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0 <br />August 7, 2024 <br />RE: Byrne & Jones Enterprises, Inc. <br />To Whom It May Concern.: <br />Byrne & Jones Enterprises, Inc, has been a significant customer of Central Bank of St. <br />Louis for more than 30 years. In addition to their deposit relationship, we have enjoyed <br />an excellent credit relationship with Byrne & Jones. Throughout our history of working <br />together, we have found the company and its management to be of the highest integrity in <br />all aspects of their business. <br />Presently Byrne and Jones Enterprises Inc. has a line of credit — in the amount of <br />$1,000,000, which has no outstanding balance and matures June 24, 2025. <br />If you feel additional information may be needed, we would be pleased to provide any of <br />this information upon our receipt of the written authorization of the company's <br />management. <br />Sincerely, <br />Cathy Noland <br />Commercial Loan Administrative Officer <br />LUNWOM <br />314.862.83001 centralbank.net 7707 Forsyth Blvd. <br />Member FDIC Clayton, MO 63105 <br />