HomeMy WebLinkAboutPSA - ONB Benefits Administration dba J.W.F. Specialty Company1316 COUNTY -CITY BUILDING
227 W. JEFFERSON BOULEVARD
SOUTH BEND. INDIANA 46601-1830
CITY OF SOUTH BEND PETE BUTTIGIEG, MAYOR
BOARD OF PUBLIC WORKS
January 10, 2017
Thomas Dickman
ONB Benefits Administration, LLC d/b/a J.W.F. Specialty Company
600 E 961s Street, Suite 425
Indianapolis, IN 46240
RE: Professional Services Agreement
Dear Mr. Dickman:
PHONE 574/235-9251
FAX 574/235-9171
The Board of Public Works, at its meeting held on January 10, 2017, approved the above
referenced agreement for three (3) year worker's compensation claims administration and
reporting in the amount of $51,000 for 2017, $52,000 for 2018 and $53,000 for 2019.
Enclosed please find a copy of the agreement for your records.
If you have any further questions regarding this matter, please call this office at (574) 235-
9251.
Sincerely,
�.
Linda M. Martin, Clerk
Enclosure
c: John Murphy, Administration and Finance
GARY A. GILOT SUZANNA M. FRITZBERG ELIZABETH A. MARADIK JAMES A. MUELLER THERESE J. DORAU
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JWF SPECIALTY COMPANY
ADMINISTRATIVE SERVICES AGREEMENT
THIS AGREEMENT, made this 1st day of November, 2016, by and
between The City of South Bend (the "Client")
and ONB Benefits Administration, LLC d/b/a J.W.F. Specialty
Company, an Indiana Limited Liability (the "Administrator"),
WITNESS THAT:
In consideration of the premises, the mutual covenants herein
contained, and each and every act performed hereunder by either of
the parties, such parties enter into the following Agreement:
Section 1. Appointment of the Administrator. The Client hereby
contracts with the Administrator to provide certain administrative
and managerial services specified in Section 3 below, and the
Administrator hereby agrees to perform for the Client such contract
services pursuant to the terms hereof.
Section 2. Term of Agreement. This Agreement shall commence on
January 1, 2017, and shall remain in full force and effect until
January 1, 2020, or until earlier terminated as hereinafter
provided.
Section 3. Duties of the Administrator. The Administrator
shall, during the term of this Agreement, perform the
administrative and managerial services provided below subject to
the terms of this Agreement. The Administrator shall perform its
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duties in accordance with all applicable laws, orders, regulations,
decrees or judgments of any governmental or judicial authority.
For the purposes of this agreement, the Administrator will
handle worker's compensation claims presented to the City of South
Bend for payment. The services to be provided by the Administrator
pursuant hereto are as follows:
(a) to receive notice of and create a file on each claim
reported to the Client and maintain each file for the
Client;
(b) to investigate to the extent deemed necessary in the
judgement of the Administrator all reported claims and
or losses;
(c) to adjust, settle or resist all such claims and/or
losses including any subrogation or contribution action
subject to the discretionary settlement authority;
(d) to make timely payment of amounts due, in accordance
with established payment procedures, out of the Claims
Fund Account provided by the Client;
(e) to prepare documentation and arrange for the defense of
cases;
(f) to represent the Client at the appropriate governmental
agencies of the State of Indiana;
(g) to represent the Client at conferences regarding pending
claims;
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(h) to recommend legal counsel and supervise selected legal
counsel selected by the Client in preparation of cases
for hearings, appeals, and/or trials;
(i) to maintain and provide to the Client pertinent data on
all claim payments;
(j) to provide monthly loss reports to the Client, quarterly
until such time all claims are closed and resolved;
(k) to assist the Client in order to make timely reports to
the Excess Carrier and to comply with other reporting
provisions of the Excess Policy;
(1) to advise the Client in writing of major developments
such as but not limited to litigation, subrogation,
adjustment and settlement of claims in excess of an
amount agreed to by the parties in writing. Such amount
may be revised from time to time by written agreement of
the parties;
(m) to secure approval from Client to settle claims for
amounts exceeding the discretionary settlement authority
or make payments in excess of authority;
(n) with the prior approval of the Client (which approval
shall not be unreasonably withheld), to contract on its
behalf and in the name of the Client with consultants,
attorneys and such other independent contractors as
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shall be reasonably required by the Administrator in the
performance of its duties herewith;
(o) to arrange and pay, from the Client funds, for audits of
the records of the Client required by the terms hereof;
(p) To provide on-line services by giving client the
communication software that is compatible with
Administrator's claims system; and
(q) to assist the Client in obtaining information necessary
for proper reporting under Medicare, Medicaid & SCHIP
Extension Act of 2007 and to faithfully report such
necessary information to Medicare's Centers for Medicare
& Medicaid Services.
Without limiting the foregoing, the Administrator shall, in
conducting its duties hereunder, act in a prudent manner as a
fiduciary with respect to the funds of the Client in accordance
with the customary standards and practices in the insurance
industry and shall generally make a good faith effort to comply
with all applicable governmental regulations with respect to the
operation of the Client self-insurance fund.
Section 4. Duties of the Client
In addition to its other obligations hereunder, the Client agrees
as follows:
(a) to promptly provide all claims information to the
Administrator;
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(b) to cooperate with the Administrator and its
representatives in the investigation and defense of
claims;
(c) to provide witnesses as reasonably required to
investigate and defend claims;
(d) to render decisions concerning payment of claims, and on
all matters relating thereto, on a timely basis;
(e) to provide sufficient funds required for the payment of
claims, fees and expenses;
(f) to promptly deliver funds as are required to carry out
this Agreement.
Section S. Reports; Records. The Administrator shall, during
the term of this Agreement, within thirty (30) days of the end of
each fiscal quarter, furnish such written reports to the Client as
may be reasonably required by the Client. All of the Client's claim
files maintained by the Administrator hereunder shall be available
for inspection and copying during normal business hours by the
directors and officers of the Client or their respective agents,
attorneys, accountants or other professional consultants at the
Client's expense. Such claim files shall be the sole property of
the Client at all times during the term hereunder and shall be
surrendered to the Client upon the termination of this Agreement,
and thereafter the Administrator shall not use or disclose such
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claim files or the contents thereof but shall have the right to
make copies thereof at its expense.
The Client shall forward to the Administrator promptly, after
its receipt thereof, all communications concerning its business of
which the Administrator should have knowledge in order to perform
its duties hereunder or involving matters which the Administrator
has undertaken to perform for, or on behalf of the Client, and the
Administrator shall generally keep the Client apprised of its
activities hereunder and promptly, after its receipt thereof,
forward to the Client all communications concerning the Client of
which the Administrator shall receive in connection with the
performance of its services hereunder and shall make such other
reports and provide such other information and documents as the
Client shall reasonably require.
Section 6. Claims Funding. The Client shall be solely
responsible for providing sufficient funds required for the payment
of claims, fees and expenses. The Client shall provide payment upon
request for claim expense payments. The client will be notified
when funds are required and the client will transfer the funds via
ACH transfer. Payments will be made for the normal operating
expenses of the Client, including, but not limited to the
following:
(a) costs of settling claims;
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(b) costs of investigation, adjustments, litigation and
legal counsel;
(c) costs of preparing reports required hereunder;
(d) costs of witness and expert fees;
(e) costs of medical and engineering appraisals;
(f) costs of surveillance, photography, and other incidental
and special costs incurred to evaluate, process and
defend claims;
(g) costs of financial advisors, consultants, actuaries,
accountants, attorneys, and other advisors or
subcontractors retained by the Administrator with the
consent of the Client pursuant hereto; and
(h) costs of license expenses and other fees incurred by or
on behalf of the Client with the Client's written
consent.
The Administrator shall use the funds in strict accordance
with this Agreement. The Client shall have the right to audit claim
payments, at its sole expense, at any time during the term of this
agreement. The Administrator shall have no obligations to perform
any services under this Agreement if the Client is delinquent in
the delivery of sufficient funds.
Section 7. Fees. The Client shall pay the Administrator an
Annual Flat Fee (the "claim service fee") of $51,000 (fifty -
thousand dollars) for the Administrator's services provided during
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the first year of this Agreement. The Annual Flat Fee will increase
to $52,000 for the second year of the agreement. The Annual Flat
Fee will increase to $53,000 for the third and final year of the
agreement. The claim service fee shall be payable in quarterly
installments with the first installment due upon inception of this
contract. Each year of this Agreement is from January 1 to January
1 of the following year. The total compensation due the
Administrator shall be based on a claims service fee provided, and
covers claims administration for the life of the claim. The MMSEA
claims reporting is now included as part of the annual service fee
of this addendum. Bill review services are provided on behalf of
the client and the fee for Usual and Customary Reduction is $1.05
per line, and the fee for PPO review and reduction is 230 of
savings.
Section 8. Employees; Affiliates and Certain Transactions. The
Administrator shall employ such competent and skilled personnel as
shall be necessary to carry out its duties under this Agreement at
its sole cost and expense. with the exception of litigation
counsel, the Administrator shall not be required, however, to
provide the services of any specific individual with respect
thereto.
The Administrators dealings with subcontractors or agents are
subject to the terms of Section 3. Without limiting the provisions
of Section 3, the Administrator shall not enter into any contract,
arrangement or other transaction on behalf of the Client or in
connection with its duties hereunder with an "affiliate" of the
Administrator or a "related party" without prior disclosure of all
relevant facts of such contract or other transaction to the Client
and the prior written approval by the Client of the same. For
purposes of the foregoing sentence, the term "affiliate" shall mean
an entity controlled by, under common control with or controlling
the Administrator and a "related party" shall be any person or
entity who shall be an officer, director, principal stockholder or
the equity holder or participant of the Administrator or any
affiliate, or any member of such person's "immediate family".
"Immediate family" shall mean such person's spouse, children or
their spouses or children, parents, siblings or their spouses or
their children. Additionally, the Administrator shall not engage in
any transaction on behalf of the Client or in connection with its
duties hereunder in which the Administrator or any affiliate, or
any related party thereof, shall have any direct or indirect
financial interest or shall otherwise receive any direct or
indirect benefit, without the prior full disclosure of all relevant
facts regarding such transaction to the Client and the approval of
the Client of the same.
Section 9. Contracts with Other Organizations. The services of
the Administrator to the Client are not exclusive and the Client
agrees that the Administrator, and any affiliate of the
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Administrator, shall be free to render services to others,
including other contractors, and to engage in other activities,
provided that the rendering of such other services and performance
of such other activities shall not in any way interfere with,
impair or adversely affect the Client or the performance of the
Administrator's duties hereunder.
Section 10. Termination. Either party may terminate this
Agreement at any time by giving at least ninety (90) days written
notice to the other party.
Section 11. Indemnification. The Administrator agrees to
indemnify and hold harmless the employees, officers, directors,
agents or stockholders of the Client ("Indemnitees") against any
and all liabilities, costs, expenses (including reasonable
attorneys' fees), or damages actually and necessarily incurred by
or imposed on any of the Indemnitees in connection with or
resulting from any Claim made or threatened against the Indemnitee
as a result of or in connection with the failure by the
Administrator to perform its duties in accordance with the terms of
this Agreement, unless the Claim was caused by the willful
misconduct or gross negligence of the Indemnitee.
The Client agrees to indemnify, defend and hold harmless the
Administrator against any and all liabilities, costs, expenses
(including reasonable attorneys' fees), or damages actually and
necessarily incurred by or imposed on any of the Administrator its
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employees, officers, directors, agents or stockholders in
connection with or resulting from any claim made or threatened
against the Indemnitee as a result of or in connection with any
such claim that relates to or arises out of the Client's actions or
inactions, unless the claim was caused by the willful misconduct or
gross negligence of the Administrator.
Section 12. Notices. All notices required to be given under
this Agreement shall be given by personal delivery or by certified
mail or registered mail, return receipt requested, postage
prepared, addressed as follows:
If to the Client:
City of South Bend
Attn: Legal Department
731 S. Lafayette Blvd
South Bend, IN 46601
If to the Administrator:
Thomas C. Dickman
J.W.F. Specialty Company
600 E. 96th St., Ste 425
Indianapolis, IN 46240
Notices shall be effective upon actual receipt if given by
personal delivery or three days after mailing, if mailed.
Section 13. Counterparts; Entire Agreement. This Agreement may
be executed in any number of counterparts and each shall be
considered an original and together they shall constitute one
agreement. This Agreement constitutes the entire Agreement among
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the parties in respect to the transactions contemplated hereby and
supersedes all prior agreements, arrangements and undertakings -
relating to the subject matter hereof. No covenant or condition not
expressed in this Agreement shall affect or be effective to
interpret, change or restrict the Agreement.
Section 14. Amendment; Waiver. This Agreement may be amended
or modified only by a writing specifically amending the Agreement
and signed by the parties hereto. No waiver of any provisions of or
default under this Agreement shall affect the rights of the parties
thereafter to enforce any other provision or to exercise any right
or remedy in the event of any other default, whether or not
similar. Any waiver of any term of this Agreement must be in
writing. All consents and approvals required hereunder shall be in
writing and signed by the consenting or approving party.
Section 15. Successors; Assignment. This Agreement shall be
binding upon and inure to the benefit of the parties hereto and
their respective successors and assigns; provided, however, that
this Agreement may not be assigned by either of the parties hereto
without the prior consent of the other. Any delegation or
subcontracting of the duties or responsibilities by the
Administrator to third persons or entities in accordance with the
provisions of this Agreement shall not be deemed as an assignment.
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Section 16. Governing Law. This Agreement shall be governed
by, and shall be construed and regulated in accordance with, the
laws of the State of Indiana.
Section 17. No Imputation of Partnership; Agency. The Client
and the Administrator are not partners or joint venturers and
neither this Agreement nor any provision thereof shall be deemed to
constitute a partnership or joint venture as between the parties
hereto or to constitute either party as the agent of the other for
any purpose except as expressly provided for herein. Neither party
shall be or become responsible for any debts, obligations, or
liabilities of the other. Any transaction unrelated to the
contractual services set forth herein engaged in by either party,
unless specifically authorized by other party, shall be solely the
liability and responsibility of such party, which shall not be
authorized to bind the other party with respect thereto. The
employees of each party hereto shall not be deemed employees or
sub -agents of the other and each party shall pay all compensation
and provide any fringe benefits to its own employees.
Section 18. Severability. If any provision or part of this
Agreement is found to be prohibited, unenforceable or invalid under
the laws of any jurisdiction, the provision or part thereof shall
be ineffective to the extent of such prohibition, unenforceability
or invalidity under the applicable law without affecting the
enforceability or validity of such provision in any other
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jurisdiction, and without invalidating the remainder of such
provision or other provisions of this Agreement.
Section 19. Headings. Headings are not part of this Agreement
and shall not be used in the interpretation of this Agreement. They
are provided for convenience only.
IN WITNESS WHEREOF, each of the parties hereto has caused this
Agreement to be executed by its duly authorized officers on the day
and year first above written.
ATTEST: The City of South Bend, Indiana
"PROVED
By: klea..a of Public Works
ATTEST:
Date:
J.W.F. SPFyLyiALTY COMPANY
BY: ,
Date: / -':�o/,
Amendment Regarding
Release of Claims and Indemnification for Mandatory Medicare
Reporting Purposes Under Section 111
Under Section 14 Amendment; Waiver of the J WF Specialty Company Services
Agreement, that agreement can be amended in writing by signature of the parties. By statute,
Medicare has imposed mandatory reporting requirements on the Client as further delineated
below. The Administrator has agreed to provide additional services to assist the Client in
meeting its reporting responsibilities. This Amendment further delineates the responsibilities of
the parties.
Under the Medicare, Medicaid & SCHIP Extension Act of 2007, Section I I I (MMSEA
Section 111, 42 U.S.C. 1395y(b)(8)), certain payments to Medicare beneficiaries must be
reported to Medicare. The reportable payments include worker's compensation payments and
settlements of personal injury lawsuits. Under Section 1 11, a self -insured employer or an entity
that is self -insured for liability claims is designated as the Responsible Reporting Entity ("RRE")
for worker's compensation payments and settlement or judgment payments. The RRE is
required to identify Medicare beneficiaries and then, through a data exchange program with
Medicare, report awards, settlements, and the employer's ongoing responsibility to provide
medical care. The RRE may designate an agent to assist it in meeting its legal responsibilities.
Medicare's rules state that the RRE remains legally responsible for proper reporting in
every case, and the agent cannot assume this responsibility. See, Medicare Secondary Payor
Reporting Requirements Users Guide, Version 2.0, July 31, 2009, Sections 7.1 and 7.2.
The Administrator has developed a reporting module to meet the Client's requirements
for communicating the necessary information to Medicare's Centers for Medicare & Medicaid
Services ("CMS"). The Administrator will faithfully report such required information as is
provided by the Client for both the Client's worker's compensation claims and third -party
liability claims, and will assist the Client in obtaining the information necessary for proper
reporting. However, the Administrator cannot be legally responsible for these reports in light of
Medicare's rules. The Administrator will advise the Client when reports are submitted and of all
responses received from CMS; however, the Administrator cannot be legally responsible for
these reports.
The parties recognize that, under Medicare's rules, the Client is solely responsible and
accountable for complying with the mandatory reporting requirements; however, to the extent
permitted by law, the Administrator hereby RELEASES AND DISCHARGES the Client, its
employees, officers, directors, agents, and/or stockholders, from any and all actual or alleged
claims, damages, losses, actions, suits, proceedings, fines, charges, expenses and attorney fees in
connection with the reporting requirements under MMSEA Section 111 if the act or omission
complained of was caused in whole or in part by the negligence in any form of the
Administrator.
The Client hereby RELEASES AND DISCHARGES the Administrator, its employees,
officers, directors, agents, and/or stockholders, from and against all actual or alleged claims,
damages, losses, actions, suits, proceedings, fines, charges, expenses and attorney fees in
connection with the reporting requirements under MMSEA Section 111, if the act or omission
complained of was caused in whole or in part by the negligence in any form of the Client.
The parties recognize that, under Medicare's rules, the Client remains solely responsible
and accountable for complying with Medicare's mandatory reporting requirements; however, to
the extent permitted by law, the Administrator will INDEMNIFY, DEFEND AND HOLD
HARMLESS the Client and the Client Indemnities against any and all actual or alleged claims,
damages, losses, actions, suits, proceedings, fines, charges, expenses and attorney fees actually
or necessarily incurred or imposed on the Client and/or the Client Indemnities in conjunction
with the reporting requirements under MMSEA Section 111, if the act or omission complained
of was allegedly caused in whole or in part by the negligence in any form of the Administrator.
In addition, the Client will INDEMNIFY, DEFEND AND HOLD HARMLESS the
Administrator and Administrator Indemnities against any and all actual or alleged claims,
damages, losses, actions, suits, proceedings, fines, charges, expenses and attorney fees actually
or necessarily incurred or imposed on the Administrator and/or the Administrator Indemnities in
connection with the reporting requirements under MMSEA Section I 1 1 if the act or omission
complained of was allegedly caused in whole or in part by the negligence of the Client.
The Client shall pay the Administrator an annual fee for the report requirements to MMSEA for
Workers Compensation which is included in a separate administrative services agreement, and
$1500 for the report requirements to MMSEA for Liability Benefits.
DATED: City of South Bend
Tit
DATED: J.W.F. SPECIALTY COMPANY
ADMINIS�R
By:
Title:
1/2366642.1
BOARD OF PUBLIC WORKS
AGENDA ITEM REVIEW REQUEST FORM
Date 12/30/16
Name John M, by Department Adm/Finance
BPW Date 1/10/16 Phone Extension 7678
Required Prior to Submittal to Board
Legal ® Attorney Name Michael Schmidt
Controller ® Controller review is required for all Contracts $5,000.00 or more and
greater than one year in length per the City Purchasing Policy
Purchasing ® George King
Check the Appropriate Item Type — Required for All Submissions
® Agreement ® Contract ❑ Proposal ❑ Addendum
❑ Professional Services ❑ Resolution
❑ Bid Opening ❑ Bid Award ❑ Req. to Advertise ❑ Title Sheet
❑ Quote Opening ❑ Quote Award
❑ Change Order No. ❑ C/O & PCA No. ❑ PCA
❑ Ease/Encroach. ❑ Traffic Control
❑ Other:
Required Information
Company or Vendor Name ONB Benefits Administration, LLC d/b/ J.W.F. Specialty Company
New Vendor
MBE/WBE Contractor
Project Name
Project Number
Funding Source
Account No.
Amount
Terms of Contract
Purpose/Description
Amount of
Previous Amount
Yes Z No ❑ If Yes, Approved by Purchasing
MBE I-1 WBE
Worker's Compensation Claims Adminstration
None
Liability Insurance Fund
226-0418-671-31-07 (2017 Budget)
$ Three -Year Agreement - January 1, 2017 to December 31, 2019 -
$51,000 (2017), $52,000 (2018), $53,000 (2019)
Three-year agreement for worker's compensation claims administration
and reporting. Expiring cost is $50,000 per year. The City has used JWF
for an extended period of time and is satisfied with the quality of the
services provided. A separate purchase order will be issued for each year
covered by this agreement.
❑ Required Contractor's Certification Form Attached (Non -
Collusion, Non -Discrimination, Non -Debarment, E-Verifv. Iran, etc
Increase
Decrease
Current Percent of Change:
New Amount
Total Percent of Change:
Copy
Original
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❑
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red For Chance Orders
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Dispersal After