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9 <br />ZURICH <br />July 21, 2025 <br />Re: HRP Construction, Inc. <br />To Whom It May Concern: <br />Zurich American Insurance Company and/or its subsidiary, Fidelity and Deposit <br />Company of Maryland, have provided surety credit to HRP Construction, Inc. <br />for single projects of $40,000,000 and an aggregate uncompleted backlog of <br />$80,000,000. Zurich/F&D is rated "A+" (Superior) with a financial size category of <br />XV ($2 billion +) by AM Best and has a US Treasury Limit exceeding $300 million. <br />If HRP Construction, Inc. is awarded a contract for a referenced project and requests <br />that we provide the necessary Performance and/or Payment Bonds, we will be <br />prepared to execute the bonds subject to our acceptable review of the contract <br />Zurich North America Surety terms and conditions, bond forms, appropriate contract funding and any other <br />1299 Zurich Way <br />underwriting considerations at the time of the request. <br />Schaumburg, IL 60173 <br />Our consideration and issuance of bonds is a matter solely between HRP <br />Construction, Inc. and ourselves, and we assume no liability to third parties or to you <br />http://www.zurich.com by the issuance of this letter. <br />Direct Phone 317-753-3078 <br />We trust that this information meets with your satisfaction. If there are further <br />questions, please feel free to contact me. <br />Sincerely <br />Zurich American Insurance Company <br />Fidelity and Deposit Company of Maryland <br />ifer L. Kasznia <br />-in-Fact <br />` tM1`,gs,tttl fi'", J��4 <br /><Zil-e Oq �•',�e f�' <br />SEALIII lit % <br />`,:= <br />`t`ttlltltllrt///,/I <br />o`cari lnsurd''�.. <br />0,9 <br />to <br />SEAL`�� _ <br />1995 • ;�J <br />