Zip Age
PLEASE NOTE: Hereafter Individual and joint applicants will be referred to as the "applicant".
Age of Dependents: _ _ _ - _ Total N umber of Dependents: 0
PROJECTED LOAN TOTAL
I. Rehabilitation Cost
A. Amount for Construction Work _$19,002.09 _
B. Unexpected Costs (10% of line lA) 51.900.00
C. Title Report, Recording Fees
Credit Report, Legat Fees, etc. $177.00
D. Amount. of Mortgages Being Refinanced
E. TOTAL (sum of lines IA through 1D) IE $21,079.09
2 Funds to be Furnished From Other Sources
A. Grant Funds To Be Furnished (SBH1P grant) X17,000.00
B. Other Funds To Be Furnished
C. TOTAL {line 2A+2B) 2C $17.000.00
3. Line 1 E Minus Line 2C 3 $4,079.09
4. TOTAL AMOUNT OF APPLIED LOAN (line 3 rounded to the next highest $50) $4.10D.00
Interest Rate Per Annum 0% Number of Months 0
Monthly Payments of Principal and Interest (Do not round) $0.00
Age of Structure Remaining Economic Life "As-Is' Vatue "After Rehab" Value
TOTAL LOAN PAYMENTS
1. Total Gross Monthly Income $1 976.69 _
2. Monthly Housing Expense $370.59
3. Liabilities $0.00
4. Tota{ Monthly Fixed Charges $333.60
5. TOTAL (lines 2, 3 & 4) $704.19
Balance (line I minus line 5) $1.272.50
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Dec 31 G8 0725a ASHTON CONSTRUCTION
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\t:J~~rcns n 6.xre:naU
~our~. RrN~,ho ~v;~ 46601-LS3~
5746748759
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COMMUNITY HL ECONOMIC DEVF,LOPMEN~T
f L7°PR[}' ~~, ~IB~70Y
Yropeny ~ddress ~~¢I S. Tronwood
Property Owners: Eugene & Marv Packowski _574-29,1-0798
llatc December 22 2008
lnspector: Jeff Young
Program: liomc R~air& lmurovement Program
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j_ _ Bid Specifications
oaf fx~„~« c~~~x~i
X12. .
_,~-3/~ Lear-oFl ali rooCeoverings c'.own [o hart wood deck on a1i surfaces. Peptace or repair all
ccteriorated framing members and shce[ing. On all areas install 7!I6" OSB sheathing over decking [u
provide level and adequate nailine surface for revr meFing, then with new "'1'ITANiUM-U 17T' Svmhetic
Roof li nderlaamcnt or approved equal. prcmiwn (1'/z") melai drip edge along all roof edges, appropriate
pipe boos and O~N~ens Corning or Cora-e'en[ braid corrugated vin}'I roof ridge vent Cor proper attic
ventilation, needed traas_tion (lashing, step and counter flashir_g at vertical transitions. Remove west
chimney to below roof line and east unh s to remain and be rc~oinred. ]cstall "Ice & VJ a:er" shied aiOng
roof eaves and in valleys. Instal] 23S-24G Ib. Oakridge d;mens_onal, or GAP -[ irnberline dimensional or
approved equal on all pitched roof surfaces artd GAF's Liberty SRS Self :adhering roo.`sys(cm using the 2-
ply installation method or a one ply rubberised rooCs}'stcm or an approved equal on low s:ope ax-cas'.
Trim all o~-erhaneu~trcc limbs to a minimum 10' away from an}~ roofed surfac_es_
Cap slungtes arc to be an eager color marck and arc to be manufactured b_v the same company as
shingles.
Gultess: jHot~:~r" GarRgel
2.,~~~ '~ Fcr~ish gad install nctiv~ vs~hi[e.02; ga. alcrnirum s°am'.esc gutters and dou?ispouts on
home zr.d garage. Gaiters and downspouts shall be hung and secured in a manner d~a[ effectively carries
aza-ay storm water. Down spouts shall be installed so a1 gutters arc serviced by at least one. Insczll
n~:mir?ium fiQ" downs~ou2 ex _enson with elbows ar terminal ends of each downspout, all a-c to extend at
]east to Lawn areas. Cover all with_~ew,metal leaf auarc ~e,rpanc:e_d aluminum, d' sect:o~~. witi~ ri_pid
meun[in~~ flan~~e~~
~ ,C~llinu: r:.
~(~O ~ Replace spalled cr detcr_orated br:ek and reek-pc:_nt loose or dete_ioraied _~ortar joints
on cftimney. tiew brick shaC match evisring as dose cs possble. ~Qortar ~.~~in~s shalt be too'ed and the
co:or of mortar shall match exiscng as close as aossib!e. Protect adjacent roof areas from tuck-pointing
~eLris
7ZE?Ggt.'li(~ f~~qj~
" 1 s'
~~~y _ Remove both nordt and south retaining wall below frog, perch area; pore'n is' Io be
pronerry Supported ychiie repair, ara to be performed InsraIl a ne~~c~ mceoli'hic steel re]nFore:ed footings
belos~~ grade, then la-y new 8 x 8 x 7 r~ cinder block srecl reinforces rcr<iioing walls ~n~ith finished caps on
either side of overhead door. Path wall is to have a •rinimmn of Cwo >-leepers (dez.d men) pro'_niding into
(,~. nimt vr,ti Ure~~o_!.iF.- Leo -~nur Drt~hi orp+. ~_hl IlnnNC_~~.& NunCl~~til
0726a ASHTON CONSTRUCTION 5746748759 p.3
sci. to minimize effects of lateral czrih pressure. Each east cnd of wall and foundztion is'.o a ~=e?uck 90
dcgr;e ~~ti~ing waP. For further snppor[ and Cor soil erosion orever.[ion
l'35 ~ `L~ sceliaree
~f,
a _ Replace : xis[int; sum pump in basement area, nets unit it :o hr err -~:f
properly wired inre eiectrlca] system. Pcmove all unv;anted debris fror.~ ~~ei[hin shed
and (Fom arocnd exterior fron! and rear yard treas.
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(574) 29~ 4183 Fax
INSULATION -SHOWER DOORS - SHEL VINE -MIRRORS - SE~IMI,ESS GUTTERING
Customer Address
S. B. HOME IMPROVEMENT PROG.
DIVISION OF COMMUNITY DFV.
227 W. JEFFERSON BLVD/1200 CTY CITY BL
SOUTH REND, IN 46601
Date: 12/30/2008 Jnb: 1840229
.lob Name
4561 S IRONWOOD
Proposal
Job Address
L'UGENE & MARY PACZKOWSKI JOB
SOU`l'H BEND, IN 46614
Phonc:574-235-9371 Fax: 574-235-9697
ibis work shall be installed as per manu(ackuers mconunendmfons :md in a workmmiship like manner- Our woiicers ere covered Vv WorkmanS Compcusation Insur7tae. Malen v! Guu'anteed.
INSTALL R-38 FIBERGLASS BATTS OVER FLOORED STORAGE AREA
INSTALL R-10 MBl INSULATION OVER S'fA1RWAY
INSTALL SCREEN OVER GABLE VENT
INSTALL R-40 BLOWN WOOD FIBER IN THE HOUSE CEILING ADDED TO EXISTING INSULATION
We propose hereby to furnish material & labor - complete in accordm~ce with the above specilications, for the sum of : ~~ ~1~~.~~
I~erms: Nct 30 Days. Payments to he mailed to our oRice located at 2431 Wcst ;Main Strcct, Dort Wayne. Indiana x6808-~7R3. I S` ~, late payment
charge on balances outstanding more than 30 days from dale of invoice (18°~~ annum).
[aid Includes Labor, Material and 'fax (if applicable)
Bid Must Be Accepted W'ilhin ~~~_ _ Davy
ACCEPTANCE OF PROPOSAL
7~hc abo~c pnecs, speclll~alions and conditions arc saUSfacio[)' and arc hereh;~ accepted. You arc authorized to do the work as specified.
<" ~~ F h
DATE: I ~ ~- ~~ ~ SIGNATURE: ~ ~ L~ti~~~ - ~
Sales Representative: Kevin I3cnder
DATE: SIGNATURE
Customer Representative:
Printed Name
Installed Building Products
!"~ ' ~~ 4500 Wyland Dr.
Elkhart, 1N 46516
(574)295-1683
I ~ • ~ : j~r . ~ ~ ~ (800) 589-5600
~hitle
2/30/2008 Paec I of I
~~ ~~vo~~ & NARAG(~~
SEATING & AIR CONDITIONING, INC,
~lI) West Ewing Avenue • South Bend • Ind%atla • 46613-21 Uy
Phvne: (~74) 287-355Q • Fax: (574) 287-3793 • E-mazl: gnothandnaxagonvsbcglobal.net
December 30, 2008 Quotfftion #1 123001.-I
Community & Economic Development
Attn: JefF Young
1200 County-City Building
2'7 t~'. Jefferso^ Filed.
South Bend,IN 46601
Subject Pro>:terty: 4561 S Ironwood (Paczkowski)
~+ QUfP1~ENT QpTION~: (A71 options include t~tow s~eciFcations, unless o[herw~isc noted}
To choose an option, please agitlal for veriScafioo: (Price includes tax)
GOOY>bLAiv prodyct9 (1/nergy Star partri~r)
See: www.etter~ystsr.:rov
- l "GMFC" up-flow two-stagy 95% efficient n+o~piy~G sealed combastiou fuxnaca
!7 70 p00btu and contra) air eonditionin~ system with 13-seer;Z-tan condesasez and
matching indoor evapoixtor Doll - .- .__._ ....................... ..... .... . ~ 3,881.74
~N9'CALLATION S7`ECIf~CATIONS; A,11 labor and materials necessary to insxali the un.rt(s) descnbcd
above iaside theproposed hear ing/cooling peruu~te~
/ Removal and haul of esiszir>$ unit(s) / Existing return duct s} stem and reg~stets
"` Concrete F°d for coudcuser and furnace / Existing gac~e]ecLClea! connec-rion to fum:wc
/ Now pVC nro-pilze sidewal] vent €or 90°,a furnace / Existing electrical eonnertion to a/c
~^` New eondonsate drain / New disconnect switch to Rum.ace
"' New supply plenum / New dasconnea switch-to a1c
/ EXistiog supply duct system and registers / New re
frigerant line sot fnr a/C
/ NaW OUS20m rEt1ATr1 &lydsop / ,n
'VCW {. h'F]RrYYSr.aK rai~fhcrm05lar
/ New Lrrrt~ Citnrrr condensate pump / New carbon monoxide detectnr
/ Recotuxeet supply ran ro rooro over garaec
/ Recla{r7a reffigerant tYOrrt ctilcting unit as per ~P,A spe cificati ons
FRED BENEFTI': CiT~OTFi c@ NARaGON HEAFi~ aC & A1R- COND1TtONRJG, 1', IC_ Will Glean and sesviee your
newly installed furnace and air conditioning system at the beginning of the second season of use.
AGREEMENT FOR SUPERVISION OF REAL PROPERTY
REHABILITATION
This Agreement is entered into by and between the City of South Bend
Redevelopment Commission and Eugene E. Paczkowski and Mary F. Paczkowski
j~y~~~f~:.r , residing at 4561 S. ironwood Road, South Bend, IN 46614.
1. Owner has entered into an agreement with City of South Bend-
Redevelopment Commission dated February 6, 2009 for a Home Improvement Loan
in the amount of Four Thousand One Hundred & 00 / 100 ($4,100.00Lto be used for
the sole purpose of rehabilitating the premises commonly 4561 S. Ironwood Road,
South Bend, IN, 46614 and more full described as:
96x403.5' Ne Nc; Se .889 Ae Sec 30 37 3c Annexed Fr 1-1019-042504
2. Owner has entered into an Agreement for Rehabilitation of Real Property
dated with Ashton Construction, Gnoth Naragon, Mom~er
(Contractors) for the rehabilitation of said premise.
3. Owner 8e Commission hereby authorizes the Division of Community
Development to monitor and inspect the rehabilitation work, to approve or disapprove
Contractor's performance, to approve or disapprove proposed changes, to issue stop
work orders when Supervisor determines that such action is in the Owner's best
interest and to perform all other acts necessary to insure that Contractor fulfills its
obligations under the Agreement for Rehabilitation of Real Property, including all
terms and conditions thereof.
4. Owner 8b Commission hereby authorizes the Supervisor to disburse the
proceeds of Owner's Home Improvement Loan to pay the costs of rehabilitation
performed at the above described premises, pursuant to the Agreement for
Rehabilitation of Real Property. Disbursement of said loan proceeds shall be made
pursuant to the terms and conditions of said Agreement for Rehabilitation of Real
Property.
Executed this 6th day of February, 2009.
OWNER
City of South Bend
-Redevelopment Commission
Eugene E. Paczkowski
Mary F. Paczkowski
STATE OF INDIANA )
SS:
ST. JOSEPH COUNTY )
Before me a Notary Public, personally appeared
and ,and acknowledge execution of the foregoing
agreement this 6th day of February, 2009.
My Commission Expires:
STATE OF INDIANA )
SS:
ST. JOSEPH COUNTY )
Cheryl Phipps Notary Public
Residing in St. Joseph County, Indiana
Before me a Notary Public, personally appeared Eugene E. Paczkowski and Mary
F. Paczkowski and acknowledge execution of the foregoing agreement this day of
February, 2009.
Kaye Trowbridge Notary Public
Residing in St. Joseph County, Indiana
My Commission Expires: 2/6/2016