HomeMy WebLinkAboutEDC Minutes 2.6.25 - SignedCITY OF SOUTHBEND
ECONOMIC DEVELOPMENT COMMISSION
SOUTH BEND ECONOMIC DEVELOPMENT COMMISSION MINUTES
February 6, 2025, at 1.00 p.m.
Mayor's Conference Room 14t" Floor, County -City Building
httr)s://tinyurl.com/EDCCOSB2025
Meeting Recording Link: https:1/tinyurl.com/EDC-Meeting-Recordin s
The South Bend Economic Development Commission was called to order at 1:03 pm
1. Roll Call
Members Present: Rafael Morton, Vice -President*
Renata Matousova, Secretary
Luis Zapata, Commissioner
Karen White, Commissioner
* departed the meeting at 1:43 pm
Members Absent: Cecilia Lopez Monterrosa, President
Staff: Danielle Campbell Weiss, Asst. City Attorney
Sandra Kennedy, Corporation Council - Virtual
Caleb Bauer, Executive Director, DCI
Sarah Schaefer, Deputy Director, DCI - Virtual
Erik Glavich, Director, Growth & Opportunity, DCI
Rosa Tomas, Director of Finance, DCI
Joseph Molnar, Asst. Dir. of Growth and Opp., DCI
Erin Michaels, Property Development Manager, DCI -
Virtual
Laura Hensley, Board Secretary, DCI
Others Present: Randy Rompola, Barnes & Thornburg LLP
Chandler Sturgis, J.C. Hart Company, Inc.
Todd May, J.C. Hart Company, Inc.
CITE" OF SOUTH BE -ND ECONOMIC DEVELOPMENT COMMISSION February 6, 2025
Murray Miller, 23698 Western Ave.
Pastor Canneth Lee, Councilman
Emma Adlam, Baker Tilly - Virtual
2. Approval of Minutes
Upon a motion by Commission Karen White for approval, second by
Secretary Renata Matousova, the motion carried unanimously; the
Commission approved the minutes of the regular meeting of July 9, 2024.
3. Election of Officers
Upon a motion by Commissioner Luis Zapata and seconded by Secretary
Renata Matousova, the Commission approved keeping the current slate of
officers for 2025; motion carried unanimously, on February 6, 2025.
4. New Business
A. Riverwalk Project (J.C. Hart Company, Inc.)
a. Presentation of Project and Economic Development Revenue Bond
Financing
Caleb Bauer, Executive Director of Community Investment, presented all
agenda items together for the Riverwalk project. Mr. Bauer explained that
today the City is proposing an economic development revenue bond
financing, which is sometimes referred to as a project -based tax increment
financing allocation area, which would support an apartment complex
development along the St. Joseph River, from the JC Hart company. The
project includes two (2) new multi -family residential buildings (291 total
apartments) and a 398-space parking garage with a minimum of $61.5
million in private investment with the City funding infrastructure (new
street; utilities) through a $5.64 million READI 2.0 award. Mr. Bauer
explained that how the financing works, it captures the future tax
increment generated from the development project to fund the bond
issuance that will unlock some upfront net proceeds but ultimately will be
the responsibility of the developer to back those debt service obligations
and the City would not have a property tax backup. 90% of the property
tax revenue after the development is completed would be committed to
debt service obligations over the lifetime of this allocation area, 25 years,
an additional 6% of incremental revenue would be committed to pay up to
a certain sum and the City of South Bend would hold the revenue of this
one (1) parcel allocation area. Mr. Bauer stated that most of the funding
goes into the two (2) structures, however, the structured parking garage is
estimated to be $10.3 million and is a big part of the project and is not
usually viable without incentives for the developer. Mr. Bauer shared the
timeline of the project completing at the end of 2028.
Caleb Bauer, Executive Director of Community Investment, explained the
CITY OF SOUTH BE\D I ECONOMIC DEVELOPMENT COMMISSION February 6, 2025
items before the commission today are as follows, the Resolution
authorizing the creation of the economic development tax and revenue
bonds, legal documents including the form of trust, indentured form of loan
agreement, form of Common Council bond ordinance and the tax impact
report prepared by Baker Tilly, and a public hearing. Mr. Randy Rompola,
Barnes & Thornburg LLP explained the structure of the financing and that
the proceeds of the bonds would be loaned to the developer, and the City
is not responsible. This would also not affect the city's rating if the bonds
default.
Vice -President Morton asked about large number of units and Mr. Bauer
explained that a market analysis has been done by RCL Co., and it shows
that we have a significant potential for additional absorption of market rate
housing in the next five years as part of the City's master plan. Mr. Sturgis
confirmed the findings. Mr. Todd May with J.C. Hart Company, Inc. stated
that there is a mix of studio apartments, 1-2 bedrooms, and 3 bedrooms
and the average rent is under $2000 per month for a 900 square foot unit
and is in line with other rental properties downtown. Secretary Matousova
asked about the number of parking spaces for residents. Mr. May stated
that there will be 398 spaces in the parking garage and 65 spaces
dedicated for Crowe use, one (1) spot per bedroom is a good estimate.
Commissioner White asked about the cost of parking and Mr. May stated
approximately $110 per space and one space is included in the rental
price. Commissioner Zapata asked if there was a cap for potential
earnings for the bond holders and Mr. Rompola explained that the bond
will not exceed $17 million and when the bond is issued, the principal
amount and interest rate will be locked in. He also confirmed that
whatever TIF is generated, if there's extra TIF or if the assessments would
increase and more TIF is generated, that would mean the bond would just
be paid off earlier.
Secretary Matousova asked why there would be overdue principal and
interest. Mr. Rompola explained that if the TIF for any year was less than
expected or if there's extra, it would be used to make up for any shortfalls
and if there is a non-payment event, then you can defer to excesses in
future years, and the City would still get 10%. Also, the bond would not be
rated because they are not sold in the municipal market, and the municipal
market wouldn't buy a bond like this because it is solely project based. Mr.
Bauer explained that this is the 1st time the city has used this type of
financing, however, other cities have used this format for allocation areas
where they are tied to one project since the 70's. Also, we don't have to
have the TIF revenue cash available and appropriated for a project and
there is no risk for the city. Commissioner White asked about the 25-year
term and Mr. Rompola stated that is what the statute allows. Secretary
Matousova asked if the rate is negotiable. Ms. Emma Adlan with Baker
Tilly explained that it's a taxable bond at a 6% interest rate to upwards of
CITY OF SOUTH BE.ND i ECONOMIC DEVELOPMENT COMMISSION February 6, 2025
about 8% is pretty common when the developer is purchasing the bonds.
Overview of Documents for Approval
i. Report of the South Bend Economic Development Commission
Concerning the Proposed Financing of Economic Development
Facilities for J.C. Hart Company, Inc.
ii. Form of Trust Indenture
iii. Form of Loan Agreement
iv. Form of Common Council Bond Ordinance
The motion was made by Commissioner Luis Zapata and seconded by
Commissioner Karen White. On the motion to approve the Project report,
Form of Trust Indenture, Form of Loan Agreement, and Form of Common
Council Bond Ordinance:
• Rafael Morton, Vice -President: NOT PRESENT
• Renata Matousova, Secretary: YEA
• Luis Zapata, Commissioner: YEA
• Karen White, Commissioner: YEA
The motion carried with 3 YEAs; the Commission approved the project
report for the Riverwalk Project on February 6, 2025.
b. Public Hearing on Project and Economic Development Revenue
Bond Financing
A notice was published in the South Bend Tribune on January 24, 2025,
regarding the public hearing to consider the approval of the issuance by
the Issuer of a maximum principal amount of $17,000,000 of its City of
South Bend, Indiana, Taxable Economic Development Tax Increment
Revenue Bonds, Series 2025 (J.C. Hart Development Project) (the
"Bonds"), in one or more series for the Riverwalk Project.
A Public Hearing regarding the Riverwalk Project was opened to the public
for comments and considerations. Murray Miller asked what would happen
if there were shortfalls in the TI F. Mr. Rompola stated that if there is not
enough TIF for whatever reason, if residents didn't pay their taxes, or if the
property didn't assess out or something happened with the tax rate or
state laws, the developer would be obligated by the tax payer agreement
and if they didn't pay under the taxpayer agreement, the city would have
the ability to put a tax lien on the property. The Public Hearing was closed.
c. Resolution No. 2025-1: Approving and Authorizing Certain Actions
and Proceedings with Respect to Certain Proposed Taxable
Economic Development Tax Increment Revenue Bonds and Related
Matters
CITYOF SOUTH BEND I ECONOMIC DEVELOPMENT COMMISSION February 6, 2025
The motion was made by Commissioner Luis Zapata and seconded by
Commissioner Karen White. On the motion to approve Resolution No.
2025-1:
• Rafael Morton, Vice -President: NOT PRESENT
• Renata Matousova, Secretary: YEA
• Luis Zapata, Commissioner: YEA
• Karen White, Commissioner: YEA
The motion carried with 3 YEAs; the Commission approved Resolution
No. 2025-1 on February 6, 2025.
5. Adjournment at 1:48 p.m.
0
Cecilia Lop Monterrosa, President
Renata Matousova, Secretary