HomeMy WebLinkAbout6.A.(1) Loan and Grant South Bend Home Improvement12110 C~na~rr-Crrv lip ii ~~r:a
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COMMUNITY ~' ECONOMIC DEVELOPMENT
~GFFR[l' V. CiIBNP,Y
October 17.2008 Exi~~~~ ~~~,~ Dn:r~,,>,;
To: Redevelopment Commissioners
From: Kaye Trowbridge, Community Development
RE: Type of Loan
Amount of Loan Request
Grans
Loan Client
Property Street Address
Property City, State, lip Code
South Bend E-bane Improvement Prokram
$7,300.00
$17,000.00
Jessie Brumfield and 3oanna Watkins
241 E.lndiana Avenue
South Bend,iN 46613
We are submitting for your review and approval the above application. This transmittal includes
the following:
1. Final Application
2. Contractor's Bids- Tri-M Construction
3. Contractor's Bids- Ernsperger A/C & Heating
4. Agreement for Supervision
If you have any questions, please contact me at 235-9475.
APPROVED
Donald Inks
Director
Department of Redevelopment
Co~tinn:~rirDi~i.i.ormn_vr &on~~~uuDnii.urh~i.,~i Fcd,w~~.ini&Puucaow
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Paz, S'.ii _'35-9G`>'~ ,-~v LjS~{3-~.
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Sucre i 13~~.hi ~. I~ni ~~,~ 46h01-1 ti30
I'i iu~r 54/ 235-93~ f
t'.4s 574/235-9021
1~1~D >?~+/ 235-556
('tr~• <~r 5~,~~~rH Bran Sru~nrN~ J. Lot~ai, M,w~~~:
COMMUNITY ~ ECONOMIC DEVELOPMENT
JerraH.v V. Gi[s.ver~
F.~~rt rn~r Dihi.c:~>r
Community Development
SOUTH SEND HOME 1MPROVEMEN'f PROGRAM
Loan Application
Applicant's Name Jessie Brumfield 241 E. Indiana Aveune South Bend, IN 46613 80
Name Address City/State/Z,ip Age
Co-Applicant's Name Joanna Watkins 5702 Hazelwood, South Bend. IN 46619 96
Name Address City/State/Zip Age
PLEASE NOTE: Hereafter Individual and joint applicants will be referred to as the "applicant".
Age of Dependents: "Fotal Number of Dependents: 0
PROJECTED LOAN TOTAL
I. Rehabilitation Cost
A. Amount for Construction Work $21,945.00
S. Unexpected Costs({0% ofiine IA) $2 194.50
C 'T'itle Report, Recording Fees
Credit Report, Legal Fees, etc. $150.00
D. Amount of Mortgages Being Refinanced
E. TOTAL (sum of lines 1 A through I D) I E $24,289.50
2. Funds to be Furnished From Other Sources
A. Grant Funds To Be Furnished (SSHIP grant) $17,000.00
S. Other Funds To Be Furnished ( )
C. TOTAL (line 2A+2S) 2C $17,000.00
3. Line I E Minus line 2C 3 $7,289.50
4.
TOTAL AMOUNT OF APPLIED LOAN (line 3 rounded to the next highest $50) _
$700.00
Interest Rate Per Annum 0% Number of Months 0
Monthly Payments of Principal and Interest (Do not round) $0.00
Age of Structure Remaining Economic Life "As-Is" Value _"After Rehab" Value
TOTAL L0.4N PAYMENTS
1. Total Gross Monthly income 76Q00
2. Monthly Housing Expense $431.22
3. Liabilities $37.00
4. Total Monthly Fixed Charges $105.40
5. "TOTAL (lines 2, 3 & 4) $573.22
Ba lance (line I minus line 5) $Igb ~g
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.. _95-9660 4i2 iti-9 S' I I .. _ I ~..~sn
EMPLOYMENT HISTORY
Applicant's Employer
Name
Occupation
Previous Employer
Name
Occupation
Co-Applicant's Employer
Name
Occupation
Previous Employer
Address
Date you began work
City/State/Zip
Address City/State/ZI P
From To
Address
Date you began work
City/State/ZI P
Name Address City/State/ZIP
Occupation From To
EXISTING llEBT ON PROPERTY TO BE REHABILITATED
Original Mortgage Amount
FHA Insured: Yes ^
bender
Unpaid Balance
Name Address City/State/ZIY
PREVIOUS FORECLOSURE RECORD
Have you ever been obligated on a home loan, or a home improvement loan, which resulted in foreclosure, deed
in lieu of foreclosure, or judgment? Yes ^ No ® (If yes, complete 1 and 2 below).
(1) Lender
Name Address City/State/7.1 P
(2) Property _
Name Address City/State/Z I P
COMPLF,TION OF ITEMS FROM PAGE 2 REQUIRING AllDITIONAL SPACE
ITEM NO INFORMATION
APPLICANT'S CERTIFICATION
1 certify that the information given by me is accurate to the best of my knowledge. [give permission for any authorized employee of
the local public agency to verity any statement made by me. I Jessie Brumfield and Joanna Watkins agree to abide by their
requirements in connection with any loan that may be made based upon this application.
PENALTY FOR FALSE OR FRAUDULENT STATEMENT. I understand that under U.SC. Title i8, Section 3001, any
untruthful or deliberately misleading statements made by me on this application or my use of any untruthful or misleading statement on
a document supporting this application, can result in prosecution under Federal taw, and that I can be fined, not more than $10,000,
and/or imprisoned for not more than 5 years, if found guilty.
No ^
APPLICANT DATE CO-APPLICANT DATE
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Prooe~ty :\dd.e~
Property Owecrs:
Dat:.
In~pe~IOr:
Progr.::n:
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Jessie I3namfielcl 2239-6609
~1us;ust 23~?005
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JEFFREY' ~. Ci16N[Y
Esrccrw~ Direc:o~i
Division of Community Development
Property Address: 24I E. Indiana Ave.
PronPrty Owners: ?ess~e Brumfte?d 284-56Q°
Jate: August 28. 2008
Inspector: Jeff Young
Program: Home Re~air& Improvement Program
Bid Specifications ,
Fw~nace: (Please Price Funtace and Central Air Conditioning Separately)
l.(Furnace)$ e23~S. °~ (Central Air) ~ O'f~. °~ Install new minimum 95% efficient gas
f red forced air furnace and 13 seer central air conditioning unit appropriately sized for homes
heating requirements. Installation to include needed new wiring, Ener~v Star Rated setback
thermostat or approved equal, duct work, condensing unit, coil, refrigerant lines, condensation
evacuation puma, PVC exhaust duct and exterior combustion air intake, and carbon monoxide
detector to efficiently heat and cool the home. Contractor shall check supply and return duct work
for blockage or restrictions, and be responsible for proper operation and or replacement if needed;
all supply ductjoints are to be sealed to prevent air leaks. Installation shall conform to Local codes.
Remove and haul away old fiirnacc, duct work, and debris.
Note: Quoted price will need to include the total removal of (never used) horizontal heating
unit above second floor in attic area including; all ductwork, electrical circuitry to panel, and
gas lines to exterior of home. Supply and return registers are to remain and be removed by
others.
The installation of the furnace in basement area will require the installation of 2
additional heat runs and needed resisters that are to supply second floor area location to be
determined) Td--~ izl ~Yf e -~ ~ ~ O. "° ~~.~ ~C~<'~~ (~~ ~+-,-
Phonbin~: ~
2.~~/. Remo~~e existing ~~~ater heater and haul from sire. Install new -10 gallon power
Direct Vent gas water heater with minimum 6 ~~ear manufactures warranty, installation is [o
include PVC side wall vent pipe. Water heater shall include new shut off valves on hot and cold
water lines, pressure relief vals~e and copper or ~zal~~ani2ed drain pipe installed ~~ ithin 6" of concreCe
floor. Installation shall include all hardware and needed electrical circuitry for proper installation
and function. Replace or repair all needed fittings, pipe, suppl}~, and return lines
S _.."~__°? ~S ~~ _ _ . __ _ J~.k? Cyst 'I'o;al' -~--------
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F-~~ j?~(!_'j5-9021
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COMMUNITY & ECONOMIC DEVELOPMENT
Ga~~c~~n~_ I) rc: i or>i i.~~ r
f`.~.~~~o-~i & Paoct~~i
.~t:~s.~~tr~u_~i
Pave : of
AGREEMENT FOR SUPERVISION OF REAL PROPERTY
REHABILITATION
This Agreement is entered into by and between the City of South Bend
Redevelopment Commission and Jessie Brumfield Owner ,residing at 241 E.
Indiat,~~ ~~~~~t~rEue, South_ s, ~ ~ ~. '_ rd Joanna Watkins Owner .
1. Owner has entered into an agreement with City of South Bend-
Redevelopment Commission dated October 17, 2008 for a Home Improvement Loan
in the amount of Seven Thousand Three Hundred and 00/ 100 ($7,300.00)_to be used
for the sole purpose of rehabilitating the premises commonly 241 E. Indiana Avenue,
South Bend, IN, 46613 and more full described as:
Lot Numbered (117) of Haney's Addition
2. Owner has entered into art Agreement for Rehabilitation of Real Property
dated October 30, 2008 with Tri-M Construction (Contractor) and Ernsper~er A/C and
Heating (Contractor) for the rehabilitation of said premise.
3. Owner 8s Commission hereby authorizes the Division of Community
Development to monitor and inspect the rehabilitation work, to approve or disapprove
Contractor's performance, to approve or disapprove proposed changes, to issue stop
work orders when Supervisor determines that such action is in the Owner's best
interest and to perform all other acts necessary to insure that Contractor fulfills its
obligations under the Agreement for Rehabilitation of Real Property, including all
terms and conditions thereof'.
4. Owner Ss Commission hereby authorizes the Supervisor to disburse the
proceeds of Owner's Home Improvement Loan to pay the costs of rehabilitation
performed at the above described premises, pursuant to the Agreement for
Rehabilitation of Real Property. Disbursement of said loan proceeds shall be made
pursuant to the terms and conditions of said Agreement for Rehabilitation of Real
Property.
Executed this 17th day of October, 2008.
OWNER
City of South Bend
-Redevelopment Commission
Jessie Brumfield
Joanna Watkins
STATE OF INDIANA )
SS:
ST. JOSEPH COUNTY )
Marcia I. Jones, President
Gregory Downes, Secretary
Before me a Notary Public, personally appeared
and acknowledge execution of the foregoing agreement this 17th day of October, 2008.
Cheryl Phipps Notary Public
Residing in St. Joseph
County, Indiana
My Commission Expires:
STATE OF INDIANA )
SS:
ST. JOSEPH COUNTY )
Before me a Notary Public, personally appeared Jessie Brumfield and Joanna
Watkins and acknowledge execution of the foregoing agreement this 30th day of
October, 2008.
Kaye Trowbridge Notary Public
Residing in St. Joseph
County, Indiana
My Commission Expires: February 6, 2016