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COMMUNITY & ECONOMIC DEVELOPMENT
]trriti ~~ V. Gns~i,v
Sepie7:7bcr 19, 2UO~i F~r~ , ~~~i 1)iri~ ru_:
To: Kedevclopment Commissioners
From: Laura Ra}~~oza, Community Development
RE: "Type «¢~ Loan
A7~7o7~ni :71 Loan Request
Gr~int
Lorn C1icnE
Property Street Address
South Bend Homc ]mprovemeni Proa~ram
`66.600_00
X6,462.>0
Linda E. Kirsch
17 ~3 Gast Fox Street
Property City. Slate. Zip Code South fiend. (N 46613
We are submitting Cor your review and approval the above application. This transmittal includes
the io;lowing:
1. F~inai Application
2. Con7racto:'s Bids- Tri-M Construction
~. ontrac?or's f37ds-
4. Agreement for Supervision
il, ~<~ou h~,~~e.!n~~ ~fues(ion>, please contact me al ?3~-947.
APPROVED
Donald Inks
Director
Department of Redevelopment
Cn~t,~ii-mrrDr~ri~ii~~iir'i P.u~su~u<Dicritu>,~ii:~i h~awani_&Puu<aai~i
~ ~.UDC,IS~Si1flP~'Et~~d''~OH~~V'LianS?7711 i~.~•., -~~. L-,. :~L~h'ncr.~n~i
I ... i._ t~)Ga- `ii 1.4~-'1 ~-I
Community Development
SOL'~1'H BEND HOME IMPROVI MENC PROGRAM
Laan Applicatio^
Apnlicanl's Na:nc I,inc!_t [;, [finch 1733 East l os Strcct
Narnc ,lddress
Sou[h_Bc~d.IN 4661__ 60
Oily/Stale-Zip ;1ge
Co-Applicant, Name __ __ South Bcnd,.IN
Name Address CityiStatc;7_,ip
,'i.f:AS€; NO~1~F.: Herea ic'r Individual and joint applicants w°ifl be refetTed to as the "applicant'.
~1~~c of Ucpcndcnt __ _ _ _ _ `t'otal Number of Dependents: 0
Age
Puo~TJ~~~~r,~ ~oa>v ~ro~r~,~.
1. Rehabilitation C~osl
;;. ,4~nouct liar Construction Work 511.70.00
B. Unexpected Costa (IO?f of line IA) ~$1.17~ 00 __
C'. "l~itle Repirt. Recording Fccs
Credit Rcpor:. L~ ~~al Fee;, etc. X123.00
D. Amount of Mortgages Being Rciinanced _
I~:. "1 O"i~AL (sum o[ lines IA through 1 Dj 16 13.Q48.00
2. Funds to he I~urnishcd Front E~thcr Sources
A. Grant Fundy 1'o Be Furnished (SBI iIP grant) _ $6,46250
B. Chher Funds l~o Bc FLrnisnal ( _ __-- _ __)
C. TOTAL. (line 3A+2I,) 2C $b.~6?.50 __
3. 1 nc ? E. 11ini:a Li c 2C 3 $6Sh~50
T. TOi~AL AV(OUNT OF APPI.IEB i.OAN (line 3 rounded to the next highest SiOj 56.6Uq.00~~~
!nterest Rste Per Annum 04'r Number of Months 120
Ytunthly Payments nC Pr>ncipal and Interest (i3o not rom~d) ___ S~>.OQ
;1~0 0(Stnicutn-_- - i2c.rainin;~ Economic i.ife `r1a-a~~ Va1uc _-- "After Rchah" Value
T~"1"AL l.OAV PAYf<~I1~;NT5
.. 'i~ouli Gross 1?onth!y Luomc `52.360.62
~. vlontltiy Housing l~:xpcnsc __$70650_. _ --
~+. 'i':;:a! lforihif Fixed Charges _ S>3L9>
~. '1 C i'1' (!im, ?. 3 fi 4) 51.343.4
Balance (line 1 minus !ire >) SL017.17
'~~3: Dieision of Communitt- Der~elopmene
1200 County-Cites- Building
South Bend. IN 46h01
r cr: South Bend Home Impro~~emcnt Program
~Ve, the undersigned, propose to do all the work and furnish all the labor and
materials necessary for the rehabilitation and upgrading of subject residence
dJ ~'~'_ 1:ii'~ii .ii iu1~ Jcv~~. ~~I~e-Uji a_^:d ~-~tr'if,L,,ii~nng titlr~rl aS DCeDared b` tr!e.
G...~~.,~..,~ Co1i~~nunlty Dceelc~pment.
~7e Further declare that we have carefully read and examined the specifications
including the bidding requirements, general conditions and all other sections;
'Zat ~.~e hake made a personal examination of [he subject residence and thar_ roc
~~tn~ierstand the exact scope of the work required.
i,
.,. X1.1',:;P,:1C,1;1i~ tl-llS prOpGSaI, ~(J a~CCG:
~` ~ h1;ld the proposal r>pen until ~ ~~-~/ll __ ---, 2005.
~c ccp~ nc~ ;;ro'.ISU,ns cli ,he gencr~:l1 conditiol~s re°<=ardin~ progress i,
~<i',~n~,en!a and iiabiiit~ insurance.
i. ,I i> i'iiti'r In CO alid <'xCCL1tt a COnCraCt ICd~bi~1?YICd On thE' l~<.1sls Ol Chls
hroposal, within ~ da~~s after date of such notice.
~;~~; acco^~,~'~ce tl.e ~~°orl: ir, accordance «it~ the contract docL rlerts.
~ r
_o complete the entire ~.~or'.~ ~~ithin ' calendar ~iaes Crom data o
a«~arci oC contract.
~ ~~ .-
~" ~ %/J
'~ ~fi` - -'-~wv/ - _ ~-- '-- _ --
- - ~---~-
",,. ,~~~~ i ~a[~'
/, ~~
~~< nae~Lt`r' Title
i X00 Cyr.: ~'-~=G r. Ill"~l.!~i,~c
~~.. ' i-~. Ill°> [ `~~ni-~sa -.nGU I-'.;~ U
F u 5~ c, _35 ~Ni~ a
_~..tll~~_+ j'-»Ci
~.rh(~)F 51rL~r~l Bt.~~o Srrr!;r~ j. [ ~<~.las. ~[:~,r:>Il
~~~~~u~?~~ ~ ~co~ro~fzc I~EVEL~Pwr~~r~
JBPPRflY V. UIBVeY
division of community ~eve~opment
f'[Op~~:-~y -auLlTcti~; i%3,~ T. F'O,l"
i topert~~ Owners. Linda Kinch 289-7222520-5537(w 3) 69-2131(cell)
],,r~ Au~ISt i9, 2Gfiii
insp~cto~: ,;c:f ~"oi.n~
i'rogram: Home d~e~ir& Imvrovement Program
Bid Specifications
1Zo<,r. ~
! ~ Tear-ofpall root coverings do~'Ln to decking on all surfaces. Replace of ,epair all
~cteriorated Craming by replacing or sintering needed rotten, deteriorated and/a sagging rafters and I;d,e
DUaLd S, rCpt11YS arC CU tt'. [110 Ve, aS LrillCh aS lJ ra QlCa1, ial'~e Sagging I'OOieQ area5.. On all aYeaS 1nSCali /:rib
OSB s!1~LLtl.ing c,~. dcc!cr,g co provide level and adequate nailing surface for new rooting, :hen with r_ew
T!T;A~'Ii;M-L D~ ° gs'nthecc Roof linderlavmeni or approved equal, premium (11~z"; metal drp edge
along all roof edges, appropriate pipe boots and Owens Coming or Cora-Vent brand corrugated vinyl roof
_ `/L'.lC ! "Jr p[OpeT att!C `: ntLaC!On, needed lrlnSl tlOn ilaSmR°, SCC'p and COllnre l' ~1Shl ng ni ~ 7T!CaI
~ "•,• 1^.5,':11 1:::'. ~ lsti 1t(:. :n101d .a!; P.y CJ4 :7d4 C~ aCd :C V,~l~CVS. 1n St11~ ~.~'.~ ?dil I}~ (l Ckri,i cC
..,... ."..~ o
_i.u.C~tliJl7di, GC Gr~l' ~~liT!berli:7C ill"Y1C nS10Il".i c,: uppC~~cd i'ClGai Cn all p1CChed fOOC 5.1::,1CC., ;,..1'd ~;:~: ~S
...1::. "„ ~>:5~ ~e(F '~~11.C;!^~? :COE SVStCm ~Sing ll C' ~-pl`r I!1SCdll2tlCn :?ICCh Od OC a OnC }7ly :"LI l1l. C117~ci ]nt7t
:'.:1 ~: .~ _ ~ ~.. .:L J^~C`.-.l,?.... ~.rCas. _LLIT.1:1.,._:hr.I;`,In~TO C's tO aC l~.lnt LeIl (_Ili;_ _Ol Inc
.., ~,:='1 ~L11ia Ce.
i'ap shingles are tc be an enact color match and are to be manufactured by the same company as
shingles.
~;r*~~_
FI Lnu:^~_ led °_~lstail r,etc v~'~n !C '~Z~~ ~',a. 1~11C111:1L1m Sellinl~SS ~l!CCCLS LIGC: dOW r1SC`OIILS r?n
i .':e .1 .Q ~aragc. ~I L'C.P'rs ':nd i10'~i^7SpC11tS shalt HOC 1111n~ 3Rd SeCllr!~d '.Il 1 In <ln^C'I Lh It c'lf'~ :Nely Cd P.'.:S
a`,vav storm iwater. Down spouts shall be installed so all gutters are serviced by at least one Install
minimum o0" ,L.7wnspout extension with elbows at terminal ends u[ each downspout, aIl are to extend at
i, ant ro 1:`.~n areas. Cover all with new metal leaf'.>uard (u!?anded alum_Lnum~k' sections ~~~~ith rim
~, i:rnev & Flex Lour:
1
_ __ Replace spaded or deteriorated 6riek and tuck point loose or deteriorated mortar joints.
~~WbI1Ck Shah 11!~f7 2'i'~iing l5 C~ I,SC ^S DOSS;bIc. ~l[ tar'^lnCS C;"Ia I; i7- rOO~Cd 11nd rhC CCICT ,1r':"10[:ar
shall match existing as close as possible. Protect adjacent roof areas from tuck pointing debris
1nStall a nriw' it Lle Ilel itner In Cl1!n1PC~ $CI"VIC1! ti ill[i':aCe Anil ~'iaiCC ne.2UeC. l'li'.S hncr lS iG De
propel}~ sized for both appliances izased on current building codes and is to c:.tznd fmrll basemen. up to
and dlrough top of chimney, tcrminadon flashing is co be propccly fastenedto ehimnev to pse~~rert shilCng
and 'r:arer intilaadon.
Page I of d
u~'vi_n~17 ~rnt:l'V.a'r t'CI1V: i~I1C Du~!nr',a>~i ~ J.l.vl ti 'i: il_IUL
.~ ~i '_. .-.-. ~~r:: rt~ll'. ~'
~molitiorz :.~ Rear Y~zr'd:
_~j_ ~/~ Tear down and haul away garage and any (if not all) of the contents customer want's
mcve~: rro l property. Leave concrete slab for future garage or barn, remove any needed protruding
~jxts from surface of slab. Electrical service is to be completely removed up ro circuit breaker. Clean-up
debris as generated from removal.
_rnove any existing Yencing across rear property line then install a new heavy duty stockade type privacy
nee across rear of properly adjoining to each adjacent properties fencing. ~'ew fence is to include new
essurc treated ~ x I posts buried and cemented in a minimum of 30" deep hole, a minimum 36" wide
re with rust resistant hunges and lockable gate latch. A gate is to be installed across slab entry area to
o,.v for entry of homeowner's vehicle, anchoring posts for wide gate are to be 6 x 6 pressure u~eated posts
t a minimum 36" deep using heavy duty (farm type) hardware to prevent future sagging. Fence is to have
~~e even coat of an exterior weather resistant oil based stain applied to all surfaces.
n~Foivs: (seven window units)
Remove sashes and needed sash stops From openings designated opening on all window
'tu. .i~~~aii <«.v ~.«ui.v-pa .L 'd'1 R:.'. :^r=5 ~'^.ti: SCL.',.°no fl$ !ep~1C°n:e ntS fOT eXlSting pniYS .PrepaCe
:n~1rn=~ epenir,~~s ter irstaLation; Fd1 voids with fiberglass insulation, and seal to prevent drafts. Do not
sturb existing interior trim, apply an interior srop if needed, and wrap exterior frames on all replacement
lndovts with .019 ga. white aluminum. All aluminum wrap installations shall be free of waves having all
~~:gcs and seams sealed with a matching minimum 30 year silicon caulking. Interior surfaces of frame and
sings are to bit prepped for tinishing and then caulked and painted, if needed, to match existing.
meows to be replaced are: 1 -living room unit, 1 -Kitchen window. 2 - in Ni W bedroom, 1 - in the
`v~' bedroom, and the 2 units in breakfast nook area are to be replaced with ?double hungs
~ ~ TOTAL
'~ _
kage'i)fi
AGREEMENT FOR SUPERVISION OF REAL PROPERTY
REI-IABII,ITATION
'~~is ~S~~eex~e~t is entered into by and between the City of South fiend
~ede~vel~~3e~ °~'~:_:~ssl~r and Linda E. Kinch O~~ner ,residing at 1733 East Fox
1. ~~~~~ has entered into an agreement with City of South ~ersd-
~ede~reie~~e~t Coa~xnissi;®xa dated September 19, 2008 for a Home Improvement
Moan in the amount of Six Thousand Six Hundred f$6 600.00) to be used for the sole
purpose of rehabilitating the premises commonly 1733 East Fox Street, South Send,
IN r6F~ 13 and more fall described as:
-' --
Lot 33~? of 1~oscland I'ar~
2. C~~°€~~r has entered into an Agreement for Rehabilitation of Real Property
dated with Tri-M Construction jContraetor) for the rehabilitation of
said premise.
3. C~~ea & C®~sanission hereby authorizes the Division of Community
l~evetopme~t to r_~or_izor and inspect the rehabilitation work, to approve or disapprove
Cor_tractor's performance, to approve or disapprove proposed changes, to issue stop
work orders when Supervisor determines that. such action is in the Owner's best
interest and to perform all other acts necessary to insure that Contractor fulfills its
obligations under t_he Agreement for Rehabilitation of Real Property, including all
terms acid conditio;~s thereof.
4. C~ur~er ~ Cs~n~raxissn®n hereby authorizes the Supervisor to disburse the
proceeds of Owner's Home Improvement Loan to pay the costs of rehabilitation
performed at the above described premises, pursuant to the Agreement for
Rerlabilitatior_ of Real Property. Disbursement of said loan proceeds shall be made
pursuant to the terms and conditions of said Agreement for Rehabilitation of Real
Property.
Executed th;s 10th day of September, 2008.
City of South Bend
-Redevelopment Commission
Linda E. Kinch
STATE Off' IiVDIANA )
SS:
S'I'. ~~i?Si~;P:-i F i_~UNT1' j
Marcia I. Jones, President
Gregory S. Downes, Secretary
Before n~ie a I'~otary Pubbc, personally appeared
an acknowledge execution cf the foregoing agreement this day of S~tember,
2008.
Cheryl K. Phipps Notary Public
Residing in St. Joseph County,
Indiana
Ny Commission Expires:
STATE OF INDIAI~'A )
j SS:
ST. ~?OSEPH COUNTS'
Before me a Notasv Public, personally appeared Linda E. Kinch and acknowledge
executior_ ~f the foregoing agreement this day of , 2008.
Kaye Tro~~bridge Notary Public
Residing in St. Joseph County,
Indiana
idly Coc:.mission Expires: February 6, 2016