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12) Utilities: The Commission shall provide the Garages with all applicable utility <br />services, and shall reimburse the Operator for any such services, paid directly by <br />the Operator, pursuant to Section 6, above. <br />13) Taxes and Assessments: The Operator shall not be responsible for the payment <br />of any taxes and assessments levied upon or assessed with respect to the real and <br />personal property contained in or upon the Garages. <br />14) Liability Insurance and Indemnification: During the teen of this Agreement, <br />the Operator shall insure, indemnify and hold the Commission, the City of South <br />Bend, Indiana, and their agents and employees, harniless against any and all <br />liability and loss whatsoever arising from any damage, injury, claim or demand <br />caused by the acts, misconduct, errors, omissions or negligence of the Operator <br />and its agents or employees during the scope and course of their employment <br />pertaining to the Garages. Accordingly, the Operator shall provide and pay for <br />comprehensive general liability insurance, property damage insurance and garage <br />keeper's legal liability insurance to a combined single limit of One Million <br />Dollars ($1.000.000.00) and statutory coverage foi• works" compensation <br />insurance. The Operator shall have the right to be self-insured for such coverage <br />and limits as are permitted or approved by the State of Indiana for the Operator <br />from time to time. The Commission and the City of South Bend, Indiana, shall be <br />named as additional insured under any and all insurance policies provided for <br />above. <br />15) Independent Contractor: The Commission and the Operator agree that they are <br />not to be deemed as partners or joint venturers, and that the services to be <br />rendered by the Operator are as an independent contractor. All personnel for the <br />operation of the Garages shall be employees of the Operator and not of the <br />Commission or the City of South Bend. <br />16) Notice: Notices, communications and changes of address pursuant to or related <br />to this Agreement shall be deemed given if deposited with the United States Mail, <br />registered or certified, with postage paid, addressed as follows: <br />To the Commission: Department of Redevelopment <br />1200 S. County-City Building <br />South Bend, Indiana 46601 <br />and <br />City Controller <br />City of South Bend, Indiana <br />1400 County-City Building <br />South Bend, Indiana 46601 <br />4 <br />