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All charges and rates fixed by this article shall be effective at the time that connection is <br />made from the owner's property to the City sewer and /or water main line(s). The rates set forth in <br />this article are separate and distinct from usage rates, tap and other non - recurring charges, water <br />and sewer service fund charges, availability fees, and other similar charges provided elsewhere <br />under this chapter. <br />Sec. 17 -83. - Owner responsible for connection costs to main line. <br />All costs or charges for making the physical connection from the affected real property to <br />the City - installed sewer or water main line shall be the responsibility of the owner, and these are <br />separate and distinct from the charges set forth in this article. The property owner shall engage a <br />licensed plumber to make any such lateral connection from the sewer and /or water main line to <br />the property or building. All such materials and installations shall be in compliance with <br />Engineering Department standards and any applicable Building or Plumbing Code. <br />Sec. 17 -84. - Party responsible for payment of charge. <br />The current owner of the property as determined by the record of deeds in the Office of the <br />Recorder of St. Joseph County shall be responsible and liable for the sewer and /or water <br />installation construction charges required by this article. <br />Sec. 17 -85. - Methods of payment; prepayment with discount; installment plan. <br />(a) The property owner may pay all charges in full prior to time the installation work is <br />commenced. Prepayment of expenses in advance under this section shall entitle the owner <br />to a ten (10) percent discount of the total charge. <br />(b) A single family residential real property owner may pay the charges under this article by <br />sixty (60) monthly installment payments with interest at the rate of two (2) percent below <br />the City's prime borrowing rate established by the Board of Public Works by December 1 <br />of each year for the following calendar year. The interest at the commencement of the <br />residential owner's sixty -month payment plan shall be constant throughout the sixty -month <br />term. The installment payment under this section shall be added to the monthly <br />sewer /water bill and paid in the same manner and under the same conditions as the <br />monthly water service charges. However, a subsequent owner shall pay in a lump sum at <br />the time of sale of the water and or sewer served real property any balance remaining on <br />the previous owner's obligation for sewer and /or water main extensions under this section. <br />(c) Notwithstanding the foregoing, an owner of vacant real property served by a sewer and /or <br />water main installed by the City shall fully assume and pay the maximum construction <br />charge assessable under this article upon construction of any improvement to the vacant <br />land. If the land is in the City limits at commencement of construction, City rates shall <br />apply. If the land is outside City limits at the commencement of construction, non -City <br />rates shall apply. However, the Board of Public Works may make exceptions for an owner <br />of real property outside the City who qualifies for annexation to the City under the <br />requirements of state statute (IC 36 -4 -3 -1 et seq.) and who has irrevocably petitioned for <br />annexation contemporaneously with hook -up to municipal utility lines. <br />9 <br />