The URL can be used to link to this page

Home My WebLink About6.A.(2) Loan and Grant 1914 S Catalpa~ ~ ~ ~ ~~~ 1200 COUNTY-CITY BL17LD1NG 22.7 W. JEFFERSON BOULEVARD SOUTH BEND, INDIANA46CO1-I83O PI-~oNE 574/ 235-9371 Fax 574/235-9021 TDn s~4i 23s-ss6~ CI'ly OF SOUTH BEND STEPHEN J. LUECKE, MAYOR COMMUNITY SL ECONOMIC DEVELOPMENT JEFFREY V. GIBNEY EXECUTIVE DIRECTOR November 6, 2009 To: Redevelopment Commissioners From: Kaye Trowbridge, Community Development RE: Type of Loan South Bend Home Improvement Program Amount of Loan Request Grant Loan Client Property Street Address Property City, State, Zip Code $3450.00 $17,000.00 Margaret Dudeck 1914 S. Catalpa Avenue South Bend, IN 46613 We are submitting for your review and approval the above application. This transmittal includes the following: 1. Final Application 2. Contractor's Bids- Ricker Construction 3. Contractor's Bids- Gnoth Naragon 4. Agreement for Supervision If you have any questions, please contact me at 235-9660. APPROVED Donald Inks Director Department of Redevelopment COMMUNITY DEVELOPMENT ECONOMIC DEVELOPMENT FINANCIAL SC PROGRAM PAMELA C. MEY ER DONALD E. INKS 1V1/1NAG EM ENT 574!235-9660 574/235-9371 ELIZA[SETH LPONARD FAx: 574I23S-9697 574/235-9371 1200 CouN"rv-CrrY BUILDING 227 W. JEFFERSON BOULEVARD SOtrrH BEND, 1N DIANA 46601-1830 CITY OF SOUTH BEND STEPHEN J. LUECKE, MAYOR COMM UNIT' ~ ECONOMIC DEVELOPMENT JEFFREY V. GIBNEY ESFCUTIVL DIP,P~.CTOR Community Development SOUTH BEND HOME IMPROVEMENT PROGRAM Loan Application Applicant's Name Margaret Dudeck 1914 S. Catalpa Avenue South Bend, IN 46613 74 Name Address City/State/Zip Age Co-Applicant's Name South Bend, IN _ Name Address City/State/Zip Age PLEASE NOTE: Hereafter Individual and joint applicants will be referred to as the "applicant". Age of Dependents: _ _ _ Total Number of Dependents: 0 PROJECTED LOAN TOTAL PHONE 574/ 235-)371 FAx 5741235-9021 TDD 574/ 235-5567 ]. Rehabilitation Cost A. Amount for Construction Work $18,426.21 B. Unexpected Costs (10% of line lA) $1,842.60 C. Title Report, Recording Fees Credit Report, Legal Fees, etc. $150.00 D. Amount of Mortgages Being Refinanced E. TOTAL (sum of lines 1 A through 1 D) 2. Funds to be Furnished From Other Sources A. Grant Funds To Be Furnished (SBHIP grant) B. Other Funds To Be Furnished ( ) C. TOTAL (line 2A+2B) 3. Line lE Minus Line 2C 4. TOTAL AMOUNT OF APPLIED LOAN (line 3 rounded to the next highest $50) Interest Rate Per Annum 0% Number of Months 0 Monthly Payments of Principal and Interest (Do not round) 1 E $20,418.81 Age of Structure Remaining Economic Life "As-Is" Value $17,000.00 2C $17,000.00 3 $3,418.81 $3,450.00 $0.00 "After Rehab" Value TOTAL LOAN PAYMENTS 1. Total Gross Monthly Income $1,883.73 2. Monthly Housing Expense $557.15 3. Liabilities $198.00 4. Total Monthly Fixed Charges $367.62 5. TOTAL (lines 2, 3 & 4) $1,122.77 Balance (line 1 minus line 5) $760.96 COMMUNITY DEVELOPMENT ECONOMIC DEVELOPMENT FINANCIAL & PROGRAM PAMELA L. MernR DONALD E. INKS MANAG EMEN"r 574/235-9660 574/235-9371 ELIZA6GT'H L.e.oNna~ Fax: 574/ 215 -969 7 574 / 2 3 5 - 9 371 BII3 .FORM TO: Division of Community Development 1200 CountEr-City Building South Bend, IN 466Q 1 For: South Bend Home Improvement Program t1ve, the undersigned, propose to do ail the ~~rork and furnish all the labor ar~d materials necessary for the rehabilitation and upgrading of subject residence as set forth in the work Trite-up and specifications titled as prep;~red ~v t}-:e Division of Cozx:munity Development. We further declare that we have carefully read and examined the specifications, including the bidding requirements, general conditions and all other sections; that we have made a personal exazx~ination of the subject residence a_rAd that Ltie understand tk~e exact scope of the ~~-ork required. ~n subrxlittir,g *_his proposal, We agree' 1 To hold the proposal open until 1 ~ "- ~ , 20 2. To accept the provisions of tkze general conditions regaxdirz7 pk°oy,~~ss cz payments and liability :assurance. 3. To enter into anal execute a contract if awarded on the basis of this proposal, within 5 days after date of such notice. 4. To accomplice the work in accordance with the contract docuzx~e~zts. ~. To complete the entire ~.~Tork ~~fithi ~~ calendar days fi-crr~ date of a~~vard of contract. ~1 ~sr ~~~ Otior~ ,~,.. 57N~4hewaks, IN 4g5D4S Coznpa. Date r°~ ~ ~~~ ~~ Signature Title 1 Z(ICJ (~,c~~.T7'i ~-~~.1'IY Pii.LDING 2Z? W. ~ P„F~ERSON BOL'LFJARD $C~CJTki FEND, INDIANA 4GG0 r-12S3q Prow 5741235-937; F,~.K 57~123~-902'.. 7DD 574123;-~? CI'I~' Ok SOU'~'kI REND S"I'EPHEN ~. l.,L'cCKE, it•'~1YUR. ~~IVIMUNIT'Y $~ ,ECQNOMIC DEVELC~~MEN~` JEFFREY V. GIBNEX Ex~cv7zv~ Dtlt>:CTOR Property Address: ~,~ ~, r~#$ Av ~ ~~:~ Property Owners: Marge Dudeck ~~~ Date: Sevtember 1Z, 2008 Trrspector: Jeff Younsl Program: Home Re air8z Im ovem B1L~ Roof, so,~'t & Fascia; {House) l c~ 'Tear-off all roof coverings down to bare woad deck on all surfaces, Replace or repair all deteriorated framing members and sheeting. On all areas install 7/ 16" OSB sheathizrg over deckaz~g to provide level and adequate zrailiz~.g surface for zaew roofing, then with new "TTT~~Z~3L?~" ~ y~e~c Roof Undexlayrrzent or approved equal, prerrtiurrr (l'/z") metal dxip cdgc along all roof edges, appropriate pipe boots and Owens Cornzng ox Coza-Veztt brand corrugated vinyl roof ridge vent for proper attic ventilation, needed transition flashing, step and counter flashing at vextical transitions. After installation of flunace and water Y,eater chimneys are to be removed to beIo~v roof 1tne. Install "lce & Water" shield Giang roof eaves az~dzscr valleys. lzistall 235-2,401b. Oakridge diruerzsiorzal, or G.A1~ Tiax~,bez'bz~.e dizneusi,ozzal oz approved equal an alI pitched roof surfaces a one ply rubberized roof system or an approved equal on low slope areas- Covex au soffits arzd fascia ozz hozzl,e with all zzew aluzx>irl~uzx> wkzite sofz>,t az>d fascia and needed F-trim. 1411 shall be free of waves aztd shall be installed as per manufacntrer ~ 5 ~ ~t~~ Cap shingles are to be an exact color match and arc to be manufactured. b}' the same company as shingles. Gutters. (,~X 2 lrurnisi~ and install rLe~v white or brown (pe>; llorneow77erj .427 ga. aluminum seamless gutter and downspouts on hazxle. Gutters and downspouts shall be kauztg acrd secured i.zl a axtatrz~er t}rat effectively carries away storm water. Down spouts shall be installed so a}1 gutters are sen~iced by at least one. Iz>stall w .with elbows at terminal ends of each downspout, aJl are to extend at least to lawn areas. Cover all with neyr~ rr>etal Leaf Quard (expanded aluminum 4' sections w~h rigid mounting flange Miscell ra o ' 3 ~ lz~ baserxiezlt axea, replace cpvc watez supply ]arses at stain case witlx new copper or ~,ex water lines, replacement is to be from existing metallic water lines to faucet assemble an will need to ,hide stop valves. Mach drop ceiling in 15T floor ''~'V Room" securely to ceiling joists with new drop ceiling wiring and ~tts. I i ~,~,~ TOTAL ~ Gt-fZ ,~aT r N~.~, ~,..~~ Page 1 of 1 ~.inPMF.N`T ECONOMIC I7EVP,LOPMEIr"r FI~ANCL4L & PROG4P.P/l -g DohAt~ E. CNKS Me~rrAGF:z~A?t~'(' 574i23i•537; ~urzaazT!~ I.cutvnnn ' ~ 574235-93?i BID FDRM TD: Division of Community Development 1200 County-City Building South Bend, IN 46601 Foy: South Bend Home Improvement Program We, tl7.e undersigned, propose to do all the work and furnish all the labor µnCi rzlaterials necessary for the rehabilitation and upgrading of subject resi",.cr.Cc as set forth in the work write~up and specifications titled as prepared by the Division of Community Development. We further declare that we have carefully read and examined. the specification ~, including the bidding requirements, general conditions and ail other sections; t:Ctat we have made a personal examination of the subject residence and that we understand the exact scope of the work required. In subzx~itting this proposal, We agree: A . ~ To hold the proposal open until ~4'r` ~ fit- ! s; ~Q !Q , ~'~ 2. To accept the provisions of the general conditions regarding progress of payments and liability' insurance. 3. To enter into and execute a contract if awarded on the basis of t:pis proposal, within ~ days after date of such notice. 4. To accomplice the woz'k in accordance with the eontra,ct doct,zx~ents. 6. To complete the entire «~ork within ~ l calendar days from date of award of contract. ~~~ ~ ~ ~ Compa Si tore Date c~~~' Title 1ZOO C-AL~~ 1 X-GI7X AULDING ~~% W JEFFERSONDOtilEV.SRD SOL7H SENJ~, ANpI~'~ kGGO~-L830 ~HGti~~ ~/ 23;-937'. k,~x ~'~! 235-9021. TDD 574123-»67 CIS-Y O'r JOL'TH BHPiD STEPHEN ~. LUECKB; MAYOR COMMUNITY ~ ECONOMIC DEVELOPMEN~]C JEFFREY V. GIBNEY qJ +'~°i E.XLCL''TIVE 11Z~C117R ~1~y $ ~ $ Division of Community Development Property Address: 1914 S. Catalpa Av / ~~ Property Owners: Mare Dudeck '~~ Date: ,~e,~rrtbex 1Z, Z00 Inspector: ,~I~' Yo~,g Program: Home 1~epair& Improvement Pro rgram Bid S ecifications Fum ee Attached Minimum Bid Specification) l . ~ Install new minimum 95% efficient gas fired forced air furnace and 13 seer. central aiT GQXI,~ilj~~~,ig~u t appropriately sized for homes heating requirements. Installation to include rzecdcd xtew wixing, ~~K1~LgY Star Rated setback thermostat or approved euual, duct work, condensing unit, coil, refrigerant Imes, condeusatioxz evacuation pump, PVC exhaust duct and exterior combustion.air intake, and carbon znozloxide detector to efficiently hear and cool the home. Contxactoz shall check supply and retum duct work for blockage or restrictions, and be respolxsible for proper operation and or replacement if needed; all supply duct joints are to be sealed to prevent air leaks- Installation shall conform to local codes. Remove and haul away old furnace, duct work, and debris. Plurrc6ang~,~ 2. ~ ~ U Remove existing electric water heater and haul from site. Install new 40 gallon power Direct Vent gas water heater with minilnuzrz 6 year uzanufactures warxanty, installation is to include PVC side wall vent pipe. Water heater shall include new shut off valves on hot and cold water lines, pressure relief valve azzd copper ar galvanized drain pipe installed within 6" of concrete floor. Installation slrall izrcludc all kzazdwaxe and needed electrical circuitry for proper installation and function. Replace or repair all needed £zttizlgs, pipe, supply, and return lines $ ~ S'7~ ~ z i COMMUi~TI'rK D~VELOPM5Nr I'n*asz.e. C. ~~ev~tn 5751235-9000 Fnx: 5741235-7697 Job Cost Total. ECONOMIC LBYELOPMEIVT F1hA~C;AL~ t z2OGRA.M DOYn_D E. (NKC t1'SAIVP.G PML'.T~PZ 5,'4!235.4371 F-t~z;,aa7x LecnARu 5'4~~35.937A PaF:e, 1 r,t AGREEMENT FOR SUPERVISION OF REAL PROPERTY REHABILITATION This Agreement is entered into by and between the City of South Bend Redevelopment Commission and Margaret Dudeck Owner ,residing at 1914 S. Catalpa Avenue, South Bend, IN 46613. 1. Owner has entered into an agreement with City of South Bend- Redevelopment Commission dated November 6, 2009 for a Home Improvement Loan in the amount of Three Thousand Four Hundred Fifty 8v 00/ 100 ($3,450.00) to be used for the sole purpose of rehabilitating the premises commonly 1914 S. Catalpa Avenue, South Bend, IN, 46613 and more full described as: Lot 52 City View Pl 2. Owner has entered into an Agreement for Rehabilitation of Real Property dated with Ricker Construction and Gnoth Naragon (Contractors) for the rehabilitation of said premise. 3. Owner 8s Commission hereby authorizes the Division of Community Development to monitor and inspect the rehabilitation work, to approve or disapprove Contractor's performance, to approve or disapprove proposed changes, to issue stop work orders when Supervisor determines that such action is in the Owner's best interest and to perform all other acts necessary to insure that Contractor fulfills its obligations under the Agreement for Rehabilitation of Real Property, including all terms and conditions thereof. 4. Owner 8a Commission hereby authorizes the Supervisor to disburse the proceeds of Owner's Home Improvement Loan to pay the costs of rehabilitation performed at the above described premises, pursuant to the Agreement for Rehabilitation of Real Property. Disbursement of said loan proceeds shall be made pursuant to the terms and conditions of said Agreement for Rehabilitation of Real Property. Executed this 6th day of November, 2009. OWNER City of South Bend -Redevelopment Commission Margaret Dudeck STATE OF INDIANA ) SS: ST. JOSEPH COUNTY ) Before me a Notary Public, personally appeared and acknowledge execution of the foregoing agreement this 6th day of November, 2009. My Commission Expires: January 7, 2015 STATE OF INDIANA ) SS: ST. JOSEPH COUNTY ) Cheryl K. Phipps, Notary Public Residing in St. Joseph County, Indiana Before me a Notary Public, personally appeared Margaret Duduck and acknowledge execution of the foregoing agreement this day of , 2009. Kaye Trowbridge -Notary Public Residing in St. Joseph County, Indiana My Commission Expires: February 6, 2016