HomeMy WebLinkAbout3bii Funding and Reimbursement Agreement
FUNDING AND REIMBURSEMENT AGREEMENT
between
CITY OF SOUTH BEND, INDIANA
and
CITY OF SOUTH BEND, INDIANA, REDEVELOPMENT DISTRICT
Re:
CITY OF SOUTH BEND, INDIANA
(BEACON HEIGHTS PROJECT)
Dated as of July 1, 2026
FUNDING AND REIMBURSEMENT AGREEMENT
This FUNDING AND REIMBURSEMENT AGREEMENT, is made and entered into as
of July 1, 2026 (the “Agreement”) by and between the CITY OF SOUTH BEND, INDIANA (the
“City”), a municipal corporation duly organized and validly existing under the laws of the State of
Indiana (the “State”), and the SOUTH BEND REDEVELOPMENT COMMISSION (the
“Redevelopment Commission”), as governing body of the CITY OF SOUTH BEND
REDEVELOPMENT DISTRICT, a special taxing district duly organized and validly existing
under the laws of the State of Indiana (the “District”).
WHEREAS, Indiana Code 36-7-11.9 and 36-7-12, as supplemented and amended
(collectively, the “Act”), authorizes and empowers the City to make direct loans to users or
developers (each as defined under the Act) for the cost of acquisition, construction, or installation
of economic development facilities, with such loans to be secured by the pledge of one or more
taxable or tax-exempt debt obligations of the users or developers, for diversification of economic
development and promotion of job opportunities in or near such City and vests the City with
powers that may be necessary to enable it to accomplish such purposes; and
WHEREAS, the City, upon finding that the Project (as hereinafter defined) and the
proposed financing of the construction thereof will create additional employment opportunities in
the City; will benefit the health, safety, morals, and general welfare of the citizens of the City and
the State; and will comply with the purposes and provisions of the Act, adopted an ordinance
approving a loan to Beacon Apartments Preservation LLC, an Indiana limited liability company
(the “Borrower”); and
WHEREAS, the City intends to make a direct loan to the Borrower, pursuant to the
provisions of the Act, this Agreement, and the Financing and Loan Agreement, dated as of July 1,
2026, between the City and the Borrower (the “Loan Agreement”), all for the purpose of financing
a portion of the Project; and
WHEREAS, pursuant to Indiana Code 36-7-14-39(b)(4), the Redevelopment Commission
may use certain incremental property taxes to reimburse the City for expenditures (including loans)
made for local public improvements (which include buildings and all expenses reasonably incurred
in connection with the acquisition and redevelopment of property) that are physically located in or
physically connected to the Allocation Area (as defined herein); and
WHEREAS, pursuant to Resolution No. 3672, adopted by the Redevelopment Commission
on June 11, 2026, a copy of which is attached hereto as Exhibit A (the “Authorizing Resolution”),
the Commission has authorized the use of Tax Increment Revenues (as defined herein), in the total
amount of not to exceed One Million Two Hundred Fifty Thousand Dollars ($1,250,000) from
moneys then currently on deposit in the Allocation Fund (as defined herein), in order to reimburse
the City for expenditures made, or to be made, to finance a portion of the Project costs.
NOW THEREFORE, in consideration of the premises, the covenants and agreements
hereinafter contained, and for other valuable consideration, the receipt and sufficiency of which
are hereby acknowledged, the City and the District hereby agree and covenant.
(End of Recitals)
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ARTICLE I.
DEFINITIONS AND EXHIBITS
Section 1.1. Terms Defined. As used in this Agreement, the following terms shall have
the following meanings unless the context clearly otherwise requires:
“Act” means, collectively, Indiana Code 36-7-11.9, Indiana Code 36-7-12, Indiana Code
36-7-14, and Indiana Code 36-7-25, each as amended.
“Allocation Area” means the River West Development Area Allocation Area previously
established by the Redevelopment Commission within the River West Development Area in
accordance with Indiana Code 36-7-14-39 for the purposes of capturing incremental ad valorem
real property taxes levied and collected on all taxable property in such allocation area.
“Allocation Fund” means the River West Development Area Allocation Area Allocation
Fund established under Indiana Code 36-7-14 for the Tax Increment Revenues collected in the
Allocation Area.
“Authorizing Resolution” shall have the meaning set forth in the recitals hereof.
“Borrower” means Beacon Apartments Preservation LLC, an Indiana limited liability
company, duly organized and validly existing under the laws of the State of Indiana and qualified
to do business in the State of Indiana, or any successors thereto.
“City” means the City of South Bend, Indiana, a municipal corporation duly organized and
validly existing under the laws of the State.
“Costs of Construction” means the costs of providing for an “economic development
facility” as defined and set forth in the Act, including any legal, accounting, management, program
or consulting fees and expenses of the Borrower, the City or the District, and any other costs
permitted under the Act related thereto.
“Development Agreement” means the Development Agreement, dated as of July 1, 2026,
by and between the Borrower, the City and the Redevelopment Commission.
“District” means the Redevelopment District of the City.
“Loan” means the loan from the City to the Borrower in the original aggregate principal
amount of not to exceed $1,250,000, which will be made under the terms of the Loan Agreement,
the proceeds of which will be used by the Borrower to pay a portion of the Costs of Construction
for the Project.
“Loan Agreement” means the Financing and Loan Agreement, dated as of July 1, 2026,
between the City and the Borrower.
“Project” means the construction, renovation and/or rehabilitation of up to one hundred
seventy-four (174) affordable housing rental units in the existing Beacon Heights development in
the River West Development Area in the City, with an approximate total redevelopment cost of
Forty-Seven Million Dollars ($47,000,000) including a private investment of no less than Forty-
Seven Million Dollars ($47,000,000) to be expended by the Borrower.
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“Project Fund” means the Project Fund established and held by the City or by a financial
institution or custodian selected by the City for such purpose, as the case may be, for purposes of
paying Costs of Construction of the Project.
“Redevelopment Commission” means the South Bend Redevelopment Commission,
governing body of the District.
“River West Development Area” means the economic development area within the District
previously established by the Redevelopment Commission in accordance with Indiana Code 36-
7-14.
“State” means the State of Indiana.
“Tax Increment Revenues” means the property tax proceeds received by the
Redevelopment Commission which are derived from the assessed valuation of real property in the
Allocation Area in excess of the assessed valuation described in Indiana Code 36-7-14-39(b)(1)
and Indiana Code 36-7-14-39(b)(2), as such statutory provision exists on the date of execution of
this Agreement.
Section 1.2. Exhibits. The following Exhibits are attached to and by reference made a
part of this Agreement.
Exhibit A. Copy of Authorizing Resolution.
(End of Article I)
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ARTICLE II.
REPRESENTATIONS; LOAN TO BORROWER
Section 2.1. Representations by City. The City represents and warrants that:
(a) The City is a municipal corporation organized and existing under the laws of the
State of Indiana. Under the provisions of the Act, the City is authorized to enter into the
transactions contemplated by this Agreement and to carry out its obligations hereunder. City has
been duly authorized to execute and deliver this Agreement. City agrees that it will do or cause to
be done all things within its control and necessary to preserve and keep in full force and effect its
existence.
(b) Concurrently with the execution and delivery of the Loan Agreement and this
Agreement, the City agrees to make the Loan to the Borrower (upon the District making funds
available to simultaneously reimburse the City for such purpose in accordance with the terms of
this Agreement) for the purpose of financing a portion of the Costs of Construction for the Project,
in order to create additional employment opportunities in the City and to benefit the health, safety,
morals and general welfare of the citizens of the City and the State.
Section 2.2. Representations by Redevelopment District. The Redevelopment
Commission, governing body for the District, represents and warrants that:
(a) The Redevelopment Commission is the governing body of the District, which is a
special taxing district organized and existing under the laws of the State of Indiana. Under the
provisions of the Act, the Redevelopment Commission is authorized to enter into the transactions
contemplated by this Agreement and to carry out its obligations hereunder. The Redevelopment
Commission has been duly authorized to execute and deliver this Agreement. The Redevelopment
Commission agrees that it will do or cause to be done all things within its control and necessary to
preserve and keep in full force and effect its existence.
(b) In order to simultaneously reimburse the City for its costs incurred, or to be
incurred, in providing the Loan pursuant to Section 2.3 of the Loan Agreement to finance a portion
of the Costs of Construction for the Project, the Redevelopment Commission agrees that it will
consider appropriations from the Tax Increment Revenues then currently on deposit in the
Allocation Fund for the purpose of paying to, or upon the order of, the City for depositing into the
Project Fund, with the sum of such appropriations not to exceed an aggregate principal amount
equal to One Million Two Hundred Fifty Thousand Dollars ($1,250,000).
(c) The Redevelopment Commission acknowledges and agrees that the Loan being
made by the City to the Borrower is subject to forgiveness in the sole discretion of the City and
upon the Borrower’s satisfaction of certain conditions set forth in Section 4.3 of the Loan
Agreement.
(End of Article II)
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ARTICLE III.
MISCELLANEOUS PROVISIONS
Section 3.1. Supplements and Amendments to this Agreement. The Borrower, the City
and the District may from time to time, upon the written agreement of all parties hereto, enter into
such supplements and amendments to this Agreement as to them may seem necessary or desirable
to effectuate the purposes or intent hereof, which consent and agreement to such supplement or
amendment hereto may be withheld in the sole discretion of any party.
Section 3.2. Agreement for Benefit of Parties Hereto. Nothing in this Agreement,
express or implied, is intended or shall be construed to confer upon, or to give to, any person other
than the parties hereto, and their successors and assigns, any right, remedy or claim under or by
reason of this Agreement or any covenant, condition or stipulation hereof; and the covenants,
stipulations and agreements in this Agreement contained are and shall be for the sole and exclusive
benefit of the parties hereto, and their successors and assigns.
Section 3.3. Severability. In case any one or more of the provisions contained in this
Agreement shall be invalid, illegal or unenforceable in any respect, the validity, legality and
enforceability of the remaining provisions contained herein and therein shall not in any way be
affected or impaired thereby.
Section 3.4. Counterparts. This Agreement is being executed in any number of
counterparts, each of which is an original and all of which are identical. Each counterpart of this
Agreement is to be deemed an original hereof and all counterparts collectively are to be deemed but
one instrument.
Section 3.5. Governing Law. It is the intention of the parties hereto that this Agreement
and the rights and obligations of the parties hereunder shall be governed by and construed and
enforced in accordance with, the laws of the State of Indiana.
(End of Article III)
IN WITNESS WHEREOF, the City and the Redevelopment Commission, acting for and
on behalf of the District, have caused this Agreement to be executed in their respective names, and
the City and the Redevelopment Commission, acting for and on behalf of the District, have caused
their corporate seals to be hereunto affixed and attested by their duly authorized officers, all as of
the date first above written.
(SEAL)
CITY OF SOUTH BEND, INDIANA
By:
Mayor
Attest:
Clerk
CITY OF SOUTH BEND
REDEVELOPMENT DISTRICT, acting by
and through the SOUTH BEND
REDEVELOPMENT COMMISSION
President
Attest:
Secretary
Signature Page to the Funding and Reimbursement Agreement, dated as of July 1, 2026, between
the City of South Bend, Indiana and
the City of South Bend, Indiana, Redevelopment District
DMS 52744203.2 A-1
EXHIBIT A
Copy of Authorizing Resolution