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1200 COUNTY -CITY BUILDING 227 W. JEFFERSON BOULEVARD SOUTH BEND, INDIANA 46601 -1830 (.( P Ci) PHONE 574/ 235 -9371 FAx 574/235 -9021 CITY OF SOUTH BEND STEPHEN J. LUECKE, MAYOR COMMUNITY & ECONOMIC DEVELOPMENT JEFFREY V. GIBNEY September 27, 2011 EXECUTIVE DIRECTOR To: Redevelopment Commissioners From: Kaye Trowbridge, Community Development RE: Type of Loan Amount of Loan Request Grant Loan Client Property Street Address Property City, State, Zip Code South Bend Home Improvement Program $6,100.00 $5,923.50 Kathleen Desits Rand 3135 Wilder Drive South Bend, IN 46615 We are submitting for your review and approval the above application. This transmittal includes the following: 1. Final Application 2. Contractor's Bids- AMR Roofing 3. Contractor's Bids- Ernsperger Cooling & Heating 4. Agreement for Supervision If you have any questions, please contact me at 235 -9660. APPROVED Donald Inks Director Department of Redevelopment COMMUNITY DEVELOPMENT ECONOMIC DEVELOPMENT FINANCIAL & PROGRAM f: \users \shar$Ibli�Ftransmit DONALD E. INKS MANAGEMENT 57 /235 -9660 574/235 -9371 ELIZABETH LEONARD FAx: 574/235 -9469 574/235 -9371 1200 COUNTY -CrrY BUILDING 227 W JEFFERSON BOULEVARD SOUTH BEND, INDIANA 46601 -1830 PHONE 574/235 -9371 FAx 574/235 -9021 CITY OF SOUTH BEND STEPHEN J. LUECKE, MAYOR COMMUNITY & ECONOMIC DEVELOPMENT JEFFREY V. GIBNEY EXECUTIVE DIRECTOR Community Development SOUTH BEND HOME IMPROVEMENT PROGRAM Loan Application Applicant's Name Kathleen Desits Rand 3135 Wilder Drive Name Address South Bend, IN 46615 59 City /State /Zip Age Co- Applicant's Name South Bend, IN Name Address City /State /Zip PLEASE NOTE: Hereafter Individual and joint applicants will be referred to as the "applicant ". Age of Dependents: _ _ _ _ _ Total Number of Dependents: 0 PROJECTED LOAN TOTAL Rehabilitation Cost A. Amount for Construction Work $10,770.00 B. Unexpected Costs (10% of line 1A) _ $1,077.00 C. Title Report, Recording Fees Credit Report, Legal Fees, etc. $146.00 D. Amount of Mortgages Being Refinanced E. TOTAL (sum of lines 1A through 1D) Funds to be Furnished From Other Sources A. Grant Funds To Be Furnished (SBHIP grant) B. Other Funds To Be Furnished ( ) C. TOTAL (line 2A +2B) Line 1E Minus Line 2C TOTAL AMOUNT OF APPLIED LOAN (line 3 rounded to the next highest $50) Interest Rate Per Annum 0% Number of Months 60 Monthly Payments of Principal and Interest (Do not round) Age lE $11,993.00 $5,923.50 2C $5,923.50 3 $6,069.50 $6,100.00 $101.67 Age of Structure Remaining Economic Life "As -Is" Value "After Rehab" Value TOTAL LOAN PAYMENTS 1. Total Gross Monthly Income $2,544.94 2. Monthly Housing Expense $379.25 3. Liabilities $160.00 4. Total Monthly Fixed Charges $629.79 5. TOTAL (lines 2, 3 & 4) $1,169.04 Balance (line 1 minus line 5) $1,375.90 COMMUNITY DEVELOPMENT ECONOMIC DEVELOPMENT FINANCIAL & PROGRAM PAMELA C. MEYER DONALD E. INKS MANAGEMENT 574/235 -9660 574/235 -9371 ELIZABETH LEONARD FAx: 574/235 -9469 574/235 -9371 1200 COUN»'-Qn BUILDING 227 W. JEFFERSON BomEI:IRD Sovr,-I BEND, INDIANA 46601 -1530 J /'7 PHONE 574/ 235 -9371 'u( FAX 574/235-9021 TDD 574/ 235 -5567 CITY OF SOUTH BEND STEPHEN J. LUECKE, MAYOR COMMUNITY & ECONOMIC DEVELOPMENT JEFFREY V. GIBNEY EXFCL'TIVE DIRECTOR Property Address: 3135 Walden Dr Property Owners: Kathleen Rand 993- 0822(h) 631- 5670(w) Date: July 20 _2_011 Inspector: Jeff Yo= Program: Home Revair& Improvement Program Ro 1 f'rl • � Tear -off all roof coverings down to bare wood deck on all surfaces. Replace or repair all deteriorated framing members and sheeting. On all areas install 7 /16" OSB sheathing over decking to provide level and adequate nailing surface for new roofing, then with new "TITANIUM-UDL" Synthetic Roof Underlaymeni or approved equal, premium (1 -1 /2 ") metal drip edge along all roof edges, appropriate pipe boots and Owens Corning or Cora -Vent brand corrugated vinyl roof ridge vent for proper attic ventilation, needed transition flashing, step and counter flashing at vertical transitions. Install Ice & Water shield along roof eaves and in valleys. Install 235 -240 lb. Oakridge dimensional, or GAF Timberline dimensional or approved equal on all pitched roof surfaces. The existing flat roof is less that 2 years old and is to remain, however, areas of possible seam failure were found at several areas. Repairs are to include proper cleaning, priming and then covering each seam with a new, minimum, 6" EPDM "peel & Stick" cover tape applied and finished per manufactures recommended installation instructions. Cap shingles are to be an exact color match and are to be manufactured by the same company as shingles. Reattach all loose and replace any missing aluminum soffit and fascia. Trim all trees and overgrowth to a minimum ten (10) feet from roofed surfaces. Gutters: 2 O` Furnish and install new white or brown (to match existing fascia & sofflt).027 ga. aluminum seamless gutters and downspouts on home. Gutters and downspouts shall be hung and secured in a manner that effectively carries away storm water. Down spouts shall be installed so all gutters are serviced by at least one. Install minimum 60" downspout extension with elbows at terminal ends of each downspout, all are to extend at least to lawn areas. Cover all with new metal leaf guard expanded aluminum 4' Sections with rieid mountmg flan es $ TOTAL r Company Name: 1I )' _Date:' •1t COMMUNm DEVELOPMENT ECONOMIC DEVELOPMENT FINANCLAL & PROGRAM PAMELA C. MFYFR DONALD E. INKS IVIANAGEMLNT 574/235 -9660 5741235 -9371 UzAeETH LvwAw FAY.. 5741235 -9697 5741235 -9371 1200 CcwN- n• -GTY BUILDING 227W. JEFFERSON BOULEVARD SOUTH BEND, INDIANA 46601-1830 PHONE 574/235 -9371 FAx 574/235 -9021 TDD 574/ 235 -5567 CITY OF SOUTH BEND STEPHEN J. LuECKE, MAYOR COMMUNITY & ECONOMIC DEVELOPMENT JEFFREY V. GIBNEY EXECUTIVE DIRECTOR Division of Community Development Property Address: 3135 Wilder Dr Property Owners: Kathleen Rand 993.0822(h) 631- 5670(w) Date: July 20, 2011 Inspector: Jeff Young Program: Home Repair& Improvement Proer Bid S Furnace: (See Attached Minimum Bid Specification) Please P lice Furnace and Air Conditioning Separate (Soe g $I 1. Furnace $ � Air Conditioning ��`' ©� �z' Install new minimum 95% efficient (93% +counter flow) gas fired forced air furnace and 13 seer central air conditioning unit appropriately sized for homes heating requirements. Installation to include needed new wiring, Energy Star Rated setback thermostat or approved equal (Note: allow elderly homeowners choice of traditional large screen t_hermostat), duct work, condensing unit, coil, refrigerant lines, condensation evacuation pump, PVC exhaust duct and exterior combustion air intake, and carbon monoxide detector to efficiently heat and cool the home. Contractor shall check supply and return duct work for blockage or restrictions, and be responsible for proper operation and or replacement if needed; all supply duct joints are to be sealed to prevent air leaks. Installation shall conform to local codes. Remove and haul away old furnace, duct work, and debris. BILL ERNSPERGER Air Conditioning & Heating, Inc. 1829 Leer Street SOUTH BEND. INDIANA 466133024 (574) 233.1953 I $ doo, `y° TOTAL Company Name: Date: T COMMUNITY DEVELOPMENT EcoNOMIc DwmupMENT FINANCIAL & PROGRAM PAMELA C.. MF.YFR DONALD E. INKS MANAGEMENT 5741235 -9660 5741235 -9371 ELIZABETH LE(1NAR° FAx: 5741235-9697 5741235 -9371 AGREEMENT FOR SUPERVISION OF REAL PROPERTY REHABILITATION This Agreement is entered into by and between the City of South Bend Redevelopment Commission and Kathleen Desits Rand (Owner), residing at 3135 Wilder Drive, South Bend, IN 46615. 1. Owner has entered into an agreement with City of South Bend - Redevelopment Commission dated September 27, 2011 for a Home Improvement Loan in the amount of Six Thousand One Hundred ($6 100 001 to be used for the sole purpose of rehabilitating the premises commonly known as 3135 Wilder Drive, South Bend, IN, 46615 and more full described as: Lot 198 McKinley Terrace Add. 2. Owner has entered into an Agreement for Rehabilitation of Real Property dated with AMR Roofing 8v Ernsperger Cooling 8v Heating (Contractor) for the rehabilitation of said premise. 3. Owner & Commission hereby authorizes the Division of Community Development to monitor and inspect the rehabilitation work, to approve or disapprove Contractor's performance, to approve or disapprove proposed changes, to issue stop work orders when Supervisor determines that such action is in the Owner's best interest and to perform all other acts necessary to insure that Contractor fulfills its obligations under the Agreement for Rehabilitation of Real Property, including all terms and conditions thereof. 4. Owner & Commission hereby authorizes the Supervisor to disburse the proceeds of Owner's Home Improvement Loan to pay the costs of rehabilitation performed at the above described premises, pursuant to the Agreement for Rehabilitation of Real Property. Disbursement of said loan proceeds shall be made pursuant to the terms and conditions of said Agreement for Rehabilitation of Real Property. Executed this 27th day of September, 2011. OWNER STATE OF INDIANA SS: ST. JOSEPH COUNTY City of South Bend - Redevelopment Commission Before me a Notary Public, personally appeared and acknowledge execution of the foregoing agreement this 27th day of September, 2011. My Commission Expires: January 7, 2015 STATE OF INDIANA ) ) SS: ST. JOSEPH COUNTY ) Cheryl K. Phipps, Notary Public Residing in St. Joseph County, Indiana Before me a Notary Public, personally appeared Kathleen Desits Rand and acknowledge execution of the foregoing agreement this day of , 2011. My Commission Expires: February 6, 2016 Kaye Trowbridge - Notary Public Residing in St. Joseph County, Indiana