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Home My WebLink About6B(2) Loan & Grant~~ ~~ C z ~ I ZOO COUNTY-CITY BUILDING 227 W. JEFFERSON BOULEVARD SOUTH BEND, INDIANA 46601-t83O PHONE 574/ 235-9371 FAx 574/235-9021 TDD 574/ 235-5567 CII`Y OF SOUTH BEND STEPHEN J. LUF..CKE, MAYOR COMMUNITY ~L ECONOMIC DEVELOPMENT JEFFREY V. GIBNEY EXECUTIVE DIRECTOR April 9, 2010 To: Redevelopment Commissioners From: Kaye Trowbridge, Community Development RE: Type of Loan South Bend Home Improvement Program Amount of Loan Request $6,050.00 Grant $5,898.50 Loan Client Lisa D. Callahan Property Street Address 1806 E. Fox Street Property City, State, Zip Code South Bend, IN 46613 We are submitting for your review and approval the above application. This transmittal includes the following: 1. Final Application 2. Contractor's Bids- Christian Builders 3. Contractor's Bids- Ernsperger Heating & Cooling 4. Agreement for Supervision If you have any questions, please contact me at 235-9660. APPROVED Donald Inks Director Department of Redevelopment COMMUNITY DEVELOPMP.NF ECONOMIC DEVELOPMENT FINANCIAL HL PROGRAD'I PAM[ ~ MErea DONALD E. INh, MANAG F.M ENT f:~USerS~Shar~~a~~l~,~e~transmlt 574/235-9371 E~iz,au~rEi LEONARD FAx: 5741235-9697 574/235-9371 1200 CouN~ ~~-CITY Bui>r~INc 227 W. JEFFERSON BOULEVARD SOUTH BEND, INDIANA 46601-1830 CITY OF SOU"1'H BEND STEPHEN J. LUECKE, MAYOR COMMUNITY Sz ECONOMIC DEVELOPMENT JEFFREY V. GIBNEY EXECUTNE DIRECTOR Community Development SOUTH BEND HOME IMPROVEMENT PROGRAM Loan Application Applicant's Name Lisa D. Callahan 1806 E. Fox Street South Bend, IN 46613 48 Name Address City/State/Zip Age Co-Applicant's Name South Bend, IN _ Name Address City/State/Zip Agc PLEASE NOTE: Hereafter Individual and joint applicants will be referred to as the "applicant". Agc of Dependents: 18 17 16 5 _ Total Number of Dependents: 4 PROTECTED LOAN TOTAL 1. Rehabilitation Cost A. Amount for Construction Work ~10.72~.00 B. Unexpected Costs (10% of line lA) $1,072.00 C. Title Report, Recording Fees Credit Report, Legal Fees, etc. $150.00 2 3. 4. PxoNE 574/ 235-9371 FAx 574/235-9021 TDD 574/ 235-SSC7 D. Amount of Mortgages Being Refinanced E. TOTAL (sum of lines 1A through 1D) Funds to be Furnished From Other Sources A. Grant Funds To Be Furnished (SBHIP gran[) B. Other Funds To Be Furnished ( ) C. TOTAL (line 2A+2B) Line lE Minus Line 2C TOTAL AMOUNT OF APPLIED LOAN (line 3 rounded to the next highest $50) Interest Rate Per Annum 0% Number of Months 60 Monthly Payments of Principal and Interest (Do not round) lE $11,947.00 $5,898.50 2C $5,898.50 3 $6.04850 $6.0~t).QO $100.83 Age of Structure Remaining Economic Life "As-Is" Value "After Rehab" Value TOTAL LOAN PAYMENTS 1. Total Gross Monthly Income $4,058.56 2. Monthly Housing Expense _ $1,160.00 3. Liabilities $36.00 4. Total Monthly Fixed Charges $1,253.56 5. TOTAL (lines 2, 3 & 4) $2,949.56 Balance (line 1 minus line 5) $1,109.00 COMMUNCIY DEVELOPMENT ECONOMIC DEVELOPMENT FINANCIAL & PROGRAM Pn,wei.-~ C. ME.rea DoNeLO E. INks MANAGEMENT 574/235-9660 574/235-9371 L•uzeuaTrt LeoNAaan Fnx: 574/235-9697 574/235-9371 • 1200 Courm•-Crtr B~nLninc ?Z7 W. JEFFEk50N BOULEI'ARll 3ovrra BeNn, 1N~lANA 46601-1830 PrtoNE 5741235-9371 ~5~~ ~'~1 ~~s~ ~~ ~1'~~;j~ CITY OF SOtrrr=. BEND STEPN I:N ]. LUECKE, .MAYOR j~~~ COMMUNITY SL ECONOMIC DEVELOPM NT ~~1, ]EFFREY V. GTBNEY `~""""°""".».",~ ~' EXECUTIVE DIRECTOR Property Address: 1806 E. Fox St Property Ovvners: Lisa Anderson-Callahan 289-7780(h) 339-0282(eell) Date: Februar~7, 20]0 Inspector: Jeff Yount? Program: Home Repair& Im.~rovement Program Roof (House),.;, I i/ ~ s 6' • Tear-off all roof coverings down to bare wood deck on al] surfaces. Replace or repair all deteriorated framing members and sheeting. On all areas install 7/16" OSB sheathing over decking to provide level and adequate nailing surface for new roofing, then with new "TITANIUM-UDL" Synthetic Roof Underlayment or approved equal, premium (1'/z") metal drip edge along all roof edges, appropriate pipe boots and Owens Corning or Cora-Vent brand comigated vinyl roof ridge vent for proper attic ventilation, needed transition flashing, step and counter flashing at vertical transitions. Install "Ice & Water" shield along roof eaves and in valleys. Install 23~-240 lb. Oakridge dirnensionaI, or GAF Timberline dimensional or approved equal on all pitched roof surfaces a one ply rubberized roof system or an approved equal on low slope areas. Note: Reattach and/or replace any missing aluminum fascia and soffiting. Cap shingles are to be an exact color match and are to be manufactured by the same company as shingles. Gutters: (Hous~ 2 ~7s. = Furnish and install new white or brown (per homeowner) .02"/ ga. aluminum seamless gutters and downspouts on home. Gutters and downspouts shall be hung and secured in a manner that effectively carries away storm water. Down spouts shall be installed so all gutters are serviced by at least one. Install minimum 60" downspout extension with elbows a[ terminal ends of each downspout, all are to extend at least to lawn areas. Cover all with nesv metal lcaf~uard (expanded aluminum 4' sections with rigid mounting flames) Miscellaneou arepairs; 4 3 7S . `-`' Replace broken pane of insulated glazing in rear bedroom vinyl window unit. The existing opening is to be secured with a solid covering while sash is in process ofbeing re-glazed. Repair, to the extent possible, any damage to interior and exterior window unit from previous and current boarding up of unit. r~ (~co, '1'O'1'AL CAMMiSNI'rY Deve>_orMeNT ECONOMIC DEVELOPMENT I;INANCIAL EL C'ROGRAM PAMELI C- MEl'EA t70NALD E- INKS MANAGF1vlFNT 5741235-9GG0 574+135-9371 I.uv~eErri LEOxnun F.+x 574!235-7G97 5741235-9371 1200 COUNTY-'CITS"I~U11DlivG 22 /~' W. JEFFERSON BOULEI~'Altn Sacrrl-r BeNn, INnInNn 46601-1830 PHONE 5741235-9371 Fnx 574/ 235-9021 'TDD 574/ 235-5567 CITY OF SOUTH BEND STEPHEN J. LUECKE, MAYOR COMMUNITY HL ECONOMIC DEVELOPMENT JEFFREY V. GIBNEY EXECUTIVE DIRICTOR Division of Community Development Property Address: 1806 E. Fox St Property Owners: Lisa Anderson-Callahan 289-7780(h) 339-0282(cell) Date: Febniary 27, 2010 Inspector: Jeff Yonn;; Program: Home Repair& Improvement Program Bid Furnace: (See Attached Minimum Bid Specifi.cazion) 1. ~ . "U Install new minimum 95% efficient gas fired forced air furnace and 13 seer central air conditioning unit appropriately sized for homes heating requirements. Installation to include needed new wiring, Energy Star Rated setback thermostat or approved equal, duct work, condensing unit, coil, refrigerant lines, condensation evacuation pump, PVC exhaust duct and exterior combustion air intake, and carbon monoxide detector to efficiently heat and cool the home. Contractor shall check supply and return duct work for blockage or restrictions, and be responsible for proper operation and or replacement if needed; all supply duct joints are to be sealed to prevent air leaks. Installation shall conform to local codes. Remove and haul away old furnace, duct work, and debris. Plumbang: 2. "7S a Remove existing electric water heater and haul from site. Install new 40 ga on power Direct Vent gas water heater with minimum 6 year manufactures warranty, installation is to inchide PVC side wall vent pipe. Water heater shall include new shut off valves on hot and cold water lines, pressure relief valve and copper or galvanized drain pipe installed within 6" of concrete floor. Installation shall include all hardware and needed electrical circuitry for proper installation and fimction. Replace or repair all needed fittings, pipe, supply, and return lines $ J ~a"Soo Job Cost Total. COMbSUNITY DEVEI.OPMEN'7' ECONOMIC DEVELOPMENT FINANCIAL & PROGRAM PA14EL~ C. MeveR DONALD E. INKS MANAGEMENT' 574/235-9660 5741235-9371 fiuznneTx LEONARD PAx: 5741235-9697 574/Z.35-9371 AGREEMENT FOR SUPERVISION OF REAL PROPERTY REHABILITATION This Agreement is entered into by and between the City of South Bend Redevelopment Commission and Lisa D. Callahan Owner ,residing at 1806 E. Fox Street, South Bend, IN 46613. 1. Owner has entered into an agreement with City of South Bend- Redevelopment Commission dated April 9, 2010 for a Home Improvement Loan in the amount of Six Thousand Fifty ($6,050.OOLto be used for the sole purpose of rehabilitating the premises commonly known as 1806 E. Fox Street, South Bend, IN, 46613 and more full described as: Lot 114 Ewing Park Add 2. Owner has entered into an Agreement for Rehabilitation of Real Property dated with Christian Builders and Ernsper~er Heating 8v Cooling (Contractor) for the rehabilitation of said premise. 3. Owner & Commission hereby authorizes the Division of Community Development to monitor and inspect the rehabilitation work, to approve or disapprove Contractor's performance, to approve or disapprove proposed changes, to issue stop work orders when Supervisor determines that such action is in the Owner's best interest and to perform all other acts necessary to insure that Contractor fulfills its obligations under the Agreement for Rehabilitation of Real Property, including all terms and conditions thereof. 4. Owner & Commission hereby authorizes the Supervisor to disburse the proceeds of Owner's Home Improvement Loan to pay the costs of rehabilitation performed at the above described premises, pursuant to the Agreement for Rehabilitation of Real Property. Disbursement of said loan proceeds shall be made pursuant to the terms and conditions of said Agreement for Rehabilitation of Real Property. Executed this 9th day of April, 2010. OWNER City of South Bend -Redevelopment Commission Lisa D. Callahan STATE OF INDIANA ) SS: ST. JOSEPH COUNTY ) Before me a Notary Public, personally appeared and acknowledge execution of the foregoing agreement this 9th day of April, 2010. My Commission Expires: January 7, 2015 STATE OF INDIANA ) SS: ST. JOSEPH COUNTY ) Cheryl K. Phipps, Notary Public Residing in St. Joseph County, .Indiana Before me a Notary Public, personally appeared Lisa D. Callahan and acknowledge execution of the foregoing agreement this day of , 2010. Kaye Trowbridge -Notary Public Residing in St. Joseph County, Indiana My Commission Expires: February 6, 2016