HomeMy WebLinkAboutHB1001PublicMeeting FILEDPublic Hearing On Increasing Housing Development
HB 1001 / IC 36-7-4.3
Joint Community Investment and
Zoning & Annexation Committee
July 27, 2026
Filed in Clerk's Office
::_ JUL 2 8 2026 ·-�•·• Bianca Tirado
, City Clerk, South Bend, IN
South Bend Population
South Bend Population
Mindset
No one is coming to save you...
No one is coming to save you.
We must figure out how to address our housing challenges
and then do the things necessary to drive change. For South
Bend this means taking a proactive approach.
Hiring staff to manage change
Land control / acquisition
Neighborhood planning & engagement
Code reform
Fostering development partnerships
Addressing infrastructure cost
Elevating design expectations
Our Challenge
Our Challenge
1.We need more people to be competitive in a national market.
2.New development must be financially productive for the city.
3.We must heal our city primarily through infill development.
4.Something is not always better than nothing.
Source: AARP Publication: Making Room
Demographics – who we are vs. what we build
of households in the U.S. have no children in 202575%
Source: Federal Reserve Bank of St. Louis
Demographics – who we are vs. what we build
Source: U.S. Census Bureau.
https://www.census.gov/construction/nrc/data/series.html
of U.S. housing starts in 2024 were single family homes
Demographics – who we are vs. what we build
74%
Demographics – changing reality
Number of people per household
Average square feet of new single-family home
Square feet of living space per person
Sources: U.S. Census.
AARP Publication: The ABCs of ADUs. National Association of Homebuilders “Cost of Constructing a Home - 2024” Eric Lynch 2025
1950 2024
3.8
983
292
2.5
2,647
1,058
3.6x
Source: AARP Publication: Making Room
Demographics – who we are vs. what we build
This is what we used to build to address our housing needs.
neighborhood scaled
financially productive
affordable (*with calibrated codes)
addresses demographic changes
“We regard Mayor Mueller’s administration as one of the most clearly pro-housing in the state, making (and continuing) innovative moves to address access and affordability.”
Chris Watts Vice-President, Public AffairsIndiana Association of Realtors
Agenda
•What is this meeting for and why are we having it?
•What has South Bend done to support housing
development?
•What barriers does the state want us to address?
•What else should we do?
Why are we having this meeting?
House Bill 1001: Original Intent
•Preempt local zoning for small scale
development
•Provide religious institutions with
development power
•Mixed-use by right in commercial
areas
•Single stair reform
•Elevator size
Courtesy of Indiana Capital Chronicle
House Bill 1001: Passed Version
•Requires local governments to
submit housing progress reports to
the State
•Creates a state study committee to
look at “Yes In God’s Backyard” policy
•Limits growth of permit fees
•Requires local governments to hold a
public hearing on how the zoning
ordinance could be changed to
support housing development Courtesy of Indiana Capital Chronicle
What is this hearing for?
•Required for the housing progress report
•Identifying and reducing barriers to housing
•Funding and future opportunities
What has South Bend done to
support housing development?
Supporting Housing Development
•Zoning Ordinance Reform
•Presented rules clearly
•Allowed ADUs by right on all properties
•Created U2 zoning district for missing middle housing
•Simplified development standards
Supporting Housing Development
•Infrastructure Assistance
•Sewer lateral
reimbursement
•Curb and sidewalk
•Partnerships with
organizations
•Small-scale developer
ecosystem
•Preapproved plans
Pre-Approved Building Plans
•91 units in 68 buildings permitted Bungalow
Detached
Houses
187 permits
ADUs
Duplexes
Today’s starter home
0
5
10
15
20
25
30
2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025Duplex BuildingsYear
City of South Bend Duplex Buildings Permitted
City of South Bend
0
5
10
15
20
25
30
2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025Duplex BuildingsYear
City of South Bend Duplex Buildings Permitted
City of South Bend
Small
Multi-Unit
Large
Multi-Unit
18 major projects
in pipeline
New Infill
Neighborhoods
What barriers does the state
want us to address?
House Bill 1001: Passed Version
•Requires local governments to
submit housing progress reports to
the State
•Creates a state study committee to
look at “Yes In God’s Backyard” policy
•Limits growth of permit fees
•Requires local governments to hold
a public hearing on how the zoning
ordinance could be changed to
support housing development Courtesy of Indiana Capital Chronicle
Development Standards
Accessory Dwelling Units
Tax Abatements
Impact Fee Zones
Adaptive Reuse
Vacant LandPermitting
Higher Density in Single Unit Districts
Floor Area Ratio
What barriers does the state want us to address?
Development Standards
Accessory Dwelling Units
Tax Abatements
Impact Fee Zones
Adaptive Reuse
Vacant LandPermitting
Higher Density in Single Unit Districts
Floor Area Ratio
What barriers does the state want us to address?
Development Standards
Accessory Dwelling Units
Tax Abatements
Impact Fee Zones
We Don’t Regulate this
Adaptive Reuse
Vacant LandPermitting
Higher Density
Floor Area Ratio
We Don’t Regulate this
What barriers does the state want us to address?
Providing for higher density development of duplexes,
triplexes, and fourplexes in areas designated for single family
homes.
Providing for higher density development of duplexes,
triplexes, and fourplexes in areas designated for single family
homes.
What More Can Be Done?
Providing for higher density development of duplexes,
triplexes, and fourplexes in areas designated for single family
homes.
Implement
Future Zoning Map in
Neighborhood Plans
Providing for higher density development of duplexes,
triplexes, and fourplexes in areas designated for single
family homes.
Duplexes by Right in U1
Providing for higher density development of duplexes,
triplexes, and fourplexes in areas designated for single family
homes.
✓ Missing Middle U2 District
Land Use Map
Duplex by right
Development Standards
Accessory Dwelling Units
Tax Abatements
Impact Fee Zones
We Don’t Regulate this
Adaptive Reuse
Vacant LandPermitting
Higher Density✓ Missing Middle U2 District Land Use Map Duplex by right
Floor Area Ratio
We Don’t Regulate this
What barriers does the state want us to address?
Constructing other housing types including accessory
dwelling units and manufactured and modular housing.
Constructing other housing types including accessory
dwelling units and manufactured and modular housing.
What More Can Be Done?
Constructing other housing types including accessory
dwelling units and manufactured and modular housing.
•Remove residency
requirements for
ADUs
•Residency
requirements may
be banned by the
state in 2028
Constructing other housing types including accessory
dwelling units and manufactured and modular housing.
✓ ADUs permitted throughout city
ADUs by right
Development Standards
Accessory Dwelling Units✓ ADUs permitted throughout city ADUs by right
Tax Abatements
Impact Fee Zones
We Don’t Regulate this
Adaptive Reuse
Vacant LandPermitting
Higher Density✓ Missing Middle U2 District Land Use Map Duplex by right
Floor Area Ratio
We Don’t Regulate this
What barriers does the state want us to address?
Adaptive reuse of commercial buildings for residential use
Adaptive reuse of commercial buildings for residential use
What More Can Be Done?
Explore Commercial
District (C) Adaptive
Reuse with Standards
Adaptive reuse of commercial buildings for residential use
Adaptive reuse of commercial buildings for residential use
✓ DT, NC, & UF Districts permit this
Add C District
Development Standards
Accessory Dwelling Units✓ ADUs permitted throughout city ADUs by right
Tax Abatements
Impact Fee Zones
We Don’t Regulate this
Adaptive Reuse✓ DT, NC, & UF Districts permit thisAdd C District
Vacant LandPermitting
Higher Density✓ Missing Middle U2 District Land Use Map Duplex by right
Floor Area Ratio
We Don’t Regulate this
What barriers does the state want us to address?
Waiving or eliminating regulations such as requirements
•Garage Size & Placement
•Steeper Roof Pitch
•Minimum Lot size & Square Footage
•Greater Setbacks
•Off-Street Parking
•Design standards that restrict code-compliant material
•Property height limitations
Waiving or eliminating regulations such as requirements
•Garage Size & Placement
•Steeper Roof Pitch
•Minimum Lot size & Square Footage
•Greater Setbacks
•Off-Street Parking
•Design standards that restrict code-compliant material
•Property height limitations
We don’t
regulate this
We don’t
regulate this
Waiving or eliminating regulations such as requirements
•Garage Size &
Placement
•Minimum Lot size &
Square Footage
•Greater Setbacks
•Design standards that
restrict code-compliant
material
•Property height
limitations
Waiving or eliminating regulations such as requirements
•Garage Size &
Placement
•Minimum Lot size &
Square Footage
•Greater Setbacks
•Design standards that
restrict code-compliant
material
•Property height
limitations
Waiving or eliminating regulations such as requirements
•Garage Size &
Placement
•Minimum Lot size &
Square Footage
•Greater Setbacks
•Design standards that
restrict code-compliant
material
•Property height
limitations
Waiving or eliminating regulations such as requirements
•Garage Size &
Placement
•Minimum Lot size &
Square Footage
•Greater Setbacks
•Design standards
that restrict code-
compliant material
•Property height
limitations
Waiving or eliminating regulations such as requirements
•Garage Size &
Placement
•Minimum Lot size &
Square Footage
•Greater Setbacks
•Design standards that
restrict code-compliant
material
•Property height
limitations
✓ Existing standards are more
permissive than most places
Waiving or eliminating regulations such as requirements
Development Standards✓ Existing standards are more permissive
Accessory Dwelling Units✓ ADUs permitted throughout city ADUs by right
Tax Abatements
Impact Fee Zones
We Don’t Regulate this
Adaptive Reuse✓ DT, NC, & UF Districts permit thisAdd C District
Vacant LandPermitting
Higher Density✓ Missing Middle U2 District Land Use Map Duplex by right
Floor Area Ratio
We Don’t Regulate this
What barriers does the state want us to address?
Streamlining or shortening the permitting processes
and timelines
•South Bend is in the top 10%
of approval speed in the
country (source: Pew Trust)
•Compliant 1- and 2-unit
housing permits are often
approved within 24 hours
•Compliant apartment
housing is zoning approved
within 7 days
Streamlining or shortening the permitting processes
and timelines
✓ Among the fastest permitting
processes in the country
Development Standards✓ Existing standards are more permissive
Accessory Dwelling Units✓ ADUs permitted throughout city ADUs by right
Tax Abatements
Impact Fee Zones
We Don’t Regulate this
Adaptive Reuse✓ DT, NC, & UF Districts permit thisAdd C District
Vacant LandPermitting✓ Among the fastest permitting processes in the country
Higher Density✓ Missing Middle U2 District Land Use Map Duplex by right
Floor Area Ratio
We Don’t Regulate this
What barriers does the state want us to address?
Property tax abatements to enable housing
•Since January 1, 2020, the
City has participated in
abatements resulting in:
•652 units of housing
completed or under
construction
•309 Affordable units of housing
The city also does…
•Forgivable Loans and
Grants for Affordable
Housing
•Direct Support to LIHTC
•Sewer Lateral
Reimbursement
•Sidewalk & Lamppost
Rebates
•Small Scale Developer
Assistance
Property tax abatements to enable housing
✓ City already does this and more
Development Standards✓ Existing standards are more permissive
Accessory Dwelling Units✓ ADUs permitted throughout city ADUs by right
Tax Abatements✓ City already does this and more
Impact Fee Zones
We Don’t Regulate this
Adaptive Reuse✓ DT, NC, & UF Districts permit thisAdd C District
Vacant LandPermitting✓ Among the fastest permitting processes in the country
Higher Density✓ Missing Middle U2 District Land Use Map Duplex by right
Floor Area Ratio
We Don’t Regulate this
What barriers does the state want us to address?
Donating vacant land for affordable housing
•Since January 1, 2020,
the City has transferred
171 parcels and 28
acres of land
•This has resulted in
•572 units of housing
completed or under
construction
•527 Affordable units of
housing
Donating vacant land for affordable housing
•Since January 1, 2020,
the City has transferred
171 parcels and 28
acres of land
•This has resulted in
•572 units of housing
completed or under
construction
•527 Affordable units of
housing
•And the Land Bank
Donating vacant land for affordable housing
✓ City already does this
Development Standards✓ Existing standards are more permissive
Accessory Dwelling Units✓ ADUs permitted throughout city ADUs by right
Tax Abatements✓ City already does this and more
Impact Fee Zones
We Don’t Regulate this
Adaptive Reuse✓ DT, NC, & UF Districts permit thisAdd C District
Vacant Land✓ City does thisPermitting✓ Among the fastest permitting processes in the country
Higher Density✓ Missing Middle U2 District Land Use Map Duplex by right
Floor Area Ratio
We Don’t Regulate this
What barriers does the state want us to address?
Recommendations:
•Permit Two-Unit dwellings by right in Urban Neighborhood 1
•Adopt the Land Use Maps from the Neighborhood Plans
•Remove Owner Occupancy Requirement for Ancillary Dwelling Units
•Allow Mixed-Use Developments in Commercial Zone Parcels
Here’s how the State can help.
Code Reform
•Building Code
Reform
•Fire Code Reform
•Elevator Reform
Financial Reforms
•Better align assessment
values with market
values, particularly the
true value of land
•Split-rate property tax
option (Kentucky)
•Condo warranty reform
•Revolving loan fund to
support missing middle
housing
Incentives
•Infrastructure Grants
•Transportation Funding
•Preapproved Plans Grants
•Infill Housing Funding
Questions
Public Hearing &
Discussion