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performance of this Loan Agreement, with respect to the employee's or applicant's hire, tenure, terms, <br />conditions, or privileges of employment or any matter directly or indirectly related to employment, <br />because of the employee or applicant's race, color, religion, sex, handicap, national origin or ancestry. <br />Section 18. This Loan Agreement shall be construed in accordance with and governed by the <br />laws of the State of Indiana except where superseded by federal statutes or regulations. Suit, if any, <br />must be brought in the State of Indiana. <br />Section 19. The IDFA is exempt from state, federal, and local taxes. The IDFA will not be <br />responsible for any taxes levied on the Borrower as a result of this Loan Agreement. <br />Section 20. Drug-free Workplace: <br />A. The Borrower hereby covenants and agrees to make a good faith effort to provide and <br />maintain during the term of this Loan Agreement adrug-free workplace. <br />B. It is further expressly agreed that the Borrower's failure to in good faith comply with <br />the terms of sub section (A) above shall constitute a material breach of this Loan <br />Agreement, and shall entitle the State to impose sanctions against the Borrower, <br />including, but not limited to, suspension of payment, termination of this Loan <br />Agreement and/or debarment of the Borrower from doing further business with the <br />State for up to three (3) years. <br />Section 21. This Loan Agreement shall be construed solely in accordance with the terms of the <br />State of Indiana and in a manner as to be effective and valid under applicable law. However, if any <br />provision of the Loan Agreement shall be ineffective or invalid, it shall not affect the effectiveness or <br />validity of the remainder the Loan Agreement. <br />[Remainder of page intentionally left blank] <br />`~r" a 4 s .~ 1;m <br />~~~~ (~ 200 <br />