Loading...
HomeMy WebLinkAboutNo. 0924 reducing the annual rental on the lease for the SBCDA public improvement project and approving the execution of an addendum to the leaseRESOLUTION NO. 924 RESOLUTION OF THE SOUTH BEND REDEVELOPMENT COMMISSION REDUCING THE ANNUAL RENTAL ON THE LEASE FOR THE SOUTH BEND CENTRAL DEVELOPMENT AREA PUBLIC IMPROVEMENT PROJECT AND APPROVING THE EXECUTION OF AN ADDENDUM TO THE LEASE WHEREAS, the South Bend Redevelopment Authority (the "Authority ") previously entered into a Lease between the Authority and the South_ Bend Redevelopment Commission (the "Commission ") dated as of November 1, 1989 (the "Lease "), pursuant to which the Authority will lease certain land and public improvements (the "Project ") to the Commission; and WHEREAS, bids were received on March 27, 1990, for the sale of Four Million Eight Hundred Ninety -Five Thousand Dollars ($4,895,000) of South Bend Redevelopment Authority Lease Rental Revenue Bonds (South Bend Central Development Area Public Improvement Project) (the "Bonds ") to finance the Project; and WHEREAS, the lowest and best bid was received from John Nuveen & Co. Incorporated (on behalf of itself and certain other underwriters) ( "Nuveen "), as the bidder offering the lowest net interest cost to the Authority, determined by computing the total interest on all of the Bonds from the date thereof to their maturities and deducting therefrom the premium bid, if any, or adding thereto the amount of any discount, if any, with a net interest rate of 7.3541 %, which bid was accepted; and -1- a , -2- WHEREAS, the award of the sale of the Bonds will permit a reduction in the annual rental payments on the Lease pursuant to Section 4 of the Lease; and WHEREAS, the Commission desires to approve and execute an addendum to the Lease (the "Addendum "), a copy of which is attached hereto as Exhibit "A ", reflecting such lower annual Lease payments and making certain other amendments to the Lease; and NOW, THEREFORE, BE IT RESOLVED BY THE SOUTH BEND REDEVELOPMENT COMMISSION, AS FOLLOWS: 1. The Lease shall be amended to reduce the annual rental payments as set forth in Exhibit "A" hereto. The Commission herby approves all other amendments to the Lease set forth in Exhibit "A" hereto. 2. All remaining terms, covenants and conditions as set forth in the Lease shall remain in full force and effect. 3. The President and Secretary of the Commission are hereby authorized and directed to execute and attest, respectively, the Addendum and the Amended and Restated Lease attached hereto as Exhibit "B ". 4. This resolution shall be in full force and effect after its adoption by the Commission. -2- ADOPTED at a meeting of the South Bend Redevelopment Commission held on April 6, 1990, at the office of the Commission, 1200 County -City Building, 227 West Jefferson Boulevard, South Bend, Indiana 46601. ATTEST: Roman Piasecki, Se etary 04 -05 -90 Kn SOUTH BEND REDEVELOPM NT COMMISSIO BY a Nim z, President -3- ADDENDUM TO LEASE SOUTH BEND REDEVELOPMENT AUTHORITY TO SOUTH BEND REDEVELOPMENT COMMISSION (South bend Central Development Area Public Improvement Project) THIS ADDENDUM, made and entered into this �f *�' day of April, 1990, by and between the South Bend Redevelopment Authority, a body corporate and politic organized and existing under Indiana Code 36 -7 -14.5 (hereinafter with its successors and assigns referred to as the "Authority "), and the South Bend Redevelopment Commission, the governing body of the South Bend Department of Redevelopment and the Redevelopment District of South Bend, Indiana (hereinafter called the "Lessee "), WITNESSETH: In consideration of the mutual covenants herein contained it is agreed that the Lease (South Bend Central Development Area Public Improvement Project) previously entered into between said parties as of the first day of November, 1989, shall be amended as follows: 1. The following definitions in Section 1 of the Lease are amended to read as follows: "`Permitted Encumbrances' means those items listed in Exhibit A hereto and any future (a) liens for taxes not then delinquent, (b) this Lease and the Trust Agreement, leases, subleases and other agreements permitted pursuant to Section 13 hereof, (c) utility, access and other easements and rights -of way, restrictions and exceptions that Lessee certifies will not interfere with or impair the Project, (d) any mechanics', laborers', materialmen's, suppliers' or vendors' lien or right in respect thereof if payment is not yet due and payable and (e) such minor defects, irregularities, encumbrances, easements, rights -of -way and clouds on title as do not, -1- in the opinion of the Trustee, materially impair the Authority's interest in or Lessee's use of the Project. "Project' means,.. the real estate (including all right -of -way easements contained therein) in South bend, Indiana, and improvements to be made thereon by the Authority or its agent according to plans and specifications prepared by the project engineers (a list of which is described in Exhibit B hereto) , all as described in Exhibit C hereto. The above mentioned plans and specifications and the Project may be changed and additional construction work may be performed and improvements may be purchased by the Authority, but only with the approval of the Lessee (which approval shall not be withheld by the Lessee in the event of the inability of the Authority to acquire timely and at a reasonable price all of those real property interests constituting part of the Project which must be obtained by eminent domain), and only if such changes or modifications or additional construction work or improvements do not alter the character of the Project or reduce the value thereof. Any such additional construction work or additional improvements shall be part of the property covered by this Lease. The above - mentioned plans and specifications have been filed with and approved by the Lessee. "Lease Resolution' means the resolution of the Commission passed on February 16, 1990, establishing funds for the payment of lease rentals." AW 2. Section 4 of the Lease shall be amended to read in its entirety as follows: "Rental Payment Dates and Amounts." The first semiannual rental installment in the amount of One Hundred Nineteen Thousand Five Hundred Dollars ($119,500) shall be due on the day that the Project is completed and ready for use, or January 31, 1993, whichever is later. If completion is later than January 31, 1993, the first installment shall be in an amount which provides for rental at the rate specified in Exhibit B for the semiannual period in which the Project is completed and ready for use, prorated from the date of completion until the first July 31 or January 31 following such date of completion. Thereafter such rentals shall be payable in advance in semiannual installments on July 31 and January 31 of each year as provided for in the attached lease payment schedule as Exhibit D. The last semiannual rental payment due before the expiration of this Lease shall be adjusted to provide for rental at the rate specified in Exhibit D for the applicable semiannual period prorated from the date such installment is due to the date of the expiration of this Lease (without taking into account any subsequent early termination of this Lease pursuant to Section 2 hereof). -2- "The Lease will not take any action or fail to take any action that would result in the loss of the exclusion from gross income for federal tax purposes of interest on the Bonds pursuant to Section 103 (a) of the Internal Revenue Code of 1986, as amended (the "Code "), as in effect on the date of delivery of the Bonds, nor will the Lessee act in any manner which would adversely affect such exclusion. The Lessee further covenants that it will not make any investment or do any other act or thing during the period that any Bond is outstanding hereunder which would cause any Bond to be an "arbitrage bond" within the meaning of Section 148 of the Code and the regulations thereunder as in effect on the date of delivery of the Bonds. All officers, members, employees and agents or the Lessee are authorized and directed to provide certifications of facts and estimates that are material to the reasonable expectations of the Lessee as of the date the Bonds are issued and to enter into covenants on behalf of the Lessee evidencing the Lessee's commitments made herein." 3. The last paragraph of Section 14 shall be amended to read as follows: "If the Lessee has not exercised its option to purchase the Project at the expiration of the term of the Lease and upon the full discharge and performance by the Lessee of its obligations under this Lease, the Authority shall execute a deed of the Project to the Lessee conveying all of its interest. thereto, subject only to Permitted Encumbrances." 4. Exhibit "A" of the Lease shall be amended to read as follows: "Permitted Encumbrances" All encumbrances identified in the Title Commitment originally issued by Lawyers Title Insurance Corporation on March 6, 1990, Commitment No. 58972, in favor of the South Bend Redevelopment Commission, as amended and in effect from time to time during the term of the Lease." 5. Exhibit "D" of the Lease shall be amended to read as follows: -3- Lease Payment Schedule South Bend Redevelopment Authority $4,895,000 TIF Lease Rental Bonds of 1990 Semi - Annual Lease Payments Amounts 1 -31 -93 119,500 7 -31 -93 179,500 1 -31 -94 179,500 7 -31 -94 179,500 1 -31 -95 179,500 7 -31 -95 199,500 1 -31 -96 199,500 7 -31 -96 228,000 1 -31 -97 228,000 7 -31 -97 232,000 1 -31 -98 232,000 7 -31 -98 245,500 1 -31 -99 245,500 7 -31 -99 253,000 1 -31 -00 253,000 7 -31 -00 254,500 1 -31 -01 254,500 7 -31 -01 252,500 1 -31 -02 252,500 7 -31 -02 258,000 1 -31 -03 258,000 7 -31 -03 262,500 1 -31 -04 262,500 7 -31 -04 266,000 1 -31 -05 266,000 7 -31 -05 301,000 1 -31 -06 301,000 7 -31 -06 300,500 1 -31 -07 300,500 7 -31 -07 303,500 1 -31 -08 303,500 7 -31 -08 300,500 1 -31 -09 300,500 7 -31 -09 299,000 1 -31 -10 299,000 7 -31 -10 299,000 1 -31 -11 299,000 7 -31 -11 298,000 1 -31 -12 298,000 (and each 7 -31 and 1 -31 thereafter during the term of this lease) -4- 6. (a) The real estate description set forth in item (4) of Exhibit "C" of the Lease, relating to the Riverbank Lighting Project, shall be amended by changing the word "east" in the 9th line of the first paragraph of the real estate description to the word "west ". (b) The real estate description set forth in item (7) of Exhibit "C" of the Lease, relating ' to the Rink Riverside Walkway Project, shall be amended by to in its entirety as follows: That part of the Northwest quarter of Section 12, Township 37, North, Range 2 East and that part of Lots 7, 8, and 9 in the Original Plat of the Town of Lowell, now a part of the City of South bend as recorded in the records of St. Joseph County, Indiana, which is described as: Beginning at the point of intersection of the North line of Colfax Avenue and the West line of Sycamore Street; thence, North along West line a distance of 10 feet; thence West (assumed bearing) along a line 10 feet North and parallel to the North line of Colfax Avenue, a distance of 100 feet; thence Northwesterly along a line of 10 feet, more or less, Easterly of the Easterly Bank of the St. Joseph River a distance of 89 feet; thence West along a projected line perpendicular with the St. Joseph River a distance of 5 feet; thence Northwesterly along a parallel line 5 feet Easterly of the Easterly bank of the St. Joseph River a distance of 40 feet, more or less; thence East along a line perpendicular with the St. Joseph River a distance of 10 feet; thence Northwesterly along a parallel line 15 feet more or less Easterly of the Easterly Bank of the St. Joseph River a distance of 11 feet, more or less; thence West 10 feet along a line perpendicular to the St. Joseph River; thence Northwesterly to a point on the North lot line of Lot 7, a distance of 10 feet more or less, East of the Easterly bank of the St. Joseph River; thence West (assumed bearing) along said North lot line a distance of 10 feet, more or less, to the Easterly bank of the St. Joseph River; thence Southeasterly along said Easterly bank to the projected north line of Colfax Avenue; thence East along said North line and its projection back to the point of beginning. 7. The parties hereto acknowledge that all remaining terms, covenants and conditions as set forth in 5the Lease between the parties hereto and executed as of the first day of November, 1989 shall remain in full force and effect. I -5- IN WITNESS WHEREOF, the parties hereto have caused this Addendum to Lease to be executed for and on their behalf on the day and year first hereinabove written. ATTE Geo ATTEST< Roman Piasecki, Secretary SOUTH BEND REDEVELOPMENT AUTHORITY BY: qLd-cd, :Ko iephV Wroblewski, President ry- 'treasurer SOUTH BEND REDEVELOPMENT COMMISSION B <!g7! . Pre ent 0 STATE OF INDIANA ) SS: COUNTY OF ST_ .TOSFPH ) Before me, the undersigned, a Notary Public in and for said State, personally appeared Joseph Wroblewski and George McCullough, personally known by me to be the President and Secretary- Treasurer, respectively, of the South Bend Redevelopment Authority, and acknowledged the execution of the foregoing Addendum to Lease for and on behalf of said Authority. WITNESS my hand and Notarial Seal this 6 t ;__ day of April , 1990. (W1` tten Signature) Cheryl K. Phipps (Printed Signature) (SEAL) My Commission Expires: January 7, 1991 I am a resident of St. Joseph County, Indiana. -7- STATE OF INDIANA ) SS: COUNTY OF 0,T_ .TngFPH ) Before me, the undersigned A Notary Public in and for said State, personally appeared F. Jay Nimtz and Roman Piasecki, personally known by me to be the President and Secretary, respectively, of the South bend Redevelopment Commission, and acknowledged the execution of the foregoing Addendum to lease for and on behalf of said Commission. WITNESS my hand and A� ri 1 1990. Notarial Seal this 6th /i t � -;Z (Written Signa tire) Cheryl K Phipps (Printed Signature) day of (SEAL) My Commission expires: January 7, 1991 I am a resident of St. Joseph County, Indiana. This instrument was prepared by Thomas A. Pitman, Baker & Daniels, 300 North meridian Street, Indianapolis, Indiana 46204 -8- AMENDED AND RESTATED LEASE Between SOUTH BEND REDEVELOPMENT AUTHORITY and SOUTH BEND REDEVELOPMENT COMMISSION DATED AS OF NOVEMBER 1, 1989 (SOUTH BEND CENTRAL DEVELOPMENT AREA PUBLIC IMPROVEMENT PROJECT) 1 2 3 3 4 5 5 5 5 6 6 6 7 7 8 8 8 8 INDEX Section 1. Definitions Section 2. Lease of Project Section 3. Rental Payments Section 4. Rental Payment Dates Section 5. Abatement of Rent Section 6. Net Lease Section 7. Nonliability of Authority Section 8. Alterations Section 9. Insurance Section 10. Use of Insurance and Condemnation Proceeds Section 11. Liability Insurance Section 12. General Insurance Provisions Section 13. General Covenants Section 14. option to Purchase Section 15. Defaults Section 16. Notices Section 17. Construction of Covenants Section 18. successors or Assigns Exhibit A Permitted Encumbrances Exhibit B Project Engineers Exhibit C Project Descriptions Exhibit D Lease Payment Schedule 1 2 3 3 4 5 5 5 5 6 6 6 7 7 8 8 8 8 LEASE This Lease entered into as of the 1st day of November, 1989 between SOUTH BEND REDEVELOPMENT AUTHORITY, a body corporate and politic organized and existing under Indiana Code 36 -7 -14.5 (the "Authority) and SOUTH BEND REDEVELOPMENT COMMISSION, the governing body of the South Bend Department of Redevelopment and the Redevelopment District of South Bend, Indiana (the "Lessee "), acting for and on behalf of the City of South Bend, Indiana. WITNESSETH: Section 1. Definitions. The terms defined in this Section 1 shall for all purposes of this Lease have the meanings herein specified unless the context otherwise requires. "Act" means Indiana Code 36 -7 -14.5, as the same from time to time may be amended or supplemented. "Authority" means the South Bend Redevelopment Authority, a body corporate and politic organized and existing under the Act, or if said Authority shall be abolished, the authority, board, body, instrumentality or agency succeeding to the principal functions thereof. "Bonds" means South Bend Redevelopment Authority Lease Rental Revenue Bonds (South Bend Central Development Area Public Improvement Project) . "Lease" means this Lease as the same may be amended, modified or supplemented by any amendments or modifications hereof or supplements hereto entered into in accordance with the provisions hereof. "Lessee" means the South Bend Redevelopment Commission, the governing body of the South Bend Department of Redevelopment and the Redevelopment District of South Bend, Indiana, or if said Commission shall be abolished, the commission, board, body or agency succeeding to the principal functions thereof. "Lease Resolution" means the resolution of the Commission passed on February 16, 1990, establishing funds for the payment of lease rentals. "Permitted Encumbrances" means those items listed in Exhibit A hereto and any future (a) liens for taxes not then delinquent, (b) this Lease and the Trust Agreement, leases, subleases and other agreements permitted pursuant to Section 13 hereof, (c) utility, -1- twenty -two (22) years, beginning on the date the Project is complete and ready for use, and ending on the day prior to such date twenty -two (22) years thereafter. However, the term of this Lease shall terminate at the earlier of (a) the exercise of the option to purchase by Lessee and payment of the option price, or (b) the payment or defeasance of all obligations of Lessor incurred (i) to finance the cost of the leased property, (ii) to refund such obligations, (iii) to refund such refunding obligations, or (iv) to improve the leased property. The date the Project is complete and ready for use shall be endorsed on this Lease at the end hereof by the parties hereto as soon as the same can be done after such completion and such endorsement shall be recorded as an addendum to this Lease. The Authority hereby represents that it is possessed of, or will acquire, a good and indefeasible estate in fee simple or an insurable right -of -way easement subject only to Permitted Encumbrances, to the above - described real estate, and the Authority warrants and will defend the same against all claims whatsoever not suffered or caused by the acts or omissions of the Lessee. Section 3. Rental Payments. (a) During the term of this Lease, the Lessee agrees to pay rental for said premises as set forth in Section 4 hereof. Such rental shall be paid from the South Bend Central Development Area Public Improvement Project Principal and Interest Account of the Redevelopment District Bond Fund. All rentals payable under the terms of this Lease shall be paid to the Trustee or to such other bank or trust company as may from time to time succeed the Trustee under the Trust Agreement. All payments so made shall be considered as payments to the Authority of the rentals payable hereunder. The Lessee shall receive credit for any Bond maturing within seven (7) days of the date of the lease rental payment, at the face value thereof, which the Lessee acquires and delivers to the Trustee as a part of its lease rental payment; (b) as additional rental the Lessee agrees to pay all fees, charges and reimbursement of expenses of the Trustee under the Trust Agreement and all prudent charges and expenses of the Authority incurred in the performance of its obligations hereunder. Section 4. Rental Payment Dates and Amounts. The first semiannual rental installment in the amount of One Hundred Nineteen Thousand Five Hundred Dollars ($119,500) shall be due on the day that the Project is completed and ready for use, or January 31, 1993, whichever is later. If completion is later than January 31, 1993, the first installment shall be in an amount which provides for rental at the rate specified in Exhibit B for the semiannual period in which the Project is completed and ready for use, prorated from the date of completion until the first July 31 or January 31 following such date of completion. Thereafter such rentals shall be payable in advance in semiannual installments on July 31 and January 31 of each year as provided for in the attached lease payment schedule at Exhibit D. The last seminannual rental payment due before the expiration -3- access and other easements and rights -of -way, restrictions and exceptions that Lessee certifies will not interfere with or impair the Project, (d) any mechanics', laborers', materialmen's, suppliers' to or vendors' lien or right in respect thereof if payment is not yet due and payable and (e) such minor defects, irregularities, encumbrances, easements, rights -of -way and clouds on title as do not, in the opinion of the Trustee, materially impair the Authority's interest in or Lessee's use of the Project. "Project" means the real estate (including all right -of -way easements contained therein) in South Bend, Indiana, and improvements to be made thereon by the Authority or its agent according to plans and specifications prepared by the project engineers (a list of which is described in Exhibit B hereto), all as described in Exhibit C hereto. The above mentioned plans and specifications and the Project may be changed and additional construction work may be performed and improvements may be purchased by the Authority, but only with the approval of the Lessee (which approval shall not be withheld by the Lessee in the event of the inability of the Authority to acquire timely and at a reasonable price all of those real property interests constituting part of the Project which must be obtained by eminent domain), and only if such changes or modifications or additional construction work or improvements do not alter the character of the Project or reduce the value thereof. Any such additional construction work or additional improvements shall be part of the property covered by this Lease. The above - mentioned plans and specifications have been filed with and approved by the Lessee. "Redevelopment District Bond Fund" means the Redevelopment District Bond Fund of Lessee authorized by Indiana Code 36- 7 -14 -27 and the Lease Resolution. "South Bend Central Development Area Public Improvement Project Principal and Interest Account" means the account by that name created in the Redevelopment District Bond Fund by the Lease Resolution. "Trust Agreement" means the Trust Agreement dated as of November 1, 1989, between the Authority and the Trustee, securing the Bonds. "Trustee" means First Interstate Bank of Northern Indiana, N.A., 112 West Jefferson Boulevard, South Bend, Indiana, as Trustee pursuant to the Trust Agreement, and any successor trustee. Any term not defined herein, which is defined in the Lease Resolution or in the Trust Agreement, shall have the meaning as defined in such resolution or agreement. Section 2. Lease of Project. In consideration of the rentals and other terms and conditions herein specified the Authority does hereby lease, demise and let to the Lessee the Project: TO HAVE AND TO HOLD the same with all rights, privileges, easements and appurtenances thereunto belonging, unto the Lessee for a term of -2- of this Lease shall be adjusted to provide for rental at the rate specified in Exhibit D for the applicable semiannual period prorated from the date such installment is due to the date of the expiration of this Lease (without taking into account any subsequent early termination of this Lease pursuant to Section 2 hereof) . The Lessee will not take any action or fail to take any action that would result in the loss of the exclusion from gross income for federal tax purposes of interest on the Bonds pursuant to Section 103(a) of the Internal Revenue Code of 1986, as amended (the "Code "), as in effect on the date of delivery of the Bonds, nor will the Lessee act in any manner which would adversely affect such exclusion. The Lessee further covenants that it will not make any investment or do any other act or thing during the period that any Bond is outstanding hereunder which would cause any Bond to be an "arbitrage bond" within the meaning of Section 148 of the Code and the regulations thereunder as in effect on the date of delivery of the Bonds. All officers, members, employees and agents of the Lessee are authorized and directed to provide certifications of facts and estimates that are material to the reasonable expectations of the Lessee as of the date the Bonds are issued and to enter into covenants on behalf of the Lessee evidencing the Lessee's commitments made herein. Section 5. Abatement of Rent. In the event that all or a CO portion of the Project shall be damaged or destroyed so as to render the damaged or destroyed portion of the Project unfit for its intended use, it shall then be the obligation of the Authority to restore and reconstruct the damaged or destroyed portion of the Project as promptly as may be done, unavoidable strikes and other causes beyond the control of the Authority excepted, if, in the opinion of an independent registered architect, registered engineer, construction manager or contractor selected by the Lessee and acceptable to the Trustee, (i) the cost of such restoration or reconstruction does not exceed the amount of the proceeds received by the Authority from the insurance provided for in Section 9 hereof plus other moneys available therefor and (ii) such restoration or reconstruction can be completed within the period of time covered by the rental value insurance provided for in Section 9 hereof. If either or both conditions shall not exist, the proceeds received from the insurance provided for in Section 9 hereof shall be applied to the option to purchase price provided for in Section 14 hereof. The rental shall be abated pro rata for the period during which the damaged or destroyed portion of the Project is unfit for its intended use. Section 6. Net Lease. It is expressly understood and agreed that this Lease shall be what is known as a net lease (i_e., the rent being absolutely net to the Authority and that all other expenses in connection with the Project of any nature whatsoever shall be those of the Lessee) and that during the lease term the -4- Lessee shall be obligated to pay as its expenses without reimbursement from the Authority all costs of taxes and assessments, if any, and maintenance, operation and use in connection with or relating to the Project, including but not limited to all costs and expenses of all services, repair or replacement of all parts of the Project or improvements of the Project. Section 7. Nonliability of Authority. The Authority shall not be liable for damage caused by hidden defects or failure to keep the Project in repair and shall not be liable for any damage done or occasioned by or from plumbing, gas, water, or other pipes or the bursting or leaking of plumbing or heating fixtures in connection with said premises, nor for damage occasioned by water, snow or ice. The Authority shall not be liable for any injury to the Lessee or any sublessee of the Lessee or any other person which injury occurs on, in or about the Project howsoever arising. The Authority shall not be liable for damage to the Lessee's property or to the property of any sublessee of the Lessee or of any other person which may be located in, upon or about the Project. Section B. Alterations. Lessee shall have the right, without the consent of the Authority, to make all alterations, modifications and additions and to do all improvements it deems necessary or desirable to the Project, which do not reduce the rental value of the Project. Section 9. Insurance. The Lessee, at its own expense, will, during the full term of the Lease, keep the Project insured against physical loss or damage, however caused, with such exceptions as are ordinarily required by insurers of properties of a similar type, in good and responsible insurance companies acceptable to the Authority. Such insurance shall be in an amount at least equal to the greater of (i) the option to purchase price or (ii) one hundred percent (100 %) of the full replacement cost of such Project as certified by a registered architect, a registered engineer, or professional appraisal engineer, selected by the Authority with the approval of the Trustee, on the effective date of this Lease and on or before the first day of April of each year thereafter; provided that such certification shall not be required so long as the amount of such insurance shall be in an amount at least equal to the option to purchase price. Such appraisal may be based upon a recognized index of conversion factors. In no event shall the insurance be in an amount which causes the Lessee to be a co- insurer for the Project. Such insurance may contain a provision for a deductible in an amount not exceeding $25,000. Lessee agrees to pay the deductible amount of any loss to the Authority. A blanket public institutional property insurance form may be used if: (a) the insurance on the Project is not less than the amount required by this Section, -5- (b) the Lessee subordinates its claim for damage or destruction to other buildings or improvements to claims for damage or destruction of the Project, and (c) the insurance proceeds related to damage to or destruction of the Project are payable to the Trustee. During the full term of this Lease, the Lessee will also, at its own expense, maintain rental or rental value insurance in an amount at least equal to the full rental specified in Section 4 for a period of two (2) years against physical loss or damage of the type insured against pursuant to the preceding requirements of this Section. Such policies shall be for the benefit of and shall be made payable to the Trustee. Section 10. Use of Insurance and Condemnation Proceeds. Proceeds of insurance against damage to or destruction of the Project or proceeds of any condemnation of the Project shall be paid to and held by the Trustee and used to pay for reconstruction or replacement of the Project in accordance with plans approved by the Authority and the Lessee, unless the Lessee elects to exercise its option to purchase. Section 11. Liability Insurance. The Lessee shall, at all ff� times during the full term of this Lease, keep in effect, public liability and property damage insurance, insuring the Lessee, the Authority and the Trustee in amounts customarily carried for similar properties. Such insurance may be provided under the public liability self insurance program of the City of South Bend. Section 12. General Insurance Provisions. All insurance policies required by Sections 9 and 11, other than insurance provided under the public liability self insurance program of the City of South Bend, shall be with insurance companies rated B+ or better by A.M. Best Company (or a comparable rating service if A.M. Best company ceases to exist or rate insurance companies), and shall be countersigned by an agent of the insurer who is a resident of the State of Indiana, and such policies, or copies thereof, and the certificate of the architect or engineer referred to in Section 9 shall be deposited with the Authority and the Trustee. If, at any time, the Lessee fails to maintain insurance in accordance with Sections 9 and 11, such insurance may be obtained by the Authority, or may be obtained by the Trustee, and the amount paid for such insurance shall be added to the amount of rental payable by the Lessee under this Lease; provided, however, that neither the Authority nor the Trustee shall be under any obligation to obtain such insurance, and any action or non- action of the Authority or Trustee in this regard shall not relieve the Lessee of any consequences of a default in failing to obtain such insurance. Section 13. General Covenants. The Lessee shall not assign this Lease or sublet any part of the Project herein described without the prior written consent of the Authority; provided, however, that the Lessee shall in no event assign this Lease or sublet any part of the Project if such assignment or sublease will result in the loss of the exclusion from gross income for federal tax purposes of interest on any obligation issued by the Authority to finance the Project. The Lessee covenants that, except for Permitted Encumbrances, it will not encumber the Project, or permit any encumbrance to exist thereon, and that it shall use and maintain the Project in accordance with the laws and ordinances of the United States of America, the State of Indiana, and all other proper governmental authorities. The Authority agrees that it will, at the request of the Lessee, execute and deliver to or upon the order of the Lessee such instrument or instruments as may be reasonably required by the Lessee in order to subject the Project, or the Authority's interest therein, to such encumbrances as shall be specified in such request and as shall be permitted by the provisions of this Section 13 or otherwise by the definition of "Permitted Encumbrances ". Section 14. Option to Purchase. Authority hereby grants Lessee the right and option, on any rental payment date, upon thirty days' written notice to the Authority, to purchase the Project at a price equal to the amount required to enable the Authority to provide for the redemption of all outstanding Bonds, all premiums payable on the redemption thereof, and accrued and unpaid interest, and to pay the cost of redeeming the Bonds and liquidating the Authority if it is to be liquidated. Upon request of the Lessee, the Authority agrees to furnish an itemized statement setting forth the amounts required to be paid by the Lessee on the next rental payment date in order to purchase the Project in accordance with the preceding paragraph. If the Lessee exercises its option to purchase, the Lessee shall pay to the Trustee that portion of the purchase price which is required to provide for the payment of all the Bonds, including all premiums payable on the redemption thereof, accrued and unpaid interest thereon and the costs of redemption thereof. Such payment shall not be made until the Trustee gives to the Lessee a written statement, that such amount will be sufficient to retire all Bonds including all premiums payable on the redemption thereof and accrued and unpaid interest. The remainder of such purchase price, if any, shall be paid by the Lessee to the Authority. Nothing herein contained shall be construed to provide that the Lessee shall be under any obligation to purchase the Project, or under any obligation in respect to any creditors or bondholders of the Authority. -7- If the Lessee has not exercised its option to purchase the Project at the expiration of the term of the Lease and upon the full COdischarge and performance by the Lessee of its obligations under this Lease, the Authority shall execute a deed of the Project to the Lessee conveying all of its interest thereto, subject only to Permitted Encumbrances. Section 15. Defaults. If the Lessee shall (a) default in the payment of any rentals or other sums payable to the Authority hereunder, or in the payment of any other sum herein required to be paid for the Authority, (b) fail to comply with the terms set forth in the Lease Resolution, or (c) default in the observance of any other covenant, agreement or condition hereof, and such default under (c) shall continue for ninety (90) days after written notice to correct the same, then, in any of such events, the Authority may proceed to protect and enforce its rights, either at law or in equity, by suit, action, mandamus or other proceedings, whether for specific performance of any covenant or agreement contained herein or for the enforcement of any other appropriate legal or equitable remedy. Section 16. Notices. Whenever either party shall be required to give notice to the other under this Lease, it shall be sufficient service of such notice to deposit the same in the United States mail, in an envelope duly stamped, registered and addressed to the other party at its last known place of business. A copy of any notice shall be mailed by first -class mail to the Trustee at its last known place of business. Section 17. Construction of Covenants. All provisions contained herein shall be construed in accordance with the provisions of the Act and to the extent of inconsistencies, if any, between the covenants and agreements in this Lease and the provisions of the Act, the provisions of said Act shall be deemed to be controlling and binding upon the parties. Section 18. Successors or Assigns. All covenants of this Lease, whether by the Authority or the Lessee, shall be binding upon the successors and assigns of the respective parties hereto. IN WITNESS WHEREOF, the parties hereto have caused this Lease to be executed for and on their behalf as of the day and year first hereinabove written. SOUTH BEND REDE ELOPM NT JAUTHORITY By: ose Wroblewski, President ATTEST: George McCullough, Secretary jTreasurer SOUTH BEND REDEVELOPMENT COMMISSION By: F. Jay Nim , Presi ent 7CT: Roman Piasecki, Secretary~ 3 -29 -90 C om STATE OF INDIANA ) ) SS: COUNTY OF ST. JOSEPH ) Before me, the undersigned, a Notary Public in and for said State, personally appeared Joseph Wroblewski and George McCullough, personally known by me to be the President and Secretary- Treasurer, respectively, of the South Bend Redevelopment Authority, and acknowledged the execution of the foregoing Lease for and on behalf of said Authority. WITNESS my hand and Notarial Seal this 6th day of Aprii 1990. (SEAL) My commission expires: January 7, 1991 I am a resident of Tnca.,h County, Indiana. -10- (Writt n Signatu e Ch'-rvl Tt Phipps (Printed Signature) (Written Signature) (Printed Signature STATE OF INDIANA ) ) SS: COUNTY OF ST. JOSEPH ) Before me, the undersigned, a Notary Public in and for said State, personally appeared F. Ja Nimtz and Roman Piasecki, personally known by me to be ythe President and Secretary, respectively, of the South Bend Redevelopment Commission, and acknowledged the execution of the foregoing Lease for and on behalf of said Commission. WITNESS my hand and Notarial Seal this hrh day of Aprj 1 , 1990. �t Chc t (Writte Signature) Co Cheryl K. Phipps (Printed Signature) (Written Signature) (Printed Signature) (SEAL) My commission expires: January 7, 1991 I am a resident of St. Joseph County, Indiana. -This instrument was prepared by Richard L. Hill, Parker & Jaicomo, 205 West Jefferson Boulevard, South Bend, Indiana 46601. -11- EXHIBIT "A" PERMITTED ENCUMBRANCES "All encumbrances identified in the Title Commitment originally issued by Lawyers Title Insurance Corporation on March 6, 1990, Commitment No. 58972, in favor of the South Bend Redevelopment Commission, as amended and in effect from, time to time during the term of the Lease." 19 cwwr EXHIBIT D LEASE PAYMENT SCHEDULE South Bend Redevelopment Authority $4,895,000 TIF Lease Rental Bonds of 1990 :�M C�wr Semi - Annual Lease Payments Amounts 1/31/93 119,500 7/31/93 179,500 1/31/94 179,500 7/31/94 179400 1/31/95 179,500 7/31/95 199,500 1/31/95 199,500 7/31/96 2289000 1/31/97 228,000 7/31/97 232,000 1/31/98 2329000 7/31/98 245400 1/31/99 245,500 7/31/99 253,000 1/31/00 753,000 7/31/00 254,500 1/31/01 254,500 7/31/01 252,500 1/31/02 252,500 7/31/02 258,000 1/31/03 258,000 7/31/03 262,500 1/31/04 262,500 1/31%05 266,000 7/31/05 301,000 1/31/06 3010000 7/31/06 300,300 1/31/07 300,500 7/31/07 303,500 1 /31/08 303,500 7/31/08 300,500 1/31/09 309,500 7/31/09 290,000 1/31/10 7/31/10 299,400 299- 1000 1/31/11 299,000 7/31/11 298,000 1/31/12 298,000 (and each 7 -31 and 1 -31 thereaftar during the term of this lease)