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HomeMy WebLinkAbout#928- Deed; Warranty - From Ham to City of South Bend-Part of SE quarter of Sec. 11, Twp. 37 N, Range 2 E, of the 2nd P.M,-z- AlunoO gans jog pue ul `olTgnd AaeaoN a 'aw aa0309 I'SVH21'I3 dO AMNO :Ss vaviaNI 30 31dSS 'goangO "9 : d.s3,LLV auapTsaad 'po M r '0 `QOOM 'r '0 'S96I 'aagoaoO 30 6ep gaBT sTga 'sa0aoa37a 3o pasog saT Aq paaueag 6aTaogane oa auensand 'Aaeaaaoas sal se 'goango •y uosTa.zex pue 'auapTsaad saT se `pooh 'r '0 Aq ATaATaoadsaa `oaaaag paxT33e Teas aaeaodaoo s3T pue paaTs ,LTnp aq oa sauasaad asaga pasnea seq •aul 'pooM 'r '0 `aNN3HM SS3NSIM NI _•aai sapsoDa3 Litinoo gdasor aS `L8£ ggnoaga I8£ salted `£59 xoog paooag paap ul_aiep,Ions uo.papaooea pue 7961 `OZ ATnr paaep duedwoo peoaTTeN sTouTTTI 19 eueTpuI `Casaar maN oa aaKegapnaS woa3 (3oaaag3 £ aged 3o doq pue Z aSed) paaa a uT Isasodand peoalTea jog asn jog duedwoO peoaTTeg sTouTIII 13 euelpul 'xasaar maN oa as-4egapnaS woa3 auawasea lenaadaad anTsnloxa ue 3o aueaS y •7 'aoT33O s,aapaooag 63anoO gdasor 'aS `IIZ ggnoaga OOZ saSed ZS9 >loog pao*aa paaa uT aaep Bons uo pap2039a pue V961 `II aunr paaep 'uoTaeaodaoO aaTM xassg oa sanagapnaS woa3 (3oaaag3 £ aged 3o doa Pus `Z aged go woaaoq) paaa a uT 'sasodand ageuleap. camas FaoaTues pus waoas jog asn jog `uoTaeaodaoO aaTM xassg 03 aa4vgapnaS woa3 auawasea lenaadaad anTsnloxa-uou a 3o aueag y -£ O9131t] 699 Mo00 'aoT33O s,aapaooag AlunoO gdasor is `IIZ gSnoaga OOZ salted 'Z59 xoog paooag paaa uT aaep gans uo papaooaa pue 7961 `LI aunr paaep 'uoTaea -odaoO aaTM xass3 oa aaKegapnas woa3 (3oaaag3 9 aged 3o doa pus S aged 17 aged 'E aged 3o woaaoq) paaa a uT 'sasodand peoalTea jog asn jog uoTaeaodaoO ealM xassg oa aaxegapnas woa3 auawasea Ienaadaad anTsnloxa-uou a 3o aueag y •Z Mail t-: 'If Public Works and Safety ENE= City Hall South 13 rncl,ln(Ji4IR;) 46601 CHPRCH & REYNOLDS WARRANTY DEED �cr tr) k v. 4w This indenture witnesseth that C. J. WOOD, INC., T. an Indiana corporation, of Elkhart County, in the State INDIANA, of St. Joseph County, in the State of Indiana, for and in consideration of One ($1.00) dollar and other valuable consideration the receipt whereof is hereby acknowl- edged, the following described real estate in St. Joseph County in the State of Indiana, to -wit: Beginning at the Southwest corner of Tract No. 3 of the Studebaker Corporation Replat as recorded in Plat Book 11, Page 184 in the Office of the Recorder of St. Joseph County, Indiana; thence North 29030'57" East along the westerly line of said Tract No. 3, a distance of 675.78 feet to a point; thence North 89042'54" East a distance of 784.14 feet to a point; thence South 2006'30" West a distance of 268.30 feet to a point; thence South 4039'23" West a distance of 21.55 feet to a point; thence North 88050'40" West a distance of 352.68 feet to a point; thence South 0000711411 West a distance of 311.29 feet to the South line of said Tract No. 3, said line being also the North line of Sample Street; thence North feet to the point of beginning. Containing 10.289 Acres. And also a Tract of Land described as follows, to -wit: Beginning at the Southwest corner of Tract No. 3 of the Studebaker Corporation Replat; thence North 29030'57" East, a distance of 11.38 feet to the place of beginning; thence North 29030157" East 563.79 feet; thence South 59026'11" West, a distance of 80.19 feet; thence South 29030157" West a distance of 512.66 feet; thence South 8509'27" East, a distance of 44.02 feet to the place of beginning. one-half of the second installment of the Subject to/1965 taxes due and payable in 1966. This conveyance is also subject to the following easements: 1. A grant of easement from Studebaker -Packard Corporation (Studebaker's predecessor in interest ' ) to Indiana & Michigan Electric Company for public utility purposes, dated October 2, 1956 and recorded November 10, 1956 in Deed Record Book 561, beginning at page 78, St. Joseph County Recorder's Office. 669 f4a 159 1 4v< BOOK- 010 "AbLU4wf-' ---MAIL DEED TO, MAIL TAX BILLS TO: C.-W—T T. -.— C ... M 1­1A"A A . ..... 1.1n). -IN P9."y OR" 101 — IWA AUDITOR'S RECORD Taxing Unit(? W'A R R A N TVF D FEE& F13 Date '7 - '6 ROBERT W. HAM 214964 the Grantor ConVey and Warrant to CIVIL CITY OF SOUTH BEND, INDIANA for and inconsideration of One ($1.00), Dollar and other good and valuable consideration the receipt of which is hereby acknowledged, Real Estate in St. Joseph in the State of Indiana I described as follows: County, Part of the Southeast Quarter (1/4) of Section 11, Township 37 North, Range 2 East of the 2nd P.M., more particularly described as follows: Commencing at the Southwest comer of Tract No. 3 of the Studebaker Corporation Replat as recorded in Plat Book 11, page 184 in the Office of the Recorder of St. Joseph County, Indiana; thence South 890 51' 46" East along the South line of said Tract No. 3, said line being also the North line of Sample Street, a distance of 752.19 feet for a point of beginning; thence North 000 071 14" East a distance of 311.29 feet to a point; thence South 880 501 40" East a distance of 352.68 feet to a point; thence South 40 391 23" West a distance of 98.60 feet to a point; thence North 89' 471 35" West a distance of 119.11 feet to a point; thence South 00' 00' 43" East a distance of 126.97 feet to a point; thence North 890 591 55" East a distance of 106.92 feet to a point; thence South 6* 01' 08" West a distance of 45.34 feet to a point; thence South 000 161 04" West a distance of 35.06 feet to the said South line of Tract No. 3, thence North 89? 51' 46" West along said South line of Tract No. 3, a distance of 328.18 feet to the point of begiiining. Subject to legal highways. _-J W fl),-) C_ C Subject to all taxes and easements of record. C, :7v :-A , �7' L) r7 I (D Signed and dated on July 1 19_76 State of Indiana , St. Joseph County, ss: Before me, the undersigned, a Notary Public in and for said County and State, personally appeared: ,Robert W. Ham r. .......... execution of the foregoing deed on , 19-Z-6. , Notary Public C Signature --Robert W. Ham Typed or printed name Signature Typed or printed name or Drinwa name ,4ovc(5 m.sne'rwooct Signature ,, d-br prira�,d name I My commission expires July 24, 1978 Typed or printed name Prepared by Edward N. Kalamaros, Edard N. Kalamaros & ASsociates, P.C. filth Floor T,., Attorney at Law - - L u lvlr� 71 !7 o A EED TO, MAIL TAX BILLS TO: 6A1 AUDIT( Transfer N T T..ing g Un ax WARRANTY DEED Date....Z] )BERT W. HAM - the Grantor for and in consideration of one ($1. 00) Dollar and other good and valuable consideration the receipt of which is hereby acknowledged, Real Estate in St. Joseph in the State of Indiana , described as follows: County, Part of the Southeast Quarter (1/4) of Section 11, Township 37 North, Range 2 East of the 2nd P.M., more particularly described as follows; Commencing at the Southwest corner of Tract No. 3 of the Studebaker Corporation Replat as recorded in Plat Book 11, page 184 in the Office of the Recorder of St. Joseph County, Indiana; thence South 89' 511 46" East along the South line of said Tract No. 3, said line being also the North line of Sample Street, a distance of 752.19 feet for a point of beginning; thence North 000 071 14" East a distance of 311.29 feet to a point; thence South 880 501 40" East a distance of 352.68 feet to a point; thence South 40 391 23" West a distance of 98.60 feet to a point; thence North 89' 471 35" West a distance of 119-11 feet to a point; thence South 000 001 43" East a distance of 126.97 feet to a point; thence North 69" 59' 55" East a distance of 106.92 feet to a point; thence South 60 01' 08" West a distance of 45.34 feet to a point; thence South 000 161 04" West a distance of 35.06 feet to the said South line of Tract No. 3; thence North 89? 511 46" West along said South line of Tract No 3 11 a — distance — of - 32 " 8 1 1 1 1 8 feet -'-- . ..... . to the point of beginning. Subject to legal highways. Subject to all taxes and easements of record. Signed and dated on — July 1 State, of Indiana . S t - --!1-0s e-2—h County, ss: Before me, the undersigned, a Notary Public in and for said County and State, personally appeared; Robert W. Ham a the execution of the foregoing deed on July 1 19-16 , Notary Public name Sighca&e' Robert W. Ham Typed or printed -- Signature ---Typed or printed name mune signature 7'yped or printed name Signature C" t:! C I W 'U 76 cn (D Mycommissionexpires.- July 24,,-,,-1978 1 Typed or printed name Edward N. Kalamaros, Ederd N. Kalamaros & Associates, P.C. Prepared by Attorney at La. 1-ft—h'"—Floo-r- -Tower Building, South Bend, Indiana 46601 MAIL DEED Tot MAIL TAX BILLS TO: 0 BOOK- ()JLU CAUL 04w4-� A—. AUDITOR'S RECORD T,--,,f,, No. '19 9 Taxing Unit(? WARRANTY DLETED Date ROBERT W. HAM Z14964 the Grantor for and in consideration of One ($1. 00) , Dollar and other good and valuable consideration the receipt of which is hereby acknowledged, Real Estate in St. Joseph County, in the State of Indiana , described as follows: Part of the Southeast Quarter (1/4) of Section 11, Township 37 North, Range 2 East of the 2nd P.M., more particularly described as follows; Commencing at the Southwest corner of Tract No. 3 of the Studebaker Corporation Replat as recorded in Plat Book 11, page 184 in the Office of the Recorder of St. Joseph County, Indiana; thence South 89' 51' 46" East along the South line of said Tract No. 3, said line being also the North line of Sample Street, a distance of 752.19 feet for a point of beginning; thence North 00" 071 14" East a distance of 311.29 feet to a point; thence South 88* 50' 40" East a distance of 352.68 feet to a point; thence South 4* 391 23" West a distance of 98.60 feet to a point; thence North 89" 47' 35" West a distance of 119.11 feet to a point; thence South 000 00' 43" East a distance of 126.97 feet to a point; thence North 890 59' 55" East a distance of 106.92 feet to a point; thence South 60 01' 08" West a distance of 45.34 feet to a point; thence South 000 161 04" West a distance of 35.06 feet to the said South line of Tract No. 3; thence North 89? 511 46" West along said South line of Tract No. 3, a distance of 328.18 feet to the point' of beginning. Subject to legal highways. rri C/) C I CD Subject to all taxes and easements of record. D CZ� C) Signed and dated on July 1 19_16 cr' Q.7 State of _Lndiana St. Joseph County, SS: sga .4 re Before me, the undersigned, a Notary Public in and for said County Robert W. Ham and State, personally appeared: Typed- printed name Rob e rt w. Ham -T a&PaU1) 1 la' tke execution of the foregoing deed on July I n � , 19-7 6 Notary Public Signature Typed ar printed name Signature Typed or printed name quyt;t:! 11.011ferWUVU 7�ypedSignature printed name I My commission expires July 24, 1978 Typed or printed name Prepared by Edward N. Kalamaros, Edard N. Kalamaros & Associates, P.C. filth Attorney at Law Floor Tower Building, South Bend, Indiana 46601 VNVICINI ''O Hd9SOr "lS �8OlIGnv smisve v wjoni NOI1.VXVI ZIOJ CI32131N3 Ana -3)(i !i6 1 „F I k". . ......... Ass3e�ant'SecretaryrY r wr .y �� ��,, -� ,� � " __ � `�',. �_ i�. ,., �"`'��� � s � r� �s; II���������/�i���r",r�"�'ff�i%/�����kr l'^�iY�ir,'d�l"$1"al�l�.,,''`�pn0''�G�e�"wed,�,7�a/"� riw,, � ._,.. .": ./ < .,....__ _. ..,...... _......a___...._....._,_......... �� w..,�. �,. �- .. ._ .._ .. ; �r � . ___;�: .,]1r,._...... Township No. Preaidant= bra_ y 4; ,, ", AV SCHEDULE A Date of policy Amount of Insurance 4 08176 July 8, 1976 87,000.00 1. Name of Insured: CIVIL CITY OF SOUTH BEND, I DIANA i 2. The estate or interest in the lard described herein and which is cowered by this policy is: Fee simple 3. "I'lae estate or interest referred to herein is at Date of Policy vested i"1 the insured, I. 1"hc land herein described is c""eunalaered by the I'trlka"wvi"air rncartgaaoe or trust (teed, arnd assignments: and the mortgages or trust deeds, if any, drown in Schedule II hereof`. , The J'and referred to in this policy is described as follows: Situate in St. Joseph County, in the State of Indiana: Part of the Southeast Quarter 0-0 of Section 11, Township 37 North, Range 2 East of the 2nd P. M., more particularly described as follows; Commencing at the Southwest corner of Tract No. 3 of the Studebaker Corp- oration Replat as recorded.. in Plat Book 11, page 184 in the Office of the Recorder of St. Joseph County, Indiana; thence South 890511461" East along the South line of said Tract No. 3, said line being also the North line of Sample Street, a distance of 752.19 feet for a point of beginning; thence 14 rth 00007"14"r East a distance of 311.29 feet to a point; thence South 88 50,40" East a distance of 352.68 feet to a point; thence South 4 39' 23"r West a distance of 98.60 feet to a point; thence Forth 89 47 r 35 " West a distance of 119.11 feet to a point; thence South 00'001431" East a - continued on next page - This policy valid only if Schedule B is attached.. Policy Number 15 021 04 08176 ,Owners Policy Number .can FORM 31478-4-61 distance of 126-97 feet to a point; thence North 8905955" Fast a distance of 106.92 feet to a point; thence South 6001108" West a distance of 45-34 feet to a point; thence South 0001610411 West a distnce of 35.06 feet to the said South line of Tract No. 3; thence North, 89051,4611 West along said South line of Tract No. 3> a distance of 328.18 feet to the point of beginning. Subject to legal highways. Policy islumber l5 021 o 4 ) 817 6 Owner% This policy dues not insure against loss or damage by reason of the following exceptions: General Exceptions: (1) Rights or claims of parties in possession not shown by the public records. (2) Encroachments, overlaps, boundary line disputes, and any other matters which would be disclosed by an accurate survey and inspection of the premises. (3) Easements or claims of easements not shown by the public records. (4) Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown by the public records. (b) Taxes or special assessments which are not shown as existing liens by the public records. Special Exceptions; The mortgage, if any, referred to in Item 4 of Schedule A. 1. Second installment of taxes for the year 1975 due in November, 1976 and all subsequent taxes. 2. A grant of a non-exclusive perpetual easement from Studebaker to Indiana & Michigan Electric Company for public utility purposes, in a Deed (Bottom of page 1 and. page 2 thereof) from said Studebaker to Indiana & Michigan Electric Company dated September 30, 1964, and recorded on such date in Teed Record Book 656, pages 131 through 138, St. Joseph County, Recorder's {office. 3. Rights of way for drainage ditches Feeders and laterals, if any... Counter igned Au orixed Signatory Vi e President Schedule 8 of this Policy consists of 1 pages. HOME OWNER'S INFLATION PROTECTION ENDORSEMENT ATTACHEDTO POLICY NO. 15, 021 o4 08176 ISSUEDBy Abstract & Title Corporation' of South Bend CHICAGO TITLE INSURANCE COMPANY The Company, recognizing the current effect of inflation on real property valuation and intending to provide additional monetary protection to the Insured Owner named in said Policy, hereby modifies said Policy, as follows: 1. Notwithstanding anything contained in said Policy to the contrary, the arnount of insurance provided by said Policy, as stated in Schedule A thereof, is subject to cumulative annual upward adjustments in the manner and to the extent hereinafter specified. 2. "Adjustment Date" is defined, for the purpose of this Endorsement, to be 12:01 a.m. on the first January I Which OCCUrs more than six months after the Date of Policy, as shown in Schedule A of the Policy to which this Endorsement is attached, and on each succeeding January 1. 1 An upward adjustment will be made on each of the Adjustment Dates, as defined above, by increasing the maximum arriount, of insurance provided by said Policy (as said amount may have been increased theretofore under the terms of this Endorsement) by the same percentage, if any, by which the United States Department of Commerce Composite Construction Cost Index (base period 1,967) for the month of Septeniber ininiediately preceding exceeds such Index for the month of September one year earlier; provided, however, that the maximum amount of insurance in force shall never exceed 150% of the amount of insurance: stated in Schedule A of said Policy, less the amount of any claim paid under said Policy which, under the terms of the Conditions and Stipulations, reduces the a=Lult of insurance in force. There shall be no annual adjustment in the amount of insurance for years in which there is no increase in said Construction Cost Index. 4. In the settlement of any claim against the Company Linder said Policy, the amount of insurance in force shall be deemed to be the amount which is in force as of the date on which the insured claimant first learned of the assertion or possible assertion of such claim, or as of the date of receipt by the Company of the first notice of such claim, whichever shall first occur. PROVIDED, HOWEVER, this endorsement shall be effective only if one of the following conditions exists at Date of Policy: a. The land described in this policy is a parcel on which there is only a one -to -four family residential structure:, including all improvements on the land related to residential use, in which the Insured Owner resides or intends to reside; or, b. The land consists of a residential condominium unit, together with the common elements appurtenant thereto and related to residential use thereof, in which the Insured Owner resides or intends to reside, This Endorsement is made a part of the policy or commitment and is subject to all the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy or commitment and prior endorsements, if any, nor does it extend the effective date of the policy or commitment and prior endorsements or increase the face amount thereof. CFUCAG0 TITLE INSURANCE COMPANY M ATTEST: binding until countersigned by an authorized signatory, President. Secretary. NOTE: In connection with a future application for title insurance covering said land, reissue credit on premium charges (if applicable at all) will be allowed only upon the original face amount of insurance as stated in. Schedule A of said Policy. Form 2697 -2-M, W-1--`,'S'- 211 01 11 4 22M AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY FORM B-1970 (Amended 10-17-70) 27156 15 021, 04 08176 CHICAGO TITLE INSURANCE COMPANY SUBJECT To THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS CONTAINED IN SCHEDULE B AND THE PROVISIONS OF THE CONDITIONS AND STIPULATIONS HEREOF, CHICAGO TITLE INSURANCE COMPANY, a Missouri corporation, herein called the Company, insures, as of Date of Policy shown in Schedule A, against loss or damage, not exceeding the amount of insurance stated in Schedule A, and costs, attorneys' fees and expenses which the Company may become obligated to pay hereunder, sustained or incurred by the insured by reason of: I, Title to the estate or interest described in Schedule A being vested otherwise than as stated therein; 2. Any defect in or lien or encumbrance an such title; 3, Lack of a right of access to and from the land; or 4. Unmarketability of such title. In Witness Whereof, CHICAGO TITLE INSURANCE COMPANY has caused this policy to be signed and sealed as of the date of policy shown in Schedule A, the policy to become valid when countersigned by an authorized signatory. Issued by: THE ABSTRACT & TITLE CORPORATION 226 West Jefferson Bolvard South Bend, Indiana 46601 (219) 233-8258 CHICAGO TITLE INSURANCE COMPANY By: President. ATTEST: Secretary. IMPORTANT This policy necessarily relates solely to the title as of the date of the policy. In order that a purchaser of the real estate described herein may be insured against defects, liens or encumbrances, this pol�icy should be reissued in the name of such purchaser. Copyright 1969 AniericWl I W'd Tille Associiilion EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy: 1. Any law, ordinance or governmental regulation (including but not limited to building and zoning ordinances) restricting or regulating or prohibiting the occupancy, use or enjoyment of the janLj, or regulating the character, dimensions or location of any mprovement now 0r hereafter ereCL ed on the land, or prohibiting a separation in ownership or to reduction in the dimensions or area of the land, or the effect of any violation of any such law, ordinance or governmental regulation, 2. Rights of eminent dom..in or governmental rights of police power unless notice of the exercise of such rights appears in the public records at Date of Policy. 3, Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company and not shown by the public records but known to the insured claimant either at Date of Policy or at the date such claimant acquired an estate or interest insured by this policy and not disclosed in writing by the insurod chtimiant lo the Company prior to the dale such insured claimant became ;.m insured irl o,,) or (1,1111Z,?"C to tile in,!"�t,,trcd clairrizant', (d) attaching or created hcrcuru�,u'. ('c) Z tit" i� of Vc4icy", 1"Clit4fins in v'r Ja,1w3,Yr wl"J'Ch wouhl ax)t, hOtt "", f,7,ocn psaw tro"lu,'r f,,,,,4 fla"tit"tcut i,-tulrd two' thii r','c4Nv',y, -'5 . . . . . . . . . . . . Is IS Ili "NON, NN110' 2. The esuite or interest in the land describei.1 11A;rein mid wliicll is covered by this Policy is: Fee simple 3. Tlie estate or interest relerreo,[ to herein is it 1),kte of p()licy vcstcd it, the insLir"L 4. "I'lle land bereiii described is enctimbered by the or trust (.1eed. ,11,(l assignments' and the mortgages or trust deeds, if arty, showniii Schedule B hereof. I "� Situate in St. Joseph Countyp "'fo low' 5. -rhe land referred to in this POhCY k described in the State of Indiana* Part of the Southeast Quarter (k) of Section llTownship 37 North, RaT19e 2 East of the 2nd P. M., more particularly described as follows: corner of Tract No. 3 of the Studebaker Corp - Commencing at the Southwest Book ll�, page 184 in tiie office of the oration Replat a§ recorded in Plat 89051,461" East along 111ecorder of St. Joseph County, Indiana; thence South the South line of said Tract No. 3, said line being also the 1,4orth line of Sample Street, a, distance of 752-19 feet for a point of beginning; thence North 00007,14" East a distance of 311.29 feet to a point; thence U point; thence S8uth Squth 88 50,40" East a distance of 352.68 feet to forth 89 47135" 4 39123" West a distance of 98.60 feet to a point; thence 0 o014311 East a West a distance of 119-11 feet to a point; thence South 0 continued on next page - This policy valid only if Schedule B is attached. 1. Second installment of takes for the year 1975 due in November, 1976 and all subsequent taxes, 2. A grant of a non-exclusive perpetual easement from Studebaker to Indiana. & Michigan Electric Company for public utility purposes, in a Deed (Bottom of page 1 and page 2 thereof) from said Studebaker to Indiana & Michigan Electric Company dated September 30, 196A, and recorded on such date in Deed Record Book 656, pages 131 through 138, St. Joseph County, Recorder's Office. 3. Rights of gray for drainage ditches feeders and laterals, if any. Counter;igned .w A. prized Signatory Vi e 'resident Schedule B of this Policy consists of � pokes. a., rnrrn 2697 --1-11 amount at insurance in force shall never c�c ---- -- ---- J­ �aIAJUJ , of insurance stetted in Schedule A of said Policy, eed 150% of tile amount under the terms OF tile Conditions and Stiptlla�i less the amount of any claim paid under said Policy which, be no annual adjustment in the amount of i ons, redLJCC,S the amount of insurance in force. There shad r insurance for - Construction Cost index, years n which there is no increase in 4. In the settlement Of any claim against tile Company under said Policy, the at shall be deemed to be the amount which 111.111 Of insurance in f learned of the assertion or possible assertion in force as Of tile date on which the insured claimant i n of such claim, or the first notice Of such clairn, whichever shall first occur. as Of the date of receipt by the Compaill PROVIDED, HOWEVER, this endorsement shall be effective only Date of Policy: if One Of the following conditions exists The land described in this policy is a parcel on which there isa only a one -to -four family resident structure, including all improvements on the land related to residential use, in which the Insured Own resides or intends to reside; or, b. The land consists of a residential condominium unit, together with the common elements appurtenar thereto and related to residential use thereof, in which the insured Owner resides or intends to reside. This Endorsement is made a Part of the policy Or commitment and is subject to all the and of any Prior endorsements thereto. Except to the extent expressly stated it ncitf, , terms and provisions thercol and provisions of the Policy or commitment and prior endorsements, ter modifies any ofthe terms the policy or commitment and prior endorsements or increaseifany, tl�r does it extend the effective date of the face amount thereof. binding urtil C,,,,Iersigned by an awhorized signatory, CfflCAGO TITLE INSURANCE COMPANY President. ATTEST: Secretary. NOTE: fit connection with a future application for title insurance covering said land, reissue credit on Premium charges (if applicable at all) will be allowed only upon the original face amount of insurance as stated in Schedule A of said Policy. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY FORM B-1970 (Amended 10-17-70) 27156 15 0,21 04 03176 CHICAGO TITLE INSURANCE COMPANY SUBJECT TO THE EXCLUSIONS FROM COVERAGE:, THE EXCEPTIONS CONTAINED IN SCHEDULE B AND THE PROVISIONS OF THE CONDITIONS AND STIPULATIONS HEREOF, CHICAGO TITLE INSURANCE COMPANY, a Missouri corporation, herein called the Company, insures, as of Date of Policy shown in Schedule A, against loss or damage, not exceeding the amount of insurance stated in Schedule A, and costs, attorneys' fees and expenses which the Company may become obligated to pay hereunder, sustained or incurred by the insured by reason of: 1. Title to the estate or interest described in Schedule A being vested otherwise than as stated therein; 2. Any defect in or lien or encumbrance on such title; 3. Lack of a right of access to and from the land; or 4. Unmarketability of such title. In Wi,tness Whereof, CHICAGO TITLE INSURANCE COMPANY has caused this policy to be signed and sealed as of the date of policy shown in Schedule A, the policy to become valid when countersigned by an authorized signatory. Issued by: THE ABSTRACT & TITLE CORPORATION 226 West Jefferson Boulevard South Bend, Indiana 46601 (219) 233-8258 CHICAGO TITLE INSURANCE COMPANY ATTEST: le� President. Secretary. IMPORTANT This policy necessarily relates solely to the title as of the date of the policy. In order that a purchaser of the real estate described herein navy be insured against defects, liens or encurnbrances, this policy should be reissued in the narne of such purchaser. Copyright 1969 American Land Title Association ') 0 1 � T C