HomeMy WebLinkAbout1991-11-13 Resolution 45
1tESOLIITION NO. 45
• RESOLIITION OF THE SOIITH BEND REDEVELOPMENT AIITHORITY
APPROVING AN ESCROW AGREEMENT AND AIITHORIZING PIIBLICATION
OF NOTICE OF EgECIITION AND DELIVERY OF A CONTRACT FOR T88
PIIRCHASE OF THE SOIITH BEND REDEVELOPMENT AIITHORITY TABABLE
LEASE RENTAL REVENIIE BONDS (COVELESRI STADIIIM REFIINDING
WHEREAS, the South Bend Redevelopment Authority (the
"Authority") at a meeting on November 1, 1991 adopted Resolution
No. 44 (the "Taxable Bond Resolution") authorizing the issuance
and sale of bonds to be known as the "South Bend Redevelopment
Authority Taxable Lease Rental Revenue Bonds (Coveleski Stadium
Refunding)" (the "Taxable Bonds") pursuant to IC 36-7-14.5 et
secy., in the aggregate principal amount not to exceed Four
Million Three Hundred Fifty Thousand Dollars ($4,350,000), the
proceeds of which are to be used to refund the South Bend
Redevelopment Authority Taxable Lease Rental Revenue Bonds
(Coveleski Stadium Project) (the "Refunded Bonds") issued in 1988
to refinance the stadium facility known as the "Stanley Coveleski
Regional Stadium" (the "Facility") and to pay the costs of
issuance of the Bonds; and
WHEREAS, there has been prepared and submitted to the
Authority a form of Irrevocable Escrow Deposit Agreement to be
dated as of December 1, 1991, between the Authority and Norwest
Bank Indiana, N.A., as Escrow Trustee (the "Escrow Agreement"), a
copy of which is hereby attached as "Exhibit A" hereto and
incorporated herein, which Escrow Agreement provides for, among
other things, the deposit of Bond proceeds with the Escrow
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Trustee in an amount sufficient to pay all principal of and
interest on the Refunded Bonds; and
WHEREAS, the Authority intends to send written notice
of redemption (the "Notice of Redemption") to Norwest Bank
Indiana, N.A., trustee (the "Trustee") of the Refunded Bonds as
required by Section 4.02 to that certain Trust Agreement between
the Authority and the Trustee, such Agreement dated as of June 1,
1988 (the "Trust Agreement"); and
WHEREAS, the Authority desires to publish notice of the
execution and delivery of the Contract for the sale of the Bonds.
NOW, THEREFORE, BE IT RESOLVED, by this South Bend
Redevelopment Authority as follows:
Section 1. The Authority shall enter into the Escrow
Agreement substantially in the form attached hereto as Exhibit A,
in order to effect the refunding of the Refunded Bonds in
accordance with their terms. The Authority hereby authorizes the
President to execute and deliver the Escrow Agreement
substantially in the form attached hereto as together with such
changes and modifications in form or substance as may be approved
by the President with any such approval to be conclusively
evidenced by such authorized execution of the Escrow Agreement.
Section 2. The Authority hereby authorizes and directs
the President of the Authority to execute and deliver the Notice
of Redemption to the Trustee on November 21, 1991.
Section 3. The Secretary of the Authority is
authorized and directed to publish notice of the execution and
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delivery of the Contract for the sale of bonds as provided for by
• Indiana Code 36-7-14.5-24, in the Tri-County News and the South
Bend Tribune on November 15, 1991.
Adopted at a meeting of the Authority held on November
13, 1991 in the offices of the Authority, 1200 County-City
Building, 227 West Jefferson Boulevard, South Bend, Indiana
46601.
CITY OF SOUTH BEND
REDEVELOPMENT AUTHORITY
By:
Jo ph W. Wroblewski,
President
AT- EST : ~--~---~
Donald K. Fewell, Secretary-
Treasurer
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IRREVOCABLE ESCROW DEPOSIT AGREEMENT
Between
SOUTH BEND REDEVELOPMENT AUTHORITY
and
NORWEST BANK INDIANA, N.A.
South Bend, Indiana,
as Escrow Trustee
Dated December 1, 1991
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(Coveleski Stadium Taxable Refunding)
. IRREVOCABLE ESCROW DEPOSIT AGREEMENT
This Irrevocable Escrow Deposit Agreement, is dated as
of December 1, 1991, by and between the South Bend Redevelopment
Authority (the "Authority"), and Norwest Bank Indiana, N.A., South
Bend, Indiana, a national banking association organized under the
laws of the United States of America, as escrow trustee (the
"Escrow Trustee").
RECITAI,B
1. Pursuant to Resolution No. 8, adopted by the
Authority on June 17, 1988 (the "1988 Resolution"), the Authority
has heretofore issued its South Bend Redevelopment Authority
Taxable Lease Rental Revenue Bonds (Coveleski Stadium Project)
• dated September 1, 1988 (the "1988 Bonds"), in the amount of Five
Million Six Hundred Eighty-Five Thousand Dollars ($5,685,000.00),
now outstanding in the principal amount of Four Million One Hundred
Fifty-Five Thousand Dollars ($4,155,000), maturing semi-annually
on March 1 and September 1 in the years 1992 to 1997 inclusive, and
subject to redemption prior to maturity at the option of the
Authority on the terms and conditions set forth in the 1988
Resolution and by a Trust Agreement incorporated therein, entered
into and dated as of June 1, 1988 between the Authority and First
Interstate Bank which subsequently became Norwest Bank Indiana,
N.A. through acquisition (the "1988 Trust Agreement").
2. Pursuant to Resolution No. adopted by the
Authority on November 1, 1991 (the "Refunding Bond Resolution"),
the Authority has authorized the issuance and sale of its refunding
revenue bonds designated the "South Bend Redevelopment Authority
Taxable Lease Rental Revenue Bonds (Coveleski Stadium Refunding)"
in the aggregate principal amount not to exceed Four Million Three
Hundred Fifty Thousand Dollars ($4,350,000) (the "1991 Bonds") for
the purpose of providing funds, a portion of which shall be used
to effect the refunding of the 1988 Bonds, together with the
authorized expenses relating thereto.
3. The Escrow Trustee has received written notice of
redemption and irrevocable instructions to redeem the 1988 Bonds
as required by Section 4.02 of the 1988 Trust Agreement from the
Authority.
4. The Refunding Bond Resolution provides that the
proceeds from the sale of the 1991 Bonds will be delivered to and
applied by the Trustee in accordance with a Trust Agreement entered
into and dated as of November 1, 1991 (the "Trust Agreement")
between the Authority and the Escrow Trustee.
5. Section 2.10 of the Trust Agreement provides that
the sum of Dollars ($ )
received from the sale of the 1991 Bonds will be applied on behalf
of the Authority to pay the principal and interest on the 1988
Bonds.
6. The Authority is authorized and empowered by Indiana
Code 36-7-14.5-19, as amended, to issue, sell and deliver bonds for
the purpose of refunding outstanding bonds previously issued by the
Authority.
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AGREEMENTS
NOW, THEREFORE, in consideration of the premises set
forth in the Recitals above and the mutual covenants and agreements
herein contained, the Authority and the Trustee agree as follows:
Section 1. Definitions. In addition to the terms
hereinafter defined, the following terms mean:
(a) "Agreement" means this irrevocable Escrow Deposit
Agreement.
(b) "South Bend Redevelopment Authority Stadium Facility
Sinking Fund" means the sinking fund established by Section 3.01
of the Trust Agreement and the Refunding Bond Resolution for the
payment of principal of and interest on the 1991 Bonds and any and
all bonds hereafter issued and payable from the rental revenues of
the stadium facility and for the payment of any fiscal agency
charges in connection with such payments.
(c) "Escrow Fund" means the fund established and held
by the Escrow Trustee pursuant to this Agreement, in which a
portion of the proceeds derived from the sale of the 1991 Bonds
will be deposited for payment of the 1988 Bonds.
(d) "Stadium Facility" means the real estate and stadium
facility thereon known as the "Stanley Coveleski Regional Stadium."
(e) "Governmental Obligations" means investments in:
(i) direct obligations of, or obligations the principal and
interest on which are unconditionally guaranteed by, the United
States of America; or (ii) time certificates of deposit fully
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secured as to both principal and interest by obligations of the
kind described in (i) above of a bank or banks.
Section 2. Appointment and Acceptance of Escrow Trustee.
The Authority hereby confirms the appointment by Resolution No.
adopted by the Authority on November , 1991, of the
Escrow Trustee and the Escrow Trustee hereby confirms its
acceptance of its appointment as Escrow Trustee. The Escrow
Trustee hereby agrees to perform the duties set forth herein with
respect to the refunding of the 1988 Bonds and the duties imposed
upon the Escrow Trustee as Trustee under the Trust Agreement. The
Escrow Trustee further represents that it has all requisite power,
and has taken all corporate actions necessary, to execute and
deliver this Agreement and to perform its duties hereunder and that
this Agreement in no way limits or alters its duties as Trustee
•
under the Trust Agreement.
Section 3. Creation of Escrow Fund and Deposit of Funds
for Payment of 1988 Bonds.
(a) There is hereby created and established with the
Escrow Trustee a special and irrevocable trust fund designated the
"South Bend Redevelopment Authority Refunding Taxable Lease Rental
Revenue Bond Escrow Fund" (the "Escrow Fund"). The Escrow Fund
will contain the proceeds of the 1991 Bonds deposited pursuant to
this Section 3, which together with interest earnings thereon will
be sufficient to pay all principal of and interest on the 1988
Bonds to and including January 7, 1991.
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(b) The Authority will deposit, or cause to be deposited
• $ of proceeds derived from the sale of the 1991 Bonds
with the Escrow Trustee, to be held in irrevocable escrow in the
Escrow Fund by the Escrow Trustee and applied solely as provided
in this Agreement for the payment of the 1988 Bonds.
(c) The Authority represents that the funds deposited
pursuant to Section 3(b) are derived from the proceeds of the 1991
Bonds.
Section 4. Use and Investment of Funds.
(a) The Escrow Trustee and agrees to hold the funds
described in Section 3(b) in irrevocable escrow in the Escrow Fund
during the term of this Agreement;
(b) The deposit, pursuant to this Section 4, of a
portion of the proceeds of the 1991 Bonds in the Escrow Fund shall
• constitute an irrevocable deposit of such moneys, and the interest
earned thereon and any increment thereto, first for the benefit of
the holders of the 1988 Bonds and then as provided in Section 8
hereof, and such moneys, together with any increment thereto and
interest earned thereon, shall be held in trust and shall be
applied solely to the payment of the principal of and interest on
the 1988 Bonds, and then as provided in Section 8 hereof.
(c) The Escrow Trustee shall, at the direction of the
Authority, invest all or so much of the funds as is practicable in
Governmental Obligations, to the extent and in the manner permitted
by law. Investment earnings shall be credited to the Escrow Fund.
The Escrow Trustee is authorized to sell any securities so acquired
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from time to time in order to make the payments authorized in this
• Agreement. Investment of the Escrow Fund shall mature prior to the
time the funds invested will be needed for payment of principal of
and interest on the 1988 Bonds.
Section 5. Release of Security. Simultaneously with
the issuance of the 1991 Bonds and the creation of the Escrow Fund
and in accordance with the. provisions of the Refunding Bond
Resolution, the Authority shall release and terminate the pledge
of any and all moneys held in any fund or account established by
the 1988 Resolution or the 1988 Trust Agreement, including any
pledge of or liens on the Stadium Facility as security for the
payment of principal of and interest on the 1988 Bonds. In
addition the Authority shall do any and all further acts as may be
necessary to release and terminate any and all rights granted under
• the 1988 Resolution or the 1988 Trust Agreement in and to property,
funds or future revenues of the Authority or its Stadium Facility.
Section 6. Payment of 1988 Bonds.
(a) The Escrow Trustee shall serve as the Registrar and
Paying Agent for the 1988 Bonds.
(b) Except as provided in Section 8 hereof, this Escrow
Agreement has been entered into solely for the benefit of the
holders or owners of the 1988 Bonds, and the holders of owners of
the 1988 Bonds shall have an express first lien on all moneys in
the Escrow Fund until such moneys are used and applied as provided
in this Agreement. Neither the Escrow Trustee nor the Authority
shall cause or permit any other lien or interest whatsoever to be
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imposed upon the Escrow Fund and the Escrow Trustee hereby
• specifically waives any charging lien or other lien to which it may
be entitled pursuant to any law. If the Authority has deposited
funds sufficient to pay the principal and interest due on the 1988
Bonds with the Escrow Trustee and if the Authority has provided
notice of redemption to the trustee as required by the 1988 Trust
Agreement, the Authority shall be released from all liability on
the 1988 Bonds.
Section 7. Redemption of Refunding Bonds.
(a) The Escrow Trustee acknowledges receipt of the 1988
Resolution, the 1988 Trust Agreement, the Refunding Bond
Resolution, the Trust Agreement and this Agreement. The Escrow
Trustee agrees to perform the duties set forth in such documents
and in this Agreement or any amendment thereto. The Escrow Trustee
• shall cause to be given the notice or notices of redemption of the
1988 Bonds as required in accordance with the 1988 Trust Agreement
and sufficient to redeem the 1988 Bonds on or about January 7,
1992. The Escrow Trustee shall also cause to be given any other
notices of redemption with regard to the 1988 Bonds as may
otherwise be required by law.
(b) Right, title and interest of the Escrow Trustee
under the 1988 Trust Agreement shall cease upon deposit of the
amount in Section 3(b) and investment thereof pursuant to Section
4(c) so that the principal of and the interest on which when due
will provide sufficient monies to redeem the 1988 Bonds. The
Escrow Trustee agrees to release the 1988 Trust Agreement and
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agrees to execute any documents to evidence such release as may be
• reasonably required by the Authority.
(c) The Escrow Trustee, upon investment in Governmental
Obligations pursuant to Section 4(c), shall publish, within thirty
(30) days of such deposit, the notice required by Section 8.01 of
the 1988 Trust Agreement to be published upon investment in
Governmental Obligations.
- Section 8. Application of Escrow Fund After Payment of
1988 Bonds. After payment of the principal of and interest on the
1988 Bonds, all remaining moneys in the Escrow Fund together with
any ,increment thereto and interest earned thereon, shall be
transferred promptly by the Escrow Trustee to the South Bend
Redevelopment Authority Stadium Facility Sinking Fund established
under the Trust Agreement, except for an amount sufficient to pay,
when presented for payment, any 1988 Bonds which have not. been
presented for payment, which amount shall be held by the Escrow
Trustee pursuant to the requirements of the 1988 Trust Agreement
and in accordance with Indiana law.
Section 9. Indemnification of Escrow Trustee. The
Authority hereby agrees to indemnify the Escrow Trustee and hold
it harmless from any and all claims, liabilities, losses, actions,
suits or proceedings at law or in equity, by reason of its acting
as Escrow Trustee under this Agreement, except in the case of the
negligence or willful misconduct of the Escrow Trustee, its
employees or its agents; and in connection therewith, the Authority
hereby agrees to indemnify the Escrow Trustee against any and all
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reasonable expenses, including reasonable attorney's fees and the
• cost of defending any action, suit or proceeding or resisting any
claim, including appellate proceedings.
Section 10. Resignation of Escrow Trustee. The Escrow
Trustee may resign, and thereby become discharged from the duties
and obligations hereby created, by executing an instrument in
writing resigning such duties and specifying the date when such
resignation shall take effect, and delivering the same by
registered or certified mail to the Authority not less than twenty
(20) days before the date specified in such instrument when such
resignation shall take effect. Such resignation shall not take
effect until the appointment of a successor Escrow Trustee in
accordance with Section 12 hereof and acceptance of such
appointment by the successor Escrow Trustee.
Section 11. Removal of Escrow Trustee.
(a) The Escrow Trustee may be removed at any time by an
instrument or concurrent instruments in writing, delivered to the
Escrow Trustee and the Authority and executed by the holders or
owners of not less than fifty-one percent (51%) in aggregate
principal amount of the 1988 Bonds then outstanding, but in no
event shall the removal be effective prior to the appointment of
a successor Escrow Trustee in accordance with Section 13 hereof
and acceptance of such appointment by the successor Escrow Trustee.
(b) The Escrow Trustee may also be removed at any time
for any breach of trust or for acting or proceeding in violation
of, or for failing to act or proceed in accordance with, any
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provisions of this Agreement with respect to the duties and
• obligations of the Escrow Trustee by any court of competent
jurisdiction upon the application of the Authority or the holders
or owners of not less than five percent (5%) in aggregate principal
amount of the 1988 Bonds then outstanding.
Section 12. Successor Escrow Trustee.
(a) If at any time hereafter the Escrow Trustee shall
resign, be removed, be dissolved or otherwise become incapable of
acting, or shall be taken over by any governmental official,
agency, department or board, a successor Escrow Trustee may be
appointed by the owners, holders or agents of not less than fifty-
one percent (51~) in aggregate principal amount of the 1988 Bonds
then outstanding, by an instrument or concurrent instruments in
writing, executed by such owners and filed with the Authority.
(b) In the case a vacancy arises in the position of
Escrow Trustee, the Authority may appoint a temporary Escrow
Trustee to fill such vacancy until a successor Escrow Trustee shall
be appointed as provided in Section 12(a), and any such temporary
Escrow Trustee shall immediately and without further action be
superseded by the Escrow Trustee so appointed. In the event no
successor Escrow Trustee is appointed within ninety (90) days after
appointment of a temporary Escrow Trustee by the Authority in
accordance with Section 13(a), such temporary Escrow Trustee shall
become the successor Escrow Trustee.
(c) Every such Escrow Trustee appointed pursuant to the
provisions of this Section 12 shall be a corporation with trust
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powers organized and in good standing under the banking laws of the
United States or any state, and shall have at the time of
appointment capital and surplus of not less than $5,000,000 or be
a member of the bank group or bank holding company with aggregate
capital and surplus of not less than $5,000,000.
(d) Every successor Escrow Trustee appointed hereunder
shall execute, acknowledge and deliver to its predecessor and to
the Authority an instrument in writing accepting such appointment
hereunder; and thereunder such successor Escrow Trustee, without
any further act, deed or conveyance, shall become fully vested
with all the estates, properties, rights, immunities, powers,
trusts, duties and obligations of such predecessor; and every
predecessor Escrow Trustee shall, nevertheless, on the written
request of such successor Escrow Trustee or the Authority, execute
• and deliver an instrument transferring to such successor Escrow
Trustee all the estates, properties, rights, immunities, powers,
trusts, duties and obligations of such predecessor hereunder; and
every predecessor Escrow Trustee shall deliver all securities and
moneys held by it as Escrow Trustee hereunder successor. Should
any transfer, assignment or instrument in writing from the
Authority be required by any successor Escrow Trustee for more
fully and certainly vesting in such successor Escrow Trustee who
estates, properties, rights, immunities, powers, trusts, duties and
obligations hereby vested or intended to be vested in the
predecessor Escrow Trustee, any such transfer, assignment and
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instruments in writing shall, on request, be executed, acknowledged
and delivered by the Authority.
(e) Any corporation into which the Escrow Trustee, or
any successor to it in the trusts, duties and obligations created
by this Agreement, may be merged or converted or with which it or
any successor to it may be consolidated,. or any corporation
resulting from any merger, conversion, consolidation or
reorganization to which the Escrow~Trustee or any successor to it
shall be a party shall, if approved in writing by the Authority
(which approval shall not be unreasonably withheld), be the
successor Escrow Trustee under this Agreement and vested with all
of the title to the Trust Estate and all the estates, properties,
rights, immunities, powers, trusts, duties and obligations of its
predecessor without the execution or filing of any paper or any
• further act, deed or conveyance on the part of any of the parties
hereto, anything herein to the contrary notwithstanding.
Section 13. Payments to Escrow Trustee. The Escrow
Trustee shall be entitled to payment and reimbursement for fees
and for its services rendered hereunder and all advances, counsel
fees, and other expenses made or incurred by the Escrow Trustee in
connection with such services. The Escrow Trustee shall have no
lien, security interest or right of set-off whatsoever upon any of
the moneys or investments in the Escrow Fund for the payment of
fees and expenses for services rendered by the Escrow Trustee under
this Agreement.
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Section 14. Escrow Trustee to Act as Trustee. The
moneys held by the Escrow Trustee in the Escrow Fund under this
Agreement are to be held by it as a trustee for the sole and
exclusive benefit of the holders from time to time of the 1988
Bonds and are to be used by the Escrow Trustee, as trustee for such
bondholders, only as set forth in this Agreement.
Section 15. Permitted Acts. The Escrow Trustee and its
affiliates may become the owner of or may deal in the 1988 Bonds
as fully and with the same rights as if it were not the Escrow
Trustee.
Section 16. Unclaimed Monevs. Upon termination hereof
in accordance with Section 17 hereof, any moneys then held by the
Escrow Trustee under the terms hereof shall be transferred and
applied in accordance with Section 8 hereof.
• Section 17. Term. This Agreement shall commence upon
its execution and delivery and shall terminate when the 1988 Bonds
have been paid and discharged in accordance with the provisions of
the 1988 Resolution and the 1988 Trust Agreement and all duties and
obligations of the Escrow Trustee pursuant to this Agreement have
been fulfilled and satisfied, and any remaining moneys, together
with any increment thereto and interest earned thereon in the
Escrow Fund have been transferred by the Escrow Trustee to the
South Bend Redevelopment Authority Stadium Facility Sinking Fund
in accordance with Section 8 hereof. If any 1988 Bonds are not
presented for payment, the Escrow Trustee shall retain funds for
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that purpose in accordance with the provisions therefor contained
• in the 1988 Trust Agreement and in accordance with Indiana law.
Section 18. Agreement Bindincr. All the covenants,
promises and agreements in this Agreement contained by or on behalf
of the Authority or by or on behalf of the Escrow Trustee shall
bind and inure to the benefit of their respective successors and
assigns, whether so expressed or not.
Section 19. Amendment. This Agreement is made for the
benefit of the Authority and the holders from time to time of the
outstanding 1988 Bonds and it shall not be repealed, revoked,
altered or amended without the written consent of all such holders
the Escrow Trustee and the Authority; provided, however, that the
Authority and the Escrow Trustee may, without the consent of, or
notice to, such bondholders enter into such agreements supplemental
• to this Agreement as shall not adversely affect the rights of such
bondholders and shall not be inconsistent with the terms and
provisions of this Agreement, for any one or more of the following
purposes:
(a) to cure any ambiguity or formal defect or omission
in the Agreement;
(b) to grant to or confer upon the Escrow Trustee for
the benefit of the holders of the 1988 Bonds any additional rights,
remedies, powers or authority that may lawfully be granted to or
conferred upon the Escrow Trustee; and
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(c) to sever any provision deemed illegal.
• The Escrow Trustee shall be entitled to rely exclusively
upon an opinion of nationally recognized bond counsel with respect
to compliance with this Section 19.
Section 20. Severability. If any one or more of the
covenants or agreements provided in this Agreement on the part of
the Authority or the Escrow Trustee to be performed should be
determined by a court of competent jurisdiction to be contrary to
law, such covenant or agreement shall be deemed and construed to
be severable therefrom and shall in no way affect the validity of
the remaining provisions of this Agreement.
Section 21. Counterparts Headinas. This Agreement may
be executed in several counterparts, all or any of which shall be
regarded for all purposes as one original and shall constitute and
• be but one and the same instrument. The paragraph headings used
in this instrument are for convenience of reference only.
Section 22. Governina Law. This Agreement shall be
construed in accordance with and governed by the laws of the State
of Indiana and the Escrow Trustee hereby consents to the
jurisdiction of the courts of the State of Indiana.
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IN WITNESS WHEREOF, the parties hereto have caused this
• Agreement to be executed by their duly authorized officers and
their corporate seals to be hereunto affixed and attested as of
the date first above written.
(SEAL)
SOUTH BEND REDEVELOPMENT AUTHORITY
~~
By : ~e
Wri ten Signature)
Joseph W. Wroblewski
(Printed Signature)
President, Board of Directors
ATTE
(Written Signature)
Donald K. Fewell
(Printed Signature)
. Secretary-Treasurer, Board of
Directors
NORWEST BANK INDIANA, N.A.
By
(Written Signature
(Printed Signature
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STATE OF INDIANA )
SS:
COUNTY OF )
Before me, the undersigned, a Notary Public in and for
said County and State, this day of , 1991,
personally appeared Joseph W. Wroblewski and Donald K. Fewell,
personally known to me to be the President and Secretary-
Treasurer, respectively, of the Board of Directors of South Bend
Redevelopment Authority, and acknowledged the execution of the
foregoing Agreement for and on behalf of said Authority.
WITNESS my hand and notarial seal.
(Written Signature)
(SEAL)
(Printed Signature)
Notary Public
My commission expires
My county of residence is
STATE OF INDIANA )
SS
COUNTY OF )
Before me, the undersigned, a Notary Public in and for
said County and State, this day of , 1991,
personally appeared and
respectively, of Norwest Bank
Indiana, N.A., and acknowledged the execution of the foregoing
Agreement for and on behalf of said Bank.
WITNESS my hand and notarial seal.
(Written Signature)
(SEAL)
(Printed Signature)
Notary Public
My commission expires
My county of residence is
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