HomeMy WebLinkAboutConfirming Tax Abatement - 926 N St. Peter St. Markus& Krupali Krusche 5yr. Real~~~®~u-rion~
4065-10
Passed by the Common Council of the City of South Bend, Indiana
October 25, 10
20
Attest:
City Clerk
President of Common Council
Presented by me to the Mayor of the City of South Bend, Indiana
October 26, 20 10
City Clerk
Approved and signed by me October 26, 2p10
RESOLUTION NO. ~- ~ ~~ ~-~
A RESOLUTION CONFIRMING THE ADOPTION OF A DECLARATORY
RESOLUTION DESIGNATING CERTAIN AREAS WITHIN THE CITY OF
SOUTH BEND, INDIANA, COMMONLY KNOWN AS
926 North St. Peter Street
AS RESIDENTIALLY DISTRESSED AREAS FOR PURPOSES OF A
(5) FIVE-YEAR RESIDENTIAL REAL PROPERTY
TAX ABATEMENT FOR
Markus and Krupali Krusche
WHEREAS, the Common Council of the City of South Bend, Indiana, has adopted a
Declaratory Resolution designating certain areas within the City as Residentially Distressed
Areas for the purpose of tax abatement consideration; and
WHEREAS, a Declaratory Resolution designated the area commonly known as 926
North St. Peter Street, South Bend, Indiana, and which is more particularly described as follows:
The West half of Lot Numbered One Hundred Twenty-six (126) as shown on the
recorded Plat of Sorin's Second Addition to the Town of Lowell, now within and a
part of the City of South Bend, recorded July 27, 1860 in Plat Book 1, page 10 in the
Office of the Recorder of St. Joseph County, Indiana.
Containing .18 acres more or less;
and this property has Tax Key Numbers 18-5107-3773 and 18-5107-3774, be designated as a
Residentially Distressed Area under the provisions of Indiana Code 6-1.1-12.1 et sea., and South
Bend Municipal Code Sections 2-76 et sea., and;
WHEREAS, notice of the adoption of a Declaratory Resolution and the public hearing
before the Council has been published pursuant to Indiana Code 6-1.1-12.1-2.5; and
WHEREAS, the Council held a public hearing for the purposes of hearing all
remonstrances and objections from interested persons; and
WHEREAS, the Council has determined that the qualifications for a residentially
distressed area have been met.
NOW, THEREFORE, BE IT RESOLVED by the Common Council of the City of South
Bend, Indiana, as follows:
SECTION I. The Common Council hereby determines and finds that the petition for real
property tax abatement and the Statement of Benefits form meet the requirements of Indiana
Code 6-1.1-12.1 et seq., for tax abatement.
SECTION II. The Common Council hereby determines and finds that the area meets one of the
following conditions as formally established in Ordinance No. 9394-03, which was passed on
February 10, 2003:
A. The area is comprised of parcels that are either unimproved or contain only one (1)
or two (2) family dwellings designed for up to four (4) families, including accessory
buildings for those dwellings; or
B. Any dwellings in the area are not permanently occupied and are:
i. the subject of an order issued under IC 36-7-9; or
ii. evidencing significant building deficiencies; or
C. Parcels of property in the area:
i. have been sold and not redeemed under IC 6-1.1-24 and IC 6-1.1-25; or
ii. are owned by a unit of local government; or
D. A significant number of dwelling units within the area are not permanently
occupied or a significant number of parcels in the area are vacant land; or
E. A significant number of dwelling units within the area are:
i. the subject of an order issued under IC 36-7-9; or
ii. evidencing significant building deficiencies; or
F. The area has experienced a net loss in the number of dwelling units, as documented
by census information, local building and demolition permits, or certificates of
occupancy, or the areas are owned by Indiana or the United States; or
G. The area (plus any areas previously designated under this subsection) will not
exceed ten percent (10%) of the total area within the Council's jurisdiction.
SECTION III. The Common Council also hereby determines and finds the following:
A. That the description of the proposed redevelopment meets the applicable standards
for such development.
B. That the estimate of the value of the redevelopment is reasonable for projects of this
nature;
C. That the other benefits about which information was requested are benefits that can
be reasonably expected to result from the proposed described redevelopment; and
D. That the totality of benefits is sufficient to justify the requested deduction, all of
which satisfy the requirements of Indiana Code 6-1.1-12.1-3.
E. The deduction will not be allowed unless the dwelling is rehabilitated to meet local
code standards for habitability.
2
F. The deduction will not be allowed unless the dwelling rehabilitation is completed
within five (5) calendar years from the date of the adoption of this Resolution by the
Common Council.
SECTION IV. The Common Council hereby confirms its Declaratory Resolution designating
the area described herein as a Residentially Distressed Area for the purposes of tax abatement.
Such designation is for Real property tax abatement only and is limited to five (5) calendar years
from the date of adoption of the Declaratory Resolution by the Common Council.
SECTION V. The Common Council hereby determines that the property owner is qualified for
and is granted Real property tax deduction for a period of five (5) years, and further determines
that the petition complies with Chapter 2, Article 6, of the Municipal Code of the City of South
Bend and Indiana Code 6-1.1-12.1 et seq.
SECTION VI. This Resolution shall be in full force and effect from and after its adoption by the
Common Council and approval by the Mayor.
Member of the Common Council
rFESENTED ~ ~ ~~ ` ~
~~T, APPROVEL
ADO?TED ~,~ Z~~-6
Filed in Clerlc'~ ~~fiic~
OCT20~010
JOHN VOQ~CE
CITY GI.yRK, S0.9END, IN.
1200 COUN"I'Y-CITY BUILDING
227 W. JEFFERSON BOULEVARD
SOLTCI I BEND, INDIANA 46601-1830
PxoNE574/235-9371
FAX 574/235-9021
TDD 574/ 235-5567
CITY OF SOUTH BEND STEPHEN J. LUECKE, MAYOR
COMMUNITY HL ECONOMIC DEVELOPMENT
JEFFREY V. GIBNEY
EXECUTIVE DIRECTOR
September 22, 2010
Council Member Timothy Rouse, Chairperson
Community & Economic Development Committee
South Bend Common Council
4th Floor, County City Building
South Bend, IN 46601
RE: Residential Real Property Tax Abatement Petition for:
Krusche, Markus & Krupali.
Dear Council Member Rouse:
Please find attached the Department of Community & Economic Development's report on a residential
real property tax abatement petition submitted by Markus and Krupali Krusche to build asingle-family
home at 926 North St. Peter Street. Also attached is a copy of the petition, Statement of Benefits form,
and supporting information.
The report contains the department's findings relative to the above petition. The petitioner proposes to
build asingle-family home at a cost of approximately $450,000. The project meets the qualifications
fora (5) five-year real property tax abatement. The petitioner will be available to meet with the
Committee on Monday, October 11, 2010.
Should you or any of the other Council members have any questions concerning the report, or need
additional information, please feel free to call me at 235-5835.
Sincerely,
~111^~ ~n~~~
Bob Mathla
Assistant Director,
Economic Development
Attachments
cc: South Bend Common Council Members
Mayor Stephen Luecke
Jeffrey Gibney
Don Inks
COMMUNITY DEVELOPMENT ECONOMIC DEVELOPMENT FINANCIAL & PROGRAM
PAMELA C. MEYER DONALD E. INKS MANAGEMENT
574/235-9660 574/235-9371 ELIZABETH LEONARD
FAX: 5741235-9697 574!235-9371
1200 COUNTY-CITY BUILDING
227 W. JEFFERSON BOULEVARD
SOUTH BEND, INDIANA 46601-1830
PHONE 574/235-9371
Fax 574/235-9021
TDD 574/ 235-5567
CITY OF SOUTH BEND STEPHEN ,J. LUECKE, MAYOR
COMMUNITY ~ ECONOMIC DEVELOPMENT
,JEFFREY V. GIBNEY
EXECUTIVE DIRECTOR
TAX ABATEMENT REPOR T
TO: SOUTH BEND COMMON COUNCIL
FROM: BOB MATHIA
SUBJECT: RESIDENTIAL REAL PROPERTY TAX ABATEMENT PETITION FOR:
KRUSCHE, MARKUS & KRUPALI
DATE: September 22, 2010
On September 21, 2010, a petition for residential tax abatement consideration for real property located at
926 North St. Peter Street was filed with the City Clerk by Markus and Krupali Krusche. Pursuant to
Chapter 2, Article 6, Section 2-77.1 of the Municipal Code of the City of South Bend, this petition was
referred to the Department of Community and Economic Development for purposes of investigation and
preparation of a report determining whether the area qualifies as a Residentially Distressed Area pursuant to
I.C.6-1.1-12.1 and whether all zoning requirements have been met.
The Department of Community and Economic Development has reviewed the petition (a copy of which is
attached), investigated the area, and makes the following report.
PROJECT DESCRIPTION
Markus and Krupali Krusche intend to construct an approximate 2,400 square foot, single-family home as
their primary residence. The home will have two stories with a brick exterior. It will have three bedrooms,
two and one-half bathrooms, a great room, a study, a dining room, a small backyard patio and an unfinished
basement. The project is part of the Notre Dame Avenue Housing Program and as such will follow the
design specifications and standards required by that program. The cost of the home will be approximately
$450,000. Total taxes to be abated during the (5) five-year abatement period are estimated at $1,893. Total
taxes to be paid during the (5) five-year abatement period are estimated at $23,367.
COMMUNITY DEVELOPMENT ECONOMIC DEVELOPMENT FINANCIAL SC PROGRAM
PAnIELA C. MEYER DONALD E. INKS 1~IANAGEMENT
574/235-9660 574/235-9371 ELazAReTe LEONARD
FAX: 574/235-9697 574/235-9371
South Bend Common Council
RE: Krusche, Markus & Krupali
September 22, 2010
Page 2
ABATEMENT QUALIFICATION
1. A review of the tax abatements previously granted finds that the petitioner has not been associated with
or been granted any previous tax abatements.
2. The Building Commissioner has reviewed this petition and finds the property to be properly zoned for
the proposed project.
3. A review of the South Bend Redevelopment designation areas finds that the property is located in the
Northeast Neighborhood Development Area, which is a Tax Incremental Allocation Area; therefore,
approval of the tax abatement petition by the South Bend Redevelopment Commission is required. In
addition, it must be noted that the property is not located within the Northeast Neighborhood's
residential TIF area.
4. A review of the Tax Abatement Ordinance No. 9394-03 finds that the petitioner meets the
qualifications fora (5) five-year residential tax abatement under Section 2-77.1, Single Family
Residential Construction.
5 YEAR
22-Sep-10
KRUSCHE. MARKUS ~ KRUPALI
South Bend Portage Township Residential Real Property Tax Abatement Schedule*
Estimated Project Cost:
Assessed Value:
STRUCTURE (% AV of cost) 85.0% ~
LAND Value 10 000
Gross Assessed Value
Less Mortgage Exemption
Less Homestead Deduction
Less Supplemental Homestead Deduction
Base Assessed Value
450.000.00
Total Taxes Tax Abated** Tax Paid***
382,500.00 382,500.00 382,500.00
10,000.00 N/A N/A
392,500.00 382,500.00 382,500.00
(3,000.00) (3,000.00) (3,000.00)
(45,000.00) (45,000.00) (45,000.00)
(121,625.00) (121,625.00) (121,625.00)
222,875.00 212,875.00 212,875.00
Less Maximum Abatement Deduction
Less Non-Abated Amount
Plus Land Assessed Value
Net Assessed Value
Property Taxes:
Assume constant tax rate of
N/A N/A (74,880.00)
N/A (137,995.00) N/A
N/A N/A 10,000.00
222,875.00 74,880.00 147,995.00
4.4598% 4.4598% 4.4598%
Gross Tax (tax rate x net assessed value) 9,939.78 3,339.50 6,600.28
Less State & County Homestead Credit: 18.6246% (1,851.24) (621.97) (1,229.28)
Tax Due Before Circuit Breaker 8,088.54 2,717.53 5,371.01
Less Circuit Breaker Credit (3,036.46) (2,338.86) (697.59)
Net Tax 5,052.08 378.67 4,673.41
Circuit Breaker Cap
Circuit Breaker 1.0000% 3,925.00 3,825.00 3,925.00
Debt Service 0.5057% 1,127.08 378.67 748.41
' Circuit Braker Cap 5,052.08 4,203.67 4,673.41
Net Total
Assessed Taxes Tax Tax
Year Value Due Abated Paid
1 222,875.00 5,052.08 378.67 4,673.41
2 222,875.00 5,052.08 378.67 4,673.41
3 222,875.00 5,052.08 378.67 4,673.41
4 222,875.00 5,052.08 378.67 4,673.41
5 222,875.00 5,052.08 378.67 4,673.41
5yeartotals: 25,260.39 1,893.34 23,367.05
*This schedule is for estimation purposes only and assumes constant tax rates. The true tax values
will ultimately be determined by the actual assessed valuation and the then current tax rates.
**Tax Abated is capped at $74,880 of assessed value of structures only and does not include land
assessed value.
***Tax Paid is calculated using the difference between actual assessed value of structure and
maximum abated portion of $74,880 and adding back the land assessed value.
ESTIMATED TOTAL TAX REVENUE
KRUSCHE, MARKUS & KRUPALI
LAND'` BUILDING"`* TOTAL
Year 1 $141 $4,532 $4,673
Year 2 $141 $4,532 4,673
Year 3 $141 $4,532 4,673
Year 4 $141 $4,532 4,673
Year 5 $141 $4,532 4,673
Total $705 $22,660 $23,365
'Current tax levy
**Additional tax revenue from new investment
CITY OF SOUTH BEND, INDIANA
PETITION FOR RESIDENTIAL TAX ABATEMENT CONSIDERATION
The undersigned owner(s) of real property, located within the City of South Bend, hereby petition the Common
Council of the City of South Bend for Residential Real Property tax abatement consideration and pursuant to I.C.,
6-1.1-12.1-1, et seq.' and South Bend Municipal Code Sec. 2-76 et se .for this petition states the following:
1. Describe the proposed construction project, including information about square footage, numbers of rooms,
amenities, the amount of land to be used, the proposed use of the improvements, and a general statement as to
the importance of the project (use additional sheet for long project descriptions):
New home of sgft. 2400 including 10 rooms on two 2 floors with 2,5 bath , 3 bedrooms, 1 great room, 1
study room, l dinning room, small patio in backyard and unfinished basement.
This home will be cladded in brick and will be designed in a colonial revival style to fit and improve the
conditions of the Northeast Neighborhood.
2. Estimate the dollar value of the construction project (do not include land cost): $450,000.
3. The real property for which tax abatement consideration is petitioned (Properly) is owned or to be owned by
the following individual(s) or corporations (if the business organization is publicly held, indicate also the
name of the corporate parent, if any, and the name under which the corporation has filed with the Securities
and Exchange Commission):
Name Address Interest
Krupali and Markus Krusche 306 Bond Hall, University of Notre Dame Owner
46556 Notre Dame, IN
4. The commonly known address of the Property is: 926 N. St. Peters Street, South Bend, 1N and having tax key
no.: Portage (use additional sheet for multiple addresses or key numbers).
5. A legal description of said Property(s) is attached hereto, marked Exhibit A, and is incorporated herein.
The West half of Lot Numbered One Hundred Twenty-Six (126) as shown on the recorded Plat of Sorin's
Second Addition to the Town of Lowell, now within and a part of the City of South Bend, recorded July 27,
1860 in Plat Book 1, page 10, in the Office of the Recorder of St. Joseph County, Indiana.
Containing .18 acres more or less, with tax identification numbers of 18-5107-3773 and 18-5107-3774.
Subject to all legal highways, easements and restrictions of record.
6. A map and/or plat indicating the location of the Property(s) is attached hereto, marked Exhibit B, and is
incorporated herein.
7. The current assessed valuation of the property before construction is $30,000 (use additional sheet for
multiple addresses). (This information may be obtained from the St. Joseph County Assessor's Office,
235-9523}.
8. Photographs of the Property, taken within two (2) weeks of the filing of this petition, are attached hereto,
marked Exhibit C, and incorporated herein.
9. List the real property taxes paid at the location during the previous two years, whether paid by the current
owner or a previous owner (use additional sheet for multiple addresses):
Paid by previous owner University of Notre Dame, Notre Dame,1N -
Forthe 2008, payable 2009 taxes:
18-5107-3773: $147.28
18-5107-3774: $156.30
For the 2009, payable 2010 taxes:
18-5107-3773: $74.53
18-5107-3774: $66.82
(This information may be obtained from the St. Joseph County Treasurers office, 235-9531)
10. What is your best estimate of the after completion market value of the property: $480,000
11. No building permit has been issued for construction on the property in connection with the improvement in
question as of the date of filing of this petition. The building permit may be issued after the South Bend
Common Council has approved the Declaratory Resolution. (Tax abatement is not available if a building
permit has already been issued). The signature below is verification of this statement.
12. List other anticipated public financing for the project, including any assistance to be sought or already
authorized through the United States Department of Housing and Urban Development funds from the City of
South Bend, South Bend Housing Authority, Housing Assistance Office, St. Joseph County Housing
Consortium or other public financial assistance, including but not limited to public works improvements:
not applicable
13. Describe how the property has become undesirable for or impossible of normal development because of a lack
of development, cessation of growth, deterioration of improvements or other factors which have impaired
values and prevent a normal development of the property:
The neighborhood in which this property resides deteriorated badly throughout the 1970's, 1980's and
1990's.The area of Northeast neighborhood has been under developed and is susceptible to crime to due lack
of quality development in the neighboring community. This has led to fast deterioration of the real estate
value and also caused adversed reaction of no individual involvement in starting new or redevelopment
projects for the area. The banks are skeptical of providing loans for new houses in the neighborhood due to
issue related to market value of the property in the projected future. Houses such as the one we are building
are necessary to bring revitalization in the community and to jump start growth in the neighborhood. The
Notre Dame Avenue Housing Program, under which this residence is being built, was created specifically by
the University of Notre Dame in cooperation with the City of South Bend to reverse this trend by encouraging
new, high-quality residential development in the neighborhood, which supports housing values and real estate
taxes.
14. The current use of the property is vacant lot and the current zoning is housing (use).
(This information may be obtained from the Building Department 235-9553)
15. The property is located in the following Allocation Area (if any) declared and confirmed by the South Bend
Redevelopment Commission (requiring approval of the tax abatement by the Redevelopment Commission):
Designated redevelopment area of the Northeast Neighborhood as identified by the South Bend
Redevelopment Commission.
16. The following person should be contacted as the petitioners agent regarding additional information and public
hearing notifications:
Name Markus Krusche
-, L3 3
Address 306 Bond Hall, 1~ `'
City Notre Dame
State IN
Zip 46556
Telephone 574 303 8577
WHEREFORE, Petitioner has paid the required fee of $50.00 and requests that the Common Council of the City of
South Bend, Indiana, adopt a declaratory resolution designating the area described herein as a residentially
distressed area for the purposes of real property tax abatement consideration, and after publication of notice and
public hearing, determine that the qualifications for a residentially distressed area have been met and confirm such
resolution.
Name of Property Owner(s):
Krupali and Markus Krusche
By:
Owners n r
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(Typed or printed name and capacity)
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EXHIBIT "A"
Legal Description and/or address of the Real Estate
The West half of Lot Numbered One Hundred Twenty-Six (126) as
shown on the recorded Plat of Sorin's Second Addition to the Town of
Lowell, now within and a part of the City of South Bend, recorded July
27, 1860 in Plat Book 1, page 10, in the Office of the Recorder of St.
Joseph County, Indiana.
Containing .18 acres more or less, with tax identification numbers of 18-
5107-3773 and 18-5107-3774.
Subject to all legal highways, easements and restrictions of record.
SEP 2 ~ 2010
11
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