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source, Bdhk DISCLAIMER AND WAIVER OF INTEREST (Real Estate) Document Date: November 25, 2013 Irish Cupcakes Inc. ( "Customer ") has entered into a Loan and Security Agreement (the "Agreement") with I st Source Bank (`Bank "). Pursuant to the Agreement, Customer has granted to Bank a lien and security interest under the Uniform Commercial Code in certain "Collateral" as set forth in Exhibit A, some or all of which Collateral may from time to time be located upon the real property described on Exhibit B (the "Premises "). 1. Bank proposes to make from time to time one or more loans or to otherwise extend credit to Customer, on the condition that Bank will have a security interest in the Collateral that has priority over and is senior to any claim now or hereafter asserted by any other party in or against the Collateral. 2. City of South Bend, Indiana, Department of Redevelopment acting by and through the South Bend Redevelopment Commission ( "Interest Holder ") holds an interest in the Premises, as owner, lessor, mortgagee, other lienholder, or in some other capacity. 3. To induce Bank from time to time to make a loan or loans or otherwise extend credit to Customer, notwithstanding any claim presently or hereafter existing in Interest Holder's favor as to any property of Customer, Interest Holder hereby waives and disclaims any and all liens, claims, demands, rights or interests which Interest Holder may now have or may hereafter acquire in, on or to the Collateral, including, without limitation, the right to levy, distrain, take possession of or sell for unpaid rent. The Collateral shall at all times be personal property, and not an accession or addition to or fixture on the Premises, regardless of the fact that it may be installed on or in any manner attached to the Premises, and Interest Holder shall acquire no title to or interest in the Collateral by virtue of any installation or attachment. The filing of any document as a fixture filing or similar filing shall not operate to negate any provisions of this Agreement, nor shall this Agreement be construed in any manner to change the provision that the Collateral is to be personal property. 4. Interest Holder hereby consents to the liens and security interests on the Collateral heretofore or hereafter created in favor of Bank. 5. Bank may, at no expense to Interest Holder, enter onto the Premises at any time and inspect and/or take possession of, sever or remove the Collateral or any part thereof and Bank may sell, transfer or otherwise dispose of the Collateral upon severance and/or removal free and clear of all liens, claims, demands, rights, or interests of Interest Holder. Bank may occupy the Premises for the purpose of controlling the Collateral, preparing it for sale, or any other legal purpose fora period not to exceed thirty (30) days from the time of written notice to Bank to vacate the Premises, and Bank shall pay to the owner of the Premises a reasonable sum for rent during this thirty (30) day period or any portion or extension. Bank agrees to repair any damage caused by any severance and/or removal of the Collateral to the extent reasonably necessary to restore the Premises to its condition immediately prior to such removal. 6. Interest Holder agrees not to take any action to terminate the right of Customer to occupy the Premises or to have the Collateral located on the Premises without thirty (30) days prior written notice to Bank. 7. Interest Holder hereby agrees that any claim of Interest Holder with respect to the Collateral shall be subject, junior and subordinate in all respects to any Claim now or hereafter held by Bank with respect to the Collateral to the extent of the total indebtedness of Customer to Bank, and that Interest Holder will not commence any action or proceeding of any kind whatsoever to enforce any claim of Interest Holder with respect to the Collateral as long as Bank has any Claim with respect to the Collateral. 8. The provisions of this agreement shall be binding on any party to whom Interest Holder assigns or transfers any interest in the Premises or claim of Interest Holder. Interest Holder agrees to notify any proposed assignee or transferee of the existence and terms of this agreement, prior to transferring any interest in the Premises or claim against the Collateral to such party. 9. This agreement shall remain in force as long as Bank has any interest in the Collateral. 10. A fax or other electronic reproduction of this Agreement with Interest Holder's signature shall be as effective and valid as if such page bore Interest Holder's original signature. This Agreement may be executed and delivered via fax or other electronic means. INTEREST HOLDER: City of South Bend, Indiana, Department of Redevelopment acting by and through the South Bend Redevelopment Commission /Ord By: Title: Disclaimer and Waiver of Interest — Real Estate 2 -7 -2013 Page 1 of 2