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FUNDING AND REIMBURSEMENT AGREEMENT <br /> This FUNDING AND REIMBURSEMENT AGREEMENT, is made and entered into as <br /> of July 1, 2026(the"Agreement")by and between the CITY OF SOUTH BEND, INDIANA (the <br /> "City"),a municipal corporation duly organized and validly existing under the laws of the State of <br /> Indiana (the "State"), and the SOUTH BEND REDEVELOPMENT COMMISSION (the <br /> "Redevelopment Commission"), as governing body of the CITY OF SOUTH BEND <br /> REDEVELOPMENT DISTRICT, a special taxing district duly organized and validly existing <br /> under the laws of the State of Indiana(the"District"). <br /> WHEREAS, Indiana Code 36-7-11.9 and 36-7-12, as supplemented and amended <br /> (collectively, the "Act"), authorizes and empowers the City to make direct loans to users or <br /> developers (each as defined under the Act) for the cost of acquisition,construction, or installation <br /> of economic development facilities, with such loans to be secured by the pledge of one or more <br /> taxable or tax-exempt debt obligations of the users or developers, for diversification of economic <br /> development and promotion of job opportunities in or near such City and vests the City with <br /> powers that may be necessary to enable it to accomplish such purposes; and <br /> WHEREAS, the City, upon finding that the Project (as hereinafter defined) and the <br /> proposed financing of the construction thereof will create additional employment opportunities in <br /> the City; will benefit the health, safety, morals, and general welfare of the citizens of the City and <br /> the State; and will comply with the purposes and provisions of the Act, adopted an ordinance <br /> approving a loan to Beacon Apartments Preservation LLC, an Indiana limited liability company <br /> (the"Borrower"); and <br /> WHEREAS, the City intends to make a direct loan to the Borrower, pursuant to the <br /> provisions of the Act,this Agreement,and the Financing and Loan Agreement,dated as of July 1, <br /> 2026, between the City and the Borrower(the"Loan Agreement"), all for the purpose of financing <br /> a portion of the Project; and <br /> WHEREAS,pursuant to Indiana Code 36-7-I4-39(b)(4), the Redevelopment Commission <br /> may use certain incremental property taxes to reimburse the City for expenditures(including loans) <br /> made for local public improvements(which include buildings and all expenses reasonably incurred <br /> in connection with the acquisition and redevelopment of property)that are physically located in or <br /> physically connected to the Allocation Area(as defined herein); and <br /> WHEREAS,pursuant to Resolution No.3672,adopted by the Redevelopment Commission <br /> on June 11,2026, a copy of which is attached hereto as Exhibit A(the"Authorizing Resolution"), <br /> the Commission has authorized the use of Tax Increment Revenues(as defined herein), in the total <br /> amount of not to exceed One Million Two Hundred Fifty Thousand Dollars ($1,250,000) from <br /> moneys then currently on deposit in the Allocation Fund(as defined herein), in order to reimburse <br /> the City for expenditures made,or to be made, to finance a portion of the Project costs. <br /> NOW THEREFORE, in consideration of the premises, the covenants and agreements <br /> hereinafter contained, and for other valuable consideration, the receipt and sufficiency of which <br /> are hereby acknowledged, the City and the District hereby agree and covenant. <br /> (End of Recitals) <br />