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Home My WebLink About6.C.(1) SB Home Improvement LoanS~~ci~i Rr~», Inm.nv.~ 4 0 001-1 8 30 P i u,~ r ~'4/ 3 3 9 S? 1 P+s 5?4l ?35 ~)OLI Cri~~<~r S~u~rt~ I3i~~~u Srr>>riFv~ J. Lu~~rhi_, ~ti1.-~iuh COMMUNI"i'Y $~ ECONOMIC DEVELOPMENT )err-izt~:v V. Gi~~rr February 6, 2009 t~.~>~ <,~~, u~~~~~ ~~,~: To: Redevelopment Commissioners From: Kaye Trowbridge, Community Development RE: Type of Loan Amount of Loan Request Grant Loan Client Property Street Address Property City, State, Zip Code South Bend Home Improvement Program $9,950.00 $9,781.50 Debra A. Dickerson 3816 Eastmont Drive South Bend, IN 46628 We are submitting for your review and approval the above application. This transmittal includes the following: ] . Final Application 2. Contractor's Bids- "I~ri-M Construction 3. Agreement for Supervision If you have any questions, please contact me at 235-9475 APPROVED Donald Inks Director Department of Redevelopment Coti~nao.vurDwri.~ir~Hivi Ecur,~imnrUiveuu~~~t,vr Fih~~~ani&J~IZ(N;RAM l u ~. a ~ ~1n,.< i ~~,~ ~. , P.:,~r.~ A4nnnabutN.i. ,~-i;_45: ~Gt~u ,'11';x_)5--1 I _, ~ I ~~. ~~i, Pia 5'~ii.l ;s. Riga; ,-~._ ~-.7i, ,y -. ~ 1 ~00(~~ ~n-(~. r.~liiiinn~ lr~~i~A /~%'.~ I'in,~~.~ ~i,';7-4 i'1 ~ Y n~W~.liibsu,~l3~niu~au F ~~A~ir'~i~ ~r I~~ ~//_'35-9(I_'I \~ ;-ni I~r~~~, I~ui~~~~ 4ld~ll l-7S,iO vi °~' ~:c' Illll ri/'_i5_SS(,~ .~ ~ ~ ~ "ter;: Cu~~~,i 5~,~~iii Rr~n Sri-riu~ ~. L~~ra;r, ~'~1,~n~u COMMUNITY HL ECONOMIC DEVELOPMENT ~~_~~~~z~, v. cii;~i, k_xr~, I)iii!~ Community Development SOUTH BEND HOME IMPKOVEMBNT PROGRAM Loan Application Applicant's Name Debra A. Dickerson 3816 Gashnont Drive Name Address South [3end, IN 46628 40 City/State/lip Age Co-Applicant's Name South Bend, IN Name Address City/State/Zip Age PLEASE NOTE: Hereafter Individual and joint applicants will be referred to as the "applicant". Age of Dependents: 20 I9 I 1 _ __ Total Number of Dependents: 3 Rehabilitation Cost D. Amount of Mortgages [3eing Refinanced E. 'TOTAL (sum of lines 1 A through I D) Funds to be Furnished From Other Sources A. Grant Funds To Be Furnished (SBHIP grant) E3. Other Funds To Be Furnished ( ) C. TOTAL (line 2A+2 C3) Line I E Minus Line 2C TOTAL AMOUNT OF APPLIED LOAN (line 3 rounded to the next highest $50) Interest Rate Per Annum 0% Number of Months 120 Monthly Payments of Principal and Interest (Do not round) A. Amount for Construction Work $17,785.00 B. Unexpected Costs (10% of line 1 A) $1.778.00 C. Title Report, Recording Fees Credit Report, Legal Fees, etc_ $123.00 2 3 4 A~~e of Structure Remaining Economic Life "As-Is" Value "After Rehab" lE $19,686.00 $9,781.50 2C $9,781.50 3 $9,904.50 $9,950.00 $82.92 J. 'Ibtal Gross Monthly [ncome 2. Monthly Housing Expense 3. Liabilities 4. Total Monthly Fixed Charges 5. TO"I~AL (lines 2, 3 & 4) E3alance (line l minus line 5) PROJECTED LOAN TOTAL TOTAL LOAN PAYMENTS $ l , l 19.85 $279.00 $l,l 17.15 3 606.23 Cu~imi~~~u~ L)rui~,r~ir.~~i t(<z~~-<~s~nDn~i_inr,~u~~i Iiti~uri,v & Piiucitn~~~ f'4vii ~t A 'n I>~~~~~v~:. ._, i~'t A,A,A(JbII VI I~OOCex~~---C ~~Bl!I',,i ~~_ 22? W l.~~rxs~~r &x i-z~:~an ~~ ~~ -r~. i 3. ~~, I~n~~,z~~ ~'i6G~ I-I ti >0 Crn~ ~>r S~x-rri Br:.np S i e, r~e1 lye: 5'v/ ? )-9(121 h~~Cf:L, llAl"OR ~j Co~~~U~rl~ & ECONOMIC DEVELOPM ~NT JEFF 2EY V GIII V'FY Property Address: 3816 Eastmont Dr Property Owners: Debra Dickerson 271-8861(H) 291-8270(W) Date: December 19. 2008 lnspcctor: Jeff Young Program: Home Renair& improvement Program Bid Specifications Roof (House& Garaga) 1 ~ ~ ~~' Tear-ofi all roof coverings down. to bare wood deck on all surfaces. Replace or repair all deteriorated framing members and sheeting. On all areas install % 16" OSB sheathing over decking to provide Level and adequate nailing surface for new rooftng, [hen with ne~.v "T["TAV~NM-UDT_" Synthetic Roof li nderlavment or approved equal, premium (I'h") metal drip edge along all roof edges, appropriate pipe boots and Owens Corning or Cora-Vent brand co~TUgated vinyl roof ridge vent for proper attic ventilation, needed transitiun Bashing, step and counter Bashing at vertical transitions. Install "Ice & y~ater" shiel~a along roof ewes and in ~.a?le~~;. Irstail ~~.,-_40 ib. Qakridge dimension a! or CiAF Timberline dimensional or approved equal~on all pitched roof surfaces and GAF's Liberty SBS Self- Adhcring roof system using the 2-ply installation method or a one ply rubberized roof system er an approved equal on low slope areas. Trim all overhan,ing trees to at least ten (1 f fee: of any routed surface. Cap shingles are to be azi exact color match and are to be manufactured by the same company as shingles. Giur~rs: (Hous2& G~zra~~J C' ~~:0 _ -Furnish and instal( ne~*,~ white.03; ga. aluminum seamless gutters and downspouts on home and garage. Gutters and downspouts shall be hung and secured in a manner that effectively caries away storm water. Down spouts shall be installed so all gutters are serviced by at least one. Install minimum 60" downspout extension with elbows at terminal ends of each downspout. all are tc extend at least to la~,vn areas. Cover all with new metal leaf guard (expanded aluminum ~' seclp,ns with rigid mountingBaa~es~ J icin:,~: H~~c~. d. Garq;e, 3 ~ S ~~ Remove all cssting siding then cover with a Tvvek'house wrap or approved equal. :wrap is to be installed prior to the installation of any new vinyl and aluminum accessories to allo~~~ ter a rnnrinual perimeter binding. Co~~er with '/~" fan fold insulation hacker board. Furnish and instal( new H° double: -I, vinyl siding, (.042 ga.) with appropriate trim, including all nc'w aluminum soffits and fascia. Siding shall be tree of all waves. and shall he installed as per manufacturer's specifications. All exposed trim on house, door, and window frames are tis be scrapped with aluminum (note: all wrapping is try be set into a bead of pure silicone caulking) if possible to eliminate the need for painting (to be established with inspector). Homeowner shall select one siding color and one trim color from standard color chart. Prepare (per safe work practices) all remaining exposed wood and rnetal surfaces, windows, foundation, and chimney on house, including, if needed, front and rear entry doors for paint Caulk all needed cracks Page 1 of'_ (',~~nr~~n~Dni=or+i-,ur Ernsr~auCD~e~ri<ir~tr'.~z Pi!~a~~c~~ai.&PituciUZ~i e ~t .. U ,..~ _ ~ .. 1i:~n:ec~~u:~r and seams on house [hen paint with a premium exterior latex enamel Include needed pointing of foundation to prevent moisture or vermin entry into home. Installation is to include replacement of exterior gable vents, shutters, wall light fixtures with new brass tixmres or motion lights (per homeowner), house numbers, mail box, and needed vent for clothes dryer. Front rear and basement storm doors are to be replaced with new solid core heavy duty storm door units, rear and basemenC doors are to be self storing units with a $110.00 allowance (or approved equal) and Front storm is to be of the customers color and style choosing. having X195.00 allowance Electrical: 4~%~. ~~ Replace service exterior entrance cable with new, replacement is to be from electrical panel in basement area to service drop on side home. New cable is to be securely anchored to home and is to be sealed against moisture infiltration at entry into home and on entry and exit on meter hale. Properly cover open breaker panel with appropriate panel cover, repair or replace hanging Light fixture and cover open junction boxes in basement area. Replace ceiling light fixtures in 3 bedrooms with new fully enclosed brass and glass 2 bulb fixtures with Z new CFL in each. y ~ ~ .TOTAL Page ? of 2 AGREEMENT FOR SUPERVISION OF REAL PROPERTY REHABILITATION This Agreement is entered into by and between the City of South Bend Redevelopment Commission and Debra A. Dickerson Owner ,residing at 3816 E.~astr~~ont Drive, South P€nd. IN 4b628. 1. Owner has entered into an agreement with City of South Bead- Redevelopment Commission dated February 6, 2009 for a Home Improvement Loan in the amount of Nine Thousand Nine Hundred Fifty 8s OOf 100 (~9,950.OO~to be used for the sole purpose of rehabilitating the premises commonly 3816 Eastmont Drive, South Bend, IN, 46628 and more full described as: Lot 162 Riverside Manor 2nd. Sec. 2. Owner has entered into an Agreement for Rehabilitation of Real Property dated with Tri-M Construction (Contractor) for the rehabilitation of said premise. 3. Owner 8s Commission hereby authorizes the Division of Community Development to monitor and inspect the rehabilitation work, to approve or disapprove Contractor's performance, to approve or disapprove proposed changes, to issue stop work orders when Supervisor determines that such action is in the Owner's best interest and to perform all other acts necessary to insure that Contractor fulfills its obligations under the Agreement for Rehabilitation of Real Property, including all terms and conditions thereof. 4. Owner 8s Commission hereby authorizes the Supervisor to disburse the proceeds of Owner's Home Improvement Loan to pay the costs of rehabilitation performed at the above described premises, pursuant to the Agreement for Rehabilitation of Real Property. Disbursement of said loan proceeds shall be made pursuant to the terms and conditions of said Agreement for Rehabilitation of Real Property. Executed this 6th day of February, 2009. OWNER Debra A. Dickerson STATE OF INDIANA ) SS: ST. JOSEPH COUNTY ) City of South Bend -Redevelopment Commission Before me a Notary Public, personally appeared and ____1 and acknowledge execution of the foregoing agreement this 6th day ~,` ~__ ~_,~, 2009. My Commission Expires: STATE OF INDIANA ) SS: ST. JOSEPH COUNTY ) Cheryl Phipps Notary Public Residing in St. Joseph County, Indiana Before me a Notary Public, personally appeared Debra A. Dickerson and acknowledge execution of the foregoing agreement this day of February, 2009. Kaye Trowbridge Notary Public Residing in St. Joseph County, Indiana My Commission Expires: 2/6/2016