HomeMy WebLinkAboutIssuance & Sale $6,400,000 Economic Development Revenue Bonds One Michiana Square AssociatesORDINANCE No. 7386 -84
Passed by the Common Council of the City of South Bend, Indiana
September 24, 1984
IRENE K. GAMMON
Presented by me to the Mayor of the City of South Bend, Ind'ana
Approved and signed by
September 25, 19 84
A--
i,
Clerk
of Common Council
City Clerk
IRENE K. GAMMON
19
ORDINANCE NO. Y3 V,� -&4
AN ORDINANCE AUTHORIZING THE ISSUANCE AND SALE OF
$6,400,000 ECONOMIC DEVELOPMENT REVENUE BONDS OF THE CITY
OF SOUTH BEND, INDIANA FOR THE PURPOSE OF MAKING A LOAN
TO ONE MICHIANA SQUARE ASSOCIATES IN ORDER TO FINANCE THE
ACQUISITION, CONSTRUCTION AND INSTALLATION OF CERTAIN
ECONOMIC DEVELOPMENT FACILITIES LOCATED IN THE CITY OF
SOUTH BEND, ST. JOSEPH COUNTY, INDIANA; AUTHORIZING
EXECUTION OF A LOAN AGREEMENT; PROVIDING FOR THE DELIVERY
OF A NOTE AND ASSIGNMENT THEREOF AS SECURITY FOR SAID
BONDS; AUTHORIZING AN INDENTURE OF TRUST APPROPRIATE FOR
THE PROTECTION AND DISPOSITION OF THE REVENUES FROM SUCH
NOTE; AND AUTHORIZING THE TERMS AND SALE OF SAID BONDS
AND THE EXECUTION OF THE BOND PURCHASE AGREEMENT; AND
APPROVING THE TERMS OF THE MORTGAGE, THE ASSIGNMENT OF
RENTS AND L.EASES,AND RELATED MATTERS.
STATEMENT OF PURPOSE AND INTENT
The City of South Bend, Indiana (hereinafter called the
"Issuer ") is a municipal corporation and political subdivision of
the State of Indiana and by virtue of Indiana Code 36 -7 -12, as
amended (hereinafter call the "Act ") is authorized and empowered
to adopt this ordinance (the "Bond Ordinance ") and to carry out
its provisions; and
One Michiana Square Associates (the "Borrower ") is a
limited partnership duly organized and existing under and '-by
virtue of the laws of Indiana, having John T. Phair, Wallace F.
Holladay and Charles G. Clark as its sole general partners, with
its principal office in South Bend, Indiana, and duly qualified to
conduct business in the State of Indiana; and
The Borrower intends to and has entered into contracts
to acquire, construct and install certain economic development
facilities within the corporate limits of the City of South Bend,
Indiana, constituting a five -story commercial office building with
related improvements, including underground parking (the
"Project "), and .the Issuer is willing to issue its economic
development revenue bonds to finance a portion of the costs and
expenses of such acquisition, construction and installation; and
It is estimated that the costs of the Project, including
costs relating to the preparation and the issuance of the economic
development revenue bonds, will be in excess of $6,400,000; and
The South Bend Economic Development Commission has
performed all action .required of it by the Act preliminary to the
adoption by the Common Council of this Bond Ordinance, and.has
approved and forwarded to this Common Council the forms of (1)
Bond Purchase Agreement- (the "Bond Purchase Agreement ") dated as
of September 1, 1984 among the Issuer, the Borrower, NBD, as
issuer of the Letter of Credit (the "Bank ") and Capital Holding
Corporation (the "Purchaser ") providing for the sale of the Bonds
by the Issuer to the Purchaser, (2) Indenture of Trust (the
"Indenture ") dated as of September 1, 1984, between the Issuer and
1st Source Bank, with principal offices in South Bend, Indiana
(the "Trustee "), containing the form of economic development
revenue bond, (3) Loan Agreement (the "Loan Agreement ") dated as
of September 1, 1984, between the Issuer and the Borrower,
containing a form of Note from the Borrower to the Issuer, which
shall be endorsed to the Trustee, (4) Mortgage and Security
Agreement (the "Mortgage ") dated as of September 1, 1984, from the
Borrower to the Trustee, (5) Assignment of Rents and Leases (the
"Assignment of Rents and Leases ") dated as of September 1, 1984,
from the Borrower to the Trustee, and (6) this Bond Ordinance (all
of the documents set forth above hereinafter collectively called
"Bond Documents ").
NOW, THEREFORE, BE IT ORDAINED BY THE COMMON COUNCIL OF
THE CITY OF SOUTH BEND, INDIANA, AS FOLLOWS:
Section 1. Findings; Public Benefits. The Common
Council of the Issuer hereby finds and determines that the Project
to be acquired, constructed and installed with the proceeds of the
Economic Development Revenue Bonds herein authorized are "economic
development facilities" as that phase is used in the Act; that
acquisition, construction and installing of the Project will
increase employment opportunities and increase diversification'-of
economic development facilities in and near the Issuer, will
improve and promote the economic stability, development and
welfare of the area in and near the Issuer and will encourage and
promote the expansion of industry, trade and commerce in the area
in and near the Issuer and the location of other new industries in
such area; and that the public benefits to be accomplished by this
Bond Ordinance, in tending to overcome insufficient employment
opportunities and insufficient diversification of industry, are
greater than the cost of public services (as that phrase is
defined in the Act) which will be required by the Project. The
issuance of the Bonds identified in Section 2 hereof, comply with
the purpose and provisions of Indiana Code 36 -7 -12.
Section 2. Authorization of Economic Development
Revenue Bonds. In order to pay a portion of the cost of
acquiring, constructing and installing the Project, there are
hereby authorized to be issued, sold and delivered $6,400,000
aggregate principal amount of Economic Development Revenue Bonds
(One Michiana Square Project) of the Issuer (the "Bonds "). Any
additional Costs of the Project will be paid for by the Borrower.
Section 3. Terms for the Bonds. The total principal
amount of Bonds that may be issued is hereby expressly'-limited to
$6,400,'000. The Bonds (a) shall be issued in fully registered
form (without coupons) in any denomination, (b) shall be le-tered
and numbered R -1. and upward, (c) shall be executed by the off_cial
manual signatures of the Mayor and the Clerk of the Issuer, and
the corporate seal shall be impressed 'or printed thereon, (d)
shall be dated as of the date of issue and delivery, and (e) shall
have a final maturity of October 1, 2009 (a term of approximately
25 years).
The Bonds shall be due and payable as follows:
Commencing on the first day of the month following the
date the Bonds and on the first day of each month thereafter to
and including October 1, 2009, an installment ec::a: to interest
only at the Adjusted Rate (as hereinafter defined) shall be
payable, subject to the following:
(a) except as provided in paragraph (c) below, the
amount of such monthly installment shall not exceed an amount
equal to 1/12 times 12.25% times the outstanding principal
amount of the Bond (the "Maximum Monthly Installment ");
(b) if the Maximum Monthly Installment is insufficient
to pay the interest accrued at the Adjusted Rate, then the
difference between the amount of the Maximum Monthly Install-
ment and the interest accrued shall constitute deferred
interest and shall bear interest, to the extent legally
enforceable, for each day until paid at the Adjusted Rate;
such deferred interest shall be added to the amount of
interest payable on the next monthly payment date; and the
monthly installment payable on such date shall be applied
first to deferred interest and the interest thereon, and if
sufficient to pay such deferred interest and the interest
thereon, then the balance shall be applied to accrued
interest. The Borrower shall not be deemed to be in default
solely by reason of the deficiency between the payment of
each monthly installment and the actual amount of interest
accrued on such date at the Adjusted Rate;
(c) if the sum of the outstanding principal amount of
the Bonds plus the total amount of deferred interest and
interest thereon, shall at any time exceed 110% of the
original principal amount of the Bonds, then, beginning on
the next monthly payment date, the Maximum Monthly
Installment shall be increased to an amount equal to 1 /12th
of the product of (a) the Adjusted Rate, multiplied by (b)
the sum of (i) the deferred interest and interest thereon,
plus (ii) the outstanding principal amount of the Bonds
(except that, on the first monthly payment date on which such
installment is so increased, such installment shall also
include an amount equa= to the difference between (a) the sum
of (i) the outstanding principal amount of the Bonds alss
(ii) the total amount of deferred interest and interest
thereon, and (b) 110% of the original principal amount of the
Bonds), and thereafter, subsequent monthly installments shall
remain fixed at such amount until the next following
quarterly interest rate adjustment, at which time the pavment
adjustment procedure described above shall be repeated and
the payment adjusted either upward or downward, as required;
(d) if the Adjusted Rate is at any time less than
12.25% per annum, the amount of the monthly installments
shall nevertheless continue in the amount of the Maximum
Monthly Installment, and each such monthly installment shall
be applied first to deferred interest and interest thereon,
and if sufficient to pay such deferred interest and interest
thereon, then the balance shall be applied to accrued
interest. When all such deferred interest and interest
thereon shall have been paid, the amount of the monthly
installments shall be. reduced to accrued interest only at the
Adjusted-Rate;
(e) the outstanding principal amount of the Bonds and
any other amounts due thereon, to the extent not paid in full
from a portion of each monthly installment as set forth
above, shall be due and payable on October 1, 2009.
The "Adjusted Rate" shall be equal to 11.25% from the
date of issuance and delivery to and including December 31, 1984,
and thereafter shall be adjusted on a quarterly basis, commencing
January 1, 1985, and on each April 1, July 1, October 1 and
January 1 thereafter, to a rate equal to 75% (the "Index
Percentage ") of the rate on new issue long -term A -rated utility
bonds as reported by Salomon Brothers, Inc. in its weekly "Bond
Market Round -up" report issued in the last full calendar week
prior to the week in which the applicable quarter begins. In the
event Salomon Brothers, Inc. or its successor no longer publishes
said report or the reporting frequently is changed so that such
determination cannot be made as required above, Capital Holding
Corporation, a Delaware corporation, as agent on behalf of the
holders of the Bonds (the "Agent "), shall designate the most
nearly similar nationally published index reporting rates on new
issue long -term A -rated utility bonds which index shall thereafter
be used for the rate adjustment. In no event shall the Adjusted
Rate exceed the maximum lawful rate of interest.which may be borne
by the Bonds. In the event the Adjusted Rate would (but for the
limitation thereon) exceed on any effective date described above
the maximum permissible rate according to Indiana law, the holders
of the Bonds may (as provided in Section 301(d) of the Indenture
and Section 7.1(d) of the Loan Agreement) require that the Bonds
be prepaid in full, without premium or penalty.
under certain circumstances set forth in the Indenture
relating to taxability for federal income tax purposes of interest
on the Bonds, the interest rate on the Bonds shall be increased
according to a formula set forth in the = ndenture and in the
Bonds, and the holders of the Bonds may be entitled to additional
interest and other payments.
Books fir the registration and transfer of -he Bonds
shall be kept by the Trustee. Principal and interest and premium,
if any, shall be payable in any coin or currency in the United
States of America which, at the respective payment date is legal
tender for the payment of public and private debts, at the prin-
cipal office of the Trustee in South Bend, Indiana.
The Bonds shall be in such form, and shall have such
optional and mandatory redemption provisions, and shall be subject
to such other terms and conditions as set froth in the
Indenture. The Bonds and the interest thereon do not and shall
never constitute an indebtedness of or a charge against the
general credit or taxing power of the Issuer:, the County of St.
Joseph, the State of Indiana or any political subdivision thereof,
but are limited obligations of the Issuer payable solely from
revenues and other amounts derived from the Note, the Loan
Agreement and the Assignment of Rents and Leases and shall be
secured as provided in the Indenture. Forms of the Loan
Agreement, the Indenture, the Bond Purchase Agreement, the
Mortgage, and the Assignment of Rents and Leases are before this
meeting and are by this reference incorporated in this Bond
Ordinance, and the City Clerk is hereby directed to insert them
into the minutes of the Common Council and to keep them on file.
Section 4. Sale of the Bonds. The Mayor and the City
Clerk of the Issuer are hereby authorized and directed to sell the
Bonds to or upon the order of the Purchaser or its designated
affiliates and registered assigns, pursuant to the Bond Purchase
Agreement at a price of $6,400,000, 100% of par vague.
Section 5. Bond Purchase Agreement. In order to
provide for the commit ments of the Issuer to sell the Bonds and of
the Purchaser to purchase the Bonds, the Mayor and the City Clerk
shall execute and deliver in the name of and on behalf of the
Issuer, a Bond Purchase Agreement in substantially the form
submitted to this Common Council, which is hereby approved in all
respects.
Section 6. Indenture. In order to secure the payment
of the principal of and interest on the Bonds, the Mayor and City
Clerk shall execute, acknowledge and deliver, in the name and on
behalf of the Issuer, an Indenture of Trust in substantially the
form submitted to this Common Council, which is hereby approved in
all respects..
Section 7. Loan Agreement. In order to provide for
the loan of the proceeds of the Bonds to acquire, construct and
install the Project and the paymenttby the Borrower o£ an amount
sufficient to pay the principal of and premium, if anv, and
interest on the Bonds, the Mayor and City Clerk shall execute,
acknowledge and deliver in the name and on behalf of the Issuer a
Loan Agreement in substantially the form submitted to this Common
Council, which is hereby approved in all respects.
Section 8. Acceptance of Note. In connection with the
Bonds, the Issuer accepts as security for such Bonds the Note of
the Borrower. The Note shall be in substantially the form
attached as Exhibit B to the Loan Agreement. The Mayor and City
Clerk shall endorse the Note to the Trustee.
Section 9. Additional Approval. The forms of the
Mortgage and the Assignment of Rents and Leases before this
meeting, to be signed by parties other than the Issuer in
connection with the issuance of the Bonds and the security
therefor, are hereby approved in form and content, with such
changes and revisions as may be necessary and agreed upon by the
parties thereto.
Section 10. Execution. The Common Council understands
that there may be revisions in the forms of documents before
Common Council prior to the actual issuance of the Bonds.
Execution and sealing by Mayor and the City Clerk of the Bonds,
the Bond Purchase Agreement, the Indenture, the Loan Agreement,
and endorsement by the Mayor and the City Clerk of the Note shall
constitute conclusive evidence of their approval of any and all
changes or revisions therein from the forms of such documents
before this meeting.
Section 11. TEFRA Hearing. The Issuer hereby approves
and confirms and consents to the location and time of the public
hearing to be held on September 28, 1984 (and the published notice
with respect thereto) by the Economic Development Commission, such
hearing being held to comply with Section 103(k) of the Internal
Revenue Code of 1954. The Mayor is authorized to approve this
Bond Ordinance after such public hearing.
Section 12. General. The Mayor and the City Clerk and
other officials and employees be and they are each hereby
authorized and directed, in the name and on behalf of the Issuer,
to execute any and all agreements, documents, and instruments,
perform any and all acts, approve any and all matters, and do any
and all things deemed by them, or any of them, to be necessary or
desirable in order to carry out and comply with the intent,
conditions and purposes of this Bond Ordinance (including the
preambles hereto and the documents mentioned herein), the
financing of the acquisition, construction and installation of, the
Project by the Borrower, the issuance-and sale of the Bonds, and
the securing of the Bonds under the Indenture.
Section 13. Section 103(b)(6)(D) Election. The Issuer
elects to have the provisions of Section iO3(b)(6)(D) of =he
Internal Revenue Code of 1954, as amended, apply to the issue of
the Bonds and the Mayor and Ci:y `_erk are hereby authorized,
empowered, and directed to file sucr. election with the Internal
Revenue Service for and on behalf of the Issuer.
Section 14. Copies of Bond Documents. As required by
Indiana Code office of the City copies t B Cle k, and available for public
inspection.
Section 15. Effective Date. This Bond Ordinance shall
be in full force and effect immediately upon its adoption by the
Common Council and approval by the Mayor.
j ��- ✓.
er of the on Counci .
BUTLER & SIMERI
ATTORNEYS AT LAW
405 WEST WAYNE .STREET
SOUTH BEND, INDIANA 46601
JOSEPH V. SIMERI 219 233 -3303
KEVIN J. BUTLER
MELAMMK.MORGAN September 19, 1984
South Bend Common Council
4th Floor
County -City Building
South Bend, Indiana 46601
Dear Members of the Council:
Re: South Bend Economic Development Revenue Bonds
One Michiana Square Project
Enclosed for your consideration is the Bond Ordinance for
the above - project.
One Michiana Square Associates, an Indiana limited partner-
ship, has filed an application with the Economic Development
Commission for the issuance of $6,400,000.00 revenue bonds to be
used for the construction of new Class A office space in the
central downtown urban renewal area. The project will result in
approximately 250 construction jobs for each of the two phases of
the construction project, each phase lasting for one year. The
project will result in at least 450 new permanent jobs with an
annual payroll of approximately $6,000,000.00.
The Economic Development Commission adopted its Inducement
Resolution on March 2, 1984, and will adopt its final Resolution
on September 24, 1984. The Common Council adopted its Inducement
Resolution on March 12, 1984, and we ask that you adopt the final
Bond Ordinance at your meeting on September 24, 1984.
Thank you for your consideration of this matter.
Sincerel ,
Kevin Butler
Attorney for.Applicant
KJB :1 j h
Enclosure
cc: Mr. Kenneth P. Fedder
With Enclosure
ea
Section 13. Section 103 (b) (6) (D) Election. The Issuer
elects to ave he provisions of ection ) (D) of the
Internal Revenue 'Code of 1954, as amended, (the 'Code') read
in conjunction with Section 103 (B)(6)(I) of the Code, apply to
the issue of the Bonds and the Mayor and City Clerk are hereby
authorized, empowered, and directed to file such election with
the Internal Revenue Service for and on behalf of the Issuer.
Section 14. Copies of Bond Documents. As required by
Indiana Code 36- 1 -5 -4, two copies of the Bond Documents are on
file in the office of the City Clerk, and available for public
inspection.
Section 15. Effective Date. This Bond Ordinance shall be
in full force and effect immediately upon its adoption by the
Common Council and approval by the Mayor.
Member of the Common Council
Economic Development Commission
Jerry Hammes, President
Walter Szymkowiak, Vice President
Walter A. Mucha, Secretary
Kenneth P. Fedder, Councel
Alice Neddo, Asst. Sec.
Mrs. Irene
City Clerk
County -City
South Bend,
Gammon
Building
IN 46601
CITY Of SOUTH BEND
ROGER O. PARENT, Mayor
September 24, 1984
Re: One Michiana Square Associates
Dear Mrs. Gammon:
Alice Neddo
Staff Administrator
230 W. Jefferson Boulevard
P.O. Box 1677
South Bend, Indiana
46634-1677
(219) 234 -0051
The South Bend Economic Development Commission has received an
Application from One Michiana Square Associates for an Industrial
Revenue Bond for the construction of a new economic development
facility to be located in downtown South Bend. On March 2, 1984,
the Economic Development Commission passed an Inducement Resolution
and on September 24, 1984, after a public hearing, passed its formal
Resolution approving the proposed financing of the economic
development facility for One Michiana Square Associates.
We are transmitting a true, correct and complete copy of the
originals on file with the Commission of the aforementioned
Resolutions, for purposes of the information of the Common Council
when it considers the passage of an Ordinance to authorize the
issuance of South Bend Economic Revenue Bonds.
Yours very tr 7,
�2°"�
S
President
South Bend Economic
Development Commission
JH:ram
enc .