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(e) Public Freshwater Lakes <br /> Within the SFHA are public freshwater lakes. Public freshwater lakes are <br /> governed by IC 14-26-2(sometimes referred to as the Lakes Preservation Act)and <br /> rules adopted by the Natural Resource Commission at 312 IAC 11-1 through 312 <br /> IAC 11-5 to assist with its implementation. A listing of public freshwater lakes <br /> can be found in the Indiana Register,Information Bulletin#61.Noting while Lake <br /> Freeman and Lake Shafer are listed,Indiana Department of Natural Resources and <br /> Natural Resource Commission authority is abridged by IC 14-26-2-15. Dredging <br /> of public freshwater lakes is addressed in the Indiana Register, Information <br /> Bulletin#60 <br /> (i) Lakes Preservation Act jurisdiction is based on the specific lake's <br /> legally established lake level, where this legally established elevation <br /> (legal lake level)meets the land along the shoreline. When no legal lake <br /> level is established for a lake, average normal shoreline at each site is <br /> used,based on observation of breaks such as lakebed vs ground and lines <br /> of demarcation. <br /> (ii) Indiana Department of Natural Resources approval is required for <br /> excavation, fill, and placement, modification, or repair of a temporary <br /> or permanent structure over, along or lakeward of the shoreline or <br /> waterline of a public freshwater lake. Walls landward of the shoreline <br /> (within ten(10) feet) and below legal or normal water level of a public <br /> freshwater lake also require prior approval from the Department of <br /> Natural Resources. <br /> (iii)General licenses and exemptions to the Lake Preservation Act may <br /> apply to the placement of temporary piers, dry hydrants, aerators, or <br /> glacial stone reface,provided they meet the specific criteria of the Public <br /> Lakes Rules. <br /> (iv)No action shall be taken by the Floodplain Administrator until a permit <br /> or letter of authorization (when applicable) has been issued by the <br /> Indiana Department of Natural Resources granting approval or <br /> qualification for a general license has been verified. Once a permit or <br /> approval has been issued by the Indiana Department of Natural <br /> Resources (or general license qualification verified), the Floodplain <br /> Administrator may issue the local Floodplain Development Permit, <br /> provided the applicable provisions contained in this section have been <br /> met. The Floodplain Development Permit cannot be less restrictive than <br /> the permit issued by the Indiana Department of Natural Resources. <br /> However,a community's more restrictive regulations(if any) shall take <br /> precedence. <br /> (2) General Standards <br /> In all areas of special flood hazard, the following provisions are required: <br /> (a) All new construction, reconstruction or repairs made to a repetitive loss structure, <br /> and substantial improvements shall be anchored to prevent flotation, collapse or <br /> lateral movement of the structure. <br /> (b) New construction and substantial improvements shall be constructed with <br /> materials and utility equipment resistant to flood damage below the FPG. <br /> (c) New construction and substantial improvements must incorporate methods and <br /> practices that minimize flood damage. <br /> (d) Electrical, heating, ventilation, plumbing, air conditioning equipment, and other <br /> service facilities shall be located at/above the FPG for residential structures. <br /> Electrical, heating, ventilation, plumbing, air conditioning equipment, and other <br /> 26 <br />