HomeMy WebLinkAbout07-27-2026 Community Investment & Zoning and Annexation Joint Committee Minutes
OFFICE OF THE CITY CLERK
BIANCA L. TIRADO, CITY CLERK
INTEGRITY | SERVICE | ACCESSIBILITY
Jasmine Jackson Matthew Neal Veronica Pitt-Payne
CHIEF DEPUTY CITY CLERK / CHIEF OF STAFF DEPUTY CITY CLERK / DIRECTOR OF POLICY DIRECTOR OF SPECIAL PROJECTS
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COMMUNITY INVESTMENT & ZONING
AND ANNEXATION COMMITTEES
(JOINT MEETING)
JULY 27, 2026, 5:00 P.M.
Community Investment Committee
Members Present:
Sheila Niezgodski, Sherry Bolden-Simpson,
Kevin Upton, Ophelia Gooden-Rodgers,
Karen L. White
Community Investment Committee
Members Absent:
Tom Gryp
Zoning and Annexation Committee
Members Present:
Dr. Heidi Beidinger, Karen L. White, Kay
Farlow*, Stacey Odom, Rachel Tomas
Morgan, Dr. Oliver Davis
Zoning and Annexation Committee
Members Absent:
None
Other Council Present: Canneth Lee, Sharon McBride*
Others Present: Bianca L. Tirado, Matthew Neal, Jasmine
Jackson, Lari’onna Green, Veronica Pitt-
Payne, Bob Palmer
Presenters: Tim Staub, Tim Corcoran, Michael Divita
Agenda: Public Hearing to Review the Unified
Development Ordinance (UDO) and Any Zoning Regulations and Land Development Rules, With the Goal of Increasing Housing Development
Members marked with an asterisk (*) are in virtual attendance via Microsoft Teams.
Please note the attached link for the meeting recording:
https://docs.southbendin.gov/WebLink/browse.aspx?dbid=0,0&mediaid=411597
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300 City Hall | 215 S. Dr. Martin Luther King Jr. Blvd. | South Bend, Indiana 46601 | p. 574.235.9221 | f. 574.235.9173 | www.southbendin.gov
Committee Chair Dr. Oliver Davis, Zoning and Annexation Committee, called to order the Joint
Committee meeting at 5:08 P.M.
Public Hearing to Review the Unified Development Ordinance (UDO) and Any Zoning
Regulations and Land Development Rules, With the Goal of Increasing Housing
Development
Committee Chair Karen L. White, Community Investment Committee, asked the presenters to
give an overview of the meeting and explain the state’s role.
Tim Staub, Zoning Specialist, with offices on the fifth (5th) floor of City Hall, South Bend, IN
46601, replied that House Bill 1001, which was passed and signed by Governor Mike Braun,
requires municipalities to hold a public hearing on the topic of housing development. He said the
goal is to increase housing development and discuss zoning changes that can be made as a City.
Tim Corcoran, Director of Planning, with offices on the fifth (5th) floor of City Hall, South Bend,
IN 46601, explained how the City’s population has changed over time, peaking in the 1960s and
declining by thirty-thousand (30,000) residents over the fifty (50) years that followed. He noted
that Newsweek ranked the City of South Bend among “America’s Dying Cities” in 2011. He said
recovering from this decline is one (1) of the biggest challenges of our time, but the City has
started to reverse that trend by taking a proactive approach. He listed some of the strategies the
City has used to drive change, including hiring staff, land control and acquisition, neighborhood
planning and engagement, code reform, fostering development partnerships, addressing
infrastructure costs, and elevating design expectations. He emphasized the importance of infill
development and waiting for proposals that add value to the community rather than moving
forward with the first (1st) thing that comes along. He presented national statistics that have guided
the City’s recent zoning changes and neighborhood planning efforts. Eighty percent (80%) of U.S.
households are not traditional nuclear families, but seventy-two percent (72%) of housing units
cater to traditional nuclear families. Seventy-five percent (75%) of households have no children,
but seventy-four percent (74%) of new builds are single-family homes. Average occupancy has
decreased from three-point-eight (3.8) people per household in 1950 to two-point-five (2.5)
people per household today. In the same time frame, the average square footage per person has
increased from nine-hundred-eighty-three (983) square feet to two-thousand-six-hundred-forty-
seven (2,647) square feet. He explained that these statistics indicate a need for more units that are
smaller in size. He showed examples of small-scale multi-unit residential buildings that were built
when the City’s population was growing. He noted that these housing types are neighborhood-
scaled, financially productive, and can be made affordable with calibrated changes to zoning and
building code. He stated that the City of South Bend was ranked as the number one (1) housing
market in the U.S. this year, and Mayor James Mueller’s administration has been recognized as
one (1) of the most pro-housing in the state. He thanked Councilmembers for their role in helping
the City turn the corner in the housing market.
Tim Staub stated that the purpose of today’s public hearing is to discuss nine (9) specific barriers
to housing development that the state wants municipalities to address. He explained that this is a
result of state legislation that was passed in January. He provided background information on
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House Bill 1001, stating that the original version of the bill allowed for statewide duplexes and
accessory dwelling units (ADUs), smaller lot sizes, smaller setbacks, and preempted zoning code
across the state. He said it also provided religious institutions with developmental powers
superseding local zoning code, established mixed-use by right in commercial zoning districts, and
included stair and elevator reforms. He explained that significant changes were made in the
amended version of the bill signed by Governor Mike Braun. The passed legislation requires local
governments to submit a housing progress report to the state, establishes a study committee
regarding the “Yes in God’s Backyard” policy, and requires the public hearing that is being held
today. He noted that a future version of the bill may include a funding mechanism to support
communities that are proactively addressing the development barriers identified by the state.
Michael Divita, Assistant Director of Planning, with offices on the fifth (5th) floor of City Hall,
South Bend, IN 46601, explained key reforms that were made in the City’s 2020 zoning
ordinance. These included allowing ADUs by right on all properties, creating the urban
neighborhood two (U2) zoning district for “missing middle” housing, and simplifying
development standards such as building heights and setbacks. He described other actions the City
has taken to support housing development, such as sewer lateral reimbursement and curb and
sidewalk grants, which were originally targeted toward small-scale infill projects are now being
used to support neighborhood-scale redevelopment. He said the City has engaged in partnerships
to build new housing and strengthened their network of small-scale developers by providing them
with education, training, and resources. He spoke about the success of the City’s pre-approved
plans, which have been used to create ninety-one (91) housing units since program inception. He
displayed a graph showing the number of permits issued for single-family homes over the past
forty-five (45) years. He stated that one-hundred-eighty-seven (187) permits for single-family
homes were issued within City limits last year, the highest number on record. He compared City
and County permit trends, noting that both experienced a decline following the Great Recession,
but the City has outpaced the County in recovery. He said a small number of ADUs have been
built since 2020, adding an affordable product to the City’s housing supply. He displayed a graph
showing the number of permits issued for duplexes within City limits over the past twenty (20)
years, with a sharp increase following the ordinance change in 2020. He explained that shared
infrastructure, shared land and construction efficiencies reduce costs, positioning duplexes as
affordable starter homes in the community. He said there are currently eighteen (18) large multi-
unit projects in the development pipeline, as well as some small multi-unit projects like triplexes
and fourplexes. He added that there are also a few neighborhood-scale infill projects, such as the
redevelopment of the former Drewry’s Brewery site.
Tim Staub displayed a list of the nine (9) development barriers the state wants local governments
to address. He noted that number four (4), floor area ratio, and number six (6), impact fee zones,
are not regulated by the City and do not need to be addressed.
Tim Staub summarized what the City is currently doing regarding number one (1), higher density
in single-unit districts. He explained that the U2 zoning district permits single-family homes,
duplexes, triplexes, and fourplexes, allowing for “missing middle” housing while maintaining
neighborhood character and building heights. He said the City can further address this by
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expanding where U2 is located, following the boundaries in approved neighborhood plan zoning
maps. He said another possibility would be to permit duplexes by right in urban neighborhood
one (U1), noting that Council has already approved thirty-seven (37) special exceptions for
duplexes in the U1 zoning district.
Tim Staub moved on to number two (2), constructing other home types including ADUs and
manufactured modular housing. He noted that the City permits manufactured and modular
housing as long as it meets building code. He said the City permits ADUs on all parcels in the
City, but they cannot be rented out unless the owner resides on the property. He recommended
removing this requirement, stating that it disincentivizes the construction of new ADUs and may
conflict with state law.
Tim Staub discussed number three (3), adaptive reuse, next. He stated that the City already allows
adaptive reuse in commercial areas including the downtown (D), urban neighborhood flex (UF),
and neighborhood center (NC) zoning districts. He said the City could further explore allowing
adaptive reuse in the commercial (C) zoning district. He noted that these sprawl-oriented areas
are currently overserved by parking lots and could be redeveloped into multi-family housing, with
some additional standards to ensure livability.
Tim Staub moved on to number five (5), development standards. He noted that the City already
does not regulate roof pitch and does not require off-street parking. He said the City does not
require a garage on every parcel and does not have garage size regulations, but they do have
garage placement requirements pertaining to setbacks from alleys. The City also does not set a
minimum square footage for homes, relying on building code for that standard. He stated that the
City’s minimum lot size is among the smallest in the state, and they allow narrow lots and smaller
setbacks to promote walkability. He said the City does not restrict building material beyond what
the code requires, and they have increased maximum building height in several of the higher-
density zoning districts. He stated that in general, the City’s development standards are more
permissive than most places.
Tim Staub then addressed number seven (7), permitting, noting that the state wants shorter,
streamlined permitting timelines. He stated the City is in the top ten percent (10%) permit
approval speed in the country, with most permits for compliant one (1)- and two (2)-unit buildings
approved within twenty-four (24) hours. Compliant apartment buildings can be approved within
seven (7) days.
Tim Staub moved on to number eight (8), tax abatements. He said the state wants local
governments to use tax abatements to enable housing. He stated that the City has participated in
abatements for six-hundred-fifty-two (652) new housing units since 2020, noting that three-
hundred-nine (309) of these units are affordable. He added that the City also offers forgivable
loans, grants, direct support for Low-Income Housing Tax Credits (LIHTC), sewer lateral
reimbursement, sidewalk and lamp post rebates, and small-scale developer assistance.
Tim Staub addressed number nine (9), donating vacant land for affordable housing. He stated that
the City has transferred one-hundred-seventy-one (171) parcels, or twenty-eight (28) acres, since
2020. He said this has resulted in five-hundred-seventy-two (572) new housing units, five-
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300 City Hall | 215 S. Dr. Martin Luther King Jr. Blvd. | South Bend, Indiana 46601 | p. 574.235.9221 | f. 574.235.9173 | www.southbendin.gov
hundred-twenty-seven (527) of which are affordable. He noted that the City now has a land bank
as well.
Tim Staub summarized the City’s approach to the nine (9) barriers identified by the state. He said
the City is already addressing most of these concerns, but potential areas for improvement include
allowing duplexes by right in U1, adopting land use maps from approved neighborhood plans,
removing the owner occupancy requirement for ADU rentals, and allowing mixed use
development in zoning district C.
Tim Staub then discussed how the state can support development in local communities and made
some recommendations. He said building code and fire code reforms could be used to promote
affordability while still providing a livable space. He said financial reforms could be used to align
assessment values with market values, particularly for urban vacant land, which would incentivize
development of these parcels. He recommended exploring a split rate property tax option similar
to Kentucky. He said condo warranty reform could make it easier to subdivide multi-unit
dwellings into individually owned units. He recommended a revolving loan fund to support
“missing middle” housing and other incentives such as infrastructure grants, pre-approved plan
grants, and funding for infill housing.
Committee Member Dr. Heidi Beidinger, Zoning and Annexation Committee, asked how
developers know if adaptive reuse is an option.
Tim Staub said developers typically approach the City to ask about a specific property. He said
staff would check the zoning and go from there.
Committee Chair White asked for a copy of the presentation.
Tim Staub confirmed he would send it. He said he will also send the housing progress report to
Councilmembers at the end of the year.
Committee Vice Chair Rachel Tomas Morgan, Zoning and Annexation Committee, acknowledged
the recommendations for how the City can improve. She asked about the next steps for addressing
them.
Tim Staub replied that the next step would be to hear public input.
Michael Divita added that they want to open the discussion and see if there is consensus among
the Council. He said they will also seek input from the development community and work on
implementing changes within the next year.
Committee Vice Chair Tomas Morgan asked whether these changes would come forward as
legislation or the zoning staff will proactively have discussions with Council.
Michael Divita said they would begin with discussions before making any formal proposals.
Committee Vice Chair Tomas Morgan asked if those discussions would take place within the
Zoning and Annexation Committee.
Michael Divita replied that staff will hold individual meetings with Councilmembers in addition
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300 City Hall | 215 S. Dr. Martin Luther King Jr. Blvd. | South Bend, Indiana 46601 | p. 574.235.9221 | f. 574.235.9173 | www.southbendin.gov
to public discussions in the Zoning and Annexation and Community Investment Committees.
Council President Canneth Lee asked about the pros and cons of removing the owner occupancy
requirement for ADU rentals.
Tim Corcoran said removing the requirement would increase development flexibility and allow
for a second (2nd), lower-cost rental unit on a single property. He said a potential drawback would
be that there is no homeowner present on the property. He stated that the zoning staff believes the
pros outweigh the cons.
Council President Lee asked how the City would prevent developers from building ADUs for
short-term rentals (STRs) and negatively impacting neighborhoods.
Tim Corcoran replied that STR legislation and other quality-of-life ordinances would help
mitigate potential negative impacts. He said the zoning team’s goal is to deliver more housing,
and the City would use other tools to manage code enforcement.
Committee Vice Chair Ophelia Gooden-Rodgers, Community Investment Committee, asked how
close the housing supply is to meeting the need in the City.
Tim Corcoran replied that based on recent housing studies, the supply is not close to meeting the
community need. He noted that more housing units are needed as household sizes decrease. He
said increasing the housing supply will slow down rising rent and home prices.
Committee Vice Chair Gooden-Rodgers asked if the City would ever consider purchasing and
renovating older homes.
Tim Corcoran said they have thought about it, noting that there is a large housing stock the City
would like to maintain. He said nonprofit partnerships may be a better approach for rehabbing old
homes due to the complexity and unique challenges involved in this type of project.
Citizen Member Kay Farlow, Zoning and Annexation Committee, asked about the City’s need for
single-family homes compared to smaller units. She asked how the City plans to address barriers
to homeownership.
Tim Corcoran replied that the City has an “all-in” housing approach, encouraging development
in all sizes and levels of affordability. He said they rely on the market to help them determine
demand and product mix. He said changes to building code and condo regulations at the state
level could make small multiplex units more affordable and provide more homeownership
opportunities.
City Clerk Bianca Tirado opened the public hearing.
Will Miller, 309 West Rigg Street, New Carlisle, IN 46552, spoke on behalf of Provision Builders.
He said the zoning team has done a great job making it easier to build, and the sewer
reimbursement program has been effective. He said assistance with new water utility
infrastructure would help developers lower their costs and keep units affordable. He added that
code currently requires copper service lines, but plastics have been used effectively in other areas.
He expressed support for removing the owner occupancy requirement for ADU rentals.
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Kathy Schuth, 1007 Portage Avenue, South Bend, IN 46616, spoke on behalf of the Near
Northwest Neighborhood (NNN). She expressed support for the City’s “all-in” approach and
focus on infill development. She said “missing middle” housing types are how many
neighborhoods were originally built and pushed back on the fear of density and parking issues.
She spoke about NNN’s success building small-scale multi-unit dwellings as affordable rentals.
She said triplexes and fourplexes are currently subject to the full commercial building code, and
moving these property types under a residential building code would remove barriers to
development.
Angela Smith, 914 East Jefferson Boulevard, South Bend, IN 46617, said she is conflicted about
the owner occupancy requirement for ADUs, and cost appears to be more of a barrier than zoning
regulations. She said she prefers a neighborhood-by-neighborhood assessment instead of allowing
duplexes in U1 by right. She encouraged the rezoning of parcels according to neighborhood plans.
She recommended looking at the number of housing types allowed per lot and the requirement
for both units in a duplex to face the street. She echoed comments about moving three (3)- and
four (4)-unit dwellings from commercial building code requirements to residential requirements.
Seeing no other members of the public wishing to speak, Clerk Tirado closed the public hearing.
Tim Staub stated that three (3) additional public comments were submitted via email and have
been added to the public record. He said the minutes from this meeting will be sent downstate
with the housing progress report, and the zoning team will send the presentation to Committee
Members.
With no further business, Committee Chair Dr. Davis adjourned the Joint Committee meeting at
6:04 P.M.
Respectfully Submitted,
Dr. Oliver Davis, Committee Chair – Zoning and Annexation Committee
Karen L. White, Committee Chair – Community Investment Committee