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pU7H <br />5 <br />FLG South Bend is the highest rated Second <br />U <br />•a 1g65 Class City in the state of Indiana* <br />Key Factors in South Bend's strong Credit rating <br />- "Diverse local economy and position as a regional center." <br />- "Very strong financial operations." <br />- "Moderate overall debt burden." <br />- "The university [of Notre Dame] and two major health <br />care systems help anchor the area economy." <br />Limiting Rating Factors <br />- "Income levels, at 70% of the national level." <br />- "Above- average unemployment rate." <br />* Second Class City refers to Cities with population in excess of 35,000 <br />