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Home My WebLink About6.B.(1) Loan & GrantI li00 Cora n-L:; rv Buirn :~ ZZ?\X/.Jrrrritu~R~aiic,asn Sn~rn l3t~n. I~.~ia~n 4Gh01-7 ti30 I'i io~r X74/ ?35-93?l Ens 5?'i/ 235-V021 Cn~v<~iti~~~riiBi.N~n Siir~-u~J.Lirchi,h9,~~~m. COMMUNITY ~L ECONOMIC DEVELOPMENT 1rF~~ithv V. Git;ti~t~ November 7, 2008 ~~' ` `~~~ t~'``< „"~ '~Co: Redevelopment Commissioners From: Kaye Trowbridge, Community Development RE: Type of Loan Amount of Loan Request Grant Loan Client Property Street Address Property City, State, Zip Code South Bend Home Improvement Pro =ram $6,700.00 $6,567.00 Charles P. Wilson and Esther Jane Wilson 909 Blaine Avenue South Bend, IN 46616 We are submitting for your review and approval the above application. This transmittal includes the following: 1. Final Application 2. Contractor's Bids- Equa Construction 3. Contractor's Bids- 4. Agreement for Supervision If you have any questions, please contact me at 235-9475. APPROVED Donald Inks Director Department of Redevelopment Co,H~~n;n~rn~Diwe.un>.Hr~r Ecoh<~~~u Divf.uu~~.uur Fwnrvani & Paucenna I ZOO Covn-n~-(JITY 8ur_ci,uc 7?7 W. Jerrer~oh 6ocrev~xo Soufr+6e.vo,Iup~nvn 46601-;830 Pr+o+r i75/ ~3~-9371 TDD 5741295-5567 C~~r^r or SOUTH SEnto SrehHrv J. Luecne, ~Yarz COMMiJNITY ~ ECONOMIC .L7EVELOPMEN7' JEFFREY V.'G[gvEY EXEC UT[VE DIREC--TOR Property Address: 909 Blaine Ave Property Oumers: Charles & Jane Wilson 2242ZOZ Date: Au~nst 28, 2~p8 Inspector : Jeff'Youna Program' Horne Reyair& Im~tCOVement ~ro~am j Bid Specifications l~aof (Housrc$ Garuge~ 1 ~ t~ 1_Q~C~Tear-off all roof coverings down to bare wood deck on all surfaces- 12eplace or repair aL deteriorated framing members and sheeting. On all areas install 7~ 16" OS$ Sheathing over decicing to provide revel and adequate nailing sur?ace for new roofing, then with new "TITANIUM•UDL" SVntl~tic RooFUnderlavment ur approved equal, premium (I'/z") metal dnp edge along all roof edges, appropriate pipe boots and Owens Corning or Cora-Vent brand corrugated vinyl roof ridge vent far proper attic ventilation, needed transition flashing, step ar,d counter flashing a[ vertical transitions, ~z 90~ Install "Ice & W"aver" shield along roct caves and in valleys. Install 23J-?~0 lb. Oakridge dimensional, or GAF Timberline dimensional of approved equal on ail pitched roof surfaces and GAF's Liberty SE5 Self-Adhering roof system using the 2- ply installauun method or a one ply rubberized roof system or an approved equal on low slope areas. Repairs are to inciudc reattaching all loose and replacing aIl missing soffit and fascia on uraiA home area including front porch and rear additions. Cap shingles are to be an exact color match and are to be manufactured by the same company as slrin~les. Curlers: (HocrSed: Garage) Z 1 `3~S_ ~OFurnish and install new white.027 ga. aiuminum seamless gutters and dcwnspouts on hom.. ana garngc-Gutters and downspouts shall be hung and secured rn a manner that efrcctttre!y rzrties away storm water. Down spouts shall oe insralled so aL' gutters are sen'iced by at least one- Install minimum ¢D" downspout extension with elbows at [e;rninal ends of each downspout, ail ate to extend d[ Ieast [o Lawn areas- ove all with new meta( leafgua-d'expanded aluminum 4' sections wits. rigid mount;~flan~es~ PlumGtn 3 ~a ~ -Oa Replace deanout plug on ~" cast main with ne•,v expandable rubber plug, repair leaiti on water supply line (zbovc sewer main) chat supplies second floor bath room, repair is to include locaarg teak wit:7 in waL ca\'ity then replacing water line from nearest joint on each side affected area with new cast, copper, or pox water lines and needed f-itiings. I I No.poTOTAL Cou~u.; n~rr~ OEvcro t~aie;~T ~- t. _ ~~-.1~6ri EcoNO~uc Divacor~o-irrvr Do~.rui u. !v~;~ c ~.,fi qC.q .. ` FihAUCL~t & ['zoo x,~.~i titrV~~GL\71.+~'T 1L000~~ ~~n(.~ r lip u_>r.~~ 32'- W. ~rri tHx~~ lip n~. i.!~sna,, \qo i i r Rr,~.,. I ~~ ~,i.~~ a 4(bU I- 10 30 I'i i~ ~~ r i'4/ 2 35-9 31 F~~• 574/Z35-9021 CI)1~ i?4/ 235-5~6? C!i~ car S~x~iE~ Br~u Srr ~ru-n~ J. L~~rrhr_, Tv4,w~~iz COMMUNI"T'Y ~ ECONOMIC DEVELOPMENT Ji.rritty V. Gn;~~et~ I~:~~.x,..~cs ~)ii;,, ,~a Community Development SOUTH BEND HOME IMPROVEMENT PROGRAM Loan Application Applicant's Name Charles P. Wilson 909 Blaine Avenue Name Address South Bend, IN 46616 87 City/State/Zip Age Co-Applicant's Name Esther Jane Wilson 909 Blaine Avenue South Bend, 1N 466]6 80 Name Address Ciry/State/Z,ip Age PLEASE NOTE: Hereafter Individual and joint applicants will be referred to as the "applicant". Age of Dependents: 49 _ _ _ _ Total Number of Dependents: 1 PROJECTED LOAN TOTAL 1. Rehabilitation Cost A. Amount for Construction Work $1 1,940.00 B. Unexpected Costs (I 0% of line 1 A) $ 1, 194.00 C. Title Report, Recording Fees Credit Report, Legal Fees, etc. $123.00 D. Amount of Mortgages Being Refinanced E. TOTAL (sum of lines i A through 1 D) 2. Funds to be Furnished From Other Sources A. Grant Funds To Be Furnished (SBHIP grant) B. Other Funds To Be Furnished ( ) C. TOTAL (line 2A+?B) 3. Line 1 E Minus Line 2C 4. TOTAL AMOUNT OF APPLIED LOAN (line 3 rounded to the next highest $50) Interest Rate Per Amium 0% Number of Months 120 Monthly Payments of Principal and Interest (Do not round) Age of Structure Remaining Economic Life "As-Is" Value "After Rehab" TOTAL LOAN PAYMENTS 1. Total Gross Monthly Income 2. Monthly Housing Expense $445.07 3, Liabilities $25.00 4. Total Monthly Fixed Charges $304.96 5. TOTAL (lines 2, 3 & 4) Balance (line l minus line 5) Coat ~Hin~rn~llnrior.tiin_i Ra~no,~ue[)e~~r_i~~r.wini P ~~iru ('_Nii Brie U~.~~. ~i i~. I' ler.~. PAX: PI/~i4 '1C 47 1 E $13,257.00 $61567.00 2C __ $6,567.00 3 $6,690.00 $6,700.00 _5.83 $3,480.7() _ $775.03 $1,726.95 I~isn.vuni & thax;en.~ ?vl nNnc r.a+ i_n~. r I rt~~. ~'~.~ ~Pn~tuh ~'-e l _' } 5-93' I F,MPLOYMF,NT HISTORY Applicant's Employer Name Address Occupation Previous Employer Name Occupation Date you began work Address From To Co-Applicant's Employer Name Address Occupation Previous Employer Occupation Date you began work Address From To City/State/Zip City/State/ZI P City/State/ZIP City/State/ZIP EXISTING DEBT ON PROPERTY TO BE REHABILITATED Original Mortgage Amount Unpaid Balance FHA Insured: Yes ^ No ^ Lender Name Name Address City/State/ZI P PREVIOUS FORECLOSURE RECORD Have you ever been obligated on a home loan, or a home improvement loan, which resulted in foreclosure, deed in lieu of foreclosure, or judgment? Yes ^ No ® pfyes, complete 1 and 2 below). (I) Lender Name Address City/State/Z[P (2) Property Name Address City/State/Z I P COMPLETION OF ITEMS FROM PAGE 2 REQUIRING ADDITIONAL SPACE ITEM NO INFORMATION APPLICANT'S CERTIFICATION I certify that the information given by me is accurate to the best of my knowledge. 1 give permission for any authorized employee of the local public agency to verify any statement made by me. 1 Charles P. Wilson and Esther Jane Wilson agree to abide by their requirements in connection with any loan that may be made based upon this application. PENALTY FOR FALSE OR FRAUDULENT STATEMENT. 1 understand that under U.S.C. Title 18, Section 1001, any untruthful or deliberately misleading statements made by me on this application or my use of any untruthful or misleading statement on a document supporting this application, can result in prosecution under Federal law, and that 1 can be fined, not more than $10,000, and/or imprisoned for not more than 5 years, if found Guilty. APPLICANT DATE CO-APPLICANT DATE AGREEMENT FOR SUPERVISION OF REAL PROPERTY REHABILITATION This Agreement is entered into by and between the City of South Bend Redevelopment Commission and Charles P. Wilson and Esther .lane Wilson Owner , residing at 9J9 Blaine Avenue, South Bend, 1N_46~ 1~G. 1. Owner has entered into an agreement with City of South Bend- Redevelopmeat Commission dated November 7, 2008 for a Home Improvement Loan in the amount of Six Thousand Seven Hundred dollars j$6 700.OO~to be used for the sole purpose of rehabilitating the premises commonly 909 Blaine Avenue, South Bend, IN, 46616 and more full described as: Lot 117 of Mussel's Second Addition 2. Owner has entered into an Agreement for Rehabilitation of Real Property dated with Egua Construction (Contractor) for the rehabilitation of said premise. 3. Owner 8a Commission hereby authorizes the Division of Community Development to monitor and inspect the rehabilitation work, to approve or disapprove Contractor's performance, to approve or disapprove proposed changes, to issue stop work orders when Supervisor determines that such action is in the Owner's best interest and to perform all other acts necessary to insure that Contractor fulfills its obligations under the Agreement for Rehabilitation of Real Property, including all terms and conditions thereof. 4. Owner 8s Commission hereby authorizes the Supervisor to disburse the proceeds of Owner's Home Improvement Loan to pay the costs of rehabilitation performed at the above described premises, pursuant to the Agreement for Rehabilitation of Real Property. Disbursement of said loan proceeds shall be made pursuant to the terms and conditions of said Agreement for Rehabilitation of Real Property. Executed this 7th day of November , 2008. OWNER Charles P. Wilson Esther Jane Wilson City of South Bend -Redevelopment Commission Marcia Jones, President Greg Downes, Secretary STATE OF INDIANA ) SS: ST. JOSEPH COUNTY ) Before me a Notary Public, personally appeared Marcia Jones and Grey Downes> and acknowledge execution of the foregoing agreement this 7th day of November, 2008. My Commission Expires: STATE OF INDIANA ) SS: ST. JOSEPH COUNTY } Cheryl Phipps, Notary Public Residing in St. Joseph County, Indiana Before me a Notary Public, personally appeared Charles P. Wilson and Esther Jane Wilson and acknowledge execution of the foregoing agreement this day of November, 2008. Kaye Trowbridge, Notary Public Residing in St. Joseph County, Indiana My Commission Expires: February 6, 2016